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⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03563

Yash Bhagat

HINDUJA_HFLLAN MH/ARG/JALN/A000001188 Needs documents · waiting on the branch Send the draft 1All documentsMails & papers 2
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan3 still to come
5 of 8 in hand.
everything the challan needs, and where each one stands
Still needed for the challan: Payment Screenshot with UTR
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓Aadhaar cardopen
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
Payment Screenshot with UTR — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
✓ PAN and Aadhaar name the same person — checked by EzDocs: HARISCHANDRA BHIKULALJI BHAGAT · Harishchandra Bhikulalji Bhagat
All files (12)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyWaiting for the credit
₹28,930.43CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹28,930.43 — we only count a credit our bank shows us.
Ask for the exact ₹28,930.43. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%12,010
Registration fee 0.5%15,000
Government handling320
Our service fee1,600.43
Total we ask for28,930.43
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹29,100 · 15:59 · 8830825895 — ₹169.57 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II —not yet
the NOI team 1 minthe branch 5 h 33 mintotal 5 h 34 min so far
Now with the branch — waiting for your documents
since 10:54 — 5 h 33 min of working time
Day by day — every step and who held it
10:53Your branch's mail
10:53Papers read+1 min · the NOI team
10:53Property readat once
10:54Papers readat once
10:54Fee quotedat once
Case facts
Bank
HINDUJA_HFL
Loan amount
₹40,00,000
Loan account no.
MH/ARG/JALN/A000001188
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
STOPA new customer’s request came on this case’s mail
  1. This case is Yash Bhagat's.
  2. On 15 Oct the branch sent a NEW request on Yash's old mail — for Loan Amt. Loan is a different customer.
  3. Loan needs a separate case. Press “Open Loan's own case”: the 15 Oct mail and Loan's papers move there — make the challan and the filing from that case. Nothing of Yash moves.
हे प्रकरण Yash Bhagat यांचे आहे. 15 Oct ला शाखेने Yash यांच्या जुन्या मेलवर Loan Amt यांची नवी विनंती पाठवली — हा वेगळा ग्राहक आहे. “Open Loan's own case” दाबा: ही मेल व Loan यांची कागदपत्रे त्यांच्या नव्या प्रकरणात जातील; चलन व ई-फायलिंग तिथून करा.
Came with that mail: haripan.jpg, vinodpan.jpg, yashpan.jpg, vinodphoto.jpg, yashadhar.jpg, rphoto.jpg
a person decides — pressed once; the history on both cases says who and when

⚠ 4 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 3
The PAN cardYASH HARICHANDR BHAGAT
The sanction letter DIFFERSMR. YASH BHAGAT
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
NOTEThe name of person 1
The PAN cardHARISCHANDRA BHIKULALJI BHAGAT
The sanction letter DIFFERSMR. HARISCHANDRA BHIKULALJI BHAGAT
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 2
The PAN cardVINOD HARISHCHANDRA BHAGAT
The sanction letter DIFFERSMR. VINOD HARISHCHANDRA BHAGAT
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 4
The PAN cardRENUKABAI HARICHANDRA BHAGAT
The sanction letter DIFFERSMRS. RENUKABAI HARICHANDRA BHAGAT
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 5h ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Re: Request NOI challan in case Jalna cluster MR. YASH BHAGAT & MH/ARG/JALN/A000001188
how it will look to the branch

Team,

Kindly share the following to process the challan:

  • Applicant's Selfie / Photo (vinodphoto.jpg) — RECEIVED BUT NOT USABLE: this is a photograph of a printed photo, not a live selfie. Kindly have the applicant click a fresh selfie today — a colour live photo, face clearly visible (a photo of a photo is not accepted at the SRO).
  • Applicant's Selfie / Photo (rphoto.jpg) — RECEIVED BUT NOT USABLE: this is a photograph of a printed photo, not a live selfie. Kindly have the applicant click a fresh selfie today — a colour live photo, face clearly visible (a photo of a photo is not accepted at the SRO).
  • Applicant's Selfie / Photo (hphoto.jpg) — RECEIVED BUT NOT USABLE: this is a photograph of a printed photo, not a live selfie. Kindly have the applicant click a fresh selfie today — a colour live photo, face clearly visible (a photo of a photo is not accepted at the SRO).
  • Payment Screenshot with UTR — not received yet
  • Payment of Rs. 28,930.43 — credit not yet received in our account - pay online: https://ezdocs.co.in/pay/NOI-2026-03563/0ad25ce35d3b774c73e0922b
Please note (kindly confirm):
  • your initiation table names 'LOAN AMT' while the case and its documents read 'Yash Bhagat' — we proceed with the documents; kindly correct the table if otherwise
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SR sunil.rohidas@hindujahousingfinance.com hindujahousingfinance.com
15 Oct, 10:53 · 5h ago
THE FIRST MAIL — how this case began
Request NOI challan in case Jalna cluster MR. YASH BHAGAT & MH/ARG/JALN/A000001188
Dear Team,

Request NOI challan in case Jalna cluster MR. YASH BHAGAT & MH/ARG/JALN/A000001188

Customer nameLOAN AMT
Loan account (LAN)APPLICANT

Plot No 2-12-18 , Bhagat Nivas , Street

Name:Mahatma Ghandi Road,FloorNo:0CTS No 6627,

Malmatta No 923/966,Sheet No 37, At Jindal Market,Nearby

Bhaskar Hospital,Jalna,Maharashtra,431203

RTY OWNER NAME

JALNAMH/ARG/JALN/A000001188
MR. YASH BHAGAT₹40,00,000

MR. YASH BHAGATMR.

MR HARISCHANDRA BHIKULALJI BHAGATMRS.

MRS RENUKABAI HARICHANDRA BHAGAT

MR. VINOD HARISHCHANDRA BHAGAT

PFA document property owner Aadhar card, pan card, and sanction latter, Index 2

Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.

🤖 read: asks for the challan; documents attached
OL The NOI teamTYPED IN GMAIL
15 Oct, 11:40 · 4h ago
Dear Team,

Pls share payment screen shot,

NOI Charges & Service Fees Calculator -
Loan amount₹40,00,000
Stamp duty 0.30%₹12,010
Registration fee 0.50%₹15,000

NOI Govt Fees

Govt.Document Handling Charges Fixed 320 320

Service Fees for NOI Filling 1600 1600

Total Amount to be Paid28930.00
earlier mails quoted below
On Thu, 15 Oct 2026 at 10:53, SUNIL ROHIDAS JADHAV139447 ROHIDAS JADHAV139447 <sunil.rohidas@hindujahousingfinance.com> wrote: Dear Team, Request NOI challan in case Jalna cluster MR. YASH BHAGAT & MH/ARG/JALN/A000001188 Plot No 2-12-18, Bhagat Nivas, Street Name:Mahatma Ghandi Road,FloorNo:0CTS No 6627, Malmatta No 923/966,Sheet No 37, At Jindal Market,Nearby Bhaskar Hospital,Jalna,Maharashtra,431203 LAN NO APPLICANT NAME LOAN AMT PROPERTY OWNER NAME JALNA MH/ARG/JALN/A000001188 MR. YASH BHAGAT 40,00,000/- 1. MR. YASH BHAGATMR. 2. MR HARISCHANDRA BHIKULALJI BHAGATMRS. 3. MRS RENUKABAI HARICHANDRA BHAGAT 4. MR. VINOD HARISHCHANDRA BHAGAT PFA document property owner Aadhar card, pan card, and sanction latter, Index 2 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: asks the branch for the payment, a clarification — “Pls share payment screen shot,”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Payment Screenshot with UTR
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo
DocumentFile — click to openStatusWhen
PAN card haripan.jpg
filed 5h ago
PAN card vinodpan.jpg
filed 5h ago
PAN card+ Other inside yashpan.jpg
filed 5h ago
Selfie / photo vinodphoto.jpg
CANNOT BE READ — clear copy asked 5h ago
Aadhaar card+ PAN card inside yashadhar.jpg
filed 5h ago
Selfie / photo rphoto.jpg
CANNOT BE READ — clear copy asked 5h ago
PAN card renukapan.jpg
filed 5h ago
Aadhaar card RENUKAAADHAR.jpg
filed 5h ago
Sanction letter SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF
filed 5h ago
Selfie / photo hphoto.jpg
CANNOT BE READ — clear copy asked 5h ago
Aadhaar card hariadhar.jpg
filed 5h ago
Index IIthe branch sent this — an input Index 2.pdf
filed 5h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹28,930.43
Where it stands
waiting for the credit
Screenshot claims
—
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹12,010₹15,000₹320 ₹1,600₹28,930

Property (must be perfect)

Challan: 12 of 13 boxes on the caseOpen the verification page →
Empty: Payer mobile (the receipt SMS goes here)
Highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road)
The e-filing’s boxes (50 of 70 ready) come up once the challan is paid.
✓ EzDocs checked every box against the document’s own words 5h ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः मौजे जालना येथील नगर भूमापन क्रमांक 6627 एकूण क्षेत्र 229.10 चौरस मीटर असून या पैकी मालकीचे क्षेत्र 132.82 चौरस मीटर असून ज्यामध्ये एकूण बांधकाम क्षेत्र 86.83 चौरस मीटर बाबत विक्रीपत्र ( ( C.T.S. Number : 6627 ; ) ) - स्थानिक स्वराज्य संस्थाः जालना शहर महानगरपालिका
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF
as printed
NO :PLOT NO 2-12-18, BHAGAT NIVAS, STREET NAME:MAHATMA GHANDI ROAD,FLOORNO:0 CTS NO 6627, MALMATTA NO 923/966,SHEET NO 37, AT JINDAL MARKET,NEARBY BHASKAR HOSPITAL,JALNA,MAHARASHTRA,431203
PIN
431203
the Index II
Index 2.pdf
the property
1) itara varnanah, itara maahitih mauje jaalanaa yethila nagara bhumaapana kramaanka 6627 ekuna kshetra 229.10 chaurasa mitara asuna yaa paiki maalakiche kshetra 132.82 chaurasa mitara asuna jyaamadhye ekuna baandhakaama kshetra 86.83 chaurasa mitara baabata vikripatra ((C.T.S. NUMBER : 6627;)) - sthaanika svaraajya sansthaah jaalanaa shahara mahaanagarapaalikaa
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 2-12-18 BHAGAT NIVAS FLOOR NO 0 CTS NO 6627 MALMATTA NO 923/966 SHEET NO 37
Locality/Road
MAHATMA GHANDI ROAD AT JINDAL MARKET NEARBY BHASKAR HOSPITAL JALNA
Area/City
JALNA
check or correct a box, the papers beside it →
the Index II also prints: 1, 10, 132, 229, 82, 83, 86, ASUNA, BAABATA, BAANDHAKAAMA, BHUMAAPANA, CANNOT, CHAURASA, EKUNA, ITARA, JAALANAA, JYAAMADHYE
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorHARISCHANDRA BHIKULALJI BHAGATAQKPB5464F…1700
co_mortgagorVINOD HARISHCHANDRA BHAGATDBTPB6665K
co_mortgagorRENUKABAI HARICHANDRA BHAGATDMCPB2983N…6826
co_mortgagorYash Harichandr BhagatEHIPB1456E…3752

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotesunil.rohidas@hindujahousingfinance.com 5h ago
document chasesunil.rohidas@hindujahousingfinance.com 5h ago
What EzDocs read from each document — check anything marked in red
PAN card haripan.jpg needs your check
dob
1966-02-24
pan
AQKPB5464F
name
HARISCHANDRA BHIKULALJI BHAGAT
legible
True
father name
BHIKULALJI DEVILALJI BHAGAT
raw reading (for Abhijit)
{'dob': '1966-02-24', 'pan': 'AQKPB5464F', 'name': 'HARISCHANDRA BHIKULALJI BHAGAT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHIKULALJI DEVILALJI BHAGAT', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo vinodphoto.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
PAN card vinodpan.jpg needs your check
dob
1997-12-14
pan
DBTPB6665K
name
VINOD HARISHCHANDRA BHAGAT
legible
True
father name
HARISHCHANDRA BHIKULAL BHAGAT
raw reading (for Abhijit)
{'dob': '1997-12-14', 'pan': 'DBTPB6665K', 'name': 'VINOD HARISHCHANDRA BHAGAT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HARISHCHANDRA BHIKULAL BHAGAT', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card yashadhar.jpg needs your check
dob
2000-05-07
name
Yash Harichandr Bhagat
address
pin: 431203; area: KHADAK PURA; state: Maharashtra; building: ALNKAR TOKIJ; district: Jalna; post_office: Jalna; Village: Jalna
legible
True
aadhaar last4
3752
raw reading (for Abhijit)
{'dob': '2000-05-07', 'pan': None, 'name': 'Yash Harichandr Bhagat', 'mobile': None, 'address': {'pin': '431203', 'area': 'KHADAK PURA', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'ALNKAR TOKIJ', 'district': 'Jalna', 'post_office': 'Jalna', 'village_city': 'Jalna'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3752', 'quality_issue': None}
PAN card yashpan.jpg needs your check
dob
2000-05-07
pan
EHIPB1456E
name
YASH HARICHANDR BHAGAT
legible
True
father name
HARICHANDR BHAGAT
raw reading (for Abhijit)
{'dob': '2000-05-07', 'pan': 'EHIPB1456E', 'name': 'YASH HARICHANDR BHAGAT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HARICHANDR BHAGAT', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card yashadhar.jpg needs your check
dob
2000-05-07
name
Yash Harichandr Bhagat
address
pin: 431203; area: KHADAK PURA; state: Maharashtra; building: ALNKAR TOKIJ; district: Jalna; post_office: Jalna; Village: Jalna
legible
True
aadhaar last4
3752
raw reading (for Abhijit)
{'dob': '2000-05-07', 'pan': None, 'name': 'Yash Harichandr Bhagat', 'mobile': None, 'address': {'pin': '431203', 'area': 'KHADAK PURA', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'ALNKAR TOKIJ', 'district': 'Jalna', 'post_office': 'Jalna', 'village_city': 'Jalna'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3752', 'quality_issue': None}
Selfie / photo rphoto.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
PAN card renukapan.jpg needs your check
dob
1976-08-28
pan
DMCPB2983N
name
RENUKABAI HARICHANDRA BHAGAT
legible
True
father name
GANGARAM BARAWALE
raw reading (for Abhijit)
{'dob': '1976-08-28', 'pan': 'DMCPB2983N', 'name': 'RENUKABAI HARICHANDRA BHAGAT', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANGARAM BARAWALE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF needs your check
lan
MH/ARG/JALN/A000001188
legible
True
purpose
Purchase Existing
borrowers
{'name': 'MR. YASH BHAGAT', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MR. HARISCHANDRA BHIKULALJI BHAGAT', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}, {'name': 'MRS. RENUKABA
loan type
Housing / Purchase Existing
confidence
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: HINDUJA_HFL; form: Hinduja Housing offer cum sanction letter; checks: ['the page foot names the same borrower', 'the sanctioned amount is printed as
rate words
HHF-PLR ( HHF - PLR ) 13.3%; ROI in % p.a. 13.00% Per Annum
loan amount
4000000.0
final amount
4000000.0
interest rate
13.0
sanction date
23 Jul 2026
reference rate
13.3
applicant names
MR. YASH BHAGAT, MR. HARISCHANDRA BHIKULALJI BHAGAT, MRS. RENUKABAI HARICHANDRA BHAGAT, MR. VINOD HARISHCHANDRA BHAGAT
insurance lines
Health Insurance Premium 60000, Life Insurance Premium 100000, Property Insurance Premium 80000
printed altered
False
balance transfer
False
property address
pin: 431203; state: MAHARASHTRA; Address: NO :Plot No 2-12-18, Bhagat Nivas, Street Name:Mahatma Ghandi Road,FloorNo:0 CTS No 6627, Malmatta No 923/966,Sheet No 37, At Jindal Market,Nearby Bhaskar Hospital,Jalna,
final amount label
Sanctioned Amount
security address verbatim
NO :Plot No 2-12-18, Bhagat Nivas, Street Name:Mahatma Ghandi Road,FloorNo:0 CTS No 6627, Malmatta No 923/966,Sheet No 37, At Jindal Market,Nearby Bhaskar Hospital,Jalna,Maharashtra,431203
applicant address verbatim
ALNKAR TOKIJ JALNA , JALNA , ALNKAR TOKIJ KHADAK PURA JALNA , PO JALNA DIST JALNA , Semiurban , Jalna , Maharashtra , India - 431203
raw reading (for Abhijit)
{'lan': 'MH/ARG/JALN/A000001188', 'legible': True, 'purpose': 'Purchase Existing', 'borrowers': [{'name': 'MR. YASH BHAGAT', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MR. HARISCHANDRA BHIKULALJI BHAGAT', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}, {'name': 'MRS. RENUKABAI HARICHANDRA BHAGAT', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}, {'name': 'MR. VINOD HARISHCHANDRA BHAGAT', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}], 'loan_type': 'Housing / Purchase Existing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'HINDUJA_HFL', 'form': 'Hinduja Housing offer cum sanction letter', 'checks': ['the page foot names the same borrower', 'the sanctioned amount is printed as a figure (4000000)'], 'case_bank': 'HINDUJA_HFL'}, 'rate_words': 'HHF-PLR ( HHF - PLR ) 13.3%; ROI in % p.a. 13.00% Per Annum', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4000000.0, 'rate_spread': None, 'final_amount': 4000000.0, 'interest_rate': 13.0, 'quality_issue': None, 'sanction_date': '23 Jul 2026', 'letter_version': None, 'reference_rate': 13.3, 'applicant_email': None, 'applicant_names': ['MR. YASH BHAGAT', 'MR. HARISCHANDRA BHIKULALJI BHAGAT', 'MRS. RENUKABAI HARICHANDRA BHAGAT', 'MR. VINOD HARISHCHANDRA BHAGAT'], 'insurance_lines': ['Health Insurance Premium 60000', 'Life Insurance Premium 100000', 'Property Insurance Premium 80000'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': '431203', 'state': 'MAHARASHTRA', 'full_address': 'NO :Plot No 2-12-18 , Bhagat Nivas , Street Name:Mahatma Ghandi Road ,FloorNo:0 CTS No 6627, Malmatta No 923/966,Sheet No 37, At Jindal Market,Nearby Bhaskar Hospital,Jalna,Maharashtra,431203'}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Amount', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': 'NO :Plot No 2-12-18 , Bhagat Nivas , Street Name:Mahatma Ghandi Road ,FloorNo:0 CTS No 6627, Malmatta No 923/966,Sheet No 37, At Jindal Market,Near
Aadhaar card RENUKAAADHAR.jpg needs your check
dob
1976-08-28
name
Renukabai Harichandra Bhagat
address
pin: 431203; area: W/O Harichandra Bhagat, Behind Alankar Talkis, Milan Bekri, Khadkpura; state: Maharashtra; district: Jalna; Village: Jalna
legible
True
aadhaar last4
6826
raw reading (for Abhijit)
{'dob': '1976-08-28', 'pan': None, 'name': 'Renukabai Harichandra Bhagat', 'mobile': None, 'address': {'pin': '431203', 'area': 'W/O Harichandra Bhagat, Behind Alankar Talkis, Milan Bekri, Khadkpura', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalna', 'post_office': None, 'village_city': 'Jalna'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6826', 'quality_issue': None}
Selfie / photo hphoto.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Aadhaar card hariadhar.jpg needs your check
dob
1966-02-24
name
Harishchandra Bhikulalji Bhagat
address
pin: 431203; area: khadakpura new jalna; state: Maharashtra; district: Jalna; Village: Jalna
legible
True
aadhaar last4
1700
raw reading (for Abhijit)
{'dob': '1966-02-24', 'pan': None, 'name': 'Harishchandra Bhikulalji Bhagat', 'mobile': None, 'address': {'pin': '431203', 'area': 'khadakpura new jalna', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalna', 'post_office': None, 'village_city': 'Jalna'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1700', 'quality_issue': None}
Index II Index 2.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'जालना शहर महानगरपालिका', 'r11_serial': 'जनग3-4651-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Mun
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'जालना शहर महानगरपालिका', 'r11_serial': 'जनग3-4651-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 132.82 चौ. मीटर', 'r7_executants': [{'age': '46', 'pan': 'AOGXXXXX4F', 'name': 'मोहंमद फेरोज मोहंमद मकबूल', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रा. खडकपुरा जालना, महाराष्ट्र, जालना. पिनः - 431203'}, {'age': '45', 'pan': 'HJFXXXXX1F', 'name': 'नसीमा खातून मोहम्मद फेरोज', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः रा. खडकपुरा जालना, महाराष्ट्र, जालना. पिनः - 431203'}], 'r8_purchasers': [{'age': '25', 'pan': 'EHIXXXXX6E', 'name': 'यश हरिश्चंद्र भगत', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: रा.खडकपुरा जालना, महाराष्ट्र, जालना. पिनः- 431203'}], 'r12_stamp_duty': 180000, 'r3_market_value': 3000000, 'r1_document_type': 'अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - विक्रीपत्र', 'r2_consideration': 2987000, 'r9_execution_date': '04-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '04-09-2026'}, 'doc_no': 'JLN3-4651-2026', 'village': 'जालना', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक जालना-३', 'area_text': '132.82 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक जालना-३', 'mortgagors': ['यश हरिश्चंद्र भगत'], 'stamp_duty': 180000, 'filing_date': '2026-09-04', 'loan_amount': 0, 'token_number': 'LN3-4651-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः मौजे जालना येथील नगर भूमापन क्रमांक 6627 एकूण क्षेत्र 229.10 चौरस मीटर असून या पैकी मालकीचे क्षेत्र 132.82 चौरस मीटर असून ज्यामध्ये एकूण बांधकाम क्षेत्र 86.83 चौरस मी
Index II Index 2.pdf needs your check
payments inside
kind: Index II; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'Index II', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
28m agoEzDocsreader_home_address{'fp': '6aabd843e9fad3d1', 'from': 'the sanction letter (SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF)', 'home': {'pin': '431203', 'area': 'KHADAK PURA', 'flat': 'ALNKAR TOKIJ', 'state': 'Maharashtra', 'bu
4h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 28,930.43 — credit not yet received in our account']}
4h agoEzDocsdesk_quote_read{'ff': 0.5, 'sd': None, 'msg': '1a13e2f25db6a72a', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4000000.0, 'total': 28930.0}
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 15 Oct, 11:40 sent the calculation — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
5h agoEzDocsquoted_history_checked{}
5h agoEzDocsextra_challan_scanned{'found': 0}
5h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-15T05:25:02', 'why': 'reading', 'open': 27, 'mails': [{'at': '2026-10-15 05:23', 'id': '1a13e040772d9635', 'from': 'branch', 'gist': 'The branch requests the NOI challan and has attached propert
5h agoEzDocscase_read{'how': 'uri', 'tag': 'cc05e28813fd93a1', 'docs': ['Index 2.pdf', 'SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF', 'yashadhar.jpg', 'RENUKAAADHAR.jpg', 'hariadhar.jpg', 'haripan.jpg', 'vinodpan.jpg', 'yashp
5h agoEzDocspan_by_reading443{'now': 'EHIPB1456E', 'was': 'EMIPB1456E', 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on the borrower, the card yashpan.jpg printing YASH HARICHANDR BHAGAT; the row follows th
5h agoEzDocsemail_shadowed:doc_chase{'to': 'sunil.rohidas@hindujahousingfinance.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Selfie / Photo (vinodphoto.jpg) — RECEIVED BUT NOT USABLE: this is a photograph o
5h agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['Index 2.pdf', 'SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF', 'yashadhar.jpg', 'RENUKAAADHAR.jpg', 'hariadhar.jpg', 'haripan.jpg', 'vinodpan.jpg', 'yashpan.jpg',
5h agoEzDocsaddress_compared{'sig': '6eace91fbff649ed', 'why': 'after gather', 'people': [{'home': 'khadakpura new jalna, Jalna, Jalna, 431203', 'person': 'HARISCHANDRA BHIKULALJI BHAGAT', 'against': [{'src': 'sanction_letter', 'why': 'the names ag
5h agoEzDocschallan_boxes_composed{'fp': '1e065b45ff1ae862', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 2-12-18 BHAGAT NIVAS FLO
5h agoEzDocsbox_taken_over_by_paper{'box': 'party.pan#3', 'now': 'EMIPB1456E', 'src': 'pan', 'was': 'EHIPB1456E', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. pan prints this, and the printed words
5h agoEzDocspages_trimmed480{'of': 22, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF', 'kept': [1, 2, 3, 4, 5, 6, 7, 8,
5h agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'after the Index II takeover'}
5h agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index 2.pdf', 'changed': {'Number type': {'was': 'CTS', 'index2': None}, 'a
5h agoEzDocsindex2_people_checked{'doc_id': '1ca0b079-a9b5-49c7-bc74-38f8144c2e3e', 'differs': 1, 'matched': [{'score': 0.96, 'person': 'Yash Harichandr Bhagat', 'pan_agrees': False}], 'not_on_case': 0}
5h agoEzDocsproperty_attrs_split{'now': {'Number type': 'CTS', 'Second number type': '', 'Number': '6627', 'Second number': ''}, 'was': {'Number type': '', 'Second number type': 'CTS', 'Number': '', 'Second number': '6627'}, 'why': "the number boxes hold the type
5h agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 12, 'seconds': 28.2, 'workers': 5}
5h agoEzDocshidden_payment_scan{'file': 'Index 2.pdf', 'kind': 'Index II', 'found': 0, 'doc_id': '1ca0b079-a9b5-49c7-bc74-38f8144c2e3e', 'fetched': True, 'at_arrival522': True}
5h agoEzDocspayment_seen_not_read{'why': 'the file seemed to show a payment to us but no row could be read with an amount and our name — open the file', 'file': 'Index 2.pdf', 'kind': 'Index II', 'doc_id': '1ca0b079-a9b5-49c7-bc74-38f8144c2e3e', 'expect
5h agoEzDocschase_held_back{'why': 'another mail landed within 3 minutes and the branch did not list what it attached — one debounce, so we ask once for everything', 'would_have_asked_for': ['Payment Screenshot with UTR', 'Payment of Rs. 28,930.43
5h agoEzDocsemail_shadowed:fee_quote{'to': 'sunil.rohidas@hindujahousingfinance.com', 'body': "Team,\n\nKindly check the calculation and account details (LAN: MH/ARG/JALN/A000001188).\n\n NOI Charges & Service Fees Calculator - EZDOCS\n Loan Amount
5h agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'after the Index II takeover'}
5h agoEzDocsreceivable_created{'expected': 28930.43}
5h agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index 2.pdf', 'changed': {'district': {'was': None, 'index2': 'Jalna'}, 'a
5h agoEzDocsindex2_people_checked{'doc_id': '1ca0b079-a9b5-49c7-bc74-38f8144c2e3e', 'differs': 1, 'matched': [{'score': 0.96, 'person': 'Yash Harichandr Bhagat', 'pan_agrees': False}], 'not_on_case': 0}
5h agoEzDocsproperty_english_extracted{'note': "The Index II mentions 'एकूण बांधकाम क्षेत्र 86.83 चौरस मीटर' which is taken as built-up area. The Index II also mentions 'मालकीचे क्षेत्र 132.82 चौरस मीटर' which is the owned land area, and 'एकूण क्षे", 'villag
5h agoEzDocsindex2_people_checked{'doc_id': '1ca0b079-a9b5-49c7-bc74-38f8144c2e3e', 'differs': 1, 'matched': [{'score': 0.96, 'person': 'Yash Harichandr Bhagat', 'pan_agrees': False}], 'not_on_case': 0}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Payment Screenshot with UTR
Money
₹28,930.43 to come
No screenshot and no credit yet.
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
papers pending
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct37 things
Nothing new to ask for — stayed quiet
11:41
EzDocs took 37 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
11:40
An old draft withdrew itself — its asks were already answered
11:40
EzDocs read the whole file
10:55
Wrote the document chase mail — held, silent mode
Re: Request NOI challan in case Jalna cluster MR. YASH BHAGAT & MH/ARG/JALN/A000001188
10:54
The challan's address boxes were written from the papers
10:54
A box the papers had not filled was read off a paper and corrected
10:54
The file seems to show a payment to us but no row could be read — open it
10:54
Nothing new to ask for — stayed quiet
10:54
Wrote the fee quote mail — held, silent mode
Re: Request NOI challan in case Jalna cluster MR. YASH BHAGAT & MH/ARG/JALN/A000001188
10:54
Index II (title document) received from the branch
10:54
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:54
The loan amount was worked out from the papers
10:54
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
10:54
Received: Index II
Index 2.pdf
10:54
Received: Aadhaar
hariadhar.jpg
10:54
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:54
Received: Selfie — not usable
hphoto.jpg — this is a photograph of a printed photo, not a live selfie
10:54
Property address read from the sanction letter
10:53
Received: Sanction letter
SANCTION_202033MHARGJALNA0000011887242026100356Sanction.PDF
10:53
Co-applicant added
10:53
Received: Aadhaar
RENUKAAADHAR.jpg
10:53
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
10:53
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:53
Received: PAN card
renukapan.jpg
10:53
Received: Selfie — not usable
rphoto.jpg — this is a photograph of a printed photo, not a live selfie
10:53
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:53
Co-applicant added
10:53
Co-applicant added
10:53
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
10:53
Received: Aadhaar
yashadhar.jpg
10:53
Received: Selfie — not usable
vinodphoto.jpg — this is a photograph of a printed photo, not a live selfie
10:53
Received: PAN card
yashpan.jpg
10:53
Received: PAN card
vinodpan.jpg
10:53
Received: PAN card
haripan.jpg
10:53
A NEW request for another customer came on this case's mail — it needs a case of its own
10:53
Case opened from the branch's mail
10:53
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 4.26 s · 157 queries · this page refreshes by itself when something on it changes (never while you type) · release v527 · build 625211e8