⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Swapnil Narayan More
LAN 77000329920Loan ₹10,23,955NOIMails & papers 9 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 17:06
Documents
Payment
done 5 Oct, 17:07
Challan
took 1h 52m · GRAS ↗
Filing
took 6d 17h · IGR e-filing ↗
E-filing copy
done 12 Oct, 12:15
Index II
waiting 1d 12h
their moveIndex II pendingwhole case so far 8d 7h
Needs your eyes1
GPay ₹10,242 announced at 11:29 has not settled into the PNB account (due 15:29). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
12 Oct23 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991210260102.pdf
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Received: Index II
DocScanner Oct 9, 2026 5-04 PM.pdf
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03171 | 77000329920
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03171 | 77000329920
An old draft withdrew itself — its asks were already answered
6 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03171 | 77000329920
5 Oct95 things — 17 documents received · 3 letters written · 1 money step · 1 caution · 73 steps
gpay not settled yet
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SWAPNIL NARAYAN MORE EchallanMH011415827202627E.pdf
copilot edit — by copilot:KUNAL
copilot check ok — by copilot
form checked489
copilot check issues — by copilot
form checked489
challan boxes composed
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
HRQ-26-169963_INDProcessRequest_2500320261005174338043.pdf
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
quoted history checked
extra challan scanned
property self check
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re :- APPL- 77000329920 - APPLICANT NAME - SWAPNIL NARAYAN MORE | PROCESS CHALLAN OF 0.3% & 0.5% AND NOI FILIN
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
boxes gathered
address compared
challan boxes composed
box disagreement
pages trimmed480
pages trimmed480
property numbers completed
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
roles from letter
Co-applicant added
Received: Selfie
L M MAM.jpeg
money settled — by ezdocs:reader
money corrected from papers
Document could not be read — a clear copy was asked for
not a live selfie
Received: PAN card
LALITA M PAN.jpeg
Received: Aadhaar
LALITA M MASK.jpeg
Received: Aadhaar
SWAPNIL SIR MASK.jpeg
money settled — by ezdocs:reader
money not settled
Received: Selfie — not usable
S M SIR.jpeg — not a live selfie
applicant email captured
roles from letter
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
case read started — by ezdocs:reader
insurance twin detected
Property read from the legal / technical report (the sanction letter had none)
Received: PAN card
SWAPNIL SR PAN.jpeg
Received: Sanction letter
KFSLetter_77000329920.pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Sanction letter
InsKFSLetter_77000329921.pdf
Received: Technical report
VALUATION.pdf
Received: LSR
LEGAL-10311639.pdf
Received: Payment screenshot
WhatsApp Image 2026-10-05 at 5.00.22 PM.jpeg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓LSR (search report)open
✓Technical reportopen
✓Sanction letteropen
✓PAN cardopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 19 files
The file, as the engine remembers it8 open
Processed the Notice of Intimation filing for Swapnil Narayan More and Lalita Swapnil More. The total loan amount is Rs. 10,23,955, including the linked insurance loan. The property address is taken from the detailed Legal Address line of the technical report.
✗the photo could not be read (S M SIR.jpeg) — the branch — not a live selfie
○SWAPNIL NARAYAN MORE — home building — the branch
○SWAPNIL NARAYAN MORE — home flat — the branch
○LALITA SWAPNIL MORE — mobile — the branch
○LALITA SWAPNIL MORE — e-mail — the branch
○LALITA SWAPNIL MORE — home building — the branch
○LALITA SWAPNIL MORE — home flat — the branch
○property — floor — the branch
?image.png may be another customer's (it prints a name) — This paper is a blank image and does not contain any information relevant to the file.
?image.png may be another customer's (it prints a name) — This paper is a blank image and does not contain any information relevant to the file.
?image.png may be another customer's (it prints a name) — This paper is a blank image and does not contain any information relevant to the file.
the branch's last mail (2026-10-12): The branch has attached the Index II for NOI. · brought: Index II; mobile number for Swapnil S; email for Swapnil S
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T05:41 UTC
Moneyall of it is in
₹10,260.38
Reached our account 5 Oct 16:59:00.
How we know
Our own bank told us — 5 Oct 16:59
₹10,242 · from GPAY-BIZ
“₹10,242.00 received from MORE S N at 4:59 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%3,080
Registration fee 0.5%5,130
Government handling350
Our service fee1,700
Total we ask for10,260.38
By law ₹10,241.65. We ask ₹10,260 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
3C, Madhuban Rohouse, SURVEY, 313/2B/1A, Nandurbar, 425412
read from the Index II · e-filing boxes 37 of 46 ready
Check the property →the boxes beside the paper
People
SWAPNIL NARAYAN MORE · applicantBZGPM0127GLALITA SWAPNIL MORE · co-applicantGQHPM9143K
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