⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ravindra M Madghe
LAN 77000371541Loan ₹20,00,000NOIFile on IGRMails & papers 13 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 14:47
Documents
Payment
done 8 Oct, 14:49
Challan
took 3h 25m · GRAS ↗
Filing
in the tray 5d 4h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 5d 8h
Needs your eyes3
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
GPay ₹18,050 announced at 09:14 has not settled into the PNB account (due 13:14). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nagpur
Taluka
Nagpur
Village
Hudkeshwar(Khu)
Number type
PLOT
Number
17
Building
(empty)
Floor
(empty)
Flat / shop no
17
Area
139.29
Hadd
Hudkeshwar(Ghurd)
Read from the technical report, not the Index II. HRQ-26-171914_INDProcessRequest_2500320261008162345023.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
Building, Floor are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 16 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, attr1_type
• changed — taluka: the case held NAGPUR; filled NAGPUR GRAMIN — the whole-file reading, from Legal scrutiny report, reads it so
• changed — village: the case held HUDKESHWAR KHU; filled HUDKESHWAR KHURD — the whole-file reading, from Legal scrutiny report, reads it so
• changed — flat no: the case held 17; filled PLOT NO 17 — the whole-file reading, from Legal scrutiny report, reads it so
• changed — area unit: the case held SQ.MT; filled SQ MTR — the whole-file reading, from Legal scrutiny report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
8 Oct88 things
gpay not settled yet
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
desk documents backfill
file note490
mail against file490 — by ezdocs:reader
documents read together
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAVINDRA M MADGHE EchallanMH011648426202627E.pdf
copilot edit — by copilot:KUNAL
copilot check issues — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
HRQ-26-171914_INDProcessRequest_2500320261008162345023.pdf
quoted history checked
extra challan scanned
template name checked
property self check
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03287
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
pages trimmed480
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
Received: LSR
RAVINDRA MADGHE nagpur.pdf
case read started — by ezdocs:reader
applicant email captured
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: other
Outlook-HFC.png
Received: Sanction letter
KFSLetter_77000371541.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
credit seen before bill
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Aadhaar
ADHAR CURRENT (1).pdf
Received: PAN card
Ravindra sir pan.jpeg
Received: Selfie — not usable
Ravindra sir photo.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Payment screenshot
IMG-20261008-WA0043.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓LSR (search report)open
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it5 open
File for loan 77000371541 in the name of Ravindra M Madghe with a sanctioned amount of Rs. 20,00,000. The property is an open plot (Plot No. 17, Survey No. 45/1, Mouza Hudkeshwar Khurd, Nagpur Gramin, Nagpur) owned by Shantaram Balkrushna Dhok. MOTD and Index II are missing.
○the photo — the branch
✗the photo could not be read (Ravindra sir photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○property — building — the branch
○property — floor — the branch
○property — road / locality — the branch
?the papers disagree on Property owner name differs from applicant (Legal scrutiny report: Shantaram Balkrushna Dhok is the owner of the property.; Sanction letter: Ravindra M Madghe is the applicant.) — Confirm that property owner Shantaram Balkrushna Dhok signs as mortgagor.
?unsure of pin — No property PIN is printed in the legal report or sanction letter.
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) is present on the file.
the branch's last mail (2026-10-08): The branch is asking for the NOI challan as it was not attached.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T13:30 UTC
Moneyall of it is in
₹18,070.39
Reached our account 8 Oct 14:44:00.
How we know
Our own bank told us — 8 Oct 14:44
₹18,050 · from GPAY-BIZ
“₹18,050 received from Ravindra M at 2:44 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%6,010
Registration fee 0.5%10,010
Government handling350
Our service fee1,700
Total we ask for18,070.39
By law ₹18,050. We ask ₹18,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
17, PLOT, 17, Hudkeshwar(Khu), 440034
read from the technical report · e-filing boxes 29 of 34 ready
Check the property →the boxes beside the paper
People
RAVINDRA M MADGHE · applicantBAVPM7885D
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