Cases / NOI-2026-02087

PANDHARINATH RAMCHANDRA BHABAD

LAN HOU/KLN/0926/5223822 Index II shared · done All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓PAN card — inside DOC-20260919-WA0065.pdfopen

✓Aadhaar card — inside DOC-20260919-WA0065.pdfopen

✓Selfie / photo — inside DOC-20260919-WA0065.pdfopen

✓Sanction letter — inside DOC-20260919-WA0065.pdfopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (5)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹25,830.91CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹25,810 receivedthe receipt's amount and minute agree

Stamp duty 0.3%9,010

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.91

Total we ask for25,830.91

the branch’s receipt claims ₹25,810

paid 19 Sep 22:22:34 · verified 21 Sep 11:50:58 · 1 d 13 h later

How we know

Our own bank told us — 19 Sep 22:22

₹25,810 · from HDFC-VYAPAR

“Transaction Successful! You've received ₹25810.00 from ATUL MAHADEV JADHAV.”

Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer

By law ₹25,820. We ask ₹25,830 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 19 minour time · 21 Sep 13:00

Index II 30 h 46 minour time · 24 Sep 12:26

the NOI team 3 dtotal 3 d

Complete.

Day by day — every step and who held it

21 Sep 11:41Your branch's mail

21 Sep 11:41Payment landedat once

21 Sep 11:49Papers read+8 min · the NOI team

21 Sep 11:50Property read+1 min · the NOI team

21 Sep 11:50Fee quoted+1 min · the NOI team

21 Sep 11:50Payment verifiedat once

21 Sep 11:50Ready for the challanat once

21 Sep 13:00Challan made+1 h 09 min · the NOI team

21 Sep 18:07Filed on IGR — e-filing shared+5 h 08 min · the NOI team

24 Sep 12:26Index II sent+2 d 18 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹30,00,000

Loan account no.

HOU/KLN/0926/5223822

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed, the e-filing copy shared, and the government's Index II of the NOI has been shared. The case is closed.

the history says the next move is with no one — the case is finished — nothing

✓ fee paid — the branch's words — done, mail 1 (2026-09-21) “MOTD- 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid”

✓ challan made — done, mail 2 (2026-09-21) “We will initiate the challan for the same.”

✓ challan shared — done, mail 4 (2026-09-21) “PFA challan for your reference..”

✓ filed on the IGR site — done, mail 5 (2026-09-21) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 5 (2026-09-21) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 6 (2026-09-24) “PFA index 2 copy for case closure..”

read over 6 mail(s), last mail 2026-09-24 · read 21d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 24d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010525569202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

IP ishwar.pawar@phfl.com phfl.com
21 Sep, 11:41 · 24d ago THE FIRST MAIL — how this case began

REQUERD NOI AND CHALAN Mr.PANDHARINATH RAMCHANDRA BHABAD-- HOU/KLN/0926/5223822

📎 image003.jpg ↗📎 DOC-20260919-WA0065.pdf ↗

Dear Team,

MOTD- 0.3% Paid

NOI- 0.5% Paid

Vendor fee 1800/✓ Paid

Ishwar Pawar?

Team Leader (Loans) – Kalyan Branch.

PHFL Home Loans And Services Limited.

(A Wholly Owned Subsidiary of PNB Housing Finance Limited)

Mobile - 9921529437

Toll Free:1800 120 8800

Web Site:www.pnbhousing.com

🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “MOTD- 0.3% Paid”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
21 Sep, 12:37 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 11:49, Ishwar Morasing Pawar <ishwar.pawar@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

MOTD- 0.3% Paid

NOI- 0.5% Paid

Vendor fee 1800/- Paid
*Ishwar Pawar**?​​​​*
*Team Leader (Loans) – Kalyan Branch.*
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
*Mobile - 9921529437*​*​​*​​​​
Toll Free:*1800 120 8800*
Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
[image: E-mailer Signeture draft]

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 13:02 · 24d ago

📎 PANDHARINATH RAMCHANDRA BHABAD EchallanMH0 ↗

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 12:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will 
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 11:49, Ishwar Morasing Pawar <
ishwar.pawar@phfl.com> wrote:

> Dear Team,
>
> MOTD- 0.3% Paid
>
> NOI- 0.5% Paid
>
> Vendor fee 1800/- Paid
> *Ishwar Pawar**?​​​​*
> *Team Leader (Loans) – Kalyan Branch.*
> PHFL Home Loans And Services Limited.
> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
> *Mobile - 9921529437*​*​​*​​​​
> Toll Free:*1800 120 8800*
> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
> [image: E-mailer Signeture draft]
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
21 Sep, 13:02 · 24d ago

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 12:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 11:49, Ishwar Morasing Pawar <
ishwar.pawar@phfl.com> wrote:

> Dear Team,
>
> MOTD- 0.3% Paid
>
> NOI- 0.5% Paid
>
> Vendor fee 1800/- Paid
> *Ishwar Pawar**?​​​​*
> *Team Leader (Loans) – Kalyan Branch.*
> PHFL Home Loans And Services Limited.
> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
> *Mobile - 9921529437*​*​​*​​​​
> Toll Free:*1800 120 8800*
> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
> [image: E-mailer Signeture draft]
>

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
21 Sep, 18:07 · 23d ago

📎 eFilingDoc9992109260676.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 13:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 12:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Mon, 21 Sept 2026 at 11:49, Ishwar Morasing Pawar <
> ishwar.pawar@phfl.com> wrote:
>
>> Dear Team,
>>
>> MOTD- 0.3% Paid
>>
>> NOI- 0.5% Paid
>>
>> Vendor fee 1800/- Paid
>> *Ishwar Pawar**?​​​​*
>> *Team Leader (Loans) – Kalyan Branch.*
>> PHFL Home Loans And Services Limited.
>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>> *Mobile - 9921529437*​*​​*​​​​
>> Toll Free:*1800 120 8800*
>> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
>> [image: E-mailer Signeture draft]
>>
>

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
24 Sep, 12:26 · 21d ago

📎 IndexII9992109260676.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 21 Sept 2026 at 18:07, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 13:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> PFA challan for your reference..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Mon, 21 Sept 2026 at 12:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Mon, 21 Sept 2026 at 11:49, Ishwar Morasing Pawar <
>> ishwar.pawar@phfl.com> wrote:
>>
>>> Dear Team,
>>>
>>> MOTD- 0.3% Paid
>>>
>>> NOI- 0.5% Paid
>>>
>>> Vendor fee 1800/- Paid
>>> *Ishwar Pawar**?​​​​*
>>> *Team Leader (Loans) – Kalyan Branch.*
>>> PHFL Home Loans And Services Limited.
>>> (A Wholly Owned Subsidiary of PNB Housing Finance Limited)
>>> *Mobile - 9921529437*​*​​*​​​​
>>> Toll Free:*1800 120 8800*
>>> Web Site:*www.pnbhousing.com <http://www.pnbhousing.com/>*
>>> [image: E-mailer Signeture draft]
>>>
>>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image003.jpg	filed	24d ago
Payment screenshot+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Index II inside+ Sanction letter inside	DOC-20260919-WA0065.pdf	filed	24d ago
Paid challan (GRAS)	PANDHARINATH RAMCHANDRA BHABAD EchallanMH010525569202627E.pdf	filed	24d ago
E-filing copy (token)	eFilingDoc9992109260676.pdf	filed	23d ago
Index IIthe registered copy we filed	IndexII9992109260676.pdf	filed	21d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,830.91

Where it stands
VERIFIED — money received

Screenshot claims
₹25,810

Paid at
19 Sep 22:22:34

Verified on
21 Sep 11:50:58

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,010	₹15,000	₹320	₹1,500	₹25,830

By law ₹25,820. We ask ₹25,830 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)

6 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Road, Second number, Property type (Open / Building / Open + Building), Carpet or built-up, Floor (person 1)

✓ EzDocs checked every box against the document’s own words 24d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DOC-20260919-WA0065.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

मौजे काटेमानिवली, ता कल्याण येथील सर्व्हे नं.67 अलॉट नं. 15 यावरील वि ऑप. हौ. मो. नि. मधील पहिला मजला, गदनिका क. 10, क्षेत्र 565 नौ. फुट वाधीव मालमता क. 105008557100(((Survey Number: महें न.67अ. प्लॉट नं. 15)) स्थानिक स्वराज्य संस्था कल्याण-डोंबिवली

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DOC-20260919-WA0065.pdf

as printed
FLAT NO 10, 1ST FLOOR, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI, THANE, KATEMANAVLI, THANE, MAHARASHTRA, INDIA, 421301

PIN
421301

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 10 1ST FLOOR SHIVPURI CHS KALYAN EAST KATEMANAVLI THANE MAHARASHTRA

Locality/Road

Area/City
THANE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	VAISHALI PANDHARINATH BHABAD	BTXPB3790D	…5435

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	ishwar.pawar@phfl.com	24d ago
acknowledgement	ishwar.pawar@phfl.com	24d ago

What EzDocs read from each document — check anything marked in red

Other image003.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot DOC-20260919-WA0065.pdf needs your check

date
2026-09-19

time
22:22

amount
25810.0

payee name
THINK BIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-19', 'time': '22:22', 'amount': 25810.0, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Payment screenshot DOC-20260919-WA0065.pdf needs your check

dob
1989-07-03

pan
BTXPB3790D

name
VAISHALI PANDHARINATH BHABAD

address
pin: 421306; area: near duble tower, kalyan east; flat: room no.4; road: Katemanivali road; state: Maharashtra; building: anandwadi, mainabai chawl; district: Thane; Village: Kalyan

legible
True

father name
DIGAMBAR GANGADHAR SANAP

aadhaar last4
5435

raw reading (for Abhijit)

{'dob': '1989-07-03', 'pan': 'BTXPB3790D', 'name': 'VAISHALI PANDHARINATH BHABAD', 'mobile': None, 'address': {'pin': '421306', 'area': 'near duble tower, kalyan east', 'flat': 'room no.4', 'road': 'Katemanivali road', 'floor': None, 'state': 'Maharashtra', 'building': 'anandwadi, mainabai chawl', 'district': 'Thane', 'post_office': None, 'village_city': 'Kalyan'}, 'legible': True, 'father_name': 'DIGAMBAR GANGADHAR SANAP', 'aadhaar_last4': '5435', 'quality_issue': None}

Payment screenshot DOC-20260919-WA0065.pdf needs your check

dob
1989-07-03

pan
BTXPB3790D

name
VAISHALI PANDHARINATH BHABAD

legible
True

father name
DIGAMBAR GANGADHAR SANAP

raw reading (for Abhijit)

{'dob': '1989-07-03', 'pan': 'BTXPB3790D', 'name': 'VAISHALI PANDHARINATH BHABAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DIGAMBAR GANGADHAR SANAP', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot DOC-20260919-WA0065.pdf needs your check

found
True

found in
Sanction letter, Security

confidence
1

property address
pin: 421301; state: MAHARASHTRA; taluka: Thane; Flat no: 10; district: Thane; Floor: 1ST FLOOR; landmark: KALYAN EAST; Address: FLAT NO 10, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI, Thane, KATEMANAVLI, T

security address verbatim
FLAT NO 10, 1ST FLOOR, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI,, Thane, KATEMANAVLI, Thane, MAHARASHTRA, India, 421301

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction letter, Security', 'area_sq_m': None, 'confidence': 1, 'property_address': {'pin': '421301', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '10', 'district': 'Thane', 'floor_no': '1ST FLOOR', 'landmark': 'KALYAN EAST', 'full_address': 'FLAT NO 10, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI, Thane, KATEMANAVLI, Thane, MAHARASHTRA, 421301', 'village_city': 'KATEMANAVLI', 'building_name': 'SHIVPURI CHS', 'survey_or_cts_no': None}, 'security_address_verbatim': 'FLAT NO 10, 1ST FLOOR, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI,, Thane, KATEMANAVLI, Thane, MAHARASHTRA, India, 421301'}

Payment screenshot DOC-20260919-WA0065.pdf needs your check

lan
HOU/KLN/0926/5223822

legible
True

borrowers
{'name': 'PANDHARINATH RAMCHANDRA BHABAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHALI PANDHARINATH BHABAD', 'role': 'applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

loan amount
2900000

final amount
3000000

interest rate
8.25

sanction date
18-Sep-2026

letter version
4

applicant email
bhabadpandhrinath@gmail.com

applicant names
PANDHARINATH RAMCHANDRA BHABAD, VAISHALI PANDHARINATH BHABAD

printed altered
False

applicant mobile
8108138415

property address
pin: 421301; state: MAHARASHTRA; taluka: Thane; Flat no: 10; district: Thane; Floor: 1ST FLOOR; Address: FLAT NO 10, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI, Thane, KATEMANAVLI, Thane, MAHARASHTRA, Indi

insurance premium
100000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
3000000

security address verbatim
FLAT NO 10, 1ST FLOOR, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI,, Thane, KATEMANAVLI, Thane, MAHARASHTRA, India, 421301

applicant address verbatim
SHANKAR PAWSHE CHAWEL MA LAXMI BAUG Thane, MAHARASHTRA, 421306, Thane, India

raw reading (for Abhijit)

{'lan': 'HOU/KLN/0926/5223822', 'legible': True, 'borrowers': [{'name': 'PANDHARINATH RAMCHANDRA BHABAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHALI PANDHARINATH BHABAD', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'loan_amount': 2900000, 'final_amount': 3000000, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '18-Sep-2026', 'letter_version': '4', 'applicant_email': 'bhabadpandhrinath@gmail.com', 'applicant_names': ['PANDHARINATH RAMCHANDRA BHABAD', 'VAISHALI PANDHARINATH BHABAD'], 'printed_altered': False, 'applicant_mobile': '8108138415', 'property_address': {'pin': '421301', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '10', 'district': 'Thane', 'floor_no': '1ST FLOOR', 'landmark': None, 'full_address': 'FLAT NO 10, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI, Thane, KATEMANAVLI, Thane, MAHARASHTRA, India, 421301', 'village_city': 'KALYAN EAST, KATEMANAVLI', 'building_name': 'SHIVPURI CHS', 'survey_or_cts_no': None}, 'insurance_premium': 100000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3000000, 'security_address_verbatim': 'FLAT NO 10, 1ST FLOOR, 1ST FLOOR, SHIVPURI CHS, KALYAN EAST, KATEMANAVLI,, Thane, KATEMANAVLI, Thane, MAHARASHTRA, India, 421301', 'applicant_address_verbatim': 'SHANKAR PAWSHE CHAWEL MA LAXMI BAUG Thane, MAHARASHTRA, 421306, Thane, India'}

Paid challan (GRAS) PANDHARINATH RAMCHANDRA BHABAD EchallanMH010525569202627E.pdf needs your check

grn
MH010525569202627E

pin
421301

total
24010.0

article
6(1)

defaced
False

bank cin
03006172026092100450

district
THANE

area city
THANE

payer pan
AUEXXXXXXD

flat block
FLAT NO 10 1ST FLOOR SHIVPURI CHSL SURVEY NO 67 A PLOT NO 15 MALMATTA NO D05008557100

payer name
PANDHARINATH RAMCHANDRA BHABAD

sro office
KLN2_KALYAN 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3000000

scheme rows
{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8415

payment date
21/09/2026-13:00:05

road locality
KALYAN EAST KATEMANAVLI

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3000000

raw reading (for Abhijit)

{'grn': 'MH010525569202627E', 'pin': '421301', 'total': 24010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092100450', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AUEXXXXXXD', 'flat_block': 'FLAT NO 10 1ST FLOOR SHIVPURI CHSL SURVEY NO 67 A PLOT NO 15 MALMATTA NO D05008557100', 'payer_name': 'PANDHARINATH RAMCHANDRA BHABAD', 'sro_office': 'KLN2_KALYAN 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3000000', 'scheme_rows': [{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8415', 'payment_date': '21/09/2026-13:00:05', 'road_locality': 'KALYAN EAST KATEMANAVLI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3000000'}

E-filing copy (token) eFilingDoc9992109260676.pdf needs your check

sro
KLN5

kind
efiling_copy

token
9992109260676

legible
True

property
road: THANE; unit: 10; floor: 1; taluka: Kalyan; numbers: [{'type': 'Survey Number', 'value': '67A'}, {'type': 'Plot Number', 'value': '15'}, {'type': 'MALMALTA NO', 'value': 'D05008557100'}]; village: Katemanivali.; bui

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'AUEPB0531D', 'name': 'PANDHARINATH RAMCHANDRA BHABAD', 'address': 'Flat No:G, Floor No:G, Building Name:MALAMI BAUG, KALYAN CH NO 03,KATEMANIVALI, Road: THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:

title deed
Agreement to Sale :19250/2026 SRO KALYAN 2

filing date
2026-09-21

loan amount
3000000

date of mortgage
2026-09-21

raw reading (for Abhijit)

{'sro': 'KLN5', 'kind': 'efiling_copy', 'token': '9992109260676', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': '10', 'floor': '1', 'taluka': 'Kalyan', 'numbers': [{'type': 'Survey Number', 'value': '67A'}, {'type': 'Plot Number', 'value': '15'}, {'type': 'MALMALTA NO', 'value': 'D05008557100'}], 'village': 'Katemanivali.', 'building': 'SHIVPURI CO-OP HSG SOC LTD BLDG', 'district': 'Thane', 'area_text': '565 Sq.ft.', 'local_body': 'Landmark:KALYAN EAST', 'description': None, 'property_type': 'Build'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AUEPB0531D', 'name': 'PANDHARINATH RAMCHANDRA BHABAD', 'address': 'Flat No:G, Floor No:G, Building Name:MALAMI BAUG, KALYAN CH NO 03,KATEMANIVALI, Road: THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:421306'}, {'pan': 'BTXPB3790D', 'name': 'VAISHALI PANDHARINATH BHABAD', 'address': 'Flat No:G, Floor No:G, Building Name:MALAMI BAUG,KALYAN CH NO 03, KATEMANIVALI, Road: THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:421306'}], 'title_deed': 'Agreement to Sale :19250/2026 SRO KALYAN 2', 'filing_date': '2026-09-21', 'loan_amount': 3000000, 'date_of_mortgage': '2026-09-21'}

Technical record (for Abhijit — safe to ignore)

5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 21 Sep, 12:37 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AUxxxxxxXD — no paper on the
21d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
21d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'filed'
21d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999210926067
23d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992109260676.pdf', 'token': '9992109260676', 'doc_id': 'a9079d79-96ec-4f20-8004-f137240aec3d', 'mortgagors': 2}
23d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'filed'
23d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
23d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999210926
24d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
24d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
24d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DOC-20260919-WA0065.pdf', 'kind': 'index2'}
24d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PANDHARINATH RAMCHANDRA BHABAD EchallanMH010525569202627E.pdf
24d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'PANDHARINATH RAMCHA
24d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KLN2_KALYAN 2 JOINT SUB REGISTRAR', 'district': 'THANE'}
24d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010525569202627E', 'file': 'PANDHARINATH RAMCHANDRA BHABAD EchallanMH010525569202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code'
24d ago	EzDocs	challan_extracted	{'grn': 'MH010525569202627E', 'file': 'PANDHARINATH RAMCHANDRA BHABAD EchallanMH010525569202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24010.0}
24d ago	copilot	copilot_check_ok	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15}
24d ago	the co-pilot	whole_file_hold	{'why': 'EzDocs that saw the whole file found two papers that disagree on something the challan would carry', 'stops': ["the mortgaged property's road/address in the file"]}
24d ago	EzDocs	case_read	{'how': 'uri', 'tag': '969dbfdf3ca0be5c', 'docs': ['DOC-20260919-WA0065.pdf'], 'loan': {'amount': 3000000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction Letter', 'quote': 'Loan Amount INR 2900000 (INR Twenty Nin
24d ago	the co-pilot	payer_name_hold	{'why': 'the name the challan was about to carry is not the person the papers name — the money waits for a person', 'typed': 'VAISHALI PANDHARINATH BHABAD', 'papers': [{'name': 'PANDHARINATH RAMCHANDRA BHABAD', 'paper':
24d ago	the co-pilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
24d ago	EzDocs	challan_boxes_by_rules	{'fp': '09f7544b117d54f2', 'why': 'box 1 lost a number the case holds (67)'}
24d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The branch
24d ago	EzDocs	reader_home_address	{'fp': '48f1b505b62bdec5', 'from': 'the sanction letter (DOC-20260919-WA0065.pdf)', 'home': {'pin': '421306', 'area': 'CHAWEL', 'state': 'MAHARASHTRA', 'building': 'MA LAXMI BAUG', 'district': 'Thane', 'Village': 'T
24d ago	EzDocs	reader_mail_addition	{'fp': '57b04a3b462a011f', 'add': {}, 'why': 'The mail does not describe any property.', 'asked': True, 'quote': '', 'same_property': False}
24d ago	EzDocs	quoted_history_checked	{}
24d ago	EzDocs	extra_challan_scanned	{'found': 0}
24d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 1, 'summary': 'The branch
24d ago	EzDocs	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹25,810 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

12:30

24 Sep4 things — 1 document received · 1 letter written · 2 steps

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.