⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02947

Rajendra Bhalerao

LAN HOU/NAV/0826/5205161 Awaiting payment · waiting on the branch SHORT ₹15,030.83 Send the draft 1 All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan2 still to come

5 of 7 in hand.
everything the challan needs, and where each one stands

Papers complete. Payment SHORT by ₹15,030.83 (₹64,800 of ₹79,830.83). Balance first, then the challan.

For the e-filing visit later (not for the challan): Index II copy / Title document

✓Sanction letteropen

✓PAN card — inside Rajendra Bhalerao Ny documents.pdfopen

✓Aadhaar card — inside Rajendra Bhalerao Ny documents.pdfopen

✓Selfie / photo — inside Rajendra Bhalerao Ny documents.pdfopen

✓Payment screenshot — SHORT ₹15,030.83 (shows ₹64,800 of ₹79,830.83) — inside Rajendra Bhalerao Ny documents.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (4)A label is wrong? Fix it under All documents.

Needs your eyes

Payment SHORT by ₹15,030.83 (₹64,800 of ₹79,830.83).
Money received is short — ₹15,030.83 still to come.

MoneyLess money came

₹64,800of ₹79,830.83CASE MARK

₹15,030.83 of our ask has not arrived yet.

₹64,800 receivedmatches the branch's receipt

Ask for the exact ₹79,830.83. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%63,010

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.83

Total we ask for79,830.83

Screenshot ₹64,800. Case needs ₹79,830.83. SHORT by ₹15,030.83. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹15,000 below the real calculation of ₹79,800 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

paid 30 Sep 13:01:44

How we know

Our own bank told us — 30 Sep 13:01

₹64,800 · UTR AXNGG27329005351 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.64800.00,30-09-2026 13:01:44 thru NEFT from AXNGG27329005351/GOOGLE INDIA DIGITAL . Aval Bal 345780.55 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit

By law ₹79,820. We ask ₹79,830 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 13 d 11 htotal 13 d 11 h so far

Now with the NOI team — working on it

since 30 Sep 13:50 — 13 d 11 h of working time

Day by day — every step and who held it

30 Sep 13:41Your branch's mail

30 Sep 13:41Payment landedat once

30 Sep 13:43Papers read+2 min · the NOI team

30 Sep 13:44Fee quoted+1 min · the NOI team

30 Sep 13:50Property read+6 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹2,10,00,000

Loan account no.

HOU/NAV/0826/5205161

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: the payment to reach our account. The engine has asked — nothing to do here unless you want to phone the branch.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent documents and made a payment, but the team has identified a short amount in the payment. The team is waiting for the branch to pay the remaining fee before initiating the challan process.

the trail says the next move is with the branch — the remaining fee

the NOI team last promised: We will initiate the challan for the same.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-30) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- RAJENDRA BHALERAO - HOU/NAV/0826/5205161”

✓ fee asked — done, mail 5 (2026-09-30) “We received short amount.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- RAJENDRA BHALERAO - HOU/NAV/0826/5205161”

⏳ challan made — promised, mail 4 (2026-09-30) “We will initiate the challan for the same.”

? Index II asked for — asked, mail 2 (2026-09-30) “Kinfly share Draft Agreement for challan process.”

read over 5 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of RAJENDRA BHALERAO - HOU/NAV/0826

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/NAV/0826/5205161).

Applicant : Rajendra Bhalerao
  LAN       : HOU/NAV/0826/5205161
  Loan Amt  : Rs. 2,10,00,000
  Received  : Applicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

We received a short amount: your payment advice is for Rs. 64,800 against the total of Rs. 79,830 for this case. Kindly transfer the balance of Rs. 15,030.83 and share its screenshot on this same thread — the challan is generated once the full amount reflects in our account.

Pay the balance online - the QR there carries exactly Rs. 15,030.83, and the screenshot goes in right there:
  https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02947/d5d415649045dbdfa4245409

NOI Charges & Service Fees Calculator - Nestly.in
  Loan amount (incl. insurance) : Rs. 2,10,00,000
  Stamp duty 0.3%               : Rs. 63,010
  Registration fee 0.5%         : Rs. 15,000
  Document handling charges     : Rs. 320
  Service fees for NOI          : Rs. 1,500
  Total for NOI                 : Rs. 79,830
  Received as per your advice   : Rs. 64,800
  BALANCE PENDING               : Rs. 15,030.83

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/NAV/0826/5205161).

ApplicantRajendra Bhalerao

LANHOU/NAV/0826/5205161

Loan AmtRs. 2,10,00,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter

Pay the balance online - the QR there carries exactly Rs. 15,030.83, and the screenshot goes in right there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02947/d5d415649045dbdfa4245409

NOI Charges & Service Fees Calculator - Nestly.in

Loan amount (incl. insurance)Rs. 2,10,00,000

Stamp duty 0.3%Rs. 63,010

Registration fee 0.5%Rs. 15,000

Document handling chargesRs. 320

Service fees for NOIRs. 1,500

Total for NOIRs. 79,830

Received as per your adviceRs. 64,800

BALANCE PENDINGRs. 15,030.83

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

KT kavita.tambe@pnbhousing.com pnbhousing.com
30 Sep, 13:41 · 13d ago THE FIRST MAIL — how this case began

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of RAJENDRA BHALERAO - HOU/NAV/0826/5205161

📎 3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf ↗📎 image002.jpg ↗📎 image001.png ↗📎 Rajendra Bhalerao Ny documents.pdf ↗

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of- RAJENDRA BHALERAO - HOU/NAV/0826/5205161

Thanks & Regards,
Kavita Tambe
Area Sales Manger
9372500692
pnb Housing Finance Limited
5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703
[cid:image001.png@01DD50E0.AD3F0DF0]
[cid:image002.jpg@01DD50E0.AD3F0DF0]

Internal

Internal

🤖 read: documents attached

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 13:59 · 13d ago

Dear Team,

Kinfly share Draft Agreement for challan process.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 13:42, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-  RAJENDRA BHALERAO
- HOU/NAV/0826/5205161

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: asks the branch for documents — “Kinfly share Draft Agreement for challan process.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 17:13 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 13:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,
Kinfly share Draft Agreement for challan process.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 13:42, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-  RAJENDRA BHALERAO
- HOU/NAV/0826/5205161

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 17:14 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 13:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,
Kinfly share Draft Agreement for challan process.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 13:42, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-  RAJENDRA BHALERAO
- HOU/NAV/0826/5205161

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 19:27 · 13d ago

We received short amount.

Loan amount₹2,10,00,000

Stamp duty 0.30%₹63,010

Registration fee 0.50%₹15,000

NOI

Charges & Service Fees Calculator -

NOI Govt Fees

Govt.Document Handling Charges Fixed320

320

Service Fees for NOI

Filling1500

1500

Total Amount to be Paid79830.00

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 17:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 13:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,
Kinfly share Draft Agreement for challan process.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 13:42, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-  RAJENDRA BHALERAO
- HOU/NAV/0826/5205161

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: asks the branch for the payment — “We received short amount.”

OL The NOI teamTYPED IN GMAIL
07 Oct, 11:26 · 6d ago

Dear Team

Kindly pay the amount for challan initiation.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 19:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

We received short amount.

NOI
Charges & Service Fees Calculator -

Loan Amount Including Insurance
21000000

NOI Govt Fees
Stamp Duty
0.30%
63010.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
320
320

Service Fees for NOI
Filling
1500
1500

Total Amount to be Paid
79830.00

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 17:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 13:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Dear Team,
Kinfly share Draft Agreement for challan process.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 13:42, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote:

Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT of-  RAJENDRA BHALERAO
- HOU/NAV/0826/5205161

Thanks & Regards,

Kavita Tambe

Area Sales Manger

9372500692

pnb
Housing Finance Limited

5th Floor, Flat No. 508-509, Persipolis BuildingSector - 17, Vashi, Navi Mumbai-400703

Internal

Internal

🤖 read: asks the branch for the payment — “Kindly pay the amount for challan initiation.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Papers complete. Payment SHORT by ₹15,030.83 (₹64,800 of ₹79,830.83). Balance first, then the challan.

For the e-filing visit later (not for the challan): Index II copy / Title document

Document	File — click to open	Status	When
Other	3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf	filed	13d ago
Other	image002.jpg	filed	13d ago
Other	image001.png	filed	13d ago
Sanction letter+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside	Rajendra Bhalerao Ny documents.pdf	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹79,830.83

Where it stands
SHORT — less arrived than needed

Screenshot claims
₹64,800

Screenshot ₹64,800. Case needs ₹79,830.83. SHORT by ₹15,030.83. Ask the branch for the balance.

why?

Paid at
30 Sep 13:01:44

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹63,010	₹15,000	₹320	₹1,500	₹79,830

By law ₹79,820. We ask ₹79,830 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

Challan: 13 of 13 boxes on the caseOpen the verification page →

Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), City / village

The e-filing’s boxes (45 of 58 ready) come up once the challan is paid.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (Rajendra Bhalerao Ny documents.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

empty

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, Maharashtra, India, 400706

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

Rajendra Bhalerao Ny documents.pdf

as printed
APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, THANE, SECTOR NO 58, THANE, MAHARASHTRA, INDIA, 400706

PIN
400706

THE CHALLAN, as it will be typed

Flat/Survey Number
APARTMENT NO 403 4TH FLOOR BUILDING NO N54 NON PMAY HOUSING SCHEME FCFS SEAWOODS NRI NA THANE

Locality/Road
SECTOR NO 58 MAHARASHTRA

Area/City
THANE

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	SARIKA RAJENDRA BHALERAO	AHIPB6714B	…2093
co_mortgagor	SARIKA RAJENDRA BHALERAO	AHIPB6714B
mortgagor	RAJENDRA BHALERAO	AHOPB7540B

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	kavita.tambe@pnbhousing.com	13d ago
questions for the branch — what the papers leave open	kavita.tambe@pnbhousing.com	13d ago
document chase	kavita.tambe@pnbhousing.com	13d ago

What the engine read from each document — check anything marked in red

Other 3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

lan
HOU/NAV/0826/5205161

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAJENDRA BHALERAO', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SARIKA BHALERAO', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'SANJAY NARAYAN BHALERAO', 'role': 'co_applicant', 'label': 'A

confidence
1

loan amount
20000000

final amount
21000000

interest rate
8.5

sanction date
21-Sep-2026

letter version
5

applicant email
atharvaent118@gmail.com

applicant names
RAJENDRA BHALERAO, SARIKA BHALERAO, SANJAY NARAYAN BHALERAO

printed altered
False

applicant mobile
9867407894

balance transfer
False

property address
pin: 400706; state: MAHARASHTRA; flat_no: 403; district: Thane; floor_no: 4TH FLOOR; full_address: APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Than

insurance premium
1000000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
21000000

security address verbatim
APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, MAHARASHTRA, India, 400706

applicant address verbatim
54/404, SEAWOOD ESTATE NRI, COMPLEX NEAR, ., Thane, MAHARASHTRA, 400706, India

raw reading (for Abhijit)

{'lan': 'HOU/NAV/0826/5205161', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAJENDRA BHALERAO', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SARIKA BHALERAO', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'SANJAY NARAYAN BHALERAO', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 20000000, 'final_amount': 21000000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '21-Sep-2026', 'letter_version': '5', 'applicant_email': 'atharvaent118@gmail.com', 'applicant_names': ['RAJENDRA BHALERAO', 'SARIKA BHALERAO', 'SANJAY NARAYAN BHALERAO'], 'printed_altered': False, 'applicant_mobile': '9867407894', 'balance_transfer': False, 'property_address': {'pin': '400706', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '403', 'district': 'Thane', 'floor_no': '4TH FLOOR', 'landmark': None, 'full_address': 'APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, MAHARASHTRA, India, 400706', 'village_city': 'Thane', 'building_name': 'BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI', 'survey_or_cts_no': None}, 'insurance_premium': 1000000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 21000000, 'security_address_verbatim': 'APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, MAHARASHTRA, India, 400706', 'applicant_address_verbatim': '54/404, SEAWOOD ESTATE NRI, COMPLEX NEAR, ., Thane, MAHARASHTRA, 400706, India'}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

dob
1981-07-19

pan
AHIPB6714B

name
SARIKA RAJENDRA BHALERAO

legible
True

father name
SUBHASH BABANRAO MANSUKH

raw reading (for Abhijit)

{'dob': '1981-07-19', 'pan': 'AHIPB6714B', 'name': 'SARIKA RAJENDRA BHALERAO', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SUBHASH BABANRAO MANSUKH', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

dob
1981-07-19

name
SARIKA RAJENDRA BHALERAO

mobile
9769962008

address
pin: 400615; area: SECTOR 54/56/58 NERUL 400706; flat: 54/404; road: NEAR D.P.S SCHOOL; state: Maharashtra; building: SEAWOOD ESTATE, NRI COMPLEX, PHASE-II; district: Thane; village_city: NAVI MUMBAI

legible
True

aadhaar last4
2093

raw reading (for Abhijit)

{'dob': '1981-07-19', 'pan': None, 'name': 'SARIKA RAJENDRA BHALERAO', 'mobile': '9769962008', 'address': {'pin': '400615', 'area': 'SECTOR 54/56/58 NERUL 400706', 'flat': '54/404', 'road': 'NEAR D.P.S SCHOOL', 'floor': None, 'state': 'Maharashtra', 'building': 'SEAWOOD ESTATE, NRI COMPLEX, PHASE-II', 'district': 'Thane', 'post_office': None, 'village_city': 'NAVI MUMBAI'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2093', 'quality_issue': None}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

payments inside
payments: [{'utr': None, 'date': '2026-09-30', 'page': 3, 'time': '12:49', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 64800.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': None, 'date': '2026-09-30', 'page': 3, 'time': '12:49', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 64800.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

dob
1981-07-19

pan
AHIPB6714B

name
SARIKA RAJENDRA BHALERAO

page
1

legible
True

card kind
pan

father name
SUBHASH BABANRAO MANSUKH

card of many
1

raw reading (for Abhijit)

{'dob': '1981-07-19', 'pan': 'AHIPB6714B', 'name': 'SARIKA RAJENDRA BHALERAO', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SUBHASH BABANRAO MANSUKH', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

dob
1969-06-01

pan
AHOPB7540B

name
RAJENDRA NARAYAN BHALERAO

page
4

legible
True

card kind
pan

father name
NARAYAN SADASHIV BHALERAO

card of many
3

raw reading (for Abhijit)

{'dob': '1969-06-01', 'pan': 'AHOPB7540B', 'name': 'RAJENDRA NARAYAN BHALERAO', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'NARAYAN SADASHIV BHALERAO', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

found
True

found in
Sanction Letter, Row 10 (Security)

paper for
loan_ref: HOU/NAV/0826/5205161; customer_name: RAJENDRA BHALERAO

confidence
0.95

property address
pin: 400706; state: Maharashtra; flat_no: APARTMENT NO 403; district: Thane; floor_no: 4TH FLOOR; full_address: APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTO

security address verbatim
APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, Maharashtra, India, 400706

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter, Row 10 (Security)', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NAV/0826/5205161', 'report_id': None, 'customer_name': 'RAJENDRA BHALERAO'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': '400706', 'road': None, 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'APARTMENT NO 403', 'district': 'Thane', 'floor_no': '4TH FLOOR', 'landmark': None, 'full_address': 'APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, Maharashtra, India, 400706', 'village_city': 'Thane', 'building_name': 'BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI', 'survey_or_cts_no': None}, 'security_address_verbatim': 'APARTMENT NO 403, 4TH FLOOR, BUILDING NO N54, NON PMAY HOUSING SCHEME (FCFS), SEAWOODS NRI, NA, Thane, SECTOR NO 58, Thane, Maharashtra, India, 400706'}

Sanction letter Rajendra Bhalerao Ny documents.pdf needs your check

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': None, 'date': '2026-09-30', 'page': 3, 'time': '12:49', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 64800.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}}

Other image001.png needs your check

payments inside
payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other 3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical record (for Abhijit — safe to ignore)

58m ago	ezdocs:reader	reader_efiling_verdict	{'fp': '01f88f774bfdd702', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage. If no MOTD, ask the branch for the date
12d ago	system:emails	draft_withdrawn	{'why': 'the questions were put through the test again: they no longer stand', 'count': 1, 'kinds': ['branch_questions']}
13d ago	system:payments	hidden_payment_scan	{'file': '3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf', 'kind': None, 'found': 0, 'doc_id': '9aca906c-f76e-47e5-ad23-0041700903e4', 'fetched': True}
13d ago	system:payments	hidden_payment_scan	{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': 'b793fe2e-bb8d-4b7f-811f-269df1c2e1b5', 'fetched': True}
13d ago	system:payments	hidden_payment_scan	{'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '3e84c7c1-ae3f-4641-b2c8-7bd1d33d6697', 'fetched': True}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid'], 'mails':
13d ago	system:ingest	desk_quote_read	{'ff': 15000.0, 'sd': 63010.0, 'msg': '1a0f29b4292efc8c', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 21000000.0, 'total': 79830.0}
13d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '49b0de65767a3670', 'docs': ['Rajendra Bhalerao Ny documents.pdf', '3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf'], 'loan': {'amount': 21000000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': '
13d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
13d ago	ops:copilot	whole_file_hold	{'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Missing MOTD for Date of Mortgage']}
13d ago	system:extract	challan_boxes_by_rules	{'fp': '92ba8f7de65ac8fc', 'why': 'box 1 lost a number the case holds (403)'}
13d ago	ezdocs:reader	case_read_started	{'tag': '49b0de65767a3670', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
13d ago	ezdocs:reader	reader_mail_addition	{'fp': '30e296a969736c7a', 'add': {}, 'why': "The paper's address is in Thane Sector 58, while the mail's address is in Vashi, Navi Mumbai-400703. These are different districts and PIN codes.", 'asked': True, 'quote': ''
13d ago	ezdocs:reader	reader_mail_addition	{'fp': '30e296a969736c7a', 'add': {}, 'why': "The paper's address is in Thane Sector 58, Maharashtra. The mail's address is in Vashi, Navi Mumbai-400703.", 'asked': True, 'quote': '', 'same_property': False}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 4, 'summary':
13d ago	system:reconcile	quoted_history_checked	{}
13d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Short payment: Rs. 15,030.83 balance pending (received Rs. 64,800.00 against Rs. 79,830.83)']}
13d ago	system:payments	hidden_payment_scan	{'file': 'Rajendra Bhalerao Ny documents.pdf', 'kind': None, 'found': 1, 'doc_id': '5f41113c-5922-47ff-9069-265713856669', 'fetched': True}
13d ago	system:payments	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Rajendra Bhalerao N
13d ago	system:payments	claim_part_duplicate	{'utr': None, 'date': '2026-09-30', 'parts': 1, 'amount': 64800.0, 'claimed_total': 64800.0}
13d ago	system:reconcile	extra_challan_scanned	{'found': 0}
13d ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAV/0826/5205
13d ago	ezdocs:reader	allotment_read	{'fp': '9ebe8e7a93271fff', 'city': None, 'file': '3a62af2b-cdbe-4acb-8e1b-8af372eb6d1d.pdf', 'node': 'SEAWOODS NRI', 'wing': None, 'asked': True, 'doc_id': '9aca906c-f76e-47e5-ad23-0041700903e4', 'issuer': 'City And Indu
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary':
13d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Short payment: Rs. 15,030.83 balance pending (received Rs. 64,800.00 against Rs. 79,830.83)']}
13d ago	ezdocs:reader	allotment_read	{'fp': 'a7bff3bee4b6e169', 'file': 'image002.jpg', 'asked': True, 'doc_id': 'b793fe2e-bb8d-4b7f-811f-269df1c2e1b5', 'is_allotment_letter': False}
13d ago	ezdocs:reader	allotment_read	{'fp': '0fa830c51b6db8ee', 'file': 'image001.png', 'asked': True, 'doc_id': '3e84c7c1-ae3f-4641-b2c8-7bd1d33d6697', 'is_allotment_letter': False}
13d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Short payment: Rs. 15,030.83 balance pending (received Rs. 64,800.00 against Rs. 79,830.83)']}
13d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'the
13d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Short payment: Rs. 15,030.83 balance pending (received Rs. 64,800.00 against Rs. 79,830.83)']}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

SHORT — ₹64,800 of ₹79,830.83 received

₹15,030.83 still to come before the challan.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

payment pending

Needs your eyes: Payment SHORT by ₹15,030.83 (₹64,800 of ₹79,830.83). Money received is short — ₹15,030.83 still to come.

Yesterday · 13 Oct1 thing

reader efiling verdict — by ezdocs:reader