⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mahesh Vilas Pethkar
LAN NHL/KOP/0926/5231542Loan ₹10,86,000NOIMails & papers 7 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 11:20
Documents
done 7 Oct, 11:23
Payment
took 32m
Challan
took 59m · GRAS ↗
Filing
took 2d 3h · IGR e-filing ↗
E-filing copy
done 9 Oct, 15:55
Index II
took 3d 23h
doneIndex II sharedwhole case so far 6d 12h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260566.pdf
Yesterday · 12 Oct5 things — 2 documents received · 3 steps
file note490
mail against file490 — by ezdocs:reader
documents read together
Received: other
image010.jpg
Received: other
image002.jpg
9 Oct24 things — 1 document received · 1 letter written · 22 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260566.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
7 Oct68 things — 10 documents received · 4 letters written · 1 money step · 2 cautions · 51 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
MAHESH VILAS PETHKAR EchallanMH011530880202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
PROCESSNOI CHALLAN 0.3 AND 0.5MAHESH VILAS PETHKAR NHL/KOP/0926/5231542
An old draft withdrew itself — its asks were already answered
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
file note490
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03230
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
property attrs split
documents read together
property self check
money settled — by ezdocs:reader
money not settled
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Index II
IMG_20261007_101928.jpg
Received: Sanction letter
IMG_20261007_102124.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Payment proof arrived before the case was quoted — held
Received: Aadhaar
Mahesh - Adhar.pdf
Co-applicant added
Received: Payment screenshot
IMG-20261007-WA0002.jpg
Document could not be read — a clear copy was asked for
not a live selfie
Document could not be read — a clear copy was asked for
not a live selfie
Received: PAN card
Shital - Pan.pdf
Received: PAN card
Mahesh - Pan.pdf
Received: Aadhaar
Shital - Adhar.pdf
Received: Selfie — not usable
IMG_20261006_184626.jpg — not a live selfie
Received: Selfie — not usable
IMG_20261006_184621.jpg — not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — not a live selfie)open
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it5 open
Completed the challan and e-filing data for Mahesh Vilas Pethkar on the Kolhapur shop property. The loan amount was updated to Rs. 10,86,000 as per the branch's mail and fee calculations.
○the photo — the branch
✗the photo could not be read (IMG_20261006_184621.jpg) — the branch — not a live selfie
✗the photo could not be read (IMG_20261006_184626.jpg) — the branch — not a live selfie
○SHITAL MAHESH PETHKAR — mobile — the branch
○SHITAL MAHESH PETHKAR — e-mail — the branch
?the papers disagree on Loan: letter vs mail (the sanction letter (Doc 2): 10,50,000; the branch's mail of 2026-10-0: 10,86,000) — Verify the final loan amount with the branch and ensure the e-filing matches the correct sanctioned figure.
the branch's last mail (2026-10-12): The branch is asking for the NOI index II. · brought: an e-filing copy
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T10:47 UTC
Moneyall of it is in
₹10,530.44
Reached our account 7 Oct 11:53:31.
How we know
Our own bank told us — 7 Oct 11:53
₹10,490 · UTR 815321526438 · from JD-HDFCBN-S
“Successful! You have received Rs. 10490.00 via HDFC Bank SmartHub Vyapar from MAHESH VIL . RRN-815321526438 , Check: https://1.hdfc.bank.in/HDFCBK/s/1pp5B7jg”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%3,270
Registration fee 0.5%5,440
Government handling320
Our service fee1,500
Total we ask for10,530.44
By law ₹10,508. We ask ₹10,530 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop LG 10, Lower Ground, Bizhive, CTS, 1039/7, Kolhapur, 416012
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
MAHESH VILAS PETHKAR · applicantCDHPP3292BSHITAL MAHESH PETHKAR · co-applicantCCZPP2255H
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