This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹23,670 is still not in our account. Chase the branch for it.
- PAN card: copy on file cannot be used. A usable one is being asked for.
why?
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper30 Aug, 12:15 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly process for NOI and share challan, Noi confirmation and token number in captioned case.
Name : VEDANT PADMAKAR JOSHI
LA : 27 lacs
17 more mails in between — open
30 Aug, 12:21 · 46d ago
Team, We acknowledge receipt of your documents and payment.
We will initiate the challan for the same.
For NOI process we need Index 2 copy Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On
30 Aug, 12:21 · 46d ago
Team, We acknowledge receipt of your documents and payment.
We will initiate the challan for the same.
For NOI process we need Index 2 copy of VEDANT PADMAKAR JOSHI Aradhana Rai NOI Coordinator | One
30 Aug, 12:21 · 46d ago
Team, We acknowledge receipt of your documents and payment.
We will initiate the challan for the same.
For NOI process we need Index 2 copy of VEDANT PADMAKAR JOSHI Aradhana Rai NOI Coordinator | One
30 Aug, 12:21 · 46d ago
We will initiate the challan for these.
earlier mails quoted below
30 Aug, 12:24 · 46d ago
Kindly provide Callan and Noi confirmation
earlier mails quoted below
30 Aug, 13:14 · 46d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
30 Aug, 13:14 · 46d ago
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
30 Aug, 13:37 · 46d ago
Kindly provide mail confirmation
earlier mails quoted below
30 Aug, 16:48 · 46d ago
Kindly provide mail confirmation
earlier mails quoted below
30 Aug, 18:01 · 45d ago
Dear Team We acknowledge the receipt of your mail documents and payment.for noi filing we need index 2 copy and colour selfie photos of applicants.
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
30 Aug, 18:14 · 45d ago
Applicant live photo added, this is resale purchase case index 2 generated after sale deed .
earlier mails quoted below
30 Aug, 18:17 · 45d ago
We will process the noi for the same.
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
30 Aug, 18:18 · 45d ago
Dear Team We will process the noi for the same.
Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
01 Sep, 10:33 · 44d ago
PLS SAHRE INDEX 2 COPY FOR NOI FILILNG Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Sep, 13:48 · 33d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
09 Oct, 14:09 · 6d ago
Index 2 attached , kindly update NOI
earlier mails quoted below
09 Oct, 14:11 · 6d ago
Team
we will process the NOI for the same.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
09 Oct, 17:59 · 5d ago
TEAM
PFA DOWNLOADED E FILING FOR YOUR REFERENCE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
14 Oct, 12:34 · 1d ago
TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Technical report | HRQ-26-149136_INDProcessRequest_2500320260829213607036.pdf | filed | 46d ago |
| Sanction letter | KFSLetter_77000341113 (2).pdf | filed | 46d ago |
| PAN card+ Aadhaar card inside+ Index II inside+ Payment screenshot inside+ Selfie / photo inside | vedant kyc.pdf | CANNOT BE READ — clear copy asked | 46d ago |
| Selfie / photo | Applicant photo Vedant Joshi.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹23,670
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹8,110 | ₹13,510 | ₹350 | ₹1,700 | ₹23,670 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
ROW HOUSE NO. 3, ON PLOT NO. 24, (AS PER PLAN) AND, PLOT NO. 24 EAST PART (AS PER SITE), GAT NO. 46,G.P.H. NO. 7072 (AS PER ASSESSMENT), NEW JIJAU, COLONY, AT-ARVI, TAL AND DIST LATUR.
ROW HOUSE NO. 3, ON PLOT NO. 24, (AS PER PLAN) AND PLOT NO. 24 EAST PART (AS PER SITE), GAT NO. 46, G.P.H. NO. 7072 (AS PER ASSESSMENT), NEW JIJAU COLONY, ATHRAV RESIDENCY, BACK SIDE OF PARAYAG KARAD NURSING COLLEGE, NEAR MAHADEV TEMPLE, AT-ARVI, TAL AND DIST LATUR.
413512
ROW HOUSE NO 3 ON PLOT NO 24 AS PER PLAN AND PLOT NO 24 EAST PART AS PER SITE GAT NO 46
G P H NO 7072 AS PER ASSESSMENT NEW JIJAU COLONY ATHRAV RESIDENCY BACK SIDE OF PARAYAG KARAD NURSING
LATUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VEDANT PADMAKAR JOSHI | CNJPJ2446R | …7616 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | sameer.sayyed@icicihfc.com | 46d ago |
| document chase | sameer.sayyed@icicihfc.com | 46d ago |
| document chase | vilas.jadhav@icicihfc.com | 45d ago |
| document chase | vilas.jadhav@icicihfc.com | 43d ago |
What EzDocs read from each document — check anything marked in red
77000341113
Home Loan and Purchase/Improvement of Property
0.9
2700000
10.8
29/08/2026
HF-38-VER-14-01072026/KFS
VEDANT PADMAKAR JOSHI, VAISHALI PADMAKAR JOSHI
False
read again off the letter's pages (page 1, Communication Address row)
SWAPNAPURTI APARTMENT LIC COLONY LATUR, LATUR, Latur, Osmanabad, LATUR, MAHARASHTRA, IN, 413512
raw reading (for Abhijit)
{'lan': '77000341113', 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 0.9, 'loan_amount': 2700000, 'interest_rate': 10.8, 'sanction_date': '29/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['VEDANT PADMAKAR JOSHI', 'VAISHALI PADMAKAR JOSHI'], 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': None, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address row)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'SWAPNAPURTI APARTMENT LIC COLONY LATUR, LATUR, Latur, Osmanabad, LATUR, MAHARASHTRA, IN, 413512'}2005-02-23
CNJPJ2446R
VEDANT PADMAKAR JOSHI
7616
raw reading (for Abhijit)
{'dob': '2005-02-23', 'pan': 'CNJPJ2446R', 'name': 'VEDANT PADMAKAR JOSHI', 'aadhaar_last4': '7616'}2005-02-23
CNJPJ2446R
VEDANT PADMAKAR JOSHI
True
7616
raw reading (for Abhijit)
{'dob': '2005-02-23', 'pan': 'CNJPJ2446R', 'name': 'VEDANT PADMAKAR JOSHI', 'legible': True, 'aadhaar_last4': '7616', 'quality_issue': None}group_or_other
False
0.9
True
this is a photo taken by someone else, not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photo taken by someone else, not a live selfie'}True
TECHNICAL REPORT
91.74
loan_ref: 77000341113; report_id: HRQ-26-149136; customer_name: Vedant Padmakar Joshi
1
taken: legal; legal_address: Row House No. 3, On Plot No. 24, (As Per Plan) And Plot No. 24 East Part (As Per Site), Gat No. 46, G.P.H. No. 7072 (As Per Assessment), New Jijau Colony, Athrav Residency, Back Side Of Paray
pin: 413512; state: Maharashtra; taluka: Latur; Flat no: Row House No. 3; district: Latur; Floor: Ground; landmark: Back Side Of Parayag Karad Nursing College, Near Mahadev Temple; Address: Row House No. 3, On Pl
Row House No. 3, On Plot No. 24, (As Per Plan) And Plot No. 24 East Part (As Per Site), Gat No. 46, G.P.H. No. 7072 (As Per Assessment), New Jijau Colony, Athrav Residency, Back Side Of Parayag Karad Nursing College, Nea
raw reading (for Abhijit)
{'found': True, 'found_in': 'TECHNICAL REPORT', 'area_sq_m': 91.74, 'paper_for': {'loan_ref': '77000341113', 'report_id': 'HRQ-26-149136', 'customer_name': 'Vedant Padmakar Joshi'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'legal', 'legal_address': 'Row House No. 3, On Plot No. 24, (As Per Plan) And Plot No. 24 East Part (As Per Site), Gat No. 46, G.P.H. No. 7072 (As Per Assessment), New Jijau Colony, Athrav Residency, Back Side Of Parayag Karad Nursing College, Near Mahadev Temple, At-Arvi, Tal And Dist Latur.', 'property_address': 'Row House No. 3, On Plot No. 24, (As Per Plan) And, Plot No. 24 East Part (As Per Site), Gat No. 46,,G.P.H. No. 7072 (As Per Assessment), New Jijau, Colony, At-Arvi, Tal And Dist Latur.'}, 'property_address': {'pin': '413512', 'road': None, 'state': 'Maharashtra', 'taluka': 'Latur', 'flat_no': 'Row House No. 3', 'district': 'Latur', 'floor_no': 'Ground', 'landmark': 'Back Side Of Parayag Karad Nursing College, Near Mahadev Temple', 'full_address': 'Row House No. 3, On Plot No. 24, Gat No. 46, G.P.H. No. 7072, New Jijau Colony, Athrav Residency, Back Side Of Parayag Karad Nursing College, Near Mahadev Temple, At-Arvi, Latur, Latur, Maharashtra, 413512', 'village_city': 'At-Arvi', 'building_name': 'New Jijau Colony, Athrav Residency', 'survey_or_cts_no': 'Plot No. 24, Gat No. 46, G.P.H. No. 7072'}, 'security_address_verbatim': 'Row House No. 3, On Plot No. 24, (As Per Plan) And Plot No. 24 East Part (As Per Site), Gat No. 46, G.P.H. No. 7072 (As Per Assessment), New Jijau Colony, Athrav Residency, Back Side Of Parayag Karad Nursing College, Near Mahadev Temple, At-Arvi, Tal And Dist Latur.'}Technical record (for Abhijit — safe to ignore)
| 6h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 30 Aug, 12:21 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 1d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 1d ago | EzDocs | reader_home_address | {'fp': '2cdfbdfb09a5b6ac', 'from': 'the sanction letter (KFSLetter_77000341113 (2).pdf)', 'home': {'pin': '413512', 'area': 'LIC COLONY', 'state': 'MAHARASHTRA', 'building': 'SWAPNAPURTI APARTMENT', 'district': 'OSMANABA |
| 6d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 6d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-30 06:45:34'} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:b4b86977-5908-4290-ab61-9619807252fa', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'KFSLetter_77000341113 (2).pdf', 'asked': True, 'found |
| 18d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': 'The source does not print a landmark, PIN, title |
| 18d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'vedant kyc.pdf', 'changed': {'Flat no': {'was': 'Row House No. 3', 'index2 |
| 18d ago | EzDocs | index2_people_checked | {'doc_id': 'f4b17c43-b199-4fa1-921a-ee91227791d6', 'differs': 0, 'matched': [], 'not_on_case': 1} |
| 18d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': 'f4b17c43-b199-4fa1-921a-ee91 |
| 18d ago | EzDocs | property_auto_verified | {'pin': '413512', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it i |
| 18d ago | EzDocs | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-149136_INDProcessRequest_25 |
| 18d ago | EzDocs | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'HRQ-26-149136_INDProcess |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 41d ago | EzDocs | document_reread | {'now': ['aadhaar', 'index2', 'pan', 'payment_screenshot', 'selfie'], 'was': ['pan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'vedant kyc.pdf', 'doc_id': ' |
| 41d ago | EzDocs | document_unreadable | {'reason': 'this is a photo taken by someone else, not a live selfie', 'doc_type': 'selfie'} |
| 41d ago | EzDocs | pan_found_inside | {'doc': 'aadhaar', 'pan_masked': 'CNxxxxx6R'} |
| 41d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 3, 'first_lines': [None, None]} |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 43d ago | EzDocs | email_shadowed:doc_chase | {'to': 'vilas.jadhav@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 77000341113), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Paymen |
| 45d ago | EzDocs | mail_instruction_understood | {'amount': 2700000.0, 'phrase': 'LA : 27 lacs', 'reason': None, 'instructions': [], 'urgent_disbursement': False} |
| 45d ago | EzDocs | document_received | {'file': 'Applicant photo Vedant Joshi.pdf', 'doc_type': 'selfie', 'confidence': 0.9} |
| 45d ago | EzDocs | mail_instruction_understood | {'amount': 2700000.0, 'phrase': 'LA : 27 lacs', 'reason': None, 'instructions': [], 'urgent_disbursement': False} |
| 45d ago | EzDocs | email_shadowed:doc_chase | {'to': 'vilas.jadhav@icicihfc.com', 'subject': 'Re: Kindly process for NOI and share challan, Noi confirmation VEDANT PADMAKAR JOSHI 77000341113, 77000341114', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NO |
| 45d ago | EzDocs | mail_instruction_understood | {'amount': 2700000.0, 'phrase': 'LA : 27 lacs', 'reason': None, 'instructions': ['resend_challan'], 'urgent_disbursement': False} |
| 46d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['resend_challan'], 'urgent_disbursement': False} |