⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
VEDANT PADMAKAR JOSHI
LAN 77000341113Loan ₹27,00,000NOIWaiting for the Index IIMails & papers 19
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Aug, 12:15
Documents
Payment
Challan
done 3 Sep, 17:28 · GRAS ↗
Filing
waiting 40d 6h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has provided all necessary documents, including the Index 2. The NOI team has acknowledged receipt of payment and shared the challan. The case is…whole case so far 44d 11h
Needs your eyes2
The work is done — our fee of ₹23,670 is still not in our account. Chase the branch for it.
PAN card: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: VAISHALI PADMAKAR JOSHI is named on the sanction letter (KFSLetter_77000341113 (2).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• VAISHALI PADMAKAR JOSHI: PAN missing — no PAN card of VAISHALI PADMAKAR JOSHI is on the file — type the PAN off the person's own card, or ask the branch for it
• VAISHALI PADMAKAR JOSHI: birth date missing — no PAN card of VAISHALI PADMAKAR JOSHI is on the file — type the birth date off the person's own card, or ask the branch for it
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
9 Oct2 things
EzDocs read the whole trail as one conversation — where the case stands is on the page
old thread stored only
27 Sep7 things — 7 steps
property self check
property from index2
index2 people checked
index2 extra purchaser
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
paper read beside
26 Sep3 things — 3 steps
mail read as shown
mail read as shown
mail read as shown
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
3 Sep5 things — 1 caution · 4 steps
A file was read again from the start — everything inside it now counts
Document could not be read — a clear copy was asked for
this is a photo taken by someone else, not a live selfie
PAN found inside the KYC file — no need to ask for it
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
2 Sep1 thing — 1 letter written
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00324 — pending documents
30 Aug8 things — 4 documents received · 4 letters written
Received: Selfie
Applicant photo Vedant Joshi.pdf
Wrote the document chase mail — held, silent mode
Re: Kindly process for NOI and share challan, Noi confirmation VEDANT PADMAKAR JOSHI 77000341113, 77000341114
Wrote the document chase mail — held, silent mode
Kindly process for NOI and share challan, Noi confirmation VEDANT PADMAKAR JOSHI 77000341113, 77000341114
Wrote the fee quote mail — held, silent mode
Kindly process for NOI and share challan, Noi confirmation VEDANT PADMAKAR JOSHI 77000341113, 77000341114
Received: PAN card — not usable
vedant kyc.pdf — this is a photo taken by someone else, not a live selfie
Received: Sanction letter
KFSLetter_77000341113 (2).pdf
Received: Technical report
HRQ-26-149136_INDProcessRequest_2500320260829213607036.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs5 still to come
7 of 12 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
PAN card (CANNOT BE READ — clear copy asked — this is a photo taken by someone else, not a live selfie)open
✓Selfie / photoopen
✓Payment screenshot — named inside that file, but no payment to us is visible in it; nothing has been received — inside vedant kyc.pdfopen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 4 files
The whole file has not been read yet4 papers on file
Moneywaiting for the credit
₹23,670
Nothing has reached our account yet — only a credit our bank shows us counts.
The working
Stamp duty 0.3%8,110
Registration fee 0.5%13,510
Government handling350
Our service fee1,700
Total we ask for23,670
By law ₹23,650. We ask ₹23,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
16, 17, 18, 19, 20, 21, 22, 23, 24, 25, GAT, 46, Arvi, 413512
read from the Index II · e-filing boxes 16 of 34 ready
Check the property →the boxes beside the paper
People
VEDANT PADMAKAR JOSHI · applicantCNJPJ2446R
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