silent mode — a mail leaves only when you press Sendsilent mode
Active …
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⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-01300older case

Tukaram Devidas Nikam

ICICI_HFCLAN 77000259335Loan ₹20,89,200NOI
Waiting for the Index IIMails & papers 117 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Apr, 19:57
Documents
Payment
Challan
done 4 Sep, 18:43 · GRAS ↗
Filing
waiting 39d 2h · IGR e-filing ↗
waiting on the branchChallan paid · the trail says: The NOI team has repeatedly asked the branch for the Index II copy, warning that the challan will expire soon. The branch has not yet provided the Index II,…whole case so far 168d 1h
Needs your eyes3
Mail bounced — the branch did not get it. Re-send.
मेल परत आला — शाखेला मिळाला नाही. पुन्हा पाठवा.
The work is done — our fee of ₹18,790 is still not in our account. Chase the branch for it.
काम पूर्ण झाले — आपली ₹18,790 फी अजून खात्यात आलेली नाही. शाखेकडे पाठपुरावा करा.
Payment proof is from 2026-04-28 — an old receipt?
भरण्याचा पुरावा 2026-04-28 चा — जुनी पावती?
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: Goraksha Tukaram Nikam is named on the sanction letter (KFSLetter_77000259335.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: Sunita Tukaram Nikam is named on the sanction letter (KFSLetter_77000259335.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• Goraksha Tukaram Nikam: PAN missing — no PAN card of Goraksha Tukaram Nikam is read on the file — the PAN cards on it (TUKARAM DEVIDAS NIKAM, tukaram Nikam kyc.pdf) are beside the form; type the PAN off the person's own card
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
6 Oct9 things
The home address was read off the papers — by ezdocs:reader
12:15
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:11
boxes gathered
12:11
address compared
12:11
challan boxes by rules
12:11
box disagreement
12:11
A box the papers had not filled was read off a paper and corrected
12:11
pages trimmed480
12:10
old thread stored only
12:07
3 Oct2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:27
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:13
2 Oct8 things — 4 cautions · 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:37
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:35
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:08
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:58
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:57
EzDocs read the whole trail as one conversation — where the case stands is on the page
01:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
01:00
1 Oct9 things — 4 cautions · 5 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:48
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
19:37
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:28
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:26
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:18
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:09
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:31
EzDocs read the whole trail as one conversation — where the case stands is on the page
03:42
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
03:33
30 Sep5 things — 2 cautions · 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:31
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:24
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:15
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:14
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:44
29 Sep3 things — 1 caution · 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:35
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:37
28 Sep2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:10
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:03
27 Sep2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:02
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:44
26 Sep14 things — 3 cautions · 11 steps
property self check
18:42
Property checked by the engine — read from the report, every box that names the flat is there
18:32
Property re-read from this bank's ruling source (ICICI: the technical report)
18:32
paper read beside
18:32
Property checked by the engine — read from the report, every box that names the flat is there
18:32
Property read from the legal / technical report (the sanction letter had none)
18:32
paper read beside
18:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:15
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:58
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
03:51
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
03:45
25 Sep10 things — 5 cautions · 5 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:00
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:54
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:34
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:28
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:32
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
12:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:26
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
11:18
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:26
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
10:18
24 Sep15 things — 7 cautions · 8 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:46
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
19:42
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:31
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:31
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
19:27
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:16
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:09
template name checked
17:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:31
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:20
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:03
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:25
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
13:20
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:46
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
11:43
23 Sep9 things — 4 cautions · 5 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:25
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:13
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
14:30
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:35
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
13:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
11:30
22 Sep7 things — 3 cautions · 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:36
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:32
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:07
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:04
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:35
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
14:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:32
21 Sep4 things — 1 caution · 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:26
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:16
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
13:13
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:31
18 Sep9 things — 4 cautions · 5 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
22:48
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
22:48
EzDocs read the whole trail as one conversation — where the case stands is on the page
14:59
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
14:54
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:28
EzDocs read the whole trail as one conversation — where the case stands is on the page
05:01
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
05:00
EzDocs read the whole trail as one conversation — where the case stands is on the page
01:25
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
01:16
17 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:37
16 Sep4 things — 1 caution · 3 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:04
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:46
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:35
15 Sep3 things — 1 caution · 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:47
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:42
kyc address missing
03:06
14 Sep6 things — 6 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
23:49
EzDocs read the whole trail as one conversation — where the case stands is on the page
23:45
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
20:45
stale claim flagged
20:45
claim part duplicate
20:45
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
07:53
13 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
21:36
12 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:02
10 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:25
7 Sep2 things — 2 cautions
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
19:54
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
17:13
6 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:52
4 Sep46 things — 10 documents received · 2 letters written · 20 cautions · 14 steps
half read mail reread
21:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
21:30
half read mail reread
21:30
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
21:30
half read mail reread
20:06
half read mail reread
20:06
half read mail reread
19:58
half read mail reread
19:58
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
18:43
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:41
extra challan scanned
18:36
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
18:33
Received: Bank's calculation sheet
image.png
18:33
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
18:33
Wrote the documents acknowledged mail — held, silent mode
SUBJECT LINE-77000259335-APPLICANT NAME – TUKARAM DEVIDAS NIKAM| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
18:33
No fee quote sent — the branch's own figures were right
18:33
The payment proof already on the case was applied
18:33
Received: other
Outlook-rbxlydq5.png
18:33
PAN found inside the KYC file — no need to ask for it
18:32
Received: Aadhaar
tukaram Nikam kyc.pdf
18:32
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:32
Received: Selfie
IMG-20260428-WA0036.jpg
18:32
Document could not be read — a clear copy was asked for
this is a portrait photo taken by another person, not a live selfie
18:32
Received: Selfie — not usable
IMG-20260428-WA0035.jpg — this is a portrait photo taken by another person, not a live selfie
18:32
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:32
Received: Selfie
IMG-20260428-WA0034.jpg
18:32
Received: LSR
02 TUKARAM DEVIDAS NIKAM SAI GOKUL DHAM CHANDWAD BP (1).pdf
18:32
Received: Sanction letter
KFSLetter_77000259335.pdf
18:31
Received: Technical report
HRQ-26-69574_INDProcessRequest_2500320260428195229052.pdf
18:31
Payment proof arrived before the case was quoted — held
18:31
Received: Payment screenshot
IMG-20260428-WA0053.jpg
18:31
Case opened from the branch's mail
18:31
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Payment screenshot — shows ₹18,764; money not verified yet (— ₹18,764 दिसते; पैसे अजून पडताळले नाहीत)open
✓Technical reportopen
✓Sanction letteropen
✓LSR (search report)open
✓Selfie / photoopen
✓Aadhaar cardopen
✓Bank's calculation sheetopen
A challan whose owner could not be read — not counted until a person says — inside 02 TUKARAM DEVIDAS NIKAM SAI GOKUL (— 02 TUKARAM DEVIDAS NIKAM SAI GOKUL या फाइलमध्ये)open
✓PAN card — inside tukaram Nikam kyc.pdf (— tukaram Nikam kyc.pdf या फाइलमध्ये)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off) (मालमत्तेचा पत्ता — the engine, from the technical report (correct below if anything is off) यांनी पडताळला)
Mails & papers →every paper, beside its mail · 10 files
The whole file has not been read yet10 papers on file
Moneywaiting for the credit
₹18,790
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹18,764 — ₹26 under our ask, not below the real calculation ₹18,714. Counts as full. Nothing to ask.
स्क्रीनशॉट ₹18,764 — मागणीपेक्षा ₹26 कमी, पण खऱ्या हिशोबाच्या ₹18,714 खाली नाही. पूर्ण मानले. काही मागायचे नाही.

Screenshot ₹18,764 — verified by itself the moment the bank credit is heard.
स्क्रीनशॉट ₹18,764 — बँकेचा क्रेडिट ऐकू येताच आपोआप पडताळले जाते.
why? (का?)
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹18,600 · 14:28 · SANKETSINH . RRN- · 1212942164 — ₹190 less than our ask
The working
Stamp duty 0.3%6,280
Registration fee 0.5%10,460
Government handling350
Our service fee1,700
Total we ask for18,790
By law ₹18,763.60. We ask ₹18,790 (rounded up to ₹10 — our rule).
कायद्याप्रमाणे ₹18,763.60. आपण मागतो ₹18,790 (₹10 पर्यंत वर — NOI टीमचा नियम).
why? (का?)
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Row Bungalow No. 12, Gr. Plus 1st Floor, Sai Gokuldham, PLOT, 10 To 19, Chandwad Shiwar, 423101
read from the technical report · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
Tukaram Devidas Nikam · applicantBESPN4502D
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