⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Rakesh Budhaji Ahire
Mails & papers 7 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 13:15
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 6d 2h · IGR e-filing ↗
E-filing copy
done 7 Oct, 12:25
Index II
took 1d 1h
doneIndex II shared · the trail says: The team has received the documents and payment, and has shared the challan. The team is waiting for the Index II copy from the branch to proceed with the NOI…whole case so far 13d 12h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260191.pdf
7 Oct31 things — 1 document received · 1 letter written · 29 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260191.pdf
A file was read again from the start — everything inside it now counts
reading error456
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
file note490
case read — by ezdocs:reader
case read started — by ezdocs:reader
5 Oct26 things — 1 document received · 25 steps
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
index2 docno read
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Received: Index II
index ii rakesh ahire.pdf
1 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02944 | HOU/NSK/0926/5228047
An old draft withdrew itself — its asks were already answered
30 Sep57 things — 8 documents received · 4 letters written · 1 money step · 44 steps
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
AHIRE RAKESH BUDHAJI EchallanMH011148405202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
property self check
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02944
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the documents acknowledged mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5228047 Applicant Name : RAKESH BUDHAJI AHIRE
claim inside desk buffer
acknowledged with advice
boxes gathered
challan boxes composed
The payment proof already on the case was applied
money settled — by ezdocs:reader
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
PAN found inside the KYC file — no need to ask for it
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: other
image001.jpg
kyc address read
case read started — by ezdocs:reader
roles from letter
Received: other
image002.jpg
Co-applicant added
kyc address read
applicant email captured
Property address read from the sanction letter
roles from letter
Received: Sanction letter
NOI Rakesh Ahire.pdf
Received: other
image001.jpg
Received: PAN card
Pan rakesh.pdf
Received: PAN card
Co Applicant Kyc.pdf
Received: Aadhaar
aadhar Rakesh.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it4 open
Completed property and loan details based on the sanction letter and registered Index II of purchase. Rakesh Budhaji Ahire is identified as the payer and primary mortgagor alongside co-mortgagor Manisha Rakesh Ahire.
○MANISHA RAKESH AHIRE — mobile — the branch
○MANISHA RAKESH AHIRE — e-mail — the branch
○property — building — the branch
○property — floor — the branch
?unsure of date_of_mortgage — The file contains no Memorandum of Deposit of Title Deeds (MOTD) to verify the exact date of deposit.
the branch's last mail (2026-10-05): The branch has attached the Index II document. · brought: Index II document · settled: unsure:title_deed
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T06:35 UTC
Moneyall of it is in
₹27,450.34
Reached our account 30 Sep 10:31:41.
How we know
Our own bank told us — 30 Sep 10:31
₹27,420 · UTR AXNGG27328657065 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.27420.00,30-09-2026 10:31:41 thru NEFT from AXNGG27328657065/GOOGLE INDIA DIGITAL . Aval Bal 263755.35 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%10,630
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,450.34
By law ₹27,440. We ask ₹27,450 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
23, GAT, 418, Adgaon-1, 422003
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
AHIRE RAKESH BUDHAJI · applicantAMDPA1010HMANISHA RAKESH AHIRE · co-applicantEGDPA0922A
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