⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
BHAGAVAN SADASHIV PANCHAL
LAN HOU/ARNG/0826/5193409Loan ₹29,40,000NOIFile on IGRMails & papers 5 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
23 Sep, 10:03
Documents
Payment
Challan
done 28 Sep, 10:00 · GRAS ↗
Filing
in the tray 15d 13h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The NOI team has received the initial documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy and a…whole case so far 20d 13h
Needs your eyes1
The work is done — our fee of ₹25,360.87 is still not in our account. Chase the branch for it.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: SANGITA BHAGWAN PANCHAL is named on the sanction letter (Bhagwan Panchal NOI.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 5 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, property_type, house_type, title_deed_kind
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
6 Oct20 things
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Received: Index II
IMG20261006145131.jpg
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02252 | HOU/ARNG/0826/5193409
An old draft withdrew itself — its asks were already answered
3 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02252 | HOU/ARNG/0826/5193409
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
28 Sep3 things — 1 letter written · 2 steps
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02252 | HOU/ARNG/0826/5193409
case read — by ezdocs:reader
27 Sep6 things — 6 steps
challan boxes gathered
boxes gathered
challan boxes composed
case read — by ezdocs:reader
case read — by ezdocs:reader
mail read as shown
26 Sep2 things — 2 steps
challan boxes gathered
boxes gathered
25 Sep3 things — 1 letter written · 2 steps
challan boxes gathered
boxes gathered
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02252 | HOU/ARNG/0826/5193409
24 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
23 Sep131 things — 4 documents received · 4 letters written · 1 money step · 122 steps
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
match reverted done case
match undone
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
match reverted done case
match undone
copilot check ok — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
case read — by ezdocs:reader
challan boxes not the papers words — by copilot
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
BHAGAVAN SADASHIV PANCHAL EchallanMH010682500202627E.pdf
case read — by ezdocs:reader
copilot check issues — by copilot
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
case read — by ezdocs:reader
copilot pick — by copilot
copilot pick — by copilot
case read — by ezdocs:reader
copilot check issues — by copilot
case read — by ezdocs:reader
copilot pick — by copilot
challan boxes not the papers words — by copilot
copilot pick — by copilot
challan boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
challan boxes gathered
boxes gathered
challan boxes by rules
box disagreement
box disagreement
extra challan scanned
property self check
quoted history checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes by rules
box disagreement
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
BHAGAVAN SADASHIV PANCHAL - HOU/ARNG/0826/5193409
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02252
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
screenshot claim recorded
money settled — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
money settled — by ezdocs:reader
money not settled
Property read from the legal / technical report (the sanction letter had none)
mortgage date unclear
mortgage date unclear
motd secured amount
Received: other
image001.jpg
Received: MOTD
Bhagwan Panchal NOI.pdf
Received: MOTD
image002.jpg
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓MOTDopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 5 files
The file, as the engine remembers it1 open
○this desk's fee (Rs 25360) — the branch
?the papers disagree on Borrower mobile number (the sanction letter: 8805628793; the branch's mail of 2026-09-2: 8448785974) — Confirm the correct mobile number with the branch if this is a critical contact point.
?unsure of borrower home address pin — The MOTD provides the residence address but does not include a PIN.
?unsure of borrower home address state — The MOTD provides the residence address but does not include a state.
?unsure of co-applicant home address pin — The MOTD provides the residence address but does not include a PIN.
the branch's last mail (2026-10-06): The branch has sent a mail with attachments, but no specific request or statement is made in the mail body. · brought: title deed document number; title deed year; title deed SRO · settled: unsure:efiling property title_deed do, unsure:efiling property title_deed ye, unsure:efiling property title_deed sr
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T09:25 UTC
Moneywaiting for the credit
₹25,360.87
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹25,320 — ₹41 under our ask, not below the real calculation ₹25,320. Counts as full. Nothing to ask.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-09-22 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%8,830
Registration fee 0.5%14,710
Government handling320
Our service fee1,500
Total we ask for25,360.87
By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
206, 2nd, Siyaram Residency, GAT, 144, Tisgaon, 431001
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
BHAGAVAN SADASHIV PANCHAL · applicantBCUPP7225D
rendered in 2.71 s · 199 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f