⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Tanisha Ajay Valecha
LAN HOU/NAG/0926/5224851Loan ₹22,37,000NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 16:08
Documents
Payment
done 8 Oct, 16:07
Challan
took 47m · GRAS ↗
Filing
waiting 5d 6h · DARBAR 1m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 5d 7h
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nagpur
Taluka
Nagpur (Rural)
Village
Mahurzari
Number type
PLOT
Number
192/1/2, PH. NO. 4
Building
MADHAV NAGARI- 3
Floor
(empty)
Flat / shop no
61
Area
130.66
Hadd
Mahurzari Gram Panchayat
Read from the sanction letter, not the Index II. SKM_226i26100815360.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
Floor is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: AJAY PRADEEP VALECHA is named on the sanction letter (SKM_226i26100815360.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• AJAY PRADEEP VALECHA: PAN missing — no PAN card of AJAY PRADEEP VALECHA is read on the file — the PAN cards on it (TANISHA AJAY VALECHA, TANISHA PAN.pdf) are beside the form; type the PAN off the person's own card
• AJAY PRADEEP VALECHA: birth date missing — no PAN card of AJAY PRADEEP VALECHA is read on the file — the PAN cards on it (TANISHA AJAY VALECHA, TANISHA PAN.pdf) are beside the form; type the birth date off the person's own card
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — block/sector: the case held BLOCK PLOTS; filled PH NO 4 — the whole-file reading, from Sanction Letter, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
9 Oct1 thing
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03302 | HOU/NAG/0926/5224851
8 Oct73 things — 6 documents received · 3 letters written · 1 money step · 1 caution · 62 steps
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
copilot check ok — by copilot
form checked489
challan boxes composed
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
quoted history checked
challan boxes gathered
boxes gathered
challan boxes composed
box disagreement
property numbers completed
extra challan scanned
property self check
The home address was read off the papers — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Request for challan and NOI - HOU/NAG/0926/5224851 TANISHA AJAY VALECHA
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
boxes gathered
challan boxes composed
box disagreement
A box the papers had not filled was read off a paper and corrected
money settled — by ezdocs:reader
property attrs split
documents read together
mortgage date read
motd secured amount
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
sanction handwritten
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Selfie
PHOTO-TANISHA VALECHA.jpg
Received: PAN card
TANISHA PAN.pdf
Received: Sanction letter
SKM_226i26100815360.pdf
Received: Aadhaar
TANISHA AADHAR.pdf
Received: Payment screenshot
pAYMENT RECEIPT MS VALECHA.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Sanction letteropen
✓PAN cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it4 open
The file is complete for challan and e-filing. The sanction letter and MOTD consistently name Tanisha Ajay Valecha and Ajay Pradeep Valecha as mortgagors, securing a total loan of 22,37,000 including insurance. Property details are taken from the sanction letter security row.
○the Index II — the branch
○TANISHA AJAY VALECHA — home building — the branch
○property — floor — the branch
○property — road / locality — the branch
the branch's last mail (2026-10-08): The branch is asking for the challan and NOI.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T10:38 UTC
Moneyall of it is in
₹19,730.12
Reached our account 8 Oct 14:04:30.
How we know
Our own bank told us — 8 Oct 14:04
₹19,696 · UTR AXNGG28193022301 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.19696.00,08-10-2026 14:04:30 thru NEFT from AXNGG28193022301/GOOGLE INDIA DIGITAL . Aval Bal 109153.85 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%6,720
Registration fee 0.5%11,190
Government handling320
Our service fee1,500
Total we ask for19,730.12
By law ₹19,716. We ask ₹19,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
61, MADHAV NAGARI- 3, PLOT, 192/1/2, PH. NO. 4, Mahurzari, 441501
read from the sanction letter · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
TANISHA AJAY VALECHA · applicantBQTPD5877Q
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