⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Aashabai Nitin Pawar
LAN 77000363228Loan ₹27,00,000NOIWaiting for the Index IIMails & papers 6 3 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 11:07
Documents
done 7 Oct, 11:09
Payment
took 10m
Challan
took 35m · GRAS ↗
Filing
waiting 6d 10h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 6d 11h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
NASHIK
Taluka
Nashik
Village
NASHIK
Number type
FINAL PLOT
Number
153/2
Building
THAKKERS BUZZR
Floor
GROUND
Flat / shop no
SHOP NO GL-07
Area
15.33
Hadd
(empty)
Read from the technical report, not the Index II. HRQ-26-169933_INDProcessRequest_2500320261007114108041.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — Property details missing from file: sanction_letter says Security - Such security as may be specified by ICICI HFC. No property document (Technical Report, Index II of the purchase, Sale Deed, or LSR) is attached to the file. The communication address cannot be used as the mortgaged property. Ask the branch to provide the technical/valuation report, Index II, or title search report describing the mortgaged property.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• 13 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value
• check — not settled from any paper: property (No property paper is present in the file to describe the mortgaged property.)
• the whole-file reading is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03229 | 77000363228
An old draft withdrew itself — its asks were already answered
8 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03229 | 77000363228
7 Oct76 things — 11 documents received · 5 letters written · 1 money step · 2 cautions · 57 steps
file note490
mail against file490 — by ezdocs:reader
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
AASHABAI NITIN PAWAR EchallanMH011521053202627E.pdf
copilot edit — by copilot:Nikhil
property self check
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
whole file hold — by copilot
challan boxes composed
reader mail addition — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Received: LSR
Pawar Ashabai (Thakker's Buzzu'r, Nashik)- Seprev (2).pdf
Received: Technical report
HRQ-26-169933_INDProcessRequest_2500320261007114108041.pdf
gpay settled
quoted history checked
extra challan scanned
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
77000363228 -APPLICANT NAME -: AASHABAI NITIN PAWAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The home address was read off the papers — by ezdocs:reader
This file shows no schedule of the property
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
77000363228 -APPLICANT NAME -: AASHABAI NITIN PAWAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
boxes gathered
address compared
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03229
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
money settled — by ezdocs:reader
pages trimmed480
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
Document could not be read — a clear copy was asked for
not a live selfie
Document could not be read — a clear copy was asked for
not a live selfie
Received: Selfie — not usable
madam photo (5).jpg — not a live selfie
Received: Selfie — not usable
Sir Photo (5).jpg — not a live selfie
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
card mobile not taken
kyc address read
Received: Sanction letter
KFSLetter_77000363228 (1).pdf
Co-applicant added
Payment proof arrived before the case was quoted — held
Received: PAN card
Nitin PAN.pdf
Received: PAN card
Ashabai PAN.pdf
Received: Aadhaar
Ashabai Adhar.pdf
Received: Aadhaar
Nitin Adhar.pdf
Received: Payment screenshot
IMG-20261007-WA0022.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
8 of 10 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — not a live selfie)open
✓Technical reportopen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it7 open
The file contains the sanction letter and identity documents (PAN, Aadhaar) for Aashabai and Nitin Pawar, but completely lacks any property papers (technical report, Index II, or deed). A stop has been raised to obtain these details from the branch.
○the photo — the branch
✗the photo could not be read (Sir Photo (5).jpg) — the branch — not a live selfie
✗the photo could not be read (madam photo (5).jpg) — the branch — not a live selfie
○NITIN ASHOK PAWAR — mobile — the branch
○NITIN ASHOK PAWAR — e-mail — the branch
○property — title deed held — the branch
✗the papers disagree on Property details missing from file (sanction_letter: Security - Such security as may be specified by ICICI HFC) — a person — Ask the branch to provide the technical/valuation report, Index II, or title search report describing the mortgaged property.
?unsure of property — No property paper is present in the file to describe the mortgaged property.
the branch's last mail (2026-10-07): The branch asks for the challan copy and the Index II copy.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T06:25 UTC
Moneyall of it is in
₹23,670.37
Reached our account 7 Oct 11:05:00.
How we know
Our own bank told us — 7 Oct 11:05
₹23,660 · from GPAY-BIZ
“₹23,660.00 received from NITIN A P at 11:05 AM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit · Google's alert; the NEFT has settled
The working
Stamp duty 0.3%8,110
Registration fee 0.5%13,510
Government handling350
Our service fee1,700
Total we ask for23,670.37
By law ₹23,650. We ask ₹23,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
SHOP NO GL-07, GROUND, THAKKERS BUZZR, FINAL PLOT, 153/2, NASHIK, 422001
read from the technical report · e-filing boxes 37 of 46 ready
Check the property →the boxes beside the paper
People
AASHABAI NITIN PAWAR · applicantFYYPB1323QNITIN ASHOK PAWAR · co-applicantCBRPP8586L
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