Cases / NOI-2026-03302

Tanisha Ajay Valecha

LAN HOU/NAG/0926/5224851 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Aadhaar cardopen

✓Sanction letteropen

✓PAN cardopen

✓Selfie / photoopen

✓Paid challan (GRAS)open

✓MOTD — inside SKM_226i26100815360.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹19,730.12CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹19,696 receivedmatches the branch's receipt

Stamp duty 0.3%6,720

Registration fee 0.5%11,190

Government handling320

Our service fee1,500.12

Total we ask for19,730.12

the branch’s receipt claims ₹19,696 552478136822

paid 8 Oct 14:04:30 · verified 8 Oct 16:07:48 · 2 h 03 min later

How we know

Our own bank told us — 8 Oct 14:04

₹19,696 · UTR AXNGG28193022301 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.19696.00,08-10-2026 14:04:30 thru NEFT from AXNGG28193022301/GOOGLE INDIA DIGITAL. Aval Bal 109153.85 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit · counted full inside our buffer

By law ₹19,716. We ask ₹19,730 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 44 minour time · 8 Oct 16:52

Index II —not yet

the NOI team 7 d 1 htotal 7 d 1 h so far

Now with the NOI team — e-filing on IGR

since 8 Oct 16:52 — 7 d of working time

Day by day — every step and who held it

8 Oct 16:08Your branch's mail

8 Oct 16:08Payment landedat once

8 Oct 16:08Payment verifiedat once

8 Oct 16:08Papers readat once

8 Oct 16:08Fee quotedat once

8 Oct 16:08Property readat once

8 Oct 16:08Ready for the challanat once

8 Oct 16:52Challan made+44 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹22,37,000

Loan account no.

HOU/NAG/0926/5224851

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor is empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Nagpur

Taluka

Nagpur (Rural)

Village

Mahurzari

Number type

PLOT

Number

192/1/2, PH. NO. 4

Building

MADHAV NAGARI- 3

Floor

(empty)

Flat / shop no

Area

130.66

Hadd

Mahurzari Gram Panchayat

Read from the sanction letter, not the Index II. SKM_226i26100815360.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 7d ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: AJAY PRADEEP VALECHA is named on the sanction letter (SKM_226i26100815360.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• AJAY PRADEEP VALECHA: PAN missing — no PAN card of AJAY PRADEEP VALECHA is read on the file — the PAN cards on it (TANISHA AJAY VALECHA, TANISHA PAN.pdf) are beside the form; type the PAN off the person's own card

• AJAY PRADEEP VALECHA: birth date missing — no PAN card of AJAY PRADEEP VALECHA is read on the file — the PAN cards on it (TANISHA AJAY VALECHA, TANISHA PAN.pdf) are beside the form; type the birth date off the person's own card

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• changed — block/sector: the case held BLOCK PLOTS; filled PH NO 4 — EzDocs (reading the whole file), from Sanction Letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 7d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011639690202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-03302 | HOU/NAG/0926/5224851

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NAG/0926/5224851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 5 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

BB bharati.bhope@phfl.com phfl.com
08 Oct, 16:08 · 7d ago THE FIRST MAIL — how this case began

Request for challan and NOI - HOU/NAG/0926/5224851 TANISHA AJAY VALECHA

📎 pAYMENT RECEIPT MS VALECHA.jpg ↗📎 TANISHA AADHAR.pdf ↗📎 SKM_226i26100815360.pdf ↗📎 TANISHA PAN.pdf ↗📎 PHOTO-TANISHA VALECHA.jpg ↗

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

earlier mails quoted below

From: shashank Bhajipale (shashankbhajipale@gmail.com)
Date: 10/08/26 15:56
To: bharati.bhope@phfl.com
Subject: Valecha noi

 Exercise Secured by Check Point

🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Please provide challan and NOI.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 16:09 · 7d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:07, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

From: shashank Bhajipale (shashankbhajipale@gmail.com)
Date: 10/08/26 15:56
To: bharati.bhope@phfl.com
Subject: Valecha noi

 Exercise Secured by Check Point

🤖 read: asks the branch for documents, the payment — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 16:54 · 7d ago

📎 TANISHA AJAY VALECHA EchallanMH01163969020 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 16:07, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

From: shashank Bhajipale (shashankbhajipale@gmail.com)
Date: 10/08/26 15:56
To: bharati.bhope@phfl.com
Subject: Valecha noi

 Exercise Secured by Check Point

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	pAYMENT RECEIPT MS VALECHA.jpg	filed	7d ago
Aadhaar card	TANISHA AADHAR.pdf	filed	7d ago
Sanction letter+ MOTD inside	SKM_226i26100815360.pdf	filed	7d ago
PAN card	TANISHA PAN.pdf	filed	7d ago
Selfie / photo	PHOTO-TANISHA VALECHA.jpg	filed	7d ago
Paid challan (GRAS)	TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf	filed	7d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹19,730.12

Where it stands
VERIFIED — money received

Screenshot claims
₹19,696 552478136822

Paid at
8 Oct 14:04:30

Verified on
8 Oct 16:07:48

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,720	₹11,190	₹320	₹1,500	₹19,730

By law ₹19,716. We ask ₹19,730 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →

Empty: Floor, Floor (person 1)

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 7d ago — all agree.

not verified yetsource: the sanction letter (SKM_226i26100815360.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Plot No.61, Block Plots, Project MADHAV NAGARI- 3, KH. NO. 192/1/2, PH. NO. 4, at Mahurzari, Nagpur (Rural),, Nagpur, 441501, Nagpur, Nagpur, MAHARASHTRA, India, 441501

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SKM_226i26100815360.pdf

as printed
UNIT PLOT NO.61, BLOCK PLOTS, PROJECT MADHAV NAGARI- 3, KH. NO. 192/1/2, PH. NO. 4, AT MAHURZARI, NAGPUR (RURAL), NAGPUR, 441501, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441501

PIN
441501

THE CHALLAN, as it will be typed

Flat/Survey Number
61 MADHAV NAGARI- 3 PLOT NO 192/1/2 PH NO 4 KHASRA NO 192/1/2 PH NO 4

Locality/Road
BLOCK PLOTS OG MAR WIDE ROAD MOUJE MAHURZARI TAL NAGPUR RURAL DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	TANISHA AJAY VALECHA	BQTPD5877Q	…2978

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	bharati.bhope@phfl.com	7d ago
Index II chase	bharati.bhope@phfl.com	6d ago
Index II chase	bharati.bhope@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot pAYMENT RECEIPT MS VALECHA.jpg needs your check

utr
552478136822

date
2026-10-08

time
13:40

amount
19696

method
PhonePe

payee upi
******4356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT...

raw reading (for Abhijit)

{'utr': '552478136822', 'date': '2026-10-08', 'time': '13:40', 'amount': 19696, 'method': 'PhonePe', 'payee_upi': '******4356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT...', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo PHOTO-TANISHA VALECHA.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

PAN card TANISHA PAN.pdf needs your check

dob
1994-09-14

pan
BQTPD5877Q

name
TANISHA AJAY VALECHA

legible
True

father name
PRAKASH SHANKERLAL DULANI

raw reading (for Abhijit)

{'dob': '1994-09-14', 'pan': 'BQTPD5877Q', 'name': 'TANISHA AJAY VALECHA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRAKASH SHANKERLAL DULANI', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card TANISHA AADHAR.pdf needs your check

dob
1994-09-14

name
Tanisha Ajay Valecha

address
pin: 440013; area: Manjidana Colony Gittikhadhan, Near Satyanarayan Mandir; flat: TM-16; road: Katol Road, Katolroad, Katolroad; state: Maharashtra; district: Nagpur; Village: Nagpur

legible
True

aadhaar last4
2978

raw reading (for Abhijit)

{'dob': '1994-09-14', 'pan': None, 'name': 'Tanisha Ajay Valecha', 'mobile': None, 'address': {'pin': '440013', 'area': 'Manjidana Colony Gittikhadhan, Near Satyanarayan Mandir', 'flat': 'TM-16', 'road': 'Katol Road, Katolroad, Katolroad', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2978', 'quality_issue': None}

Sanction letter SKM_226i26100815360.pdf needs your check

lan
HOU/NAG/0926/5224851

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'TANISHA AJAY VALECHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AJAY PRADEEP VALECHA', 'role': 'co_applicant', 'label': 'Guarantor'}

loan type
Housing Loan

confidence
1.0

rate words
13.15% per annum 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement

handwritten
{'says': '8926', 'where': 'Date of Disbursement Letter', 'touches': 'date', 'printed_was': None}, {'says': '24/9/26', 'where': 'Sanction Letter dated', 'touches': 'date', 'printed_was': None}, {'says': '8', 'where': 'On

loan amount
2151000.0

rate spread
-4.95

final amount
2237000.0

interest rate
8.2

sanction date
24-Sep-2026

letter version
5

reference rate
13.15

applicant email
dulanibarkha@gmail.com

applicant names
TANISHA AJAY VALECHA, AJAY PRADEEP VALECHA

printed altered
True

applicant mobile
9726897948

balance transfer
False

property address
pin: 441501; state: MAHARASHTRA; taluka: Nagpur (Rural); Flat no: 61; district: Nagpur; Address: Unit Plot No.61, Block Plots, Project MADHAV NAGARI- 3, KH. NO. 192/1/2, PH. NO. 4, at Mahurzari, Nagpur (Rural),, Nag

insurance premium
86000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2237000.0

security address verbatim
Unit Plot No.61, Block Plots, Project MADHAV NAGARI- 3, KH. NO. 192/1/2, PH. NO. 4, at Mahurzari, Nagpur (Rural),, Nagpur, 441501, Nagpur, Nagpur, MAHARASHTRA, India, 441501

applicant address verbatim
C/O PRADEEP VALECHA T.M.16 MANJIDANA COLONY, GITTIKHADAN NEAR SATYANARAYAN MANDIR, KATOL ROAD NAGPUR,., Nagpur, MAHARASHTRA, 440013, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0926/5224851', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'TANISHA AJAY VALECHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AJAY PRADEEP VALECHA', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': '13.15% per annum\n13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '8926', 'where': 'Date of Disbursement Letter', 'touches': 'date', 'printed_was': None}, {'says': '24/9/26', 'where': 'Sanction Letter dated', 'touches': 'date', 'printed_was': None}, {'says': '8', 'where': 'On the day of', 'touches': 'date', 'printed_was': None}, {'says': '2026', 'where': 'On the day of', 'touches': 'date', 'printed_was': None}, {'says': 'NAGPUR', 'where': 'branch office at', 'touches': 'other', 'printed_was': None}, {'says': 'Tunisha', 'where': 'Mr./Ms.', 'touches': 'name', 'printed_was': None}, {'says': 'Junil mistry', 'where': 'Mr./Ms.', 'touches': 'name', 'printed_was': None}, {'says': 'Sandeep piter', 'where': 'Mr./Mrs.', 'touches': 'name', 'printed_was': None}, {'says': 'Tanisha valecla', 'where': 'Sr. No. 1 Name of the Mortgagor(s)', 'touches': 'name', 'printed_was': None}, {'says': '7.M.16 Mandidown Colong Gittichudon Narfur.', 'where': 'Sr. No. 1 Address', 'touches': 'property', 'printed_was': None}, {'says': 'Ajay', 'where': 'Sr. No. 2 Name of the Mortgagor(s)', 'touches': 'name', 'printed_was': None}, {'says': 'Tanisha valechy', 'where': 'Name/Cawisha valechy', 'touches': 'name', 'printed_was': None}, {'says': 'TM.16 manjidung colony sittichaden Norfor', 'where': 'Address: TM.16 manjidung colony sittichaden Norfor', 'touches': 'property', 'printed_was': None}, {'says': '8926', 'where': 'Date of Disbursement Letter

Sanction letter SKM_226i26100815360.pdf needs your check

amount words
INR 22,37,000 (Rupees Twenty two lakh thirty seven thousand only)

secured amount
2237000.0

raw reading (for Abhijit)

{'amount_words': 'INR 22,37,000 (Rupees Twenty two lakh thirty seven thousand only)', 'secured_amount': 2237000.0}

Paid challan (GRAS) TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf needs your check

grn
MH011639690202627E

pin
441501

total
17910.0

article
6(1)

defaced
False

bank cin
03006172026100801004

district
NAGPUR

area city
NAGPUR

payer pan
BQTXXXXXXQ

flat block
UNIT PLOT NO 61 BLOCK PLOTS PROJECT

payer name
TANISHA AJAY VALECHA

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2237000

scheme rows
{'amount': 6720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11190.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7948

payment date
08/10/2026-16:52:57

road locality
MADHAV NAGARI 3 KHASRA NO 192/1/2 PH NO 4 AT MAHURZARI TAL NAGPUR RURAL DIST NAGPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2237000

raw reading (for Abhijit)

{'grn': 'MH011639690202627E', 'pin': '441501', 'total': 17910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801004', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BQTXXXXXXQ', 'flat_block': 'UNIT PLOT NO 61 BLOCK PLOTS PROJECT', 'payer_name': 'TANISHA AJAY VALECHA', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2237000', 'scheme_rows': [{'amount': 6720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11190.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7948', 'payment_date': '08/10/2026-16:52:57', 'road_locality': 'MADHAV NAGARI 3 KHASRA NO 192/1/2 PH NO 4 AT MAHURZARI TAL NAGPUR RURAL DIST NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2237000'}

Paid challan (GRAS) TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf needs your check

grn
MH011639690202627E

pin
441501

total
17910.0

article
6(1)

defaced
False

bank cin
03006172026100801004

district
NAGPUR

area city
NAGPUR

payer pan
BQTXXXXXXQ

flat block
UNIT PLOT NO 61 BLOCK PLOTS PROJECT

payer name
TANISHA AJAY VALECHA

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2237000

scheme rows
{'amount': 6720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11190.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7948

payment date
08/10/2026-16:52:57

road locality
MADHAV NAGARI 3 KHASRA NO 192/1/2 PH NO 4 AT MAHURZARI TAL NAGPUR RURAL DIST NAGPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2237000

raw reading (for Abhijit)

{'grn': 'MH011639690202627E', 'pin': '441501', 'total': 17910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801004', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BQTXXXXXXQ', 'flat_block': 'UNIT PLOT NO 61 BLOCK PLOTS PROJECT', 'payer_name': 'TANISHA AJAY VALECHA', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2237000', 'scheme_rows': [{'amount': 6720.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11190.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7948', 'payment_date': '08/10/2026-16:52:57', 'road_locality': 'MADHAV NAGARI 3 KHASRA NO 192/1/2 PH NO 4 AT MAHURZARI TAL NAGPUR RURAL DIST NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2237000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_efiling_verdict	{'fp': 'e7eb4578a3137f8a', 'asked': True, 'findings': [{'do': 'Provide the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'No paper on file gives the date of mortgage.', 'page': 'Start page', 'level': 'STOP',
2h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 08 Oct, 16:09 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0926/5224851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d ago	EzDocs	email_shadowed:index2_chase	{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0926/5224851) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n -
7d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BQxxxxxxXQ — no paper on the
7d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '463482', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NGP7_
7d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'doc_id': '7fc0d9d7
7d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
7d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011639690202627E', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
7d ago	EzDocs	challan_extracted	{'grn': 'MH011639690202627E', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17910.0}
7d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'ours':
7d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
7d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'kind':
7d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'TANISHA AJAY VALECH
7d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'district': 'NAGPUR'}
7d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011639690202627E', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
7d ago	EzDocs	challan_extracted	{'grn': 'MH011639690202627E', 'file': 'TANISHA AJAY VALECHA EchallanMH011639690202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17910.0}
7d ago	DARBAR	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
7d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
7d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03302'}
7d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'SKM_226i26100815360.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['KHASRA'], 'read
7d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (KHASRA, OG, MAR, WIDE) — read box 1 once against the paper's own words"}
7d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '463464', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
7d ago	DARBAR	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
7d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'Prope
7d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': False, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03302'}
7d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'SKM_226i26100815360.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['KHASRA'], 'read
7d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (KHASRA, OG, MAR, WIDE) — read box 1 once against the paper's own words"}
7d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'Prope

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹19,696 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers

16:26

An old draft withdrew itself — its asks were already answered

14:50

Yesterday · 14 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03302 | HOU/NAG/0926/5224851

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03302 | HOU/NAG/0926/5224851