⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Hemant Dnyaneshwar Chaudhari
LAN 00001646043Loan ₹46,31,716NOIMails & papers 17 2 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 11:36
Documents
took 12m
Payment
Challan
Filing
E-filing copy
done 7 Oct, 11:50
Index II
waiting 6d 11h · Nikhil 1h 05m
their moveIndex II pendingwhole case so far 6d 12h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 13 Oct19 things
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991310260094.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Received: Index II
iNDEX 2 cHOUDHARI.pdf
Yesterday · 12 Oct11 things — 11 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
9 Oct78 things — 9 documents received · 1 letter written · 68 steps
Checked: this challan is not another case's
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
HEMANT DNYANESHWAR CHAUDHARI EchallanMH011685328202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
The home address was read off the papers — by ezdocs:reader
whole file hold — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
paper read beside case
paper owner check
paper read beside
paper read beside case
paper owner check
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
money not settled
papers not this case
Selfie checked — a live one
A real selfie — usable for the e-filing.
money settled — by ezdocs:reader
money not settled
mortgage date read
Received: Selfie
C1042431_Profile Picture.png
Received: Technical report
HRQ-24-1608.pdf
insurance twin detected
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
applicant email captured
applicant email captured
roles from letter
card mobile not taken
kyc address read
Received: Sanction letter
InsKFSLetter_77936406978.pdf
paper read beside case
paper owner check
Received: Sanction letter
KFSLetter_77936406972.pdf
Received: Sanction letter
KFSLetter_77936406979.pdf
Received: PAN card
KYC_0001.pdf
Received: LSR
Kalpana Dyaneshwar Chaudhari Kukdel 111-3_compressed.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
Profile Picture_IMG-20240902-WA0018_ad29d9c0-ad1c-4522-aa43-a00aa5584a61.png.png
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
8 Oct11 things — 11 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
7 Oct107 things — 26 documents received · 3 letters written · 1 money step · 2 cautions · 75 steps
quoted history checked
Judged again with today's rules, the challan still does not match the case — a person opens it
extra challan scanned
dhc prn looked
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
An old draft withdrew itself — its asks were already answered
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
address compared
documents read together
property self check
property self check
property from index2
property english extracted
property from index2
property english extracted
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Index II (title document) received from the branch
Received: Index II
Outlook-gbgngcey.png
Received: Index II
Outlook-vtdiqliu.png
property self check
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
One challan of two is paid — the other head is still to pay
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Co-applicant added
kyc address read
party not merged
property from index2
index2 people checked
property english extracted
Property checked by the engine — read from the report, every box that names the flat is there
efiling copy read
index2 people checked
Index II (title document) received from the branch
Property read from the legal / technical report (the sanction letter had none)
Received: E-filing copy
image.png
Received: Aadhaar
image.png
Received: Index II
image.png
Received: LSR
image.png
money settled — by ezdocs:reader
money not settled
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
branch calc read
Received: Bank's calculation sheet
NOI Hemant Dnyaneshwar Chaudhari Bill ICICI (1) ds.pdf
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: 9 LHDHU00001646043 2376685 HEMANT DNYANESHWAR CHAUDHARI_DHULE_Advance payment to one legal for NOI
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Re: 9 LHDHU00001646043 2376685 HEMANT DNYANESHWAR CHAUDHARI_DHULE_Advance payment to one legal for NOI
boxes gathered
party from case name
documents read together
Received: other
image002.png
Received: other
image001.png
Received: other
image003.png
Received: other
image004.png
Received: other
image005.jpg
Received: other
image006.png
Received: other
image007.png
Received: other
image008.png
Received: other
image.png
Received: other
image.png
Nothing new to ask for — stayed quiet
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
13 of 15 in hand · the challan is done — these are for the filing / KYC
✓Bank's calculation sheetopen
✓LSR (search report)open
✓Aadhaar cardopen
✓E-filing copy (token)open
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside Kalpana Dyaneshwar Chaudhari Kukdeopen
Payment Screenshot with UTR — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 37 files
The file, as the engine remembers it10 open
This file is completely empty of documents. It only contains the branch's email request for Hemant Dnyaneshwar Chaudhari. All critical NOI work is blocked until the branch provides the loan, property, and KYC papers.
○the payment screenshot — the branch
○Hemant Dnyaneshwar Chaudhari — home building — the branch
○Hemant Dnyaneshwar Chaudhari — home flat — the branch
○Kalpna Dnyaneshwar Chaudhari — mobile — the branch
○Kalpna Dnyaneshwar Chaudhari — e-mail — the branch
○Kalpna Dnyaneshwar Chaudhari — home building — the branch
○Kalpna Dnyaneshwar Chaudhari — home flat — the branch
○property — building — the branch
○property — floor — the branch
✗the papers disagree on No papers on file (this case (the branch's mail): request to file NOI for Hemant Chaudhari) — a person — Ask the branch to send the complete document set including the sanction letter, technical/valuation report, Index II, and borrower's KYC.
?Outlook-gbgngcey.png may be another customer's (it prints a name) — This Index II is for a different set of people and a different property, and does not name Hemant Dnyaneshwar Chaudhari or the loan account
?image.png may be another customer's (it prints a name) — This is an image file with no readable content, so it does not belong to this file and supplies no information.
?image.png may be another customer's (it prints a name) — This is an image file with no readable content, so it does not belong to this file and supplies no information.
?image.png may be another customer's (it prints a name) — This is an image file with no readable content, so it does not belong to this file and supplies no information.
the branch's last mail (2026-10-13): The branch has attached the Index 2 of the sale deed and asked to process further. · brought: Index II of sale deed
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T05:27 UTC
Moneyall of it is in
₹30,960.47
Reached our account 28 Sep 18:16:00.
How we know
Our own bank told us — 28 Sep 18:16
₹31,005 · from GPAY-BIZ
“₹31,005 received from SAI D H A G S at 6:16 pm”
Matched by: AMOUNT ALONE — a little over our ask
The working
Stamp duty 0.3%13,910
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for30,960.47
By law ₹30,945.15. We ask ₹30,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
14, SURVEY, 111/3, Kukadel, 425228
read from the Index II · e-filing boxes 24 of 34 ready
Check the property →the boxes beside the paper
People
Kalpna Dnyaneshwar Chaudhari · applicantCJKPC9029GHemant Dnyaneshwar Chaudhari · applicantBQIPC9336C
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