⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02976

Krishna Appasaheb Kaginkar

LAN HOU/KLN/0826/5206071 Index II shared · done Send the draft 1 All documents Mails & papers 9

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

10 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Aadhaar cardopen

✓Payment screenshot — shows ₹25,220; money not verified yetopen

✓Sanction letteropen

✓PAN cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Paid challan (GRAS)open

✓E-filing copy (token)open

A challan that is not the NOI's (the sale deed's own) — not counted — inside RACHANA RAHUL KAMBALE EchallanMH01open

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

All files (14)A label is wrong? Fix it under All documents.

Needs your eyes

Payment needs a person to check (see Money).
The work is done — our fee of ₹20,530.18 is still not in our account. Chase the branch for it.
A second credit covers the whole ask on its own — paid twice? Check.

MoneySomeone must look

₹20,530.18CASE MARK

A credit came that nobody can place with certainty — a person must look.

₹25,220 receivedfound by its UTR

The branch sent 2 receipts — 2 of 2 have reached our account:

✓₹20,540seen in our account · 30 Sep 15:58 · by its UTR7348493368

✓₹4,680seen in our account · 30 Sep 15:58 · by its UTR7349042215

Stamp duty 0.3%7,020

Registration fee 0.5%11,690

Government handling320

Our service fee1,500.18

Total we ask for20,530.18

This payment is from the Vyapar QR (HDFC) at 2026-09-30 — the engine cannot hear this road. Please verify manually. Verify manually ↓

By law ₹20,508. We ask ₹20,530 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 56 minour time · 30 Sep 16:23

Index II 59 h 08 minour time · 7 Oct 15:27

the NOI team 6 d 23 hthe branch 51 mintotal 6 d 23 h

Complete.

Day by day — every step and who held it

30 Sep 15:28Your branch's mail

30 Sep 15:28Papers read+1 min · the NOI team

30 Sep 15:28Property readat once

30 Sep 15:28Papers readat once

30 Sep 15:29Fee quotedat once

30 Sep 16:23Challan made+55 min · the NOI team

30 Sep 17:15Papers from your branch+51 min · the branch

30 Sep 17:15Papers readat once

6 Oct 14:22Filed on IGR — e-filing shared+5 d 21 h · the NOI team

7 Oct 15:27Index II sent+1 d 1 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹23,36,000

Loan account no.

HOU/KLN/0826/5206071

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code

The sanction letter BASE	421605 … ala Ambivli Road Belyani, Thane, Thane, MAHARASHTRA, India, 421605 421605
The Index II DIFFERS	400043 … हिस्सा नं. 8;)) स्थानिक स्वराज्य संस्थाः कल्याण-डोंबिवली ) 400043

What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 421605). Read the papers once — if PIN 421605 is not right, ask the branch before you pay or file.

NOTEThe name of person 1

The PAN card	KRISHNA KAGINKAR
The sanction letter DIFFERS	KRISHNA APPASAHEB KAGINKAR

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received all necessary documents and has generated both challans. The next step is for the team to file the NOI on the IGR site.

the trail says the next move is with the NOI team — filing the NOI

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 7 (2026-09-30) “PFA GUARANTOR challan for your reference..”

✓ challan shared — done, mail 7 (2026-09-30) “PFA GUARANTOR challan for your reference..”

✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted

read over 7 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 13d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026028203874 · ₹300 · paid 02/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011166640202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02976

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/KLN/0826/5206071).

ApplicantKrishna Appasaheb Kaginkar

LANHOU/KLN/0826/5206071

Loan AmtRs. 23,36,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 25,220 (UTR 627348493368,627349042215) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02976/e49c29fbfa34ccd6f6dd6f54

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SG shankarp77786@gmail.com gmail.com
30 Sep, 15:28 · 13d ago THE FIRST MAIL — how this case began

Initiate 0.30% + NOI & Guarantor Chalan in case of Mr. KRISHNA APPASAHEB KAGINKAR - HOU/KLN/0826/5206071.

📎 IMG-20260930-WA0005.jpg ↗📎 GUARANTOR PHOTO.jpg ↗📎 GUARANTOR AADHAR.pdf ↗📎 IMG-20260930-WA0007 (1).jpg ↗📎 IMG-20260930-WA0006 (1).jpg ↗📎 SANCTION LETTER.pdf ↗📎 APP PAN.pdf ↗📎 APP AADHAR.pdf ↗📎 INDEX 2.pdf ↗

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan

✓ Note :- Guarantor KYC — attached

(0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

for your reference.*

Thanks & Regards,
Shankar Patil.

🤖 read: asks for the challan; documents attached; note: The branch requests two challans: one for 0.30% + NOI and another for a guarantor at 0.20% of the loan amount. — “Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan”

6 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:00 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 15:28, shankar patil <shankarp77786@gmail.com>

wrote:

earlier mails quoted below

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan
(0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

*Note :- Guarantor KYC attached for your reference.*

Thanks & Regards,
Shankar Patil.

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:25 · 13d ago

📎 KRISHNA KAGINKAR EchallanMH011166640202627 ↗

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:25 · 13d ago

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:26 · 13d ago

Dear Team,

Pls share GUARANTOR pan card for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 16:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: asks the branch for documents — “Pls share GUARANTOR pan card for challan initiation,”

SG shankarp77786@gmail.com gmail.com
30 Sep, 17:15 · 13d ago

📎 GUARANTOR PAN.pdf ↗

Dear Team,

Please find attached Guarantor Pan card for your reference.

Thanks & Regards,
Shankar Patil.

earlier mails quoted below

On Wed, Sep 30, 2026, 4:27 PM THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share GUARANTOR pan card for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 30 Sept 2026 at 16:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:11 · 13d ago

📎 RACHANA RAHUL KAMBALE EchallanMH0111814282 ↗

Team,

PFA

GUARANTOR

challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 17:15, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Please find attached Guarantor Pan card for your reference.

Thanks & Regards,
Shankar Patil.

On Wed, Sep 30, 2026, 4:27 PM THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share GUARANTOR pan card for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: challan shared ✓ — “PFA GUARANTOR challan for your reference..”

OL The NOI teamTYPED IN GMAIL
06 Oct, 14:22 · 7d ago

📎 RACHANA RAHUL KAMBALE eFilingDoc9990210260 ↗

Team,

PFA downloaded copy of e filing

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA

GUARANTOR

challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 17:15, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Please find attached Guarantor Pan card for your reference.

Thanks & Regards,
Shankar Patil.

On Wed, Sep 30, 2026, 4:27 PM THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share GUARANTOR pan card for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”

OL The NOI teamTYPED IN GMAIL
07 Oct, 15:27 · 6d ago

📎 IndexII9990210260183.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 14:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA downloaded copy of e filing

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 18:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA

GUARANTOR

challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 17:15, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Please find attached Guarantor Pan card for your reference.

Thanks & Regards,
Shankar Patil.

On Wed, Sep 30, 2026, 4:27 PM THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,

Pls share GUARANTOR pan card for challan initiation,

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA challan for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 16:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:28, shankar patil < shankarp77786@gmail.com > wrote:

Dear Team,

Request You to please initiate chalan for 0.30% + NOI & Guarantor Chalan (0.20% of Loan Amount)

APPLICANT NAME :- MR. KRISHNA APPASAHEB KAGINKAR

LOAN AC NO. :- HOU/KLN/0826/5206071.

GUARANTOR NAME :- RACHANA RAHUL KAMBALE

LOAN AMOUNT :- 23,36,000/-

Note :- Guarantor KYC attached for your reference.

Thanks & Regards,
Shankar Patil.

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG-20260930-WA0005.jpg	filed	13d ago
Selfie / photo	GUARANTOR PHOTO.jpg	CANNOT BE READ — clear copy asked	13d ago
Aadhaar card	GUARANTOR AADHAR.pdf	filed	13d ago
Payment screenshot	IMG-20260930-WA0007 (1).jpg	filed	13d ago
Payment screenshot	IMG-20260930-WA0006 (1).jpg	filed	13d ago
Sanction letter	SANCTION LETTER.pdf	filed	13d ago
PAN card	APP PAN.pdf	filed	13d ago
Aadhaar card	APP AADHAR.pdf	filed	13d ago
Index IIthe branch sent this — an input	INDEX 2.pdf	filed	13d ago
Paid challan (GRAS)	KRISHNA KAGINKAR EchallanMH011166640202627E.pdf	filed	13d ago
PAN card	GUARANTOR PAN.pdf	filed	13d ago
Paid challan (GRAS)+ A challan that is not the NOI's (the sale deed's own) — not counted inside	RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf	filed	13d ago
E-filing copy (token)	RACHANA RAHUL KAMBALE eFilingDoc9990210260183.pdf	filed	7d ago
Index IIthe registered copy we filed	IndexII9990210260183.pdf	filed	6d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,530.18

Where it stands
needs a person to check

Screenshot claims
₹25,220 627348493368,627349042215

This payment is from the Vyapar QR (HDFC) at 2026-09-30 — the engine cannot hear this road. Please verify manually. Verify manually ↓

Paid at
30 Sep 15:58:41

Verified on
not yet

paid_again:earlier_credit_4680

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,020	₹11,690	₹320	₹1,500	₹20,530

By law ₹20,508. We ask ₹20,530 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor (person 2)

6 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), E-mail (person 2), Floor (person 2)

✓ EzDocs checked every box against the document’s own words 13d ago — all agree.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहितीः मौजे बल्याणी येथील सर्व्हे नं. 13. हिस्सा नं.8 या मिळकतीवरील व्हिनम हाईट्स या ईमारतीमधील सदनिका क्र. 207, दुसरा मजला, क्षेत्र 39.63 चौ. मी. (कारपेट)+ 2.55 चौ.मी. बाल्कनी. ((Survey Number: सर्व्हे नं. 13, हिस्सा नं. 8;)) स्थानिक स्वराज्य संस्थाः कल्याण-डोंबिवली )

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER.pdf

as printed
UNIT FLAT NO. 207, FLOOR 2ND FLOOR, BLOCK VENUS HEIGHTS, PROJECT VENUS HEIGHTS, SURVEY NO.13 H NO 8, NEAR AASTHA OMKAR, TITWALA AMBIVLI ROAD BELYANI, THANE, THANE, MAHARASHTRA, INDIA, 421605

PIN
421605

the Index II

INDEX 2.pdf

the property
1) itara varnanah, itara maahitih mauje balyaani yethila sarvhe nan. 13. hissaa nan.8 yaa milakativarila vhinama haaitsa yaa imaaratimadhila sadanikaa kra. 207, dusaraa majalaa, kshetra 39.63 chau. mi. (kaarapeta)+ 2.55 chau.mi. baalkani. ((SURVEY NUMBER: sarvhe nan. 13, hissaa nan. 8;)) sthaanika svaraajya sansthaah kalyaana-dombivali )

PIN
400043

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 207 2ND FLOOR BLOCK VENUS HEIGHTS PROJECT VENUS HEIGHTS SURVEY NO 13 HISSA NO 8

Locality/Road
TITWALA AMBIVLI ROAD BELYANI NEAR AASTHA OMKAR

Area/City
THANE

check or correct a box, the papers beside it →

the Index II also prints: 1, 2, 39, 400043, 55, 63, BAALKANI, BALYAANI, CHAU, DOMBIVALI, DUSARAA, HAAITSA, HISSAA, IMAARATIMADHILA, ITARA, KAARAPETA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KRISHNA KAGINKAR	BARPK2948F	…6001
co_mortgagor	Rachana Rahul Kambale	FKVPK5574B	…6341

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	shankarp77786@gmail.com	13d ago
document chase	shankarp77786@gmail.com	13d ago

What the engine read from each document — check anything marked in red

Selfie / photo IMG-20260930-WA0005.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo GUARANTOR PHOTO.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a studio portrait, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a studio portrait, not a live selfie'}

Payment screenshot IMG-20260930-WA0006 (1).jpg needs your check

utr
627348493368

date
2026-09-30

time
15:09

amount
20540

method
UPI

payee upi
2080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

debit notification text
Payment of ’20,540 completed

raw reading (for Abhijit)

{'utr': '627348493368', 'date': '2026-09-30', 'time': '15:09', 'amount': 20540, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Payment of ’20,540 completed'}

Payment screenshot IMG-20260930-WA0007 (1).jpg needs your check

utr
627349042215

date
2026-09-30

time
15:19

amount
4680

method
UPI

payee upi
....2080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
State Bank of India 8486

debit notification text
Payment of ₹4,680 completed

raw reading (for Abhijit)

{'utr': '627349042215', 'date': '2026-09-30', 'time': '15:19', 'amount': 4680, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'State Bank of India 8486', 'debit_notification_text': 'Payment of ₹4,680 completed'}

PAN card APP PAN.pdf needs your check

dob
1979-11-22

pan
BARPK2948F

name
KRISHNA KAGINKAR

legible
True

father name
A D KAGINKAR

raw reading (for Abhijit)

{'dob': '1979-11-22', 'pan': 'BARPK2948F', 'name': 'KRISHNA KAGINKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'A D KAGINKAR', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter SANCTION LETTER.pdf needs your check

lan
HOU/KLN/0826/5206071

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'KRISHNA APPASAHEB KAGINKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RACHANA RAHUL KAMBALE', 'role': 'co_applicant', 'label': 'Guarantor'}

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement

loan amount
2225000.0

rate spread
-4.85

final amount
2336000.0

interest rate
8.3

sanction date
28-Aug-2026

letter version
5

reference rate
13.15

applicant email
k4krishna200@yahoo.com

applicant names
KRISHNA APPASAHEB KAGINKAR

printed altered
False

applicant mobile
8424002305

balance transfer
False

property address
pin: 421605; road: Titwala Ambivli Road Belyani; state: MAHARASHTRA; taluka: Thane; flat_no: 207; district: Thane; floor_no: 2nd floor; landmark: near Aastha Omkar; full_address: Unit Flat No. 207, Floor 2nd floor, Block

insurance premium
111000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2336000.0

security address verbatim
Unit Flat No. 207, Floor 2nd floor, Block Venus Heights, Project Venus Heights, Survey No.13 H No 8, near Aastha Omkar, Titwala Ambivli Road Belyani, Thane, Thane, MAHARASHTRA, India, 421605

applicant address verbatim
ROOM NO. 01, GUJAR CHAWL, NEAR DUBEY COLONY, , Thane, MAHARASHTRA, 421605, India

raw reading (for Abhijit)

{'lan': 'HOU/KLN/0826/5206071', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'KRISHNA APPASAHEB KAGINKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RACHANA RAHUL KAMBALE', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2225000.0, 'rate_spread': -4.85, 'final_amount': 2336000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '28-Aug-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'k4krishna200@yahoo.com', 'applicant_names': ['KRISHNA APPASAHEB KAGINKAR'], 'printed_altered': False, 'applicant_mobile': '8424002305', 'balance_transfer': False, 'property_address': {'pin': '421605', 'road': 'Titwala Ambivli Road Belyani', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '207', 'district': 'Thane', 'floor_no': '2nd floor', 'landmark': 'near Aastha Omkar', 'full_address': 'Unit Flat No. 207, Floor 2nd floor, Block Venus Heights, Project Venus Heights, Survey No.13 H No 8, near Aastha Omkar, Titwala Ambivli Road Belyani, Thane, Thane, MAHARASHTRA, India, 421605', 'village_city': 'Thane', 'building_name': 'Block Venus Heights, Project Venus Heights', 'survey_or_cts_no': 'Survey No.13 H No 8'}, 'insurance_premium': 111000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2336000.0, 'security_address_verbatim': 'Unit Flat No. 207, Floor 2nd floor, Block Venus Heights, Project Venus Heights, Survey No.13 H No 8, near Aastha Omkar, Titwala Ambivli Road Belyani, Thane, Thane, MAHARASHTRA, India, 421605', 'applicant_address_verbatim': 'ROOM NO. 01, GUJAR CHAWL, NEAR DUBEY COLONY, , Thane, MAHARASHTRA, 421605, India'}

Aadhaar card GUARANTOR AADHAR.pdf needs your check

dob
1980-06-07

name
Rachana Rahul Kambale

mobile
9004483078

address
pin: 421605; area: Ganadhish Nagar, Near Panchpeer Darga, Manda; flat: Room No. 06; road: Nandap Road; state: Maharashtra; building: Chawl No. 04; district: Thane; village_city: Titwala East, Kalyan

legible
True

aadhaar last4
6341

raw reading (for Abhijit)

{'dob': '1980-06-07', 'pan': None, 'name': 'Rachana Rahul Kambale', 'mobile': '9004483078', 'address': {'pin': '421605', 'area': 'Ganadhish Nagar, Near Panchpeer Darga, Manda', 'flat': 'Room No. 06', 'road': 'Nandap Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Chawl No. 04', 'district': 'Thane', 'post_office': None, 'village_city': 'Titwala East, Kalyan'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6341', 'quality_issue': None}

Aadhaar card APP AADHAR.pdf needs your check

dob
1979-11-22

name
Krishna Appasaheb Kaginkar

mobile
8424002305

address
pin: 400019; area: Near Central Railway Colony; flat: C 70; road: Azad Nagar, T H Kataria Marg; floor: Grd; state: Maharashtra; district: Mumbai City; post_office: Matunga; village_city: Mumbai

legible
True

aadhaar last4
6001

raw reading (for Abhijit)

{'dob': '1979-11-22', 'pan': None, 'name': 'Krishna Appasaheb Kaginkar', 'mobile': '8424002305', 'address': {'pin': '400019', 'area': 'Near Central Railway Colony', 'flat': 'C 70', 'road': 'Azad Nagar, T H Kataria Marg', 'floor': 'Grd', 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai City', 'post_office': 'Matunga', 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6001', 'quality_issue': None}

Index II INDEX 2.pdf needs your check

kind
index2_input

extracted
pin: 400043; rows: {'r4_palika': 'कल्याण-डोंबिवली (महानगरपालिका)', 'r11_serial': 'कलन5-18683-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Mu

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '400043', 'rows': {'r4_palika': 'कल्याण-डोंबिवली (महानगरपालिका)', 'r11_serial': 'कलन5-18683-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': None, 'r5_area_text': '39.63 चौ.मीटर', 'r7_executants': [{'age': '50', 'pan': 'AAQXXXXX5N', 'name': 'व्हिनस इन्फ्रा भागीदारी संस्था तर्फे भागीदार-रमेशचंद्र भेरुलाल सोनी', 'address': 'प्लॉट नंः - माळा नंः, इमारतीचे नावः ब्लॉक नंः, रोड नंः ऑफिस पत्ता-905, महावीर प्लॅटिनम, इंडियन ऑईल नगर, मुंबई-43, महाराष्ट्र, मुम्वई. पिन:- 400043'}], 'r8_purchasers': [{'age': '47', 'pan': 'BARXXXXX8F', 'name': 'कृष्णा कागीनकर', 'address': 'प्लॉट नंः -, माळा नंः इमारतीचे नावः ब्लॉक नंः रोड नंः सी/70, तळ मजला, ग्राउंड सी, आजाद नगर, टी एच कटारिया मार्ग, सेंट्रल रेल्वे कॉलनीजवळ, माटुंगा, मुंबई, महाराष्ट्र, मुम्बई. पिनः- 400019'}], 'r12_stamp_duty': 175000.0, 'r3_market_value': 2441000.0, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': 2500000.0, 'r9_execution_date': '20-09-2026', 'r13_registration_fee': 25000.0, 'r10_registration_date': '20-09-2026'}, 'doc_no': 'KLN5-18683-2026', 'village': 'बल्याणी', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह. दुय्यम निबंधक वर्ग-२, कल्याण क्र. ५', 'area_text': '39.63 चौ.मीटर', 'mortgagee': 'कृष्णा कागीनकर', 'filing_fee': 25000.0, 'header_sro': 'सह. दुय्यम निबंधक वर्ग-२, कल्याण क्र. ५', 'mortgagors': ['व्हिनस इन्फ्रा भागीदारी संस्था तर्फे भागीदार-रमेशचंद्र भेरुलाल सोनी'], 'stamp_duty': 175000.0, 'filing_date': '2026-09-20', 'loan_amount': 2500000.0, 'token_number': 'KLN5-18683-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः मौजे बल्याणी येथील सर्व्हे नं. 13. हिस्सा नं.8 या मिळकतीवरील व्हिनम हाईट्स या ईमारतीमधील सदनिका क्र. 207, दुसरा मजला, क्षेत्र 39.63 चौ. मी. (कारपेट)+ 2.55 चौ.मी. बाल्कनी. ((Survey Number: सर्व्हे नं. 13, हिस्सा नं. 8;)) स्थानिक स्वराज्य संस्थाः कल्याण-डोंबिवली )', 'header_village': None, 'survey_numbers': ['13', '8'], 'header_doc_number': 'KLN5-18683-2026'}}

Paid challan (GRAS) KRISHNA KAGINKAR EchallanMH011166640202627E.pdf needs your check

grn
MH011166640202627E

pin
421605

total
18710.0

article
6(1)

defaced
False

bank cin
03006172026093001434

district
THANE

area city
THANE

payer pan
BARXXXXXXF

flat block
FLAT NO 207 2ND FLOOR VENUS HEIGHTS SURVEY NO 13 HISSA NO 8

payer name
KRISHNA KAGINKAR

sro office
KLN5_KALYAN 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2336000

scheme rows
{'amount': 7020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11690.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2305

payment date
30/09/2026-16:23:52

road locality
NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD BALYANI THANE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2336000

raw reading (for Abhijit)

{'grn': 'MH011166640202627E', 'pin': '421605', 'total': 18710.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001434', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'BARXXXXXXF', 'flat_block': 'FLAT NO 207 2ND FLOOR VENUS HEIGHTS SURVEY NO 13 HISSA NO 8', 'payer_name': 'KRISHNA KAGINKAR', 'sro_office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2336000', 'scheme_rows': [{'amount': 7020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11690.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2305', 'payment_date': '30/09/2026-16:23:52', 'road_locality': 'NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD BALYANI THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2336000'}

Paid challan (GRAS) KRISHNA KAGINKAR EchallanMH011166640202627E.pdf needs your check

grn
MH011166640202627E

pin
421605

total
18710.0

article
6(1)

defaced
False

bank cin
03006172026093001434

district
THANE

area city
THANE

payer pan
BARXXXXXXF

flat block
FLAT NO 207 2ND FLOOR VENUS HEIGHTS SURVEY NO 13 HISSA NO 8

payer name
KRISHNA KAGINKAR

sro office
KLN5_KALYAN 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2336000

scheme rows
{'amount': 7020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11690.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2305

payment date
30/09/2026-16:23:52

road locality
NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD BALYANI THANE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2336000

raw reading (for Abhijit)

{'grn': 'MH011166640202627E', 'pin': '421605', 'total': 18710.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001434', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'BARXXXXXXF', 'flat_block': 'FLAT NO 207 2ND FLOOR VENUS HEIGHTS SURVEY NO 13 HISSA NO 8', 'payer_name': 'KRISHNA KAGINKAR', 'sro_office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2336000', 'scheme_rows': [{'amount': 7020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11690.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2305', 'payment_date': '30/09/2026-16:23:52', 'road_locality': 'NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD BALYANI THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2336000'}

PAN card GUARANTOR PAN.pdf needs your check

dob
1980-06-07

pan
FKVPK5574B

name
RACHANA RAHUL KAMBALE

legible
True

father name
SHANKAR BODAKE

raw reading (for Abhijit)

{'dob': '1980-06-07', 'pan': 'FKVPK5574B', 'name': 'RACHANA RAHUL KAMBALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHANKAR BODAKE', 'aadhaar_last4': None, 'quality_issue': None}

Paid challan (GRAS) RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf needs your check

grn
MH011181428202627E

pin
421605

total
4680.0

article
6(1)

defaced
False

bank cin
03006172026093001871

ca unfit
the challan's heads (4680) are not 0.3% and 0.5% of the 2336000 its Remarks read as, nor of the case's loan

district
THANE

area city
THANE

payer pan
FKVXXXXXXB

flat block
FLAT NO 207 2ND FLOOR VENUS HEIGHTS

payer name
RACHANA RAHUL KAMBALE AS GUARANTOR

sro office
KLN5_KALYAN 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2336000

scheme rows
{'amount': 4680.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}

payer mobile
XXXXXX2305

payment date
30/09/2026-18:09:50

road locality
SURVEY NO 13 HISSA NO 8 NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD BALYANI THANE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2336000

raw reading (for Abhijit)

{'grn': 'MH011181428202627E', 'pin': '421605', 'total': 4680.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001871', 'ca_unfit': "the challan's heads (4680) are not 0.3% and 0.5% of the 2336000 its Remarks read as, nor of the case's loan", 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'FKVXXXXXXB', 'flat_block': 'FLAT NO 207 2ND FLOOR VENUS HEIGHTS', 'payer_name': 'RACHANA RAHUL KAMBALE AS GUARANTOR', 'sro_office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2336000', 'scheme_rows': [{'amount': 4680.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX2305', 'payment_date': '30/09/2026-18:09:50', 'road_locality': 'SURVEY NO 13 HISSA NO 8 NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD BALYANI THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2336000'}

Payment screenshot IMG-20260930-WA0006 (1).jpg needs your check

payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '627348493368', 'date': '2026-09-30', 'page': 1, 'time': '15:09', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20540.0, 'direction': 'credit'

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '627348493368', 'date': '2026-09-30', 'page': 1, 'time': '15:09', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20540.0, 'direction': 'credit', 'narration': "Payment of ’20,540 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8486', 'account_holder': None}}

Payment screenshot IMG-20260930-WA0007 (1).jpg needs your check

payments inside
payments: [{'utr': '627349042215', 'date': '2026-09-30', 'page': 1, 'time': '15:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 4680.0, 'direction': 'credit', 'narration': "Payment of ’4,680 completed Receiver's

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '627349042215', 'date': '2026-09-30', 'page': 1, 'time': '15:19', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 4680.0, 'direction': 'credit', 'narration': "Payment of ’4,680 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}]}}

Paid challan (GRAS) RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) KRISHNA KAGINKAR EchallanMH011166640202627E.pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Index II INDEX 2.pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

header doc number
KLN5-18683-2026

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}, 'header_doc_number': 'KLN5-18683-2026'}

Sanction letter SANCTION LETTER.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

E-filing copy (token) RACHANA RAHUL KAMBALE eFilingDoc9990210260183.pdf needs your check

sro
KLN5

kind
efiling_copy

token
9990210260183

legible
True

property
road: NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD, THANE; unit: 207; floor: 2ND; taluka: Kalyan; numbers: [{'type': 'Survey Number', 'value': '13'}, {'type': 'HISSA NUMBER', 'value': '08'}]; village: Balyani; building: VENUS

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'FKVPK5574B', 'name': 'RACHANA RAHUL KAMBALE', 'address': 'Flat No:G, Floor No:G, Building Name:ROOM NO 01,GUJAR CHAWL, Road:NEAR DUBEY COLONY, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:421605'},

title deed
Agreement to Sale :18683/2026 SRO KALYAN-5

filing date
2026-10-06

loan amount
2336000.0

payment lines
{'ref': 'MH011166640202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 7008.0, 'ref_kind': 'GRN'}, {'ref': 'MH011166640202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 11680.0, 'ref_kind': '

date of mortgage
2026-10-02

raw reading (for Abhijit)

{'sro': 'KLN5', 'kind': 'efiling_copy', 'token': '9990210260183', 'legible': True, 'property': {'pin': None, 'road': 'NEAR AASTHA OMKAR TITWALA AMBIVLI ROAD, THANE', 'unit': '207', 'floor': '2ND', 'taluka': 'Kalyan', 'numbers': [{'type': 'Survey Number', 'value': '13'}, {'type': 'HISSA NUMBER', 'value': '08'}], 'village': 'Balyani', 'building': 'VENUS HEIGHTS BUILDING,MOUJE BALYANI', 'district': 'Thane', 'area_text': 'Carpet : 39.63 Sq.mt.', 'local_body': None, 'description': 'Block Sector:MOUJE BALYANI', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'FKVPK5574B', 'name': 'RACHANA RAHUL KAMBALE', 'address': 'Flat No:G, Floor No:G, Building Name:ROOM NO 01,GUJAR CHAWL, Road:NEAR DUBEY COLONY, THANE, City:THANE, State:MAHARASHTRA, District:THANE, Pin:421605'}, {'pan': 'BARPK2948F', 'name': 'KRISHNA KAGINKAR', 'address': 'Flat No:G, Floor No:G, Building Name:ROOM NO 01,GUJAR CHAWL, Road:NEAR DUBEY COLONY,THANE, City: THANE, State: MAHARASHTRA, District:THANE, Pin:421605'}], 'title_deed': 'Agreement to Sale :18683/2026 SRO KALYAN-5', 'filing_date': '2026-10-06', 'loan_amount': 2336000.0, 'payment_lines': [{'ref': 'MH011166640202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 7008.0, 'ref_kind': 'GRN'}, {'ref': 'MH011166640202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 11680.0, 'ref_kind': 'GRN'}, {'ref': '1026028203874', 'head': 'Document Handling Charges', 'dated': '02/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-02'}

Technical record (for Abhijit — safe to ignore)

6d ago	system:reconcile	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
6d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999021026018
7d ago	system:extract	dhc_prn_read	{'prn': '1026028203874', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'RACHANA RAHUL KAMBALE eFilingDoc9990210260183.pdf', 'from': "the filed n
7d ago	system:extract	efiling_copy_read	{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'RACHANA RAHUL KAMBALE eFilingDoc9990210260183.pdf', 'token': '9990210260183', 'doc_id': '4039066e-555b-469e-8d8d-cfdc55281d5
7d ago	system:ingest	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
7d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RACHANA RAHUL KAMBA
11d ago	system:payments	hidden_payment_scan	{'file': 'SANCTION LETTER.pdf', 'kind': None, 'found': 0, 'doc_id': 'e11f0dcc-4952-4e0b-8e3a-15101b898893', 'fetched': True}
11d ago	system:extract	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'INDEX 2.pdf', 'doc_id': 'e49ad408-14fd-4378-8f0e-fe18c74afc6b', 'header_sro': 'JO
11d ago	system:payments	hidden_payment_scan	{'file': 'INDEX 2.pdf', 'kind': 'other', 'found': 0, 'doc_id': 'e49ad408-14fd-4378-8f0e-fe18c74afc6b', 'fetched': True}
11d ago	system:payments	hidden_payment_scan	{'file': 'KRISHNA KAGINKAR EchallanMH011166640202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': 'e9b5b8f5-799e-4c50-9d18-3d86e1540bd1', 'fetched': True}
11d ago	system:payments	hidden_payment_scan	{'file': 'RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '51e0d4c6-cc21-4f8e-9988-f1d3fe622fe4', 'fetched': True}
13d ago	system:payments	hidden_payment_scan	{'file': 'IMG-20260930-WA0007 (1).jpg', 'kind': None, 'found': 0, 'doc_id': 'eea1e197-5759-47af-a5b0-d42be1863293', 'fetched': True}
13d ago	system:payments	hidden_payment_scan	{'file': 'IMG-20260930-WA0006 (1).jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'a5f1bb9a-f1f2-4ff0-95cf-a2bb2178748e', 'fetched': True}
13d ago	system:reconcile	challan_verified_against_case	{'grn': 'MH011166640202627E', 'why': "the old 'does not match' note came from an earlier reading's rules (a head name read as the article, or a split pair); judged again with today's rules it matches — the note is closed
13d ago	system:reconcile	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'e9b5b8f5-799e-4c50-9d18-3d86e1540bd1'}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
13d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed FKxxxxxxXB — no paper on the
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RACHANA RAHUL KAMBA
13d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'KLN5_KALYAN 5 JOINT SUB REGISTRAR', 'district': 'THANE'}
13d ago	system:extract	challan_mismatch	{'file': 'RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf', 'problems': ['stamp duty on the challan is 4680 — the case works out Rs.7020', 'registration fee on the challan is 4680 — the case works out Rs.11690', 'ch
13d ago	system:ingest	challan_not_ours	{'why': "another borrower's NOI challan: the payer on the challan is 'RACHANA RAHUL KAMBALE AS GUARANTOR' — this case's people are KRISHNA KAGINKAR, Krishna Appasaheb Kaginkar", 'file': 'RACHANA RAHUL KAMBALE EchallanMH0
13d ago	system:extract	challan_another_borrowers	{'grn': 'MH011181428202627E', 'why': "the payer on the challan is 'RACHANA RAHUL KAMBALE AS GUARANTOR' — this case's people are KRISHNA KAGINKAR, Krishna Appasaheb Kaginkar", 'file': 'RACHANA RAHUL KAMBALE EchallanMH0111
13d ago	system:extract	challan_extracted	{'grn': 'MH011181428202627E', 'file': 'RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf', 'heads': ['0030046401'], 'total': 4680.0}
13d ago	system:extract	challan_ca_unfit	{'rf': 0, 'sd': 4680, 'why': "the challan's heads (4680) are not 0.3% and 0.5% of the 2336000 its Remarks read as, nor of the case's loan", 'file': 'RACHANA RAHUL KAMBALE EchallanMH011181428202627E.pdf', 'read': 2336000}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan_shared'], 'mails': 6, 'summary': "The b
13d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['INDEX 2.pdf', 'SANCTION LETTER.pdf', 'GUARANTOR AADHAR.pdf', 'APP AADHAR.pdf', 'APP PAN.pdf', 'GUARANTOR PAN.pdf'], 'after': {'addresses': {'people': [['KRISHNA KAGINKAR', [['s
13d ago	system:extract	challan_boxes_composed	{'fp': '34685b55353faf37', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 207 2ND FLOOR BLOCK VENUS HEIGHTS PROJECT
13d ago	system:extract	kyc_names_match	{'sig': 'RACHANA RAHUL KAMBALE\|Rachana Rahul Kambale\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'GUARANTOR PAN.pdf', 'pan_name': 'RACHANA RAH
13d ago	system:extract	id_doc_filed	{'doc': 'pan', 'file': 'GUARANTOR PAN.pdf', 'doc_id': 'd678f51e-7dd3-49df-b1ab-08299dac0723', 'person': 'Rachana Rahul Kambale', 'party_id': '9632d485-f18a-4296-b66c-f9e53b327350', 'name_on_doc': 'RACHANA RAHUL KAMBALE'}
13d ago	system:ingest	document_received	{'file': 'GUARANTOR PAN.pdf', 'doc_type': 'pan', 'confidence': 1.0}

Case diary the case’s history — what happened, newest day first

Papers

All 8 in hand

Selfie re-sent — an earlier one was a photo of a print

Money

₹25,220 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Needs your eyes: Payment needs a person to check (see Money). The work is done — our fee of ₹20,530.18 is still not in our account. Chase the branch for it. A second credit covers the whole ask on its own — paid twice? Check.

7 Oct3 things

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.