Cases / NOI-2026-02252

BHAGAVAN SADASHIV PANCHAL

LAN HOU/ARNG/0826/5193409 Challan paid · our move File on IGR All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓MOTDopen

✓Paid challan (GRAS)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letter — inside Bhagwan Panchal NOI.pdfopen

✓PAN card — inside Bhagwan Panchal NOI.pdfopen

✓Aadhaar card — inside Bhagwan Panchal NOI.pdfopen

✓Payment screenshot — shows ₹25,320; money not verified yet — inside Bhagwan Panchal NOI.pdfopen

✓Selfie / photo — inside Bhagwan Panchal NOI.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (5)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹25,360.87 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹25,360.87CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹25,320; we wait for the credit itself

Ask for the exact ₹25,360.87. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%8,830

Registration fee 0.5%14,710

Government handling320

Our service fee1,500.87

Total we ask for25,360.87

Screenshot ₹25,320 — ₹41 under our ask, not below the real calculation ₹25,320. Counts as full. Nothing to ask.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-09-22 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 2 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 47 minour time · 23 Sep 11:51

Index II —not yet

the NOI team 9 d 8 hthe branch 13 d 3 htotal 22 d 11 h so far

Now with the NOI team — e-filing on IGR

since 6 Oct 14:55 — 9 d 6 h of working time

Day by day — every step and who held it

23 Sep 10:03Your branch's mail

23 Sep 10:04Papers read+1 min · the NOI team

23 Sep 10:04Property readat once

23 Sep 10:05Fee quotedat once

23 Sep 10:05Ready for the challanat once

23 Sep 11:51Challan made+1 h 46 min · the NOI team

6 Oct 14:54Papers from your branch+13 d 3 h · the branch

6 Oct 14:55Papers read+1 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹29,40,000

Loan account no.

HOU/ARNG/0826/5193409

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• Mortgagor pages: SANGITA BHAGWAN PANCHAL is named on the sanction letter (Bhagwan Panchal NOI.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 5 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, Property type, House type, Title deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the initial documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy and a selfie photo of the applicant.

the history says the next move is with the branch — the Index II and a selfie photo

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-23) “Pls help for NOI filing.”

✓ fee paid — the branch's words — done, mail 2 (2026-09-23) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 2 (2026-09-23) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-23) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-23) “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicant BHAGVAN SADASHIV PANCHAL.”

read over 3 mail(s), last mail 2026-09-23 · read 22d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (9d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010682500202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AW amol.wakekar@pnbhousing.com pnbhousing.com
23 Sep, 10:03 · 22d ago THE FIRST MAIL — how this case began

BHAGAVAN SADASHIV PANCHAL - HOU/ARNG/0826/5193409

📎 image002.jpg ↗📎 Bhagwan Panchal NOI.pdf ↗📎 image001.jpg ↗

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

🤖 read: documents attached

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
23 Sep, 11:32 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy

and a colour live selfie photo of the applicant BHAGVAN SADASHIV PANCHAL.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 10:04, Amol Wakekar <amol.wakekar@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

*Amol Wakekar.*

Customer Service Manager – Loans

pnb *Housing Finance Limited*

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No: 8448785974 <(844)%20878-5974>

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

[image: Email Signature]

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 11:53 · 22d ago

📎 BHAGAVAN SADASHIV PANCHAL EchallanMH010682 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 11:32, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy
and a colour live selfie photo of the applicant BHAGVAN SADASHIV PANCHAL.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 23 Sept 2026 at 10:04, Amol Wakekar <amol.wakekar@pnbhousing.com>
wrote:

> Dear Team,
>
>
>
> Pls help for NOI filing.
>
>
>
> SRO – AURANGABAD - 2
>
>
>
> Thanks & Regards,
>
> *Amol Wakekar.*
>
> Customer Service Manager – Loans
>
> pnb *Housing Finance Limited*
>
> Aurangabad Business Center
>
> Complex E-1,E-2,&E-3 4th floor,
>
> Adalat Road, Aurangabad.Pin Code – 431001
>
> Direct: 91-240-2340060
>
> Mobile No: 8448785974 <(844)%20878-5974>
>
> Toll Free: 1800 120 8800
>
> Website- www.pnbhousing.com
>
> [image: Email Signature]
>
>
>
>
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

AW amol.wakekar@pnbhousing.com pnbhousing.com
06 Oct, 14:54 · 9d ago

📎 IMG20261006145131.jpg ↗

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb

Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code431001

Direct91-240-2340060

Mobile No:

8448785974

Toll Free: 1800 120 8800

Website-

www.pnbhousing.com

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent:23 September 2026 11:54

To:Amol Wakekar <amol.wakekar@pnbhousing.com>

Cc: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Nidhi Kushwaha <nidhi.kushwaha@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>

Subject:Re: BHAGAVAN SADASHIV PANCHAL - HOU/ARNG/0826/5193409

ExerciseSecured by Check Point

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below

On Wed, 23 Sept 2026 at 11:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live
selfie photo of the applicant BHAGVAN SADASHIV PANCHAL.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Wed, 23 Sept 2026 at 10:04, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
06 Oct, 15:14 · 9d ago

Team

Kindly share color selfie photo for noi prosess

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 14:55, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

From: THINKBIGZ NOI < pnb.noifilling@gmail.com >

Sent: 23 September 2026 11:54

To: Amol Wakekar < amol.wakekar@pnbhousing.com >

Cc: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Nidhi Kushwaha < nidhi.kushwaha@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >

Subject: Re: BHAGAVAN SADASHIV PANCHAL - HOU/ARNG/0826/5193409

 Exercise Secured by Check Point

Team,

PFA challan for your reference.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Wed, 23 Sept 2026 at 11:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live
selfie photo of the applicant BHAGVAN SADASHIV PANCHAL.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Wed, 23 Sept 2026 at 10:04, Amol Wakekar < amol.wakekar@pnbhousing.com > wrote:

Dear Team,

Pls help for NOI filing.

SRO – AURANGABAD - 2

Thanks & Regards,

Amol Wakekar.

Customer Service Manager – Loans

pnb
Housing Finance Limited

Aurangabad Business Center

Complex E-1,E-2,&E-3 4th floor,

Adalat Road, Aurangabad.Pin Code – 431001

Direct: 91-240-2340060

Mobile No:
8448785974

Toll Free: 1800 120 8800

Website-

www.pnbhousing.com

Internal

🤖 read: asks the branch for documents

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
MOTD	image002.jpg	filed	22d ago
MOTD+ Sanction letter inside+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside+ Selfie / photo inside	Bhagwan Panchal NOI.pdf	filed	22d ago
Other	image001.jpg	filed	22d ago
Paid challan (GRAS)	BHAGAVAN SADASHIV PANCHAL EchallanMH010682500202627E.pdf	filed	22d ago
Index IIthe branch sent this — an input	IMG20261006145131.jpg	filed	9d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,360.87

Where it stands
waiting for the credit

Screenshot claims
₹25,320 005216237062

Screenshot ₹25,320 — ₹41 under our ask, not below the real calculation ₹25,320. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-09-22 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹8,830	₹14,710	₹320	₹1,500	₹25,360

By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor (person 1)

6 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)

✗ EzDocs found boxes that do NOT agree with the document (9d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IMG20261006145131.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

मौजे तिसगांव, ता. जि. छत्रपती संभाजीनगर, येथील गट क्र 144 मधील प्लॉट क्र. 20 वरील सियाराम रेसिडेनसी मधील दुसया मजल्या वरील फ्ल्याट क्र. 206, चटई क्षेत्र 38.11 चौ.मी व बिल्द उप शेत्र 50.4 चौ.मी व 7/12 क्षेत्र 25.07 चौ. मी चे सेल डीड ((GAT NUMBER: 144;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Bhagwan Panchal NOI.pdf

as printed
PLOT NO. 20, FLAT NO.206, ON SECOND FLOOR, SIYARAM RESIDENCY, GUT NO. 144/P, MAUJE TISGAON, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001

PIN
431001

the Index II

IMG20261006145131.jpg

the property
mauje tisagaanva, taa. ji. chhatrapati sambhaajinagara, yethila gata kra 144 madhila plota kra. 20 varila siyaaraama residenasi madhila dusayaa majalyaa varila phlyaata kra. 206, chatai kshetra 38.11 chau.mi va bilda upa shetra 50.4 chau.mi va 7/12 kshetra 25.07 chau. mi che sela dida ((GAT NUMBER: 144;))

PIN
NOT FOUND

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 20 FLAT NO 206 ON SECOND FLOOR SIYARAM RESIDENCY GUT NO 144/P MAUJE TISGAON AURANGABAD

Locality/Road
MAHARASHTRA

Area/City
AURANGABAD

check or correct a box, the papers beside it →

the Index II also prints: 07, 11, 144, 25, 38, 4, 50, 7/12, BILDA, CHATAI, CHAU, CHE, CHHATRAPATI, DIDA, DUSAYAA, FOUND, GATA, JI

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	BHAGAVAN SADASHIV PANCHAL	BCUPP7225D	…9828

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	amol.wakekar@pnbhousing.com	22d ago
questions for the branch — what the papers leave open	amol.wakekar@pnbhousing.com	22d ago
Index II chase	amol.wakekar@pnbhousing.com	20d ago
Index II chase	amol.wakekar@pnbhousing.com	17d ago
Index II chase	amol.wakekar@pnbhousing.com	12d ago
Index II chase	amol.wakekar@pnbhousing.com	9d ago

What EzDocs read from each document — check anything marked in red

MOTD Bhagwan Panchal NOI.pdf needs your check

amount words
INR 29,40,000/- Rupees TWENTY NINE LAKH Fouety THOUSAND

secured amount
2940000.0

raw reading (for Abhijit)

{'amount_words': 'INR 29,40,000/- Rupees TWENTY NINE LAKH Fouety THOUSAND', 'secured_amount': 2940000.0}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

MOTD Bhagwan Panchal NOI.pdf needs your check

found
True

found in
Sanction Letter

paper for
loan_ref: HOU/ARNG/0826/5193409; customer_name: BHAGAVAN SADASHIV PANCHAL SANGITA BHAGWAN PANCHAL

confidence
1

property address
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; Flat no: Flat No.206; district: Aurangabad; Floor: Second Floor; Address: Plot No. 20, Flat No.206, On second Floor, Siyaram Residency, Gut No. 144/P, Mauje Ti

security address verbatim
Plot No. 20, Flat No.206, On second Floor, Siyaram Residency, Gut No. 144/P, Mauje Tisgaon, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/ARNG/0826/5193409', 'report_id': None, 'customer_name': 'BHAGAVAN SADASHIV PANCHAL SANGITA BHAGWAN PANCHAL'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Aurangabad', 'flat_no': 'Flat No.206', 'district': 'Aurangabad', 'floor_no': 'Second Floor', 'landmark': None, 'full_address': 'Plot No. 20, Flat No.206, On second Floor, Siyaram Residency, Gut No. 144/P, Mauje Tisgaon, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Tisgaon', 'building_name': 'Siyaram Residency', 'survey_or_cts_no': 'Plot No. 20, Gut No. 144/P'}, 'security_address_verbatim': 'Plot No. 20, Flat No.206, On second Floor, Siyaram Residency, Gut No. 144/P, Mauje Tisgaon, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001'}

MOTD Bhagwan Panchal NOI.pdf needs your check

dob
1980-10-01

pan
BCUPP7225D

name
BHAGAVAN SADASHIV PANCHAL

legible
True

father name
SADASHIV BAPURAO PANCHAL

raw reading (for Abhijit)

{'dob': '1980-10-01', 'pan': 'BCUPP7225D', 'name': 'BHAGAVAN SADASHIV PANCHAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SADASHIV BAPURAO PANCHAL', 'aadhaar_last4': None, 'quality_issue': None}

MOTD Bhagwan Panchal NOI.pdf needs your check

dob
1980-10-01

name
Bhagwan Sadashiv Pamchal

legible
True

aadhaar last4
9828

raw reading (for Abhijit)

{'dob': '1980-10-01', 'pan': None, 'name': 'Bhagwan Sadashiv Pamchal', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '9828', 'quality_issue': None}

MOTD Bhagwan Panchal NOI.pdf needs your check

lan
HOU/ARNG/0826/5193409

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'BHAGAVAN SADASHIV PANCHAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANGITA BHAGWAN PANCHAL', 'role': 'co_applicant', 'label': 'Co-Applicant'}

confidence
0.9

handwritten
{'says': '29,40,000/- Rupees TWENTY NINE LAKH Fouety THOUSAND', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'BHAGVAN.3. PANCHAL', 'where': 'page 1, borrower name', 'touches': 'name

linked refs
CL-27-04-2025 110999, CL-29-09-2025 2649, CL-29-09-2025 65900, BL-11-04-2022 335152

loan amount
2800000.0

final amount
2940000.0

interest rate
13.15

sanction date
11-Sep-2026

letter version
4

applicant email
shreesamarthindustries2016@gmail.com

applicant names
BHAGAVAN SADASHIV PANCHAL, SANGITA BHAGWAN PANCHAL

printed altered
True

applicant mobile
8805628793

balance transfer
False

property address
pin: 431001; state: MAHARASHTRA; Flat no: 206; district: Aurangabad; Floor: second Floor; Address: Plot No. 20, Flat No.206, On second Floor, Siyaram Residency, Gut No. 144/P, Mauje Tisgaon, Aurangabad, Aurangaba

insurance premium
140000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2940000.0

security address verbatim
Plot No. 20, Flat No.206, On second Floor, Siyaram Residency, Gut No. 144/P, Mauje Tisgaon, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001

applicant address verbatim
A RH NO 106/13, BAJAJ NAGAR, MIDC WALUJ, AURANGABAD, AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India

raw reading (for Abhijit)

{'lan': 'HOU/ARNG/0826/5193409', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'BHAGAVAN SADASHIV PANCHAL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANGITA BHAGWAN PANCHAL', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': None, 'confidence': 0.9, 'handwritten': [{'says': '29,40,000/- Rupees TWENTY NINE LAKH Fouety THOUSAND', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'BHAGVAN.3. PANCHAL', 'where': 'page 1, borrower name', 'touches': 'name', 'printed_was': None}, {'says': 'RAHUL MAHAJAN', 'where': 'page 1, witness name', 'touches': 'name', 'printed_was': None}, {'says': 'AMOL WAKEKAR', 'where': 'page 1, witness name', 'touches': 'name', 'printed_was': None}, {'says': 'ASMITA KULKARNI', 'where': 'page 1, witness name', 'touches': 'name', 'printed_was': None}, {'says': 'BHAGVAN.5. PANCHAL', 'where': 'page 1, borrower name', 'touches': 'name', 'printed_was': None}, {'says': 'nehel संगीता पांचाल', 'where': 'page 1, signature', 'touches': 'other', 'printed_was': None}, {'says': 'BHAGVAN PANCHAL. SANGITA PANCHAL.', 'where': 'page 2, name of mortgagor', 'touches': 'name', 'printed_was': None}, {'says': 'BOJAT NAGAR, Walut, A.BAD. BOUJAT NAGAR, Waluy, A.BAD.', 'where': 'page 2, address of mortgagor', 'touches': 'other', 'printed_was': None}, {'says': 'BHAGAVAN PANCHAL.', 'where': 'page 2, name of borrower', 'touches': 'name', 'printed_was': None}, {'says': 'BAJAJ NAGAR, A.BAD,', 'where': 'page 2, address of borrower', 'touches': 'other', 'printed_was': None}, {'says': 'Plot No-20, G.NO-144/P,', 'where': 'page 2, property no.', 'touches': 'property', 'printed_was': None}, {'says': 'FLAT NO-206,', 'where': 'page 2, flat no.', 'touches': 'property', 'printed_was': None}, {'says': 'SECOND Flooe,', 'where': 'page 2, floor',

MOTD Bhagwan Panchal NOI.pdf needs your check

payments inside
bank: State Bank of India; kind: bundle; payments: [{'utr': '005216237062', 'date': '2026-09-22', 'page': 8, 'time': '16:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25320.0, 'direction': 'debit', 'narration'

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'bundle', 'payments': [{'utr': '005216237062', 'date': '2026-09-22', 'page': 8, 'time': '16:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25320.0, 'direction': 'debit', 'narration': 'UPI transaction ID: 005216237062', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0049', 'account_holder': 'Prasad Krishndev Kasurde'}}

Paid challan (GRAS) BHAGAVAN SADASHIV PANCHAL EchallanMH010682500202627E.pdf needs your check

grn
MH010682500202627E

pin
431001

total
23540.0

article
6(1)

defaced
False

bank cin
03006172026092300375

district
AURANGABAD

area city
AURANGABAD

payer pan
BCUXXXXXXD

flat block
PLOT NO 20 FLAT NO 206 SECOND FLOOR

payer name
BHAGAVAN SADASHIV PANCHAL

sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000

scheme rows
{'amount': 8830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14710.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8793

payment date
23/09/2026-11:51:38

road locality
SIYARAM RESIDENCY GUT NO 144/P MAUJE TISGAON AURANGABAD MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2940000

raw reading (for Abhijit)

{'grn': 'MH010682500202627E', 'pin': '431001', 'total': 23540.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092300375', 'district': 'AURANGABAD', 'area_city': 'AURANGABAD', 'payer_pan': 'BCUXXXXXXD', 'flat_block': 'PLOT NO 20 FLAT NO 206 SECOND FLOOR', 'payer_name': 'BHAGAVAN SADASHIV PANCHAL', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000', 'scheme_rows': [{'amount': 8830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14710.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8793', 'payment_date': '23/09/2026-11:51:38', 'road_locality': 'SIYARAM RESIDENCY GUT NO 144/P MAUJE TISGAON AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2940000'}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

MOTD Bhagwan Panchal NOI.pdf needs your check

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'bundle', 'payments': [{'utr': '005216237062', 'date': '2026-09-22', 'page': 8, 'time': '16:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25320.0, 'direction': 'debit', 'narration': 'UPI transaction ID: 005216237062', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0049', 'account_holder': 'Prasad Krishndev Kasurde'}}

Index II IMG20261006145131.jpg needs your check

kind
index2_input

extracted
pin: Not found; rows: {'r4_palika': 'छत्रपती संभाजीनगर (जिल्हा परिषद)', 'r11_serial': 'छसन6-10654-2026', 'r14_remark': 'मूल्यांकैनासाठी विचारात घेतलेला तपशील:- मुल्यांकनाची आवश्यकता नाही कारण दस्तप्रकारनुसार आवश्यक नाही

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'Not found', 'rows': {'r4_palika': 'छत्रपती संभाजीनगर (जिल्हा परिषद )', 'r11_serial': 'छसन6-10654-2026', 'r14_remark': 'मूल्यांकैनासाठी विचारात घेतलेला तपशील:- मुल्यांकनाची आवश्यकता नाही कारण दस्तप्रकारनुसार आवश्यक नाही कारणाचा तपशील दस्तप्रकारनुसार आवश्यक नाही', 'r4_locality': 'छत्रपती संभाजीनगर', 'r5_area_text': '0.0025 हेक्टर. आर', 'r7_executants': [{'age': '67', 'pan': 'Not found', 'name': 'सियाराम रेसिडेन्सी फ्लॅट नं 206 च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. प्रताप वामनराव बाविस्कर', 'address': 'प्लॉट नं: 1, माळा नं: 1, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः वाळूज, तिसगाव, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन:- 431001'}], 'r8_purchasers': [{'age': '46', 'pan': 'BCUXXXXX5D', 'name': 'भगवान सदाशिव पांचाळ', 'address': 'प्लॉट नं: 1, माळा नं: 1, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः बजाज नगर, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणागार. पिन:- 431136'}, {'age': '43', 'pan': 'FOXXXXXX2C', 'name': 'संगीता भगवान पांचाळ', 'address': 'प्लॉट नं: 1, माळा नं: 1, इमारतीचे नावः -, ब्लॉक नंः -, रोड नं: बजाज नगर, छत्रपती संभाजीनगर, महाराष्ट्र, छत्रपती सांब्ःआज़ीणाग़ार. पिन:- 431136'}], 'r12_stamp_duty': 138000, 'r3_market_value': 1847000, 'r1_document_type': 'सेल डीड', 'r2_consideration': 2300000, 'r9_execution_date': '30-09-2026', 'r13_registration_fee': 23000, 'r10_registration_date': '30-09-2026'}, 'doc_no': 'CSN6-10654-2026', 'village': 'तिसगांव', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक छत्रपती संभाजीनगर क्रं.-६', 'area_text': '0.0025 हेक्टर. आर', 'mortgagee': 'Not found', 'filing_fee': 23000, 'header_sro': 'सह दु.नि. छत्रपती संभाजीनगर 6', 'mortgagors': ['सियाराम रेसिडेन्सी फ्लॅट नं 206 च्या तर्फे दस्तऐवज प्रवेशासाठी कु.मु. प्रताप वामनराव बाविस्कर'], 'stamp_duty': 138000, 'filing_date': '2026-09-30', 'loan_amount': 2300000, 'token_number': 'CSN6-10654-2026', 'property_text': 'मौजे तिसगांव, ता. जि. छत्रपती संभाजीनगर, येथील गट क्र 144 मधील प्लॉट क्र. 20 वरील सियाराम रेसिडेनसी मधील दुसया मजल्या वरील फ्ल्याट क्र. 206, चटई क्षेत्र 38.11 चौ.मी व बिल्द उप शेत्र 50.4 चौ.मी व 7/12 क्षेत्र 25.07 चौ. मी चे सेल डीड ((GAT NUMBER: 144;))', 'header_village': 'छत्रपत

Technical record (for Abhijit — safe to ignore)

9h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 06 Oct, 15:14 asked for the selfie photo — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']}
9h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 23 Sep, 11:32 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	challan_boxes_by_rules	{'fp': '647d8459cd736880', 'why': "'GAT NO' twice in box 1", 'anew': 'boxes'}
1d ago	EzDocs	reader_efiling_verdict	{'fp': 'efce8f941a1faaa8', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or their records.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing.', 'page': 'Star
9d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'IMG20261006145131.jpg', 'kind': 'index2'}
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T09:25:51', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-09-23 04:33', 'id': '1a0cc8af45b9a1e2', 'from': 'branch', 'gist': 'The branch asks for help with NOI filing and attaches documents.
9d ago	EzDocs	mail_against_file490	{'at': '2026-10-06T09:25:45', 'asks': [], 'gist': 'The branch sent an Index II document.', 'next': 'Update the file with the details from the attached Index II and continue with the e-filing process.', 'brought': [{'how'
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T09:25:37', 'why': 'paper', 'open': 1, 'mails': [{'at': '2026-09-23 04:33', 'id': '1a0cc8af45b9a1e2', 'from': 'branch', 'gist': 'The branch asks for help with NOI filing and attaches documents
9d ago	EzDocs	paper_against_file490	{'at': '2026-10-06T09:25:30', 'why': 'The Index II names the customer and provides the title deed details.', 'file': 'IMG20261006145131.jpg', 'kinds': ['index2', 'index2'], 'doc_id': '2b1fdeac-17a9-4867-b688-ead112600701
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T09:25:27', 'why': 'first note', 'open': 1, 'mails': [{'at': '2026-09-23 04:33', 'id': '1a0cc8af45b9a1e2', 'from': 'branch', 'gist': 'The branch asks for help with NOI filing and attaches docu
9d ago	EzDocs	address_compared	{'sig': '1ef6fbb69be0385c', 'why': 'new mail', 'people': [{'home': '106/13, RH NO 106/13, MIDC WALUJ, BAJAJ NAGAR, Waluj, A.BAD, 431001', 'person': 'BHAGAVAN SADASHIV PANCHAL', 'against': [{'src': 'index2', 'why': 'PIN 4
9d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 17.9, 'workers': 3}
9d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The
9d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IMG20261006145131.jpg', 'changed': {'taluka': {'was': 'Aurangabad', 'index
9d ago	EzDocs	index2_people_checked	{'doc_id': '2b1fdeac-17a9-4867-b688-ead112600701', 'differs': 1, 'matched': [{'score': 1.0, 'person': 'BHAGAVAN SADASHIV PANCHAL', 'pan_agrees': False}], 'not_on_case': 1}
9d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '2b1fdeac-17a9-4867-b688-ead1
9d ago	EzDocs	property_english_extracted	{'note': "The text also mentions 'बिल्द उप शेत्र 50.4 चौ.मी' (Built-up area 50.4 Sq.mt.) and '7/12 क्षेत्र 25.07 चौ. मी' (7/12 area 25.07 Sq.mt.) which are not included in the primary area fields as per instruc", 'villag
9d ago	EzDocs	index2_people_checked	{'doc_id': '2b1fdeac-17a9-4867-b688-ead112600701', 'differs': 1, 'matched': [{'score': 1.0, 'person': 'BHAGAVAN SADASHIV PANCHAL', 'pan_agrees': False}], 'not_on_case': 1}
9d ago	EzDocs	index2_extra_purchaser	{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '2b1fdeac-17a9-4867-b688-ead1
9d ago	EzDocs	index2_pan_differs	{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '2b1fdeac-17a9-4867-b688-ead11260070
9d ago	EzDocs	index2_input_received	{'file': 'IMG20261006145131.jpg'}
9d ago	EzDocs	document_received	{'file': 'IMG20261006145131.jpg', 'doc_type': 'index2', 'confidence': 1.0}
9d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5193409) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
9d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5193409) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n
12d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BCxxxxxxXD — no paper on the
17d ago	EzDocs	reader_home_address	{'fp': '3f60ca092f0cf7b6', 'from': 'the sanction letter (Bhagwan Panchal NOI.pdf)', 'home': {'pin': '431001', 'area': 'BAJAJ NAGAR, MIDC WALUJ', 'flat': 'RH NO 106/13', 'state': 'MAHARASHTRA', 'district': 'AURANGABAD', '
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'amol.wakekar@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5193409) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n

Case diary the case’s history — what happened, newest day first

Papers

All 3 in hand

Nothing more to ask the branch for

Money

₹25,320 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹25,360.87 is still not in our account. Chase the branch for it.

Today · 15 Oct2 things

An old draft withdrew itself — its asks were already answered