silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-01938

TEJBODHI ANANT GANGURDE

PNB_HFLLAN HOU/PNVL/0426/5067669 Filed — token due · our move Send the e-filing copyAll documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Payment screenshot — shows ₹34,600; money not verified yetopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓E-filing copy (token)open
✓PAN card — inside KYC (7).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • The work is done — our fee of ₹34,620.16 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹34,620.16CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹34,600; we wait for the credit itself
The branch sent 2 receipts — 0 of 2 have reached our account:
₹32,600not seen in our account yet2508618611
₹2,000not seen in our account yet2508646825
Ask for the exact ₹34,620.16. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%17,800
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.16
Total we ask for34,620.16
Screenshot ₹34,600 — ₹20 under our ask, not below the real calculation ₹34,589. Counts as full. Nothing to ask.
Screenshot ₹34,600 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2023-05-05 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 16 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹34,609.19. We ask ₹34,620 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹34,125 · 13 Oct 13:47 · SANGITA SUNIL BOKADE · 0066007575 — ₹495.16 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 33 minour time · 5 May 19:45
Index II 1240 h 33 minour time · 27 Sep 11:16
the NOI team 144 d 16 htotal 144 d 16 h
Complete.
Day by day — every step and who held it
5 May 18:57Your branch's mail
5 May 19:45Challan made+49 min · the NOI team
27 Sep 11:16Index II sent+144 d 15 h · the NOI team
27 Sep 11:16Papers readat once
27 Sep 11:16Property readat once
27 Sep 11:17Papers from your branchat once
27 Sep 11:17Papers readat once
27 Sep 11:17Papers from your branchat once
27 Sep 11:17Papers readat once
27 Sep 11:17Papers from your branchat once
27 Sep 11:17Papers readat once
27 Sep 11:17Papers from your branchat once
27 Sep 11:17Papers readat once
27 Sep 11:17Papers from your branchat once
27 Sep 11:17Papers readat once
27 Sep 11:17Papers from your branchat once
27 Sep 11:17Papers readat once
27 Sep 11:18Filed on IGR — e-filing sharedat once
27 Sep 11:18Papers readat once
27 Sep 11:18Fee quotedat once
27 Sep 11:18Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹59,29,730
Loan account no.
HOU/PNVL/0426/5067669
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has sent the Index II document. The branch needs to provide the loan documents and pay the fee for the NOI filing to proceed.
the trail says the next move is with the branch — the fee
the branch last asked: NO Index 2
✓ Index II / sale deed sent by the branch — done, mail 3 the sentence it relies on is not in that mail — not counted
read over 3 mail(s), last mail 2026-09-21 · read 22d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copyYOU ARE HERE

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0526297911462 · ₹300 · paid 29/05/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH002031095202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AC akshay.chaudhari@phfl.com phfl.com
18 Sep, 09:29 · 25d ago THE APP JOINED HERE — earlier mails are on Gmail
Re[4]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669
Dear Hitendra sir,

Request you to share NO Index 2

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 05/12/26 12:38 To: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Nilesh Vinayak Bait ( nilesh.bait@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ) Subject: Re: Re[2]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Exercise Secured by Check Point Dear Team We will process the noi for the same... Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 12 May 2026 at 12:20, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Please find attached photos. Request you to give your confirmation as NOI Documentation is completed. Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Team Leader From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 05/05/26 19:48 To: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Nilesh Vinayak Bait ( nilesh.bait@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ) Subject: Re: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Exercise Secured by Check Point Team PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 5 May 2026 at 19:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicant.. Regards, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 5 May 2026 at 19:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share clear pan card photos of applicants for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 5 May 2026 at 19:03, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case of TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Require document and Payment Receipt attached for your reference. Loan amount with insurance – 59,29,730 /- Property Add : 1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwar Nagar, Mumbai, Vikhroli East, Mumbai, 400083 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Team Leader
🤖 read: asks for the Index II — “Request you to share NO Index 2”
AC akshay.chaudhari@phfl.com phfl.com
21 Sep, 17:39 · 22d ago
Re[5]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669
Dear Hitendra sir,

Request you to share NO Index 2

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
earlier mails quoted below
From: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Date: 09/18/26 09:32 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), aniket.washivale ( aniket.washivale@phfl.com ) Subject: Re[4]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Dear Hitendra sir, Request you to share NO Index 2 Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 05/12/26 12:38 To: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Nilesh Vinayak Bait ( nilesh.bait@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ) Subject: Re: Re[2]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Exercise Secured by Check Point Dear Team We will process the noi for the same... Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 12 May 2026 at 12:20, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Please find attached photos. Request you to give your confirmation as NOI Documentation is completed. Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Team Leader From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 05/05/26 19:48 To: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Nilesh Vinayak Bait ( nilesh.bait@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ) Subject: Re: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Exercise Secured by Check Point Team PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 5 May 2026 at 19:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicant.. Regards, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 5 May 2026 at 19:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share clear pan card photos of applicants for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 5 May 2026 at 19:03, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case of TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Require document and Payment Receipt attached for your reference. Loan amount with insurance – 59,29,730 /- Property Add : 1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwar Nagar, Mumbai, Vikhroli East, Mumbai, 400083 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Team Leader
🤖 read: asks for the Index II — “Request you to share NO Index 2”
OL The NOI teamTYPED IN GMAIL
21 Sep, 17:48 · 22d ago
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Mon, 21 Sept 2026 at 17:42, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Hitendra sir, Request you to share NO Index 2 Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… From: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Date: 09/18/26 09:32 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), aniket.washivale ( aniket.washivale@phfl.com ) Subject: Re[4]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Dear Hitendra sir, Request you to share NO Index 2 Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 05/12/26 12:38 To: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Nilesh Vinayak Bait ( nilesh.bait@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ) Subject: Re: Re[2]: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Exercise Secured by Check Point Dear Team We will process the noi for the same... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 12 May 2026 at 12:20, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Please find attached photos. Request you to give your confirmation as NOI Documentation is completed. Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Team Leader From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 05/05/26 19:48 To: Akshay Chaudhari ( akshay.chaudhari@phfl.com ) Cc: Sayed Irfan Ahmed ( sayed.irfan@pnbhousing.com ), Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Nilesh Vinayak Bait ( nilesh.bait@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ) Subject: Re: Kindly Initiate 0.3% Challan & NOI in TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Exercise Secured by Check Point Team PFA challan for your reference Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 5 May 2026 at 19:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicant.. Regards, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 5 May 2026 at 19:13, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share clear pan card photos of applicants for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 5 May 2026 at 19:03, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case of TEJBODHI ANANT GANGURDE - HOU/PNVL/0426/5067669 Require document and Payment Receipt attached for your reference. Loan amount with insurance – 59,29,730 /- Property Add : 1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwar Nagar, Mumbai, Vikhroli East, Mumbai, 400083 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Team Leader
🤖 read: Index II shared (said, but the words were not found in the mail)

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Index IIthe branch sent this — an input SKM_226i26050519050.pdf
filed 16d ago
Payment screenshot IMG-20260505-WA0022 (2).jpg
filed 16d ago
Sanction letter SAnction letter (5).pdf
filed 16d ago
Aadhaar card+ PAN card inside KYC (7).pdf
filed 16d ago
Payment screenshot IMG-20260505-WA0021 (2).jpg
filed 16d ago
Paid challan (GRAS) TEJBODHI ANANT GANGURDE EchallanMH002031095202627E.pdf
filed 16d ago
Selfie / photo IMG-20260511-WA0010.jpg
filed 16d ago
Selfie / photo IMG-20260512-WA0003.jpg
filed 16d ago
E-filing copy (token) eFilingDoc9991405260537.pdf
filed 16d ago
Index IIthe registered copy we filed IndexII9991405260537.pdf
filed 16d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹34,620.16
Where it stands
waiting for the credit
Screenshot claims
₹34,600 612508618611,612508646825
Screenshot ₹34,600 — ₹20 under our ask, not below the real calculation ₹34,589. Counts as full. Nothing to ask.
Screenshot ₹34,600 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2023-05-05 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹17,800₹15,000₹320 ₹1,500₹34,620
By law ₹34,609.19. We ask ₹34,620 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
4 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (SKM_226i26050519050.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
empty
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नाव: Mumbai Ma.na.pa. इतर वर्णन : सदनिका नंः 1901, माळा नं: 19 वा मजला, ए विंग, इमारतीचे नावः विघ्नहर्ता इन्फिनिटी, विघ्नहर्ता को ऑप हौ सो ली, ब्लॉक नंः कन्नमवार नगर 1, रोड : विक्रोळी पूर्व मुंबई 400083, इतर माहितीः सदनिकेचे एकूण 341 चौ फूट रेरा कार्पेट ( (C.T.S. Number: 356 A(PART) AND 356/A/2/1;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
SAnction letter (5).pdf
as printed
1901, 19 FLOOR, VIGHNAHARTA INFINITY, VIGHNAHARTA CHS, VIKHROLI EAST, KANNAMWAR NAGAR, MUMBAI, VIKHROLI EAST, MUMBAI, MAHARASHTRA, INDIA, 400083
PIN
400083
the Index II
IndexII9991405260537.pdf
the property
1) CORPORATION: MUMBAI CORPORATION OTHER DETAILS: BUILDING NAME:A WING,VIGHNAHARTA INFINITY,VIGHNAHARTA CHSL BLDG, FLOOR NO:19, FLAT NO:1901, ROAD: MUMBAI, BLOCK SECTOR:VIKHROLI EAST, LANDMARK:KANNAMWAR NAGAR 1 MUMBAI (C.T.S. NUMBER: 356A(PART) AND 356/A/2/1 ;)
PIN
400075
the Index II
SKM_226i26050519050.pdf
the property
1) paalikeche naava: MUMBAI MA.NA.PA. itara varnana : sadanikaa nanh 1901, maalaa nan: 19 vaa majalaa, e vinga, imaaratiche naavah vighnahartaa inphiniti, vighnahartaa ko opa hau so li, bloka nanh kannamavaara nagara 1, roda : vikroli purva mumbai 400083, itara maahitih sadanikeche ekuna 341 chau phuta reraa kaarpeta ( (C.T.S. NUMBER: 356 A(PART) AND 356/A/2/1;))
PIN
400083
THE CHALLAN, as it will be typed
Flat/Survey Number
1901 19TH FLOOR VIGHNAHARTA INFINITY VIGHNAHARTA CHS
Locality/Road
KANNAMWAR NAGAR VIKHROLI EAST MUMBAI
Area/City
MUMBAI
check or correct a box, the papers beside it →
the Index II also prints: 1, 356/A/2/1, 356A, 400075, DETAILS, LANDMARK, NAME, OTHER
the Index II also prints: 1, 341, 356, 356/A/2/1, BLOKA, CHAU, EKUNA, HAU, IMAARATICHE, INPHINITI, ITARA, KAARPETA, KO, LI
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorTEJBODHI ANANT GANGURDEAZXPG0505C…3039
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseakshay.chaudhari@phfl.com 16d ago
What the engine read from each document — check anything marked in red
Index II SKM_226i26050519050.pdf needs your check
kind
index2_input
extracted
pin: 400083; rows: {'r4_palika': 'Mumbai Ma.na.pa.', 'r11_serial': '21446/2025', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'कन्नमवार नगर 1',
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400083', 'rows': {'r4_palika': 'Mumbai Ma.na.pa.', 'r11_serial': '21446/2025', 'r14_remark': '(i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'कन्नमवार नगर 1', 'r5_area_text': '1) 34.86 चौ. मीटर', 'r7_executants': [{'age': '51', 'pan': 'AAGCV1261P', 'name': 'मेसर्स विघ्नहर्ता हाईट्स प्रा.ली चे डायरेक्टर अजित सखाराम चव्हाण तर्फे मुखत्यार अनिल शंकर विचारे', 'address': 'प्लॉट नंः ए2/104, माळा नं: 10 वा मजला, इमारतीचे नावः अर्जुना गार्डन एनक्लेव्ह, ब्लॉक नंः पिरोजशा नगर, गोदरेज हॉस्पिटल समोर, रोड नंः विक्रोळी पूर्व मुंबई, महाराष्ट्र, मुम्वई. पिन कोड:-400079'}], 'r8_purchasers': [{'age': '32', 'pan': 'BAKPG5509D', 'name': 'भारती प्रकाश गांगुर्डे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः 108-1/1, ब्लॉक नंः भिमज्योती स्कुल जवळ, दादासाहेब गायकवाड नगर, रोड नं: ई.ई. हायवे, घाटकोपर पूर्व मुंबई, महाराष्ट्र, MUMBAI. पिन कोड:-400075'}, {'age': '33', 'pan': 'AZXPG0505C', 'name': 'तेजबोधी अनंत गांगुर्डे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नाव: 108-1/1. ब्लॉक नंः भिमज्योती स्कुल जवळ, दादासाहेब गायकवाड नगर, रोड नं: ई.ई. हायवे, घाटकोपर पूर्व मुंबई, महाराष्ट्र, मुम्बई. पिन कोड:-400075'}], 'r12_stamp_duty': 378700, 'r3_market_value': None, 'r1_document_type': 'करारनामा', 'r2_consideration': None, 'r9_execution_date': '28/11/2025', 'r13_registration_fee': 30000, 'r10_registration_date': '28/11/2025'}, 'doc_no': '21446/2025', 'village': 'हरियाली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'सह दु.नि.मुंबई 29', 'area_text': '1) 34.86 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक : सह दु.नि.मुंबई 29', 'mortgagors': ['मेसर्स विघ्नहर्ता हाईट्स प्रा.ली चे डायरेक्टर अजित सखाराम चव्हाण तर्फे मुखत्यार अनिल शंकर विचारे'], 'stamp_duty': 378700, 'filing_date': '2025-11-28', 'loan_amount': 5791012.92, 'token_number': '6310811', 'property_text': '1) पालिकेचे नाव: Mumbai Ma.na.pa. इतर वर्णन : सदनिका नंः 1901, माळा नं: 19 वा मजला, ए विंग, इमारतीचे नावः विघ्नहर्ता इन्फिनिटी, विघ्नहर्ता को ऑप हौ सो ली, ब्लॉक नंः कन्नमवार नगर 1, रोड : विक्रोळी पूर्व मुंबई 400083, इतर माहितीः सदनिकेचे एकूण 341 चौ फूट रेरा कार्पेट ( (C.T.S. Number: 35
Payment screenshot IMG-20260505-WA0022 (2).jpg needs your check
utr
612508618611
date
2023-05-05
time
18:49
amount
32600
method
Paytm UPI
payee upi
9892834356-2@okbizaxis
payee name
Thinkbigz Initiative Pvt Ltd
payer name
Tejbodhi Anant Gangurde
raw reading (for Abhijit)
{'utr': '612508618611', 'date': '2023-05-05', 'time': '18:49', 'amount': 32600, 'method': 'Paytm UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'Thinkbigz Initiative Pvt Ltd', 'payer_name': 'Tejbodhi Anant Gangurde', 'debit_notification_text': None}
Sanction letter SAnction letter (5).pdf needs your check
lan
HOU/PNVL/0426/5067669
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'TEJBODHI ANANT GANGURDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BHARTI PRAKASH GANGURDE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
loan amount
5679730
final amount
5929730
interest rate
8.2
sanction date
30-Apr-2026
letter version
5
applicant email
rakeshgangurde1992@gmail.com
applicant names
TEJBODHI ANANT GANGURDE, BHARTI PRAKASH GANGURDE
printed altered
False
applicant mobile
9870446224
balance transfer
False
property address
pin: 400083; road: Kannamwar Nagar; state: MAHARASHTRA; flat_no: 1901; district: Mumbai; floor_no: 19; landmark: Vikhroli East; full_address: 1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwa
insurance premium
250000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5929730
security address verbatim
1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwar Nagar, Mumbai, Vikhroli East, Mumbai, MAHARASHTRA, India, 400083
applicant address verbatim
108-1/1, DADASAHEB GAIKWAD NAGAR, GHATKOPAR (EAST), ., Mumbai, MAHARASHTRA, 400075, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0426/5067669', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'TEJBODHI ANANT GANGURDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'BHARTI PRAKASH GANGURDE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 5679730, 'final_amount': 5929730, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '30-Apr-2026', 'letter_version': '5', 'applicant_email': 'rakeshgangurde1992@gmail.com', 'applicant_names': ['TEJBODHI ANANT GANGURDE', 'BHARTI PRAKASH GANGURDE'], 'printed_altered': False, 'applicant_mobile': '9870446224', 'balance_transfer': False, 'property_address': {'pin': '400083', 'road': 'Kannamwar Nagar', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '1901', 'district': 'Mumbai', 'floor_no': '19', 'landmark': 'Vikhroli East', 'full_address': '1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwar Nagar, Mumbai, Vikhroli East, Mumbai, MAHARASHTRA, India, 400083', 'village_city': 'Mumbai', 'building_name': 'Vighnaharta Infinity, Vighnaharta Chs', 'survey_or_cts_no': None}, 'insurance_premium': 250000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5929730, 'security_address_verbatim': '1901, 19 Floor, Vighnaharta Infinity, Vighnaharta Chs, Vikhroli East, Kannamwar Nagar, Mumbai, Vikhroli East, Mumbai, MAHARASHTRA, India, 400083', 'applicant_address_verbatim': '108-1/1, DADASAHEB GAIKWAD NAGAR, GHATKOPAR (EAST), ., Mumbai, MAHARASHTRA, 400075, India'}
Aadhaar card KYC (7).pdf needs your check
dob
1993-04-12
pan
BAKPG5509D
mobile
9892825140
address
pin: 400075; flat: Room No-504; road: Near Road. No-4; state: Maharashtra; building: Chawl No-54, Ramabai Ambedkar Nagar.; district: Mumbai; village_city: Ghatkopar East
legible
True
aadhaar last4
3039
raw reading (for Abhijit)
{'dob': '1993-04-12', 'pan': 'BAKPG5509D', 'mobile': '9892825140', 'address': {'pin': '400075', 'area': None, 'flat': 'Room No-504', 'road': 'Near Road. No-4', 'floor': None, 'state': 'Maharashtra', 'building': 'Chawl No-54, Ramabai Ambedkar Nagar.', 'district': 'Mumbai', 'post_office': None, 'village_city': 'Ghatkopar East'}, 'legible': True, 'aadhaar_last4': '3039', 'quality_issue': None}
Aadhaar card KYC (7).pdf needs your check
dob
1993-04-12
pan
BAKPG5509D
legible
True
raw reading (for Abhijit)
{'dob': '1993-04-12', 'pan': 'BAKPG5509D', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot IMG-20260505-WA0021 (2).jpg needs your check
utr
612508646825
date
2023-05-05
time
18:49
amount
2000
method
Paytm UPI
payee upi
9892834356-2@okbizaxis
payee name
Thinkbigz Initiative Pvt Ltd
payer name
Tejbodhi Anant Gangurde
raw reading (for Abhijit)
{'utr': '612508646825', 'date': '2023-05-05', 'time': '18:49', 'amount': 2000, 'method': 'Paytm UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'Thinkbigz Initiative Pvt Ltd', 'payer_name': 'Tejbodhi Anant Gangurde', 'debit_notification_text': None}
Paid challan (GRAS) TEJBODHI ANANT GANGURDE EchallanMH002031095202627E.pdf needs your check
grn
MH002031095202627E
pin
400083
total
32799.0
article
6(1)
defaced
False
bank cin
03006172026050501215
district
MUMBAI
area city
MUMBAI
payer pan
AZXXXXXXXC
flat block
1901 19TH FLOOR VIGHNAHARTA INFINITY PREMISES/BUILDING VIGHNAHARTA CHSL VIKHROLI EAST
payer name
TEJBODHI ANANT GANGURDE
sro office
MBI-29_JT SUB REGISTRAR MUMBAI 29
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5929730
scheme rows
{'amount': 17799.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6224
payment date
05/05/2026-19:45:54
road locality
KANNAMWAR NAGAR MUMBAI VIKHROLI EAST MUMBAI
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
5929730
raw reading (for Abhijit)
{'grn': 'MH002031095202627E', 'pin': '400083', 'total': 32799.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026050501215', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'AZXXXXXXXC', 'flat_block': '1901 19TH FLOOR VIGHNAHARTA INFINITY PREMISES/BUILDING VIGHNAHARTA CHSL VIKHROLI EAST', 'payer_name': 'TEJBODHI ANANT GANGURDE', 'sro_office': 'MBI-29_JT SUB REGISTRAR MUMBAI 29', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5929730', 'scheme_rows': [{'amount': 17799.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6224', 'payment_date': '05/05/2026-19:45:54', 'road_locality': 'KANNAMWAR NAGAR MUMBAI VIKHROLI EAST MUMBAI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5929730'}
Selfie / photo IMG-20260511-WA0010.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20260512-WA0003.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
E-filing copy (token) eFilingDoc9991405260537.pdf needs your check
sro
MB18
kind
efiling_copy
token
9991405260537
legible
True
property
road: MUMBAI; unit: 1901; floor: 19; taluka: Kurla; numbers: [{'type': 'C.T.S. Number', 'value': '356A(PART)'}, {'type': 'C.T.S. Number', 'value': '356/A/2/1'}]; village: Hariyali; building: A WING,VIGHNAHARTA INFINITY,V
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AZXPG05050', 'name': 'TEJBODHI ANANT GANGURDE', 'address': 'Flat No:G, Floor No:G, Building Name:108-1/1, DADASAHEB GAIKWAD NAGAR,GHATLKOPAR(EAST),MUMBAI, Road:GHATKOPAR(EAST), City:MUMBAI, State: MAHARASHTRA, D
title deed
Agreement to Sale :21446/2025 SRO MUMBAI 29
filing date
2026-05-30
loan amount
5929730.0
date of mortgage
2026-05-14
raw reading (for Abhijit)
{'sro': 'MB18', 'kind': 'efiling_copy', 'token': '9991405260537', 'legible': True, 'property': {'pin': None, 'road': 'MUMBAI', 'unit': '1901', 'floor': '19', 'taluka': 'Kurla', 'numbers': [{'type': 'C.T.S. Number', 'value': '356A(PART)'}, {'type': 'C.T.S. Number', 'value': '356/A/2/1'}], 'village': 'Hariyali', 'building': 'A WING,VIGHNAHARTA INFINITY,VIGHNAHARTA CHSL BLDG', 'district': 'Mumbai Sub-urban District', 'area_text': 'Carpet: 34.86 Sq.mt.', 'local_body': None, 'description': 'Block Sector:VIKHROLI EAST, Landmark:KANNAMWAR NAGAR 1 MUMBAI', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AZXPG05050', 'name': 'TEJBODHI ANANT GANGURDE', 'address': 'Flat No:G, Floor No:G, Building Name:108-1/1, DADASAHEB GAIKWAD NAGAR,GHATLKOPAR(EAST),MUMBAI, Road:GHATKOPAR(EAST), City:MUMBAI, State: MAHARASHTRA, District:MUMBAI, Pin:400075'}, {'pan': 'BAKPG5509D', 'name': 'BHARTI PRAKASH GANGURDE', 'address': 'Flat No:G, Floor No:G, Building Name: 108-1/1, DADASAHEB GAIKWAD NAGAR,GHATLKOPAR(EAST),MUMBAI, Road:GHATKOPAR(EAST), City:MUMBAI, State: MAHARASHTRA, District:MUMBAI, Pin:400075'}], 'title_deed': 'Agreement to Sale :21446/2025 SRO MUMBAI 29', 'filing_date': '2026-05-30', 'loan_amount': 5929730.0, 'date_of_mortgage': '2026-05-14'}
Index II IndexII9991405260537.pdf needs your check
extracted
pin: 400075; rows: {'r4_palika': 'Mumbai Corporation', 'r11_serial': '996/2026', 'r14_remark': None, 'r4_locality': 'VIKHROLI EAST', 'r5_area_text': '35 Sq.mt.', 'r7_executants': None, 'r8_purchasers': [{'age': '34', 'pa
reconcile
fields: {'village': {'ok': True, 'got': 'Hariyali', 'score': 1.0, 'expected': 'Hariyali'}, 'mortgagors': [{'ok': True, 'got': 'TEJBODHI ANANT GANGURDE', 'score': 1.0, 'expected': 'TEJBODHI ANANT GANGURDE'}], 'loan_amount
raw reading (for Abhijit)
{'extracted': {'pin': '400075', 'rows': {'r4_palika': 'Mumbai Corporation', 'r11_serial': '996/2026', 'r14_remark': None, 'r4_locality': 'VIKHROLI EAST', 'r5_area_text': '35 Sq.mt.', 'r7_executants': None, 'r8_purchasers': [{'age': '34', 'pan': 'AZXPG05050', 'name': 'TEJBODHI ANANT GANGURDE', 'address': 'Flat No:G, Floor No:G, Building Name:108-1/1,DADASAHEB GAIKWAD NAGAR,GHATLKOPAR(EAST),MUMBAI, Road:GHATKOPAR(EAST), City:MUMBAI, State:MAHARASHTRA, District:MUMBAI, Pin:400075'}, {'age': '33', 'pan': 'BAKPG5509D', 'name': 'BHARTI PRAKASH GANGURDE', 'address': 'Flat No:G, Floor No:G, Building Name:108-1/1,DADASAHEB GAIKWAD NAGAR,GHATLKOPAR(EAST),MUMBAI, Road:GHATKOPAR(EAST), City:MUMBAI, State:MAHARASHTRA, District:MUMBAI, Pin:400075'}], 'r12_stamp_duty': 17789.0, 'r3_market_value': None, 'r1_document_type': '6-Notice of intimation regarding mortgage by way of deposit of Title Deed', 'r2_consideration': None, 'r9_execution_date': '14/05/2026', 'r13_registration_fee': 15300.0, 'r10_registration_date': '01/06/2026'}, 'doc_no': '996', 'village': 'Hariyali', 'doc_kind': 'INDEX II', 'doc_year': '2026', 'sro_name': 'S.R. Mumbai 8', 'area_text': '1) Carpet Area: 35 Sq.mt.', 'mortgagee': 'PNB HOUSING FINANCE LTD', 'filing_fee': 15300.0, 'header_sro': 'S.R. Mumbai 8', 'mortgagors': ['TEJBODHI ANANT GANGURDE', 'BHARTI PRAKASH GANGURDE'], 'stamp_duty': 17789.0, 'filing_date': '2026-06-01', 'loan_amount': 5929730.0, 'token_number': '996/2026', 'property_text': '1) Corporation: Mumbai Corporation Other details: Building Name:A WING,VIGHNAHARTA INFINITY,VIGHNAHARTA CHSL BLDG, Floor No:19, Flat No:1901, Road: MUMBAI, Block Sector:VIKHROLI EAST, Landmark:KANNAMWAR NAGAR 1 MUMBAI (C.T.S. Number: 356A(PART) AND 356/A/2/1 ;)', 'header_village': 'Hariyali', 'survey_numbers': ['356A(PART)', '356/A/2/1'], 'header_doc_number': None}, 'reconcile': {'fields': {'village': {'ok': True, 'got': 'Hariyali', 'score': 1.0, 'expected': 'Hariyali'}, 'mortgagors': [{'ok': True, 'got': 'TEJBODHI ANANT GANGURDE', 'score': 1.0, 'expected': 'TEJBODHI ANANT GANGURDE'}], 'loan_amount':
Payment screenshot IMG-20260505-WA0021 (2).jpg needs your check
payments inside
payments: [{'utr': '612508646825', 'date': '2023-05-05', 'page': 1, 'time': '18:49', 'payee': 'Thinkbigz Initiative Pvt Ltd', 'amount': 2000.0, 'direction': 'credit', 'narration': 'UPI ID: 9892834356-2@okbizaxis', 'proof
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '612508646825', 'date': '2023-05-05', 'page': 1, 'time': '18:49', 'payee': 'Thinkbigz Initiative Pvt Ltd', 'amount': 2000.0, 'direction': 'credit', 'narration': 'UPI ID: 9892834356-2@okbizaxis', 'proof_kind': 'success_screen'}]}}
Payment screenshot IMG-20260505-WA0022 (2).jpg needs your check
payments inside
bank: State Bank Of India; kind: payment_screenshot; payments: [{'utr': '612508618611', 'date': '2023-05-05', 'page': 1, 'time': '18:49', 'payee': 'Thinkbigz Initiative Pvt Ltd', 'amount': 32600.0, 'direction': 'credit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank Of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '612508618611', 'date': '2023-05-05', 'page': 1, 'time': '18:49', 'payee': 'Thinkbigz Initiative Pvt Ltd', 'amount': 32600.0, 'direction': 'credit', 'narration': 'UPI ID: 9892834356-2@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3283', 'account_holder': 'Tejbodhi Anant Gangurde'}}
Technical record (for Abhijit — safe to ignore)
57m agoezdocs:readerreader_efiling_verdict{'fp': '8e2b7c9cc54d46e8', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage, as printed on the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for t
4d agosystem:extractdhc_prn_looked{'file': 'eFilingDoc9991405260537.pdf', 'found': True, 'doc_id': 'b6e44948-237c-4dbc-b5ab-a6d16c67cd60'}
4d agosystem:extractdhc_prn_read{'prn': '0526297911462', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991405260537.pdf', 'from': "the filed notice's own text", 'gr
13d agosystem:paymentshidden_payment_scan{'file': 'IMG-20260505-WA0022 (2).jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '808fb67d-a0d4-4740-80c5-9922d60e60cc', 'fetched': True}
13d agosystem:paymentshidden_payment_scan{'file': 'IMG-20260505-WA0021 (2).jpg', 'kind': None, 'found': 0, 'doc_id': '7acba3c4-5c0a-4e21-b9ce-b3cde9dcd880', 'fetched': True}
15d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AZxxxxxxXC — no paper on the
16d agosystem:ingestefiling_found_on_case{'now': 'FILED', 'was': 'EXTRACTION_REVIEW', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI
16d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['SKM_226i26050519050.pdf', 'SAnction letter (5).pdf', 'KYC (7).pdf'], 'after': {'addresses': {'people': [['TEJBODHI ANANT GANGURDE', [['sanction_letter', 'different'], ['inde
16d agosystem:extractaddress_compared{'sig': 'b28ed421c680ca46', 'why': 'after gather', 'people': [{'home': 'Room No-504, 0, Chawl No-54, Ramabai Ambedkar Nagar., Near Road. No-4, DADASAHEB GAIKAWAD NAGAR, Ghatkopar East, Mumbai, 400075', 'person': 'TEJBODH
16d agosystem:extractchallan_boxes_composed{'fp': '4f9e15e35d182aaf', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': '1901 19TH FLOOR VIGHNAHARTA INFINITY VIGHNAHA
16d agosystem:ingestthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 10, 'why_not': None, 'messages': 12}
16d agosystem:ingestthread_documents_backfilled{'why': None, 'stored': 10, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 12, 'unreadable_threads': 0}
16d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
16d agosystem:paymentsclaim_inside_desk_buffer{'gap': 20.16, 'why': "the branch paid the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed': 3460
16d agosystem:paymentsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is judged against', 'exp
16d agosystem:ingestindex2_mismatch{'token': '9991405260537', 'reasons': ['token_number: document says 996/2026, case says 9991405260537', "building 'Vighnaharta Infinity, Vighnaharta Co-Op Hou So Li' not clearly present in property description (0.71)"]}
16d agosystem:ingestdocument_received{'file': 'IndexII9991405260537.pdf', 'doc_type': 'index2', 'confidence': 1.0}
16d agosystem:extractproperty_self_check{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building (
16d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9991405260537.pdf', 'token': '9991405260537', 'doc_id': 'b6e44948-237c-4dbc-b5ab-a6d16c67cd60', 'mortgagors': 2}
16d agosystem:paymentsclaim_applied_on_quote{'utr': '612508618611,612508646825', 'parts': 2, 'claimed_total': 34600.0}
16d agosystem:paymentsreceivable_created{'expected': 34620.16}
16d agosystem:emailsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PNVL/0426/506
16d agosystem:ingestefiling_found_on_case{'now': 'FILED', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI cas
16d agosystem:ingestdocument_received{'file': 'eFilingDoc9991405260537.pdf', 'doc_type': 'efiling', 'confidence': 0.9}
16d agosystem:extractselfie_accepted{'kind': 'live_selfie', 'doc_id': 'c8d93179-1800-481a-be75-150838014783', 'confidence': 1}
16d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'SKM_226i26050519050.pdf', 'changed': {'district': {'was': 'Mumbai Suburban
16d agosystem:extractindex2_people_checked{'doc_id': '4f4e5b77-1597-47fd-a39f-c565935b954d', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'TEJBODHI ANANT GANGURDE', 'pan_agrees': True}], 'not_on_case': 1}
16d agosystem:extractindex2_extra_purchaser{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '4f4e5b77-1597-47fd-a39f-c565
16d agosystem:ingestdocument_received{'file': 'IMG-20260512-WA0003.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
16d agosystem:extractselfie_accepted{'kind': 'live_selfie', 'doc_id': 'c4a7377a-8659-469f-9873-c997226fd125', 'confidence': 1}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹34,600 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Filed — token due
The challan is paid; the filing is under way.
Next — whose move
Us
send the e-filing copy
Needs your eyes: The work is done — our fee of ₹34,620.16 is still not in our account. Chase the branch for it.
Yesterday · 13 Oct1 thing
reader efiling verdict — by ezdocs:reader
23:48
9 Oct2 things — 2 steps
dhc prn looked
23:01
dhc prn read
23:01
27 Sep57 things — 10 documents received · 1 letter written · 1 money step · 45 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
11:19
boxes gathered
11:18
address compared
11:18
challan boxes composed
11:18
thread docs swept
11:18
Documents the branch had sent were fetched from the mail thread
11:18
mail read as shown
11:18
claim inside desk buffer
11:18
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
11:18
index2 mismatch
11:18
Received: Index II
IndexII9991405260537.pdf
11:18
property self check
11:18
efiling copy read
11:18
The payment proof already on the case was applied
11:18
An old draft withdrew itself — its asks were already answered
11:18
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
11:18
Received: E-filing copy
eFilingDoc9991405260537.pdf
11:18
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:18
property from index2
11:18
index2 people checked
11:18
index2 extra purchaser
11:18
Received: Selfie
IMG-20260512-WA0003.jpg
11:17
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:17
Received: Selfie
IMG-20260511-WA0010.jpg
11:17
case read — by ezdocs:reader
11:17
pan by reading443
11:17
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
11:17
Challan re-read against the case — matches exactly
11:17
challan extracted
11:17
property numbers completed
11:17
property attrs split
11:17
Received: Challan
TEJBODHI ANANT GANGURDE EchallanMH002031095202627E.pdf
11:17
Payment proof arrived before the case was quoted — held
11:17
Received: Payment screenshot
IMG-20260505-WA0021 (2).jpg
11:17
box disagreement
11:17
kyc address read
11:17
PAN found inside the KYC file — no need to ask for it
11:17
money settled — by ezdocs:reader
11:17
Received: Aadhaar
KYC (7).pdf
11:17
applicant email captured
11:17
Property address read from the sanction letter
11:17
Received: Sanction letter
SAnction letter (5).pdf
11:17
Payment proof arrived before the case was quoted — held
11:17
Received: Payment screenshot
IMG-20260505-WA0022 (2).jpg
11:17
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01938
11:17
property self check
11:17
property from index2
11:16
index2 people checked
11:16
index2 extra purchaser
11:16
property english extracted
11:16
Property read from the Index II
11:16
index2 people checked
11:16
index2 extra purchaser
11:16
Index II (title document) received from the branch
11:16
Received: Index II
SKM_226i26050519050.pdf
11:16
mail read as shown
05:46
mail read as shown
02:40
21 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:46
18 Sep5 things — 1 letter written · 4 steps
extra challan scanned
10:02
EzDocs read the whole trail as one conversation — where the case stands is on the page
09:35
Nothing new to ask for — stayed quiet
09:35
old thread stored only
09:34
Case opened from the branch's mail
09:34
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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