⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Jyoti Sanjay Jadhav
LAN 77000356234Loan ₹14,42,0800.3% only / top-upMails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 12:48
Documents
took 1h 30m
Payment
took 54m
Challan
done 9 Oct, 15:15 · GRAS ↗
Filing
took 3h 04m · IGR e-filing ↗
E-filing copy
done 9 Oct, 18:20
Index II
took 2d 18h
doneIndex II shared · the trail says: The branch has provided the loan documents and stated the fee is paid. The team is waiting for the fee to be processed.whole case so far 4d 10h
Needs your eyes1
The work is done — our fee of ₹4,427.52 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Half the challan is paid (0.5% registration fee ✓). Still to pay: 0.3% stamp duty ₹4,327 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Historywhat happened on this case, newest first
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
JYOTI SANJAY JADHAV Index-II.pdf
9 Oct136 things — 15 documents received · 7 letters written · 7 cautions · 107 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260690.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
kyc address missing
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
reading error456
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
JYOTI SANJAY JADHAV EchallanMH011700668202627E.pdf
copilot edit — by copilot:KUNAL
calc figure452 — by copilot:KUNAL
copilot check issues — by copilot
form checked489
calc figure452 — by copilot:KUNAL
calc figure452 — by copilot:KUNAL
copilot check issues — by copilot
form checked489
challan boxes composed
reader mail addition — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
index2 docno read
index2 docno read
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
Re: Fw: LAN NO-77000356234-APPLICANT NAME -Jyoti Sanjay Jadhav- LAN NO REF PROCESS CHALLAN OF 0.3 & 0.5% AND N
acknowledged with advice
An old draft withdrew itself — its asks were already answered
address compared
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
paper read beside case
Received: Sale deed
jyoti jadhav sale deed (1).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
screenshot claim recorded
Received: Selfie
IMG_20261009_133519.jpg
Received: Selfie
IMG_20261009_133536.jpg
Received: Payment screenshot
IMG-20261009-WA0024 (1).jpg
property self check
property from index2
index2 people checked
A mail waiting for Send was put right to what is true now
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
documents read together
The file seems to show a payment to us but no row could be read — open it
money settled — by ezdocs:reader
mortgage date unclear
motd secured amount
Nothing new to ask for — stayed quiet
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
paper read beside case
Received: Sale deed
jyoti jadhav sale deed.pdf
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
pan by reading443
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the document chase mail — held, silent mode
Fw: LAN NO-77000356234-APPLICANT NAME -Jyoti Sanjay Jadhav- LAN NO REF PROCESS CHALLAN OF 0.3 & 0.5% AND NOI F
An old draft withdrew itself — its asks were already answered
boxes gathered
address compared
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
A mail waiting for Send was put right to what is true now
pages trimmed480
pages trimmed480
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card
Untitled_Message (5).zip/351967.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card
Untitled_Message (5).zip/351966.jpg
money settled — by ezdocs:reader
money corrected from papers
card name not read454
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03338
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03338
The branch's own fee working disagrees with the law
Received: Aadhaar
Untitled_Message (5).zip/351965.jpg
Property checked by the engine — read from the report, every box that names the flat is there
applicant email captured
roles from letter
Co-applicant added
Property read from the legal / technical report (the sanction letter had none)
money settled — by ezdocs:reader
money not settled
Received: Aadhaar
Untitled_Message (5).zip/351964.jpg
case read started — by ezdocs:reader
insurance twin detected
kyc address read
Received: Sanction letter
KFSLetter_77000356234 (1).pdf
Received: Technical report
Technical jyoti jadhav.pdf
Received: Sanction letter
InsKFSLetter_77000356235 (1).pdf
Received: Aadhaar
Untitled_Message (5).zip/351963.jpg
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
14 of 15 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓PAN cardopen
✓Sale deedopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside jyoti jadhav sale deed (1).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 16 files
The file, as the engine remembers it8 open
File is for Jyoti Sanjay Jadhav, loan account 77000356234 (Top-Up) with linked insurance loan 77000356235, totaling 1,442,080. Property address is taken from the technical report. MOTD is missing from the file, so date of mortgage is currently unsure.
○Jyoti Sanjay Jadhav — home building — the branch
○Jyoti Sanjay Jadhav — home flat — the branch
○Jyoti Sanjay Jadhav — home road — the branch
○Jyoti Sanjay Jadhav — home PIN — the branch
○Jyoti Sanjay Jadhav — home village / city — the branch
○Nikhil Sanjay Jadhav — mobile — the branch
○Nikhil Sanjay Jadhav — e-mail — the branch
○this desk's fee (Rs 4427) — the branch
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) is present on the file.
the branch's last mail (2026-10-09): Bank branch forwards documents for Jyoti Sanjay Jadhav. · brought: payment screenshot; sale deed; selfie
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T08:48 UTC
Moneywaiting for the credit
₹4,427.52
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹14,050 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-09 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%4,327
Registration fee 0.5%0
Government handling0
Our service fee100
Total we ask for4,427.52
By law ₹4,426.24. We ask ₹4,427 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
103, 1st, Gananayak Apartment, SURVEY, 39/1B/3, Savedi, 414001
read from the Index II · e-filing boxes 39 of 46 ready
Check the property →the boxes beside the paper
People
Nikhil Sanjay Jadhav · co-applicantBROPJ3413JJyoti Sanjay Jadhav · applicantAPVPJ6044F
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