⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vivek Ramniwas Gupta
LAN HOU/GHKP/0826/5196303Loan ₹54,30,851BT + top-upMails & papers 10
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
3 Oct, 18:34
Documents
took 1d 18h
Payment
Challan
done 5 Oct, 13:05 · GRAS ↗
Filing
took 2d 2h · IGR e-filing ↗
E-filing copy
done 7 Oct, 15:20
Index II
took 23h 15m
doneIndex II shared · the trail says: The branch has sent all initial documents and the fee has been acknowledged. The team needs to initiate the challan and has requested the PAN card for this…whole case so far 10d 6h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
VIVEK RAMNIWAS GUPTA Index-II.pdf
7 Oct29 things — 1 document received · 1 letter written · 27 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260508.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
paper locate — by ezdocs:reader
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
5 Oct63 things — 4 documents received · 2 letters written · 57 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VIVEK RAMNIWAS GUPTA EchallanMH011368831202627E.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
reading boxes not the papers words — by copilot
file note490
case read — by ezdocs:reader
challan boxes not the papers words — by copilot
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
property numbers completed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper set aside by note490 — by ezdocs:reader
paper not this case
file note490
paper against file490 — by ezdocs:reader
Wrote the document chase mail — held, silent mode
RE: Initiate NOI Challan Case of Vivek Ramniwas Gupta // HOU/GHKP/0826/5196303
An old draft withdrew itself — its asks were already answered
address compared
documents read together
roles from letter
roles from letter
Co-applicant added
party not merged
Co-applicant added
Received: PAN card
Pan Card.pdf
Received: PAN card — not usable
Mother Pan.jpeg — another customer's paper (a name none of this file's people) — This PAN card belongs to Seema Ramniwas Gupta, who is not the applicant Vivek Ramniwas Gupta. The file needs Vivek Ramniwas Gupta's PAN card.. Kindly share this case's own PAN card
Received: PAN card
co pan saurab.png
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
copilot check ok — by copilot
form checked489
challan boxes composed
reader mail addition — by ezdocs:reader
reading boxes not the papers words — by copilot
city box is district — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
mail against file490 — by ezdocs:reader
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
4 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
3 Oct57 things — 6 documents received · 2 letters written · 49 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
extra challan scanned
Nothing new to ask for — stayed quiet
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
case read — by ezdocs:reader
pan by reading443
Wrote the document chase mail — held, silent mode
Initiate NOI Challan Case of Vivek Ramniwas Gupta // HOU/GHKP/0826/5196303
boxes gathered
address compared
challan boxes by rules
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
documents read together
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
money settled — by ezdocs:reader
money not settled
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
letter property is residence
Received: Index II
Index II.pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sanction letter
Sanction_letter (22).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
Charges.jpg
Received: Selfie
Seema.jpg
Received: Selfie
Saurabh.jpg
Received: Selfie
Vivek.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it8 open
Processed the NOI challan for Vivek Ramniwas Gupta with a revised loan amount of 54,30,851 as verified from the branch's request mail and fee payment. Property details are confirmed from the purchase Index II.
○the Aadhaar — the branch
✗the PAN card on file is another customer's (Mother Pan.jpeg) — the branch — another customer's paper (a name none of this file's people) — This PAN card belongs to Seema Ramniwas Gupta, who is not the applicant Vivek
○SAURABH RAMNIWAS GUPTA — mobile — the branch
○SAURABH RAMNIWAS GUPTA — e-mail — the branch
○SAURABH RAMNIWAS GUPTA — home village / city — the branch
○SEEMA RAMNIWAS GUPTA — mobile — the branch
○SEEMA RAMNIWAS GUPTA — e-mail — the branch
○SEEMA RAMNIWAS GUPTA — home village / city — the branch
?the papers disagree on District Name Discrepancy (the sanction letter: Thane; the Index II: Palghar / Vasai) — Ensure the e-filing and challan are processed under Palghar district.
the branch's last mail (2026-10-05): The branch has attached PAN cards. · brought: PAN card for Seema Ramniwas Gupta
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T07:22 UTC
Moneyall of it is in
₹33,120.52
Reached our account 30 Sep 14:45:08.
How we know
Our own bank told us — 30 Sep 14:45
₹33,093 · UTR 663956136152 · from JM-HDFCBN-S
“Successful! You have received Rs. 33093.00 via HDFC Bank SmartHub Vyapar from AKASH GUPT . RRN-663956136152 , Check: https://1.hdfc.bank.in/HDFCBK/s/0kRevKLj”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%16,300
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for33,120.52
By law ₹33,112.55. We ask ₹33,120 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
1108, 11th, Poonam Vista, Wing C, SURVEY, 5, 5E, OLD 5A, Dongare, 401303
read from the Index II · e-filing boxes 55 of 58 ready
Check the property →the boxes beside the paper
People
VIVEK RAMNIWAS GUPTA · applicantDDXPG8638FSEEMA RAMNIWAS GUPTA · co-applicantAYNPG1311PSAURABH RAMNIWAS GUPTA · co-applicantDNIPG2547E
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