⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Rutik Santosh Bhat
LAN 77000351252Loan ₹26,00,000NOIMails & papers 12 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
16 Sep, 14:36
Documents
Payment
Challan
Filing
E-filing copy
done 23 Sep, 13:05
Index II
took 13d 23h
doneIndex II shared · the trail says: The bank branch has provided all necessary documents and the NOI team has filed the NOI and shared the e-filing copy. The NOI team is now waiting for the…whole case so far 27d 12h
Needs your eyes2
Property Location (District, Taluka, Village) — Index II says गाव-मोलापूर कमवे जिल्हा- मोलापूर; technical report says Kasabe Solapur Taluka North Solapur District Solapur; legal report says district: PUNE.. See the papers →
GPay ₹20,895 announced at 06:23 has not settled into the PNB account (due 10:23). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 13 Oct2 things
dhc prn looked
dhc prn read
7 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992309260008.pdf
27 Sep4 things — 4 steps
mail read as shown
mail read as shown
mail read as shown
mail read as shown
24 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
23 Sep45 things — 1 document received · 1 letter written · 43 steps
efiling token differs — by copilot
case read — by ezdocs:reader
case read — by ezdocs:reader
efiling token differs — by copilot
efiling token differs — by copilot
case read — by ezdocs:reader
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992309260008.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
case read — by ezdocs:reader
reader efiling verdict — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
box disagreement
property numbers completed
property attrs split
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check issues — by copilot
copilot pick — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
copilot check issues — by copilot
efiling profile differs — by copilot
efiling token from portal — by copilot
reader efiling verdict — by ezdocs:reader
party boxes saved — by ANJU
reader efiling verdict — by ezdocs:reader
party boxes saved — by ANJU
reader efiling verdict — by ezdocs:reader
Property boxes corrected by hand — verification cleared until re-verified — by ANJU
case read — by ezdocs:reader
reader efiling verdict — by ezdocs:reader
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
22 Sep45 things — 4 documents received · 41 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
EzDocs read the whole trail as one conversation — where the case stands is on the page
box disagreement
property self check
property from index2
index2 people checked
index2 extra purchaser
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
lata p.jpg
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
box disagreement
box disagreement
box disagreement
property self check
property from index2
index2 people checked
index2 extra purchaser
documents read together
property self check
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
property from index2
index2 people checked
index2 extra purchaser
index2 pan differs
Co-applicant added
kyc address read
PAN found inside the KYC file — no need to ask for it
property english extracted
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Index II
index 2.pdf
Received: Selfie
lata.jpg
Received: Aadhaar
adhan pan lata.pdf
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01834 | 77000351252
19 Sep4 things — 1 money step · 3 steps
gpay not settled yet
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
17 Sep2 things — 1 letter written · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01834 | 77000351252
16 Sep50 things — 8 documents received · 2 letters written · 1 money step · 3 cautions · 36 steps
gpay not settled yet
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: Challan
RUTIK SANTOSH BHAT EchallanMH010303218202627E.pdf
quoted history checked
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
claim part duplicate
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
documents read together
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
applicant email captured
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
kyc address read
PAN found inside the KYC file — no need to ask for it
Property read from the legal / technical report (the sanction letter had none)
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
Received: Sanction letter
KFSLetter_77000351252.pdf
receivable snapshot
screenshot claim recorded
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The screenshot(s) add up to less than the case needs
The NOI team asks for the balance — the 'short amount' letter.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
screenshot claim recorded
Received: Aadhaar
Both KYC.pdf
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: LSR
Rutik Bhat LSR_merged -.pdf
Received: Technical report
Technical report.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
Payment details.pdf
Received: Selfie
Screenshot_20260916_123558.jpg
Received: Selfie — not usable
Screenshot_20260916_134004.jpg — this is not a live selfie
extra challan scanned
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Technical reportopen
✓LSR (search report)open
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside Rutik Bhat LSR_merged -.pdfopen
Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 14 files
Moneyall of it is in
₹22,870.74
Reached our account 19 Sep 11:53:00.
How we know
Our own bank told us — 19 Sep 11:53
₹20,895 · from GPAY-BIZ
“₹20,895.00 received from KAVITA P F at 11:53 AM The amount will settle in your bank account via NEFT.”
Matched by: equals the balance that was still due on the case · Google's alert; the NEFT is awaited; one of several parts
The working
Stamp duty 0.3%7,810
Registration fee 0.5%13,010
Government handling350
Our service fee1,700
Total we ask for22,870.74
By law ₹22,850. We ask ₹22,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
PLOT NO 210+211/35, G, Heritage Manidhari Empire, SURVEY, 145/2A, 145/2B/2B/2 P, 146/2B, 146/1B/1, 146/2A/1, 146/2A/2P, SOLAPUR KASABE, 413006
read from the Index II · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
Rutik Santosh Bhat · applicantDVYPB0775BLata Bhat · co-applicantCJXPB3559H
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