silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02320

Devendra Vijay Wani

PNB_HFLLAN HOU/NSK/0726/5182235 Index II shared · done Send the draft 2All documentsMails & papers 7
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹35,080; it reads: ₹20,080 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹29,680 (0.3% ₹14,680 + 0.5% ₹15,000 on a loan of ₹48,90,000); the challan itself says a loan of ₹66,90,000. No sanction letter on this file prints ₹66,88,335–₹66,91,668, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓MOTDopen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓E-filing copy (token)open
✓Selfie / photo — inside NOI.pdfopen
✓Aadhaar card — inside NOI.pdfopen
✓PAN card — inside NOI.pdfopen
✓Sanction letter — inside NOI.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (7)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹31,500.72CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹36,870 receivedmatches the branch's receipt
Stamp duty 0.3%14,680
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.72
Total we ask for31,500.72
the branch’s receipt claims ₹36,870 449764847437
paid 23 Sep 16:41:37 · verified 23 Sep 17:06:57 · 25 min later
How we know
Our own bank told us — 23 Sep 16:41
₹36,870 · UTR AXNGG26674849243 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.36870.00,23-09-2026 16:41:37 thru NEFT from AXNGG26674849243/GOOGLE INDIA DIGITAL . Aval Bal 111211.65 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹31,490. We ask ₹31,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹36,870 — accept as full (₹5,369.28 = our margin).
BANK ARITHMETIC — its own rows don't add up
The branch's mail adds up wrong: its rows come to Rs.35,370 against a stated total of Rs.36,870. Collect Rs.31,490.
the branch's own wordsThe branch's mail said: stamp duty (0.30%): bank says Rs.20,070, computed Rs.14,670 (difference Rs.5,400); total payable: bank says Rs.36,870, computed Rs.31,490 (difference Rs.5,380); the bank's own rows sum to Rs.35,370 but its total says Rs.36,870
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 55 minour time · 23 Sep 17:51
Index II 21 h 56 minour time · 7 Oct 14:26
the NOI team 2 d 1 hthe branch 11 d 19 htotal 13 d 21 h
Complete.
Day by day — every step and who held it
23 Sep 16:57Your branch's mail
23 Sep 16:57Payment landedat once
23 Sep 17:03Papers read+6 min · the NOI team
23 Sep 17:03Property read+1 min · the NOI team
23 Sep 17:04Fee quotedat once
23 Sep 17:06Payment verified+3 min · the NOI team
23 Sep 17:07Ready for the challanat once
23 Sep 17:51Challan made+45 min · the NOI team
5 Oct 13:26Papers from your branch+11 d 19 h · the branch
5 Oct 13:33Papers read+7 min · the NOI team
6 Oct 11:21Filed on IGR — e-filing shared+21 h 48 min · the NOI team
7 Oct 14:26Index II sent+1 d 3 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹48,90,000
Loan account no.
HOU/NSK/0726/5182235
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE422010
… , Nashik, Ambad Kamatwade Road, Nashik, MAHARASHTRA, India, 422010 422010
The Index II DIFFERS422007
… /1/3/7/अ/प्लॉट/15;)) स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा. 422007
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 422010). Read the papers once — if PIN 422010 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all required documents, including the Index II, and the fee has been acknowledged as paid. The NOI team needs to proceed with filing the Notice of Intimation on the IGR portal.
the trail says the next move is with the NOI team — NOI filing
✓ loan papers sent — done, mail 1 (2026-09-23) “Kindly process 0.3 & 0.5 Challan in below case.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-23) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-23) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-23) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-09-23) “For NOI filing, We need an index 2 copy.”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-10-05) “PFA Index II”
read over 4 mail(s), last mail 2026-10-05 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010736168202627E9990610260071 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantDevendra Vijay Wani
LANHOU/NSK/0726/5182235
Loan AmtRs. 48,90,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 36,870.00 stands VERIFIED against the credit in our account on 23-Sep-2026 (UTR: AXNGG26674849243). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-02320 | HOU/NSK/0726/5182235
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NSK/0726/5182235) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 9 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
23 Sep, 16:57 · 20d ago
THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : DEVENDRA VI
Dear Team,

Kindly process 0.3 & 0.5 Challan in below case.

Customer nameDEVENDRA VIJAY WANI
Loan account (LAN)HOU/NSK/0726/5182235
Loan amount₹66,90,000
Stamp duty 0.30%₹20,070
Registration fee 0.50%₹15,000
DHC₹300
Service / vendor fees₹1,500
Total₹36,870
  • ✓ Sanction Letter — attached
  • ✓ Customer Aadhar Card / co applicant — attached
  • ✓ Customer pan Card / co applicant — attached
  • ✓ Form A2 or Soft copy of photograph — attached
  • ✓ Payment details — attached

\\ NHL/NSK/0926/5225445

*Index II CopyOTC
Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: Om Sunil Pingale ( om.pingale@phfl.com ) Date: 23-09-2026 04:20 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Subject: NOI.pdf Created and shared using Adobe Scan.
🤖 read: documents attached; note: Kindly process 0.3 & 0.5 Challan in below case.
4 more mails in between — open
OL The NOI teamTYPED IN GMAIL
23 Sep, 17:09 · 20d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 17:03, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DEVENDRA VIJAY WANI Lan No HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Loan Amount 6690000 LOAN AMOUNT 6690000 0.30% 20070 0.50% 15000 FEES 1500 DHC 300 TOTAL 36,870 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, *Piyush S Aher* Branch Operation Executive Nashik Branch Direct: +91-253-2311672 <+91%20253%20231%201672> Toll Free: 1800 120 8800 Website-www.pnbhousing.com *PHFL Home Loans and Services Limited* ----- Forwarded Message ----- ------------------------------ From: Om Sunil Pingale (om.pingale@phfl.com) Date: 23-09-2026 04:20 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Subject: NOI.pdf Created and shared using Adobe Scan.
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
23 Sep, 17:52 · 20d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 17:09, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Wed, 23 Sept 2026 at 17:03, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > Kindly process 0.3 & 0.5 Challan in below case. > > Customer Name > DEVENDRA VIJAY WANI > > Lan No > HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 > > Loan Amount 6690000 > > > LOAN AMOUNT 6690000 > 0.30% 20070 > 0.50% 15000 > FEES 1500 > DHC 300 > TOTAL 36,870 > > > *Sanction Letter attached > *Customer Aadhar Card / co applicant attached > *Customer pan Card / co applicant attached > *Index II Copy OTC > *Form A2 or Soft copy of photograph attached > *Payment details attached > > > SRO No > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > *PHFL Home Loans and Services Limited* > > > > ----- Forwarded Message ----- > ------------------------------ > From: Om Sunil Pingale (om.pingale@phfl.com) > Date: 23-09-2026 04:20 pm > To: Piyush Santosh Aher (piyush.aher@phfl.com) > Subject: NOI.pdf > > Created and shared using Adobe Scan. >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
PA piyush.aher@phfl.com phfl.com
05 Oct, 13:26 · 8d ago
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : DEVE
Dear Team,

PFA Index II

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 23-09-2026 05:10 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Cc: Prashant Padhye ( prashant.padhye@pnbhousing.com ), nasik.branch ( nasik.branch@pnbhousing.com ), sachin.gangurde1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : DEVENDRA VIJAY WANI. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 23 Sept 2026 at 17:03, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DEVENDRA VIJAY WANI Lan No HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Loan Amount 6690000 LOAN AMOUNT 6690000 0.30% 20070 0.50% 15000 FEES 1500 DHC 300 TOTAL 36,870 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Om Sunil Pingale ( om.pingale@phfl.com ) Date: 23-09-2026 04:20 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Subject: NOI.pdf Created and shared using Adobe Scan.
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
05 Oct, 13:40 · 8d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 13:33, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 23-09-2026 05:10 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Cc: Prashant Padhye ( prashant.padhye@pnbhousing.com ), nasik.branch ( nasik.branch@pnbhousing.com ), sachin.gangurde1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : DEVENDRA VIJAY WANI. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 17:03, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DEVENDRA VIJAY WANI Lan No HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Loan Amount 6690000 LOAN AMOUNT 6690000 0.30% 20070 0.50% 15000 FEES 1500 DHC 300 TOTAL 36,870 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Om Sunil Pingale ( om.pingale@phfl.com ) Date: 23-09-2026 04:20 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Subject: NOI.pdf Created and shared using Adobe Scan.
🤖 read: The team promises to process the NOI for the loan.
OL The NOI teamTYPED IN GMAIL
06 Oct, 11:21 · 7d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 13:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 13:33, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 23-09-2026 05:10 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Cc: Prashant Padhye ( prashant.padhye@pnbhousing.com ), nasik.branch ( nasik.branch@pnbhousing.com ), sachin.gangurde1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : DEVENDRA VIJAY WANI. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 17:03, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DEVENDRA VIJAY WANI Lan No HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Loan Amount 6690000 LOAN AMOUNT 6690000 0.30% 20070 0.50% 15000 FEES 1500 DHC 300 TOTAL 36,870 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Om Sunil Pingale ( om.pingale@phfl.com ) Date: 23-09-2026 04:20 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Subject: NOI.pdf Created and shared using Adobe Scan.
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL The NOI teamTYPED IN GMAIL
07 Oct, 14:26 · 6d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 11:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 13:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 13:33, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 23-09-2026 05:10 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Cc: Prashant Padhye ( prashant.padhye@pnbhousing.com ), nasik.branch ( nasik.branch@pnbhousing.com ), sachin.gangurde1@phfl.com Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : DEVENDRA VIJAY WANI. Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 23 Sept 2026 at 17:03, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name DEVENDRA VIJAY WANI Lan No HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Loan Amount 6690000 LOAN AMOUNT 6690000 0.30% 20070 0.50% 15000 FEES 1500 DHC 300 TOTAL 36,870 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy OTC *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Om Sunil Pingale ( om.pingale@phfl.com ) Date: 23-09-2026 04:20 pm To: Piyush Santosh Aher ( piyush.aher@phfl.com ) Subject: NOI.pdf Created and shared using Adobe Scan.
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
MOTD image002.jpg
filed 20d ago
Other image001.jpg
filed 20d ago
Payment screenshot+ Selfie / photo inside+ Aadhaar card inside+ PAN card inside+ Sanction letter inside NOI.pdf
filed 20d ago
Paid challan (GRAS) DEVENDRA VIJAY WANI EchallanMH010736168202627E.pdf
filed 20d ago
Index IIthe branch sent this — an input Devendra Wani Indx.pdf
filed 8d ago
E-filing copy (token) DEVENDRACapture.GIF
filed 7d ago
Index IIthe registered copy we filed IndexII9990610260071.pdf
filed 6d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹31,500.72
Where it stands
VERIFIED — money received
Screenshot claims
₹36,870 449764847437
Paid at
23 Sep 16:41:37
Verified on
23 Sep 17:06:57

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹14,680₹15,000₹320 ₹1,500₹31,500
By law ₹31,490. We ask ₹31,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Building (with wing), Floor, Floor (person 1)
5 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number type, Second number, Property type (Open / Building / Open + Building), Floor (person 1)
✓ EzDocs checked every box against the document’s own words 8d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Devendra Wani Indx.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
empty
Flat / shop no
✓ in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नाशिक पोट तुकडी तालुका नाशिक पैकी नाशिक महानगरपालिका हददीतील मौजे अंबडखुर्द या गांवचे शिवारातील सर्व्हे नं. 231/2ब/232/1/3/7/अ मिळकतीचे मंजुर अभिन्यासातील प्लॉट नं. 15 यांसी क्षेत्र 288.00 चौ.मी. (संगणीकृत रेकॉर्डनुसार सर्व्हे या नं.231/2ब/232/1/3//7अ/प्लॉट/15) यांसी आकार रू.406.08 पैसे ( (Survey Number: 231/2ब/232/1/3/7/अ/प्लॉट/15;)) स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
NOI.pdf
as printed
PLOT NO 15, S NO 231/2B/232/1/3/7/A, AMBAD KHURD, KRISHNA NAGAR, MIDC, NASHIK, NEAR SWAMI RESIDENCY, NASHIK, AMBAD KAMATWADE ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
the Index II
Devendra Wani Indx.pdf
the property
1) itara varnanah, itara maahitih, itara maahitih tukadi jilhaa naashika pota tukadi taalukaa naashika paiki naashika mahaanagarapaalikaa hadaditila mauje ambadakhurda yaa gaanvache shivaaraatila sarvhe nan. 231/2ba/232/1/3/7/a milakatiche manjura abhinyaasaatila plota nan. 15 yaansi kshetra 288.00 chau.mi. (sanganikruta rekordanusaara sarvhe yaa nan.231/2ba/232/1/3//7a/plota/15) yaansi aakaara ru.406.08 paise ( (SURVEY NUMBER: 231/2ba/232/1/3/7/a/plota/15;)) sthaanika svaraajya sansthaah naashika ma.na.paa.
PIN
422007
THE CHALLAN, as it will be typed
Flat/Survey Number
15 SURVEY NO 231/2B/232/1/3/7/A
Locality/Road
AMBAD KAMATWADE ROAD KRISHNA NAGAR MIDC AMBAD KHURD NEAR SWAMI RESIDENCY
Area/City
NASHIK
check or correct a box, the papers beside it →
the Index II also prints: 00, 08, 1, 231/2BA/232/1/3//7A/PLOTA/15, 231/2BA/232/1/3/7/A, 231/2BA/232/1/3/7/A/PLOTA/15, 288, 406, AAKAARA, ABHINYAASAATILA, CHAU, GAANVACHE, HADADITILA, ITARA, JILHAA, KSHETRA, MA, MAAHITIH
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorDEVENDRA VIJAY WANIACVPW3080F…8794

All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotepiyush.aher@phfl.com 20d ago
documents acknowledgedpiyush.aher@phfl.com 20d ago
questions for the branch — what the papers leave openpiyush.aher@phfl.com 20d ago
acknowledgementpiyush.aher@phfl.com 20d ago
Index II chasepiyush.aher@phfl.com 18d ago
Index II chasepiyush.aher@phfl.com 13d ago
Index II chasepiyush.aher@phfl.com 10d ago
What the engine read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Payment screenshot NOI.pdf needs your check
utr
449764847437
date
2026-09-23
time
11:45
amount
36870
payee upi
******4356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE P...
raw reading (for Abhijit)
{'utr': '449764847437', 'date': '2026-09-23', 'time': '11:45', 'amount': 36870, 'method': None, 'payee_upi': '******4356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE P...', 'payer_name': None, 'debit_notification_text': None}
Payment screenshot NOI.pdf needs your check
dob
1994-03-13
pan
ACVPW3080F
name
DEVENDRA VIJAY WANI
legible
True
father name
VIJAY KRUPARAM WANI
raw reading (for Abhijit)
{'dob': '1994-03-13', 'pan': 'ACVPW3080F', 'name': 'DEVENDRA VIJAY WANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY KRUPARAM WANI', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot NOI.pdf needs your check
dob
1994-03-13
pan
ACVPW3080F
name
DEVENDRA VIJAY WANI
address
pin: 422008; area: Pawannagar; flat: C 1/10/7; road: Trimurti Chowk; state: Maharashtra; building: N 42 A; district: Nashik; village_city: Nashik
legible
True
father name
VIJAY KRUPARAM WANI
aadhaar last4
8794
raw reading (for Abhijit)
{'dob': '1994-03-13', 'pan': 'ACVPW3080F', 'name': 'DEVENDRA VIJAY WANI', 'mobile': None, 'address': {'pin': '422008', 'area': 'Pawannagar', 'flat': 'C 1/10/7', 'road': 'Trimurti Chowk', 'floor': None, 'state': 'Maharashtra', 'building': 'N 42 A', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': 'VIJAY KRUPARAM WANI', 'aadhaar_last4': '8794', 'quality_issue': None}
Payment screenshot NOI.pdf needs your check
lan
HOU/NSK/0726/5182235
legible
True
purpose
Housing Loan
borrowers
{'name': 'DEVENDRA VIJAY WANI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIJAY KRIPARAM WANI', 'role': 'co_applicant', 'label': None}
loan type
Housing Loan
confidence
1.0
handwritten
{'says': '17,500,000', 'where': 'top left corner of page 1', 'touches': 'amount', 'printed_was': None}
loan amount
4750000.0
final amount
4890000.0
interest rate
8.5
sanction date
07-Aug-2026
letter version
5
applicant email
devendrawani96@gmail.com
applicant names
DEVENDRA VIJAY WANI, VIJAY KRIPARAM WANI
printed altered
False
applicant mobile
8793273610
balance transfer
False
property address
pin: 422010; road: Ambad Kamatwade Road; state: MAHARASHTRA; district: Nashik; landmark: Near Swami Residency; full_address: Plot No 15, S No 231/2B/232/1/3/7/A, Ambad Khurd, Krishna Nagar, MIDC, Nashik, Near Swami Resid
insurance premium
140000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
4890000.0
security address verbatim
Plot No 15, S No 231/2B/232/1/3/7/A, Ambad Khurd, Krishna Nagar, MIDC, Nashik, Near Swami Residency, Nashik, Ambad Kamatwade Road, Nashik, MAHARASHTRA, India, 422010
applicant address verbatim
VIJAY WANI N42A C1/10/7, PAWAN NGAR, TRIMURTI CHOWK, NEAR MAHADEV MANDIR, NASHIK, Nashik, MAHARASHTRA, 422008, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0726/5182235', 'legible': True, 'purpose': 'Housing Loan', 'borrowers': [{'name': 'DEVENDRA VIJAY WANI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VIJAY KRIPARAM WANI', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [{'says': '17,500,000', 'where': 'top left corner of page 1', 'touches': 'amount', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 4750000.0, 'final_amount': 4890000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '07-Aug-2026', 'letter_version': '5', 'applicant_email': 'devendrawani96@gmail.com', 'applicant_names': ['DEVENDRA VIJAY WANI', 'VIJAY KRIPARAM WANI'], 'printed_altered': False, 'applicant_mobile': '8793273610', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'Ambad Kamatwade Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Nashik', 'floor_no': None, 'landmark': 'Near Swami Residency', 'full_address': 'Plot No 15, S No 231/2B/232/1/3/7/A, Ambad Khurd, Krishna Nagar, MIDC, Nashik, Near Swami Residency, Nashik, Ambad Kamatwade Road, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Nashik', 'building_name': None, 'survey_or_cts_no': 'S No 231/2B/232/1/3/7/A'}, 'insurance_premium': 140000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4890000.0, 'security_address_verbatim': 'Plot No 15, S No 231/2B/232/1/3/7/A, Ambad Khurd, Krishna Nagar, MIDC, Nashik, Near Swami Residency, Nashik, Ambad Kamatwade Road, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'VIJAY WANI N42A C1/10/7, PAWAN NGAR, TRIMURTI CHOWK, NEAR MAHADEV MANDIR, NASHIK, Nashik, MAHARASHTRA, 422008, India'}
Payment screenshot NOI.pdf needs your check
payments inside
kind: bundle; payments: [{'utr': '449764847437', 'date': '2026-09-23', 'page': 2, 'time': '11:45', 'payee': 'THINKBIGZ INITIATIVE P...', 'amount': 36870.0, 'direction': 'debit', 'narration': 'T2609231145307427778226', 'p
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '449764847437', 'date': '2026-09-23', 'page': 2, 'time': '11:45', 'payee': 'THINKBIGZ INITIATIVE P...', 'amount': 36870.0, 'direction': 'debit', 'narration': 'T2609231145307427778226', 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) DEVENDRA VIJAY WANI EchallanMH010736168202627E.pdf needs your check
grn
MH010736168202627E
pin
422010
total
35080
article
6(1)
defaced
False
bank cin
03006172026092301495
district
NASHIK
area city
NASHIK
payer pan
ACVXXXXXXF
flat block
PLOT NO 15 S NO 231/2B/232/1/3/7/A AMBAD
payer name
DEVENDRA VIJAY WANI
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=6690000
scheme rows
{'amount': 20080, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3610
payment date
23/09/2026-17:51:50
road locality
KAMATWADE AMBAD ROAD NASHIK MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
6690000
raw reading (for Abhijit)
{'grn': 'MH010736168202627E', 'pin': '422010', 'total': 35080, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092301495', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'ACVXXXXXXF', 'flat_block': 'PLOT NO 15 S NO 231/2B/232/1/3/7/A AMBAD', 'payer_name': 'DEVENDRA VIJAY WANI', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=6690000', 'scheme_rows': [{'amount': 20080, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3610', 'payment_date': '23/09/2026-17:51:50', 'road_locality': 'KAMATWADE AMBAD ROAD NASHIK MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '6690000'}
Index II Devendra Wani Indx.pdf needs your check
kind
index2_input
extracted
pin: 422007; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': '1-9485-2026', 'r14_remark': None, 'r4_locality': None, 'r5_area_text': '1) 2.8800 आर.चौ. मीटर', 'r7_executants': [{'age': '40', 'pan': 'AFIX
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '422007', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': '1-9485-2026', 'r14_remark': None, 'r4_locality': None, 'r5_area_text': '1) 2.8800 आर.चौ. मीटर', 'r7_executants': [{'age': '40', 'pan': 'AFIXXXXX7G', 'name': 'शिव बिल्डर्स अॅन्ड डेव्हलपर्स तर्फे भागीदार', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं.2 वासुदेव को.ऑप. हौसिंग सोसायटी लेन नं.2, ब्लॉक नंः गणपती मंदिराजवळ, रोड नंः महात्मा नगर नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422007'}, {'age': '49', 'pan': 'AIHXXXXX4A', 'name': 'प्रशांत राजाराम भामरे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं.2 वासुदेव को. ऑप. हौसिंग सोसायटी, ब्लॉक नंः लेन नं.2 गणपती मंदिराजवळ, रोड नंः महात्मा नगर नाशिक, महाराष्ट्र, णास्ःईक्र. पिन:- 422007'}, {'age': '45', 'pan': 'CATXXXXX5L', 'name': 'रुपाली प्रमोद सोनवणे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं.ए-204 रूंग्ठा हॉरीजन अपार्टमेंट, ब्लॉक नंः कालिका पार्क मागे, रोड नंः कर्मयोगी नगर नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422003'}, {'age': '31', 'pan': 'KGOXXXXX5G', 'name': 'कामिनी गणेश सुर्यवंशी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः वाखरी रोड, ब्लॉक नंः दत्त नगर कुंटेवाडी, रोड नंः देवळा नाशिक, महाराष्ट्र, णास्ःईक़. पिनः- 423102'}], 'r8_purchasers': [{'age': '32', 'pan': 'ACVXXXXX0F', 'name': 'देवेंद्र विजय वाणी', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः एन-42/ ए.सी-1/10/7, ब्लॉक नंः पवन नगर त्रिमुर्ती चौक, रोड नंः नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422008'}], 'r12_stamp_duty': 4670000.0, 'r3_market_value': None, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - फरोक्तखरेदीखत', 'r2_consideration': None, 'r9_execution_date': '24-09-2026', 'r13_registration_fee': 4800000.0, 'r10_registration_date': '24-09-2026'}, 'doc_no': '1-9485-2026', 'village': 'अंबडखुर्द', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. नाशिक 1', 'area_text': '1) 2.8800 आर.चौ. मीटर', 'mortgagee': 'नोंदणी नंतरची प्रथम शुची क्र. ।। प्रत अस्सल बरहुकुम नक्कल', 'filing_fee': 0.0, 'header_sro': 'सह दु.नि. नाशिक 1', 'mortgagors': ['देवेंद्र विजय वाणी'], 'stamp_duty': 4800000.0, 'filing_d
E-filing copy (token) DEVENDRACapture.GIF needs your check
sro
NSK3
kind
efiling_copy
token
9990610260071 / 2026
legible
True
property
road: AMBAD KAMATWADE ROAD; unit: PLOT NO 15; floor: G; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '231/2B/232/1/3/7/A'}, {'type': 'Plot Number', 'value': '15'}]; village: Ambad (khurda); building: PLOT
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ACVPW3080F', 'name': 'DEVENDRA VIJAY WANI', 'address': 'Flat No: N42A C1/10/7, Floor No: G, Building Name: PAWAN NGAR, Block Sector: TRIMURTI CHOWK, Road: NEAR MAHADEV MANDIR, City: NASHIK, State: MAHARASHTRA, D
title deed
Sale Deed : 9485/2026 SRO NASHIK 1
filing date
2026-10-06
loan amount
6690000.0
payment lines
{'ref': 'MH010736168202627E', 'head': 'Stamp Duty', 'dated': '23/09/2026', 'amount': 20070.0, 'ref_kind': 'GRN'}, {'ref': 'MH010736168202627E', 'head': 'Filing Fee', 'dated': '23/09/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-06
raw reading (for Abhijit)
{'sro': 'NSK3', 'kind': 'efiling_copy', 'token': '9990610260071 / 2026', 'legible': True, 'property': {'pin': None, 'road': 'AMBAD KAMATWADE ROAD', 'unit': 'PLOT NO 15', 'floor': 'G', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '231/2B/232/1/3/7/A'}, {'type': 'Plot Number', 'value': '15'}], 'village': 'Ambad (khurda)', 'building': 'PLOT NO 15, KRISHNA NAGAR MIDC, MOUJE AMBAD KHURD', 'district': 'Nashik', 'area_text': '288.00 Sq.mt.', 'local_body': None, 'description': 'Block Sector: KRISHNA NAGAR, Landmark: NEAR SWAMI RESIDENCY', 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ACVPW3080F', 'name': 'DEVENDRA VIJAY WANI', 'address': 'Flat No: N42A C1/10/7, Floor No: G, Building Name: PAWAN NGAR, Block Sector: TRIMURTI CHOWK, Road: NEAR MAHADEV MANDIR, City: NASHIK, State: MAHARASHTRA, District: NASHIK, Pin: 422008'}], 'title_deed': 'Sale Deed : 9485/2026 SRO NASHIK 1', 'filing_date': '2026-10-06', 'loan_amount': 6690000.0, 'payment_lines': [{'ref': 'MH010736168202627E', 'head': 'Stamp Duty', 'dated': '23/09/2026', 'amount': 20070.0, 'ref_kind': 'GRN'}, {'ref': 'MH010736168202627E', 'head': 'Filing Fee', 'dated': '23/09/2026', 'amount': 15000.0, 'ref_kind': 'GBN'}], 'date_of_mortgage': '2026-10-06'}
Technical record (for Abhijit — safe to ignore)
6d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
6d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999061026007
7d agosystem:extractdhc_prn_looked{'file': 'DEVENDRACapture.GIF', 'found': False, 'doc_id': '02c2d63b-28ba-4f76-8b54-a2f93946f2c0'}
7d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'DEVENDRACapture.GIF', 'token': '9990610260071 / ', 'doc_id': '02c2d63b-28ba-4f76-8b54-a2f93946f2c0', 'mortgagors': 1}
7d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
7d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DEVENDRACapture.GIF
7d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '443143', 'lessons': []}
7d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '443146', 'lessons': []}
7d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '443156', 'lessons': []}
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
7d agosystem:copilotform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-02320'}
7d agocopilot:ANJUcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 20, 'differs': []}
7d agosystem:copilotform_checked489{'ok': True, 'page': 'property', 'paid': True, 'boxes': 20, 'issues': 0, 'case_no': 'NOI-2026-02320'}
7d agocopilotcopilot_pick{'why': 'The source text explicitly mentions "नाशिक महानगरपालिका हददीतील" (within Nashik Municipal Corporation limits) and "स्थानिक स्वराज्य संस्थाः नाशिक म.न.पा." (Local Self-Government: Nashik M.N.P.), which', 'field':
7d agocopilotcopilot_pick{'why': "the portal spells it 'Ambad (khurda)'", 'field': 'Village', 'value': '272000110259360000', 'method': 'spelling', 'picked': 'Ambad (khurda)', 'wanted': 'AMBAD KHURD', 'why_audit': "EzDocs chose from the portal's
7d agocopilot:ANJUcopilot_edit{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
7d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-02320'}
7d agocopilot:ANJUcopilot_edit{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
7d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
7d agosystem:copilotform_checked489{'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-02320'}
7d agocopilotefiling_token_from_portal{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9990610260071'}
7d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-06T05:41:38', 'why': 'reading', 'open': 2, 'mails': [{'at': '2026-09-23 11:27', 'id': '1a0ce0a7fd0dc678', 'from': 'branch', 'gist': 'The branch asks the team to process 0.3 and 0.5 challans for
7d agoezdocs:readercase_read{'how': 'uri', 'tag': 'b4f672dd8dd6a038', 'docs': ['Devendra Wani Indx.pdf', 'NOI.pdf', 'image002.jpg'], 'loan': {'amount': 6690000, 'made_of': [{'what': 'Total combined loan amount for HOU/NSK/0726/5182235 and NHL/NSK/0
7d agoezdocs:readercase_read_started{'tag': 'b4f672dd8dd6a038', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
8d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['Devendra Wani Indx.pdf', 'NOI.pdf', 'image002.jpg'], 'after': {'addresses': {'people': [['DEVENDRA VIJAY WANI', [['index2', 'same_spelling']]]], 'property': []}, 'challan_bo
8d agosystem:extractchallan_boxes_composed{'fp': '5da0735fc6e0234d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': '15 SURVEY NO 231/2B/232/1/3/7/A'
8d agosystem:extractproperty_self_check{'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'after the Index II takeover'}
8d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Devendra Wani Indx.pdf', 'changed': {'attr1_value': {'was': '231/2B/232/1/

Case diary the case’s history — what happened, newest day first

Papers
All 5 in hand
Nothing more to ask the branch for
Money
₹36,870 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: Challan on file does not agree with the case. Open it before paying or sharing.
7 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
14:33
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:26
Received: Index II
IndexII9990610260071.pdf
14:26
6 Oct22 things — 1 document received · 1 letter written · 20 steps
dhc prn looked
11:31
efiling copy read
11:26
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
11:21
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
11:21
Received: E-filing copy
DEVENDRACapture.GIF
11:21
copilot check ok — by copilot
11:13
form checked489
11:13
copilot edit — by copilot:ANJU
11:13
copilot check ok — by copilot
11:12
form checked489
11:12
copilot pick — by copilot
11:12
copilot pick — by copilot
11:12
copilot edit — by copilot:ANJU
11:12
copilot check ok — by copilot
11:12
form checked489
11:12
copilot edit — by copilot:ANJU
11:12
copilot check ok — by copilot
11:11
form checked489
11:11
efiling token from portal — by copilot
11:11
file note490
11:11
case read — by ezdocs:reader
11:11
case read started — by ezdocs:reader
11:11
5 Oct27 things — 1 document received · 26 steps
boxes gathered
13:36
challan boxes composed
13:36
property self check
13:36
property from index2
13:36
index2 people checked
13:36
property numbers completed
13:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:35
The branch's title document is on the case — the filing is the NOI team's move
13:34
file note490
13:34
mail against file490 — by ezdocs:reader
13:34
file note490
13:34
paper against file490 — by ezdocs:reader
13:34
file note490
13:33
paper against file490 — by ezdocs:reader
13:33
file note490
13:33
paper against file490 — by ezdocs:reader
13:33
file note490
13:33
address compared
13:33
documents read together
13:33
property self check
13:33
property from index2
13:33
index2 people checked
13:33
property english extracted
13:33
index2 people checked
13:33
index2 pan differs
13:33
Index II (title document) received from the branch
13:33
Received: Index II
Devendra Wani Indx.pdf
13:33
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02320 | HOU/NSK/0726/5182235
10:00
An old draft withdrew itself — its asks were already answered
10:00
An old draft withdrew itself — its asks were already answered
10:00
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
14:55
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02320 | HOU/NSK/0726/5182235
10:00
28 Sep1 thing — 1 step
case read — by ezdocs:reader
07:27
27 Sep2 things — 2 steps
mail read as shown
08:25
case read — by ezdocs:reader
06:54
25 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
14:34
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02320 | HOU/NSK/0726/5182235
10:00
24 Sep1 thing — 1 step
Checked: this challan is not another case's
19:50
23 Sep61 things — 4 documents received · 6 letters written · 1 money step · 3 cautions · 47 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
18:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:56
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:53
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:53
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
17:53
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:53
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
17:53
challan extracted
17:53
Received: Challan
DEVENDRA VIJAY WANI EchallanMH010736168202627E.pdf
17:52
copilot check issues — by copilot
17:34
copilot check issues — by copilot
17:34
extra challan scanned
17:34
reading boxes not the papers words — by copilot
17:34
money check hold — by copilot
17:34
reading boxes not the papers words — by copilot
17:34
case read — by ezdocs:reader
17:34
money check hold — by copilot
17:33
The home address was read off the papers — by ezdocs:reader
17:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:16
property self check
17:11
Everything for the challan is in — queued
Papers and money are in — the challan is next.
17:07
case acknowledged challan queued
17:07
Wrote the acknowledgement mail — held, silent mode
NOI case
17:07
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
17:06
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:06
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:06
receivable snapshot
17:06
claim part duplicate
17:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:06
boxes gathered
17:05
challan boxes by rules
17:05
quoted history checked
17:05
boxes gathered
17:04
address compared
17:04
challan boxes composed
17:04
box disagreement
17:04
case read — by ezdocs:reader
17:04
branch questions drafted
17:04
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0726/5182235 \\ NHL/NSK/0926/5225445 Applicant Name : D
17:04
case read — by ezdocs:reader
17:04
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02320
17:04
acknowledged with advice
17:04
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02320
17:04
money settled — by ezdocs:reader
17:04
The payment proof already on the case was applied
17:04
The branch's own fee working disagrees with the law
17:04
documents read together
17:03
applicant email captured
17:03
Property address read from the sanction letter
17:03
roles from letter
17:03
sanction handwritten
17:03
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
17:03
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
17:03
kyc address read
17:03
PAN found inside the KYC file — no need to ask for it
17:03
Payment proof arrived before the case was quoted — held
17:03
mortgage date unclear
17:03
Received: Payment screenshot
NOI.pdf
17:03
Received: other
image001.jpg
17:03
Received: MOTD
image002.jpg
17:03
Case opened from the branch's mail
17:03
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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