Cases / NOI-2026-01621

PAVAN ANNASAHEB PATIL

LAN HOU/KOP/0826/5207713 Index II pending · with the government All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓E-filing copy (token)open

✓PAN card — inside NOI Pavan patil.pdfopen

✓Aadhaar card — inside NOI Pavan patil.pdfopen

✓Payment screenshot — money verified — inside NOI Pavan patil.pdfopen

✓Selfie / photo — inside NOI Pavan patil.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (6)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹20,550.94CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹20,520 receivedfound by its UTR

Stamp duty 0.3%7,030

Registration fee 0.5%11,700

Government handling320

Our service fee1,500.94

Total we ask for20,550.94

the branch’s receipt claims ₹20,520 290537690940

paid 10 Sep 16:51:11 · verified 10 Sep 18:26:10 · 1 h 34 min later

How we know

Our own bank told us — 10 Sep 16:51

₹20,520 · UTR 290537690940 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.20520.00 10-09-2026 16:51:11 by PAVAN AN thru UPI. Aval Bal Rs.341674.25 CR. (UPI Ref ID:290537690940) -PNB”

Matched by: by UTR — the bank's reference is the one on the screenshot

Paid the bank's own ₹20,520. ₹30.94 under our ask = our margin. Accepted as full.

By law ₹20,532. We ask ₹20,550 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹20,520 — accept as full (₹30.94 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 02 minour time · 10 Sep 19:17

Index II —not yet

the NOI team 32 dthe branch 19 minthe SRO 3 dtotal 35 d 1 h so far

Now with the SRO — waiting for the SRO's Index II

since 12 Oct 17:55 — 3 d of working time

Day by day — every step and who held it

10 Sep 17:13Your branch's mail

10 Sep 17:13Payment landedat once

10 Sep 17:17Fee quoted+3 min · the NOI team

10 Sep 17:17Papers readat once

10 Sep 17:17Property readat once

10 Sep 18:26Payment verified+1 h 08 min · the NOI team

10 Sep 18:26Ready for the challanat once

10 Sep 19:17Challan made+51 min · the NOI team

12 Oct 16:08Papers read+31 d 20 h · the NOI team

12 Oct 16:27Papers from your branch+19 min · the branch

12 Oct 17:55Filed on IGR — e-filing shared+1 h 28 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹23,39,000

Loan account no.

HOU/KOP/0826/5207713

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Send the Index II when it arrives

The e-filing copy is with the branch. This case closes when the government's Index II is shared.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided all the necessary documents and the challan has been generated and shared. The team is now waiting to file the NOI.

the history says the next move is with the NOI team — the NOI to be filed

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ challan made — done, mail 3 the sentence it relies on is not in that mail — not counted

✓ challan shared — done, mail 3 (2026-09-10) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-10) “For NOI filing, We need an index 2 copy.”

✓ Index II / sale deed sent by the branch — done, mail 4 the sentence it relies on is not in that mail — not counted

read over 4 mail(s), last mail 2026-10-12 · read 3d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 3d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026121117315 · ₹300 · paid 12/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010040889202627E	9991210260598	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SK sandeep.karade@pnbhousing.com pnbhousing.com
10 Sep, 17:13 · 35d ago THE FIRST MAIL — how this case began

PROCESSNOI CHALLAN 0.3 AND 0.5PAVAN ANNASAHEB PATIL HOU/KOP/0826/5207713

📎 NOI Pavan patil.pdf ↗

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

Customer namePAVAN ANNASAHEB PATIL

Loan account (LAN)HOU/KOP/0826/5207713

Loan amount₹23,39,000

Stamp duty 0.30%₹7,017

Registration fee 0.50%₹11,695

Service / vendor fees₹1,800

Total₹20,520

✓ Sanction Letter — attached
✓ Applicant and Co App Aadhar Card — attached
✓ Applicant and Co App Pan Card — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

LOAN AMOUNT

2339000/-

*Index II Copy

SRO No

KAVAN 3

Internal

🤖 read: documents attached — “Loan Amount 2339000/-”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
10 Sep, 17:24 · 35d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 17:15, Sandeep Karade <sandeep.karade@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

        KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

*Customer Name*

PAVAN ANNASAHEB PATIL

*Lan No*

                       HOU/KOP/0826/5207713

*Loan Amount*

                                       2339000/-

*LOAN AMOUNT*

                                           ​2339000/-

*0.3%*

                                                          7017 /-

*0.5%*

                                                          11695/-

*FEES*

     1800/-

*TOTAL*

                                              20520 /-

**Sanction Letter*

Attached

**Applicant and Co App Aadhar Card*

Attached

**Applicant and Co App Pan Card*

Attached

**Index II Copy*

**Soft copy of Photograph*

                                        Attached

**Payment details*

Attached

*SRO No*

                                       KAVAN 3

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
10 Sep, 19:17 · 34d ago

📎 PAVAN ANNASAHEB PATIL EchallanMH0100408892 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 17:24, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 17:15, Sandeep Karade <
sandeep.karade@pnbhousing.com> wrote:

> Dear Team,
>
> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
>
> *Customer Name*
>
> PAVAN ANNASAHEB PATIL
>
> *Lan No*
>
> HOU/KOP/0826/5207713
>
> *Loan Amount*
>
> 2339000/-
>
> *LOAN AMOUNT*
>
> ​2339000/-
>
> *0.3%*
>
> 7017 /-
>
> *0.5%*
>
> 11695/-
>
> *FEES*
>
> 1800/-
>
> *TOTAL*
>
> 20520 /-
>
> **Sanction Letter*
>
> Attached
>
> **Applicant and Co App Aadhar Card*
>
> Attached
>
> **Applicant and Co App Pan Card*
>
> Attached
>
> **Index II Copy*
>
>
>
> **Soft copy of Photograph*
>
> Attached
>
> **Payment details*
>
> Attached
>
> *SRO No*
>
> KAVAN 3
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

NP nikhil.patil@phfl.com phfl.com
12 Oct, 16:27 · 3d ago

Re[2]: PROCESSNOI CHALLAN 0.3 AND 0.5PAVAN ANNASAHEB PATIL HOU/KOP/0826/5207713

📎 image010.jpg ↗📎 image002.jpg ↗📎 SALE DEED INDEX II (16).pdf ↗

dear team,

pfa

sale deed index II

Thanks & Regards,
Nikhil Sanjay Patil,
Branch Operations executive,
401/402, 4th Floor, Matoshri Plaza,
Venus Corner, Shahupuri, Kolhapur 416 001
PNB Housing Finance Limited
Toll Free: 1800 120 8800
Website- www.pnbhousing.com

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/10/26 19:18
To: Sandeep Karade (sandeep.karade@pnbhousing.com)
Cc: Nikhil Sanjay Patil (nikhil.patil@phfl.com), Shambhavi Tandale (shambhavi.tandale@pnbhousing.com), Manjeet Sangat (manjeet.sangat@pnbhousing.com), Swapnil More (swapnil.more@pnbhousing.com), Sambhaji Bhimrao Shelake (sambhaji.shelake@phfl.com)
Subject: Re: PROCESSNOI CHALLAN 0.3 AND 0.5PAVAN ANNASAHEB PATIL HOU/KOP/0826/5207713

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 10 Sept 2026 at 17:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 10 Sept 2026 at 17:15, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
Dear Team,
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Customer Name
PAVAN ANNASAHEB PATIL

Lan No
HOU/KOP/0826/5207713

Loan Amount
2339000/-

LOAN AMOUNT
​2339000/-

0.3%
7017 /-

0.5%
11695/-

FEES
1800/-

TOTAL
20520 /-

*Sanction Letter
Attached

*Applicant and Co App Aadhar Card
Attached

*Applicant and Co App Pan Card
Attached

*Index II Copy

*Soft copy of Photograph
Attached

*Payment details
Attached

SRO No
KAVAN 3

Internal

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
12 Oct, 17:55 · 3d ago

📎 eFilingDoc9991210260598.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 12 Oct 2026 at 16:07, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote:

dear team,

pfa

sale deed index II

Thanks & Regards,
Nikhil Sanjay Patil,
Branch Operations executive,
401/402, 4th Floor, Matoshri Plaza,
Venus Corner, Shahupuri, Kolhapur 416 001
PNB Housing Finance Limited
Toll Free: 1800 120 8800
Website- www.pnbhousing.com

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/10/26 19:18
To: Sandeep Karade (sandeep.karade@pnbhousing.com)
Cc: Nikhil Sanjay Patil (nikhil.patil@phfl.com), Shambhavi Tandale (shambhavi.tandale@pnbhousing.com), Manjeet Sangat (manjeet.sangat@pnbhousing.com), Swapnil More (swapnil.more@pnbhousing.com), Sambhaji Bhimrao Shelake (sambhaji.shelake@phfl.com)
Subject: Re: PROCESSNOI CHALLAN 0.3 AND 0.5PAVAN ANNASAHEB PATIL HOU/KOP/0826/5207713

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 10 Sept 2026 at 17:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 10 Sept 2026 at 17:15, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
Dear Team,
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Customer Name
PAVAN ANNASAHEB PATIL

Lan No
HOU/KOP/0826/5207713

Loan Amount
2339000/-

LOAN AMOUNT
​2339000/-

0.3%
7017 /-

0.5%
11695/-

FEES
1800/-

TOTAL
20520 /-

*Sanction Letter
Attached

*Applicant and Co App Aadhar Card
Attached

*Applicant and Co App Pan Card
Attached

*Index II Copy

*Soft copy of Photograph
Attached

*Payment details
Attached

SRO No
KAVAN 3

Internal

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter+ PAN card inside+ Aadhaar card inside+ Payment screenshot inside+ Selfie / photo inside	NOI Pavan patil.pdf	filed	35d ago
Paid challan (GRAS)	PAVAN ANNASAHEB PATIL EchallanMH010040889202627E.pdf	filed	34d ago
Other	image010.jpg	filed	3d ago
Other	image002.jpg	filed	3d ago
Index IIthe branch sent this — an input	SALE DEED INDEX II (16).pdf	filed	3d ago
E-filing copy (token)	eFilingDoc9991210260598.pdf	filed	3d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,550.94

Where it stands
VERIFIED — money received

Screenshot claims
₹20,520 290537690940

Paid at
10 Sep 16:51:11

Verified on
10 Sep 18:26:10

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,030	₹11,700	₹320	₹1,500	₹20,550

By law ₹20,532. We ask ₹20,550 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Challan date

3 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Floor (person 1)

✓ EzDocs checked every box against the document’s own words 3d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (SALE DEED INDEX II (16).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

इतर वर्णनः, इतर माहितीः, इतर माहितीः मौजे कणेरी ता करवीर या गावचे ग्रामपंचायत हद्दीतील भूमापन गट नं 1617 याचे क्षेत्र 2.32.00 आर पो ख क्षेत्र हे 0.01.00 आर एकूण क्षेत्र 2.33.00 आर आकार रू 4.70 पैसे यामधील यातील लिहून देणार यांचे हिस्सेचे क्षेत्र हे 0.04.91 आर आकार रू. 0.10 पैसे या मिळकतीमध्येक मंजूर ले आऊट प्रमाणे पाडण्यात आलेल्या प्लॉट पैकी प्लॉट नं 25/26-7 याचे क्षेत्र 60.00 चौ मी ही निवासी बिगरशेती खुली प्लॉट मिळकत व त्यावरील आर सी सी बांधकाम क्षेत्र 83.96 चौ मी म्हणजेच 903.40 चौ फूट ही रो बंगलो युनिट ची मिळकत व सदर मिळकतीचा ग्रामपंचायत मिळकत नं 2832 असा आहे ( (GAT NUMBER: 1617;)) स्थानिक स्वराज्य संस्थाः कोल्हापूर

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

NOI Pavan patil.pdf

as printed
RS NO 1617, PLOT NO 25/26-7, UPON IT CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI, NEAR DATTA COLONY, KOLHAPUR, KOLHAPUR, MAHARASHTRA, INDIA, 416234

PIN
416234

the Index II

SALE DEED INDEX II (16).pdf

the property
itara varnanah, itara maahitih, itara maahitih mauje kaneri taa karavira yaa gaavache graamapanchaayata hadditila bhumaapana gata nan 1617 yaache kshetra 2.32.00 aara po kha kshetra he 0.01.00 aara ekuna kshetra 2.33.00 aara aakaara ru 4.70 paise yaamadhila yaatila lihuna denaara yaanche hisseche kshetra he 0.04.91 aara aakaara ru. 0.10 paise yaa milakatimadhyeka manjura le aauta pramaane paadanyaata aalelyaa plota paiki plota nan 25/26-7 yaache kshetra 60.00 chau mi hi nivaasi bigarasheti khuli plota milakata va tyaavarila aara si si baandhakaama kshetra 83.96 chau mi mhanajecha 903.40 chau phuta hi ro bangalo yunita chi milakata va sadara milakatichaa graamapanchaayata milakata nan 2832 asaa aahe ((GAT NUMBER: 1617;)) sthaanika svaraajya sansthaah kolhaapura

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
ROW BUNGALOW PLOT NO 25/26-7 GAT NO 1617

Locality/Road
DATTA COLONY NEAR DATTA COLONY MOUJE KANERI TAL KARVEER DIST KOLHAPUR

Area/City
KOLHAPUR

check or correct a box, the papers beside it →

the Index II also prints: 0, 00, 01, 04, 10, 2, 2832, 32, AAHE, AAKAARA, AALELYAA, AARA, AAUTA, ASAA, BAANDHAKAAMA, BANGALO, BHUMAAPANA, BIGARASHETI

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	PAVAN ANNASAHEB PATIL	BBUPP4841E	…4557

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	sandeep.karade@pnbhousing.com	35d ago
acknowledgement	sandeep.karade@pnbhousing.com	34d ago
Index II chase	sandeep.karade@pnbhousing.com	31d ago
Index II chase	sandeep.karade@pnbhousing.com	28d ago
Index II chase	sandeep.karade@pnbhousing.com	24d ago
Index II chase	sandeep.karade@pnbhousing.com	21d ago
Index II chase	sandeep.karade@pnbhousing.com	16d ago
Index II chase	sandeep.karade@pnbhousing.com	6d ago

What EzDocs read from each document — check anything marked in red

Sanction letter NOI Pavan patil.pdf needs your check

lan
HOU/KOP/0826/5207713

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
2229000

interest rate
8.4

sanction date
28-Aug-2026

letter version
6

applicant names
PAVAN ANNASAHEB PATIL, MADHURI PAVAN PATIL

applicant mobile
9960098712

property address
pin: 416234; state: MAHARASHTRA; taluka: Kolhapur; district: Kolhapur; landmark: NEAR DATTA COLONY; Address: RS NO 1617, PLOT NO 25/26-7, UPON IT CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI, NEAR DATTA COLONY, K

insurance premium
110000

includes insurance
True

total with insurance
2339000

security address verbatim
RS NO 1617, PLOT NO 25/26-7, UPON IT CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI, NEAR DATTA COLONY, Kolhapur, Kolhapur, MAHARASHTRA, India, 416234

raw reading (for Abhijit)

{'lan': 'HOU/KOP/0826/5207713', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 2229000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '28-Aug-2026', 'letter_version': '6', 'applicant_names': ['PAVAN ANNASAHEB PATIL', 'MADHURI PAVAN PATIL'], 'applicant_mobile': '9960098712', 'property_address': {'pin': '416234', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kolhapur', 'flat_no': None, 'district': 'Kolhapur', 'floor_no': None, 'landmark': 'NEAR DATTA COLONY', 'full_address': 'RS NO 1617, PLOT NO 25/26-7, UPON IT CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI, NEAR DATTA COLONY, Kolhapur, Kolhapur, MAHARASHTRA, India, 416234', 'village_city': 'MOUJE KANERI', 'building_name': '1 BHK RCC ROW BUNGLOW', 'survey_or_cts_no': 'RS NO 1617, PLOT NO 25/26-7'}, 'insurance_premium': 110000, 'includes_insurance': True, 'total_with_insurance': 2339000, 'security_address_verbatim': 'RS NO 1617, PLOT NO 25/26-7, UPON IT CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI, NEAR DATTA COLONY, Kolhapur, Kolhapur, MAHARASHTRA, India, 416234'}

Sanction letter NOI Pavan patil.pdf needs your check

dob
1988-10-15

pan
BBUPP4841E

name
PAVAN ANNASAHEB PATIL

legible
True

aadhaar last4
4557

raw reading (for Abhijit)

{'dob': '1988-10-15', 'pan': 'BBUPP4841E', 'name': 'PAVAN ANNASAHEB PATIL', 'legible': True, 'aadhaar_last4': '4557', 'quality_issue': None}

Sanction letter NOI Pavan patil.pdf needs your check

dob
1988-10-15

name
PAVAN ANNASAHEB PATIL

legible
True

aadhaar last4
4557

raw reading (for Abhijit)

{'dob': '1988-10-15', 'pan': None, 'name': 'PAVAN ANNASAHEB PATIL', 'legible': True, 'aadhaar_last4': '4557', 'quality_issue': None}

Sanction letter NOI Pavan patil.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': '290537690940', 'date': '2026-09-10', 'page': 5, 'time': '16:51', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 20520.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIAT

applicant address from462
read again off the letter's pages (page 6, the 'To' block)

applicant address verbatim
C/O PARASH SHIVAJI TOTIBA, GROUND FLOOR 1BHI DATTA COLONY, KARVEER KARVIR KOLHAPUR, KOLHAPUR, MAHARASHTRA, 416234, Kolhapur, India

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '290537690940', 'date': '2026-09-10', 'page': 5, 'time': '16:51', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 20520.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PRIVATE LIMITED 9892834356m@pnb', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8533', 'account_holder': None}, 'applicant_address_from462': "read again off the letter's pages (page 6, the 'To' block)", 'applicant_address_verbatim': 'C/O PARASH SHIVAJI TOTIBA, GROUND FLOOR 1BHI DATTA COLONY, KARVEER KARVIR KOLHAPUR, KOLHAPUR, MAHARASHTRA, 416234, Kolhapur, India'}

Paid challan (GRAS) PAVAN ANNASAHEB PATIL EchallanMH010040889202627E.pdf needs your check

grn
MH010040889202627E

pin
416234

total
18730.0

article
Registration Fee

defaced
False

bank cin
03006172026091001651

district
KOLHAPUR

area city
KOLHAPUR

payer pan
BBUXXXXXXE

flat block
R S NO 1617, PLOT NO 25/26-7, UPON IT

payer name
PAVAN ANNASAHEB PATIL

sro office
KRV3_KARVEER NO 3 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2339000

scheme rows
{'amount': 7030.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11700.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8712

payment date
10/09/2026-19:15:53

road locality
CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI NEAR DATTA COLONY, KOLHAPUR, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2339000

raw reading (for Abhijit)

{'grn': 'MH010040889202627E', 'pin': '416234', 'total': 18730.0, 'article': 'Registration Fee', 'defaced': False, 'bank_cin': '03006172026091001651', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'BBUXXXXXXE', 'flat_block': 'R S NO 1617, PLOT NO 25/26-7, UPON IT', 'payer_name': 'PAVAN ANNASAHEB PATIL', 'sro_office': 'KRV3_KARVEER NO 3 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2339000', 'scheme_rows': [{'amount': 7030.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11700.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8712', 'payment_date': '10/09/2026-19:15:53', 'road_locality': 'CONSTRUCTED 1 BHK RCC ROW BUNGLOW, MOUJE KANERI NEAR DATTA COLONY, KOLHAPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2339000'}

Other image010.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Index II SALE DEED INDEX II (16).pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'कोल्हापूर (जिल्हा परिपद)', 'r11_serial': 'कवन1-8174-2026', 'r14_remark': 'मूल्यांकनासाठी विचारात घेतलेला तपशीलः-', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '0.0060 हेक्टर.

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'कोल्हापूर (जिल्हा परिपद)', 'r11_serial': 'कवन1-8174-2026', 'r14_remark': 'मूल्यांकनासाठी विचारात घेतलेला तपशीलः-', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '0.0060 हेक्टर. आर', 'r7_executants': [{'age': '43', 'pan': 'ANQXXXXX2M', 'name': 'जितेंद्र शिवाजी गवळी', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः, ब्लॉक नंः., रोड नंः १६३७बी हाऊस नं २०६० मेनरोड श्री दत्त कॉलनी कणेरी ता करवीर जि कोल्हापूर, महाराष्ट्र, क़ॉळूः आपूर. पिन:- 416234'}, {'age': '37', 'pan': 'AQGXXXXX2M', 'name': 'सुजाता जितेंद्र गवळी', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः १६३७बी हाऊस नं २०६० मेनरोड श्री दत्त कॉलनी कणेरी ता करवीर जि कोल्हापूर, महाराष्ट्र, क़ॉळः आपूर. पिन:- 416234'}], 'r8_purchasers': [{'age': '34', 'pan': 'EQUXXXXX9P', 'name': 'माधुरी पवन पाटील', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः १३४, मोळे कॉलनी मणेरमळा उचगांव कोल्हापूर, महाराष्ट्र, कॉळः आपूर. पिन:- 416005'}, {'age': '38', 'pan': 'BBUXXXXX1E', 'name': 'पवन आण्णासाहेब पाटील', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः., ब्लॉक नंः., रोड नंः १३४, मोळे कॉलनी मणेरमळा उचगांव कोल्हापूर, महाराष्ट्र, क़ॉळःआपूर. पिन:- 416005'}], 'r12_stamp_duty': 148800, 'r3_market_value': 2474000, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 2480000, 'r9_execution_date': '01-10-2026', 'r13_registration_fee': 24800, 'r10_registration_date': '05-10-2026'}, 'doc_no': '8174', 'village': 'कणेरी', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक करवीर 1', 'area_text': '0.0060 हेक्टर. आर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 24800, 'header_sro': 'सह दु.नि. करवीर 1', 'mortgagors': ['माधुरी पवन पाटील', 'पवन आण्णासाहेब पाटील'], 'stamp_duty': 148800, 'filing_date': '2026-10-05', 'loan_amount': 2480000, 'token_number': 'I CANNOT TELL', 'property_text': 'इतर वर्णनः, इतर माहितीः, इतर माहितीः मौजे कणेरी ता करवीर या गावचे ग्रामपंचायत हद्दीतील भूमापन गट नं 1617 याचे क्षेत्र 2.32.00 आर पो ख क्षेत्र हे 0.01.00 आर एकूण क्षेत्र 2.33.00 आर आकार रू 4.70 पैसे यामधील यातील लिहून देणार यांचे

E-filing copy (token) eFilingDoc9991210260598.pdf needs your check

sro
KRV4

kind
efiling_copy

token
9991210260598

legible
True

property
road: KOLHAPUR; unit: P -25/26-7; floor: G; taluka: Karavir; numbers: [{'type': 'GAT NUMBER', 'value': '1617'}, {'type': 'Plot Number', 'value': '25/26-7'}]; village: Kaneri; building: UPON IT CONSTRUCTED 1 BHK RCC ROW B

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'BBUPP4841E', 'name': 'PAVAN ANNASAHEB PATIL', 'address': 'Flat No:1BHI, Floor No:G, Building Name:DATTA COLONY, Block Sector: KARVEER KARVIR, Road: KOLHAPUR, City:KOLHAPUR, State:MAHARASHTRA, District:KOLHAPUR,

title deed
Sale Deed : 8174/2026 SRO KARVIR 1

filing date
2026-10-12

loan amount
2339000.0

payment lines
{'ref': 'MH010040889202627E', 'head': 'Stamp Duty', 'dated': '10/09/2026', 'amount': 7017.0, 'ref_kind': 'GRN'}, {'ref': 'MH010040889202627E', 'head': 'Filing Fee', 'dated': '10/09/2026', 'amount': 11700.0, 'ref_kind': '

date of mortgage
2026-10-12

raw reading (for Abhijit)

{'sro': 'KRV4', 'kind': 'efiling_copy', 'token': '9991210260598', 'legible': True, 'property': {'pin': None, 'road': 'KOLHAPUR', 'unit': 'P -25/26-7', 'floor': 'G', 'taluka': 'Karavir', 'numbers': [{'type': 'GAT NUMBER', 'value': '1617'}, {'type': 'Plot Number', 'value': '25/26-7'}], 'village': 'Kaneri', 'building': 'UPON IT CONSTRUCTED 1 BHK RCC ROW BUNGLOW', 'district': 'Kolhapur', 'area_text': 'Open : 60.00 Sq.mt., Build : 83.96 Sq.mt.', 'local_body': None, 'description': 'PLOT NO 25/26-7,MOUJE KANERI, Landmark: NEAR DATTA COLONY', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BBUPP4841E', 'name': 'PAVAN ANNASAHEB PATIL', 'address': 'Flat No:1BHI, Floor No:G, Building Name:DATTA COLONY, Block Sector: KARVEER KARVIR, Road: KOLHAPUR, City:KOLHAPUR, State:MAHARASHTRA, District:KOLHAPUR, Pin:416234'}, {'pan': 'EQUPP8139P', 'name': 'MADHURI PAVAN PATIL', 'address': 'Flat No:1BHI, Floor No:G, Building Name:DATTA COLONY, Block Sector:KARVEER KARVIR, Road: KOLHAPUR, City:KOLHAPUR, State:MAHARASHTRA, District:KOLHAPUR, Pin:416234'}], 'title_deed': 'Sale Deed : 8174/2026 SRO KARVIR 1', 'filing_date': '2026-10-12', 'loan_amount': 2339000.0, 'payment_lines': [{'ref': 'MH010040889202627E', 'head': 'Stamp Duty', 'dated': '10/09/2026', 'amount': 7017.0, 'ref_kind': 'GRN'}, {'ref': 'MH010040889202627E', 'head': 'Filing Fee', 'dated': '10/09/2026', 'amount': 11700.0, 'ref_kind': 'GRN'}, {'ref': '1026121117315', 'head': 'Document Handling Charges', 'dated': '12/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-12'}

Technical record (for Abhijit — safe to ignore)

6h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 12 Oct, 17:55 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']}
6h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 10 Sep, 19:17 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
3d ago	EzDocs	dhc_prn_read	{'prn': '1026121117315', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991210260598.pdf', 'from': "the filed notice's own text", 'gr
3d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991210260598.pdf', 'token': '9991210260598', 'doc_id': 'e3c82c97-a3a3-4249-9601-3f296f6146ee', 'mortgagors': 2}
3d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
3d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999121026
3d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '500796', 'lessons': [{'box': 'Road', 'words': 'Road: the PAN card prints bot
3d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
3d ago	EzDocs	form_checked489	{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-01621'}
3d ago	ANJU	copilot_edit	{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
3d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '500754', 'lessons': []}
3d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '500759', 'lessons': []}
3d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'differs': []}
3d ago	EzDocs	form_checked489	{'ok': True, 'page': 'property', 'paid': True, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-01621'}
3d ago	copilot	copilot_pick	{'why': "The source text mentions 'ग्रामपंचायत' (Gram Panchayat) and the case Hadd type is 'Gram Panchayat', but neither 'Corporation' nor 'Council' are Gram Panchayat options. The available options do n", 'field':
3d ago	copilot	copilot_pick	{'why': "the portal spells it 'Karavir'", 'field': 'Taluka', 'value': '1', 'method': 'spelling', 'picked': 'Karavir', 'wanted': 'KARVEER', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the
3d ago	ANJU	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
3d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d ago	EzDocs	form_checked489	{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-01621'}
3d ago	copilot	copilot_pick	{'why': 'The source text mentions "मौजे कणेरी" (Mauje Kaneri), which directly matches the option "Kaneri".', 'field': 'Post office', 'value': '300142', 'method': 'ai', 'picked': 'Kaneri', 'wanted': 'KARVEER KARVIR', 'why
3d ago	ANJU	copilot_edit	{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
3d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
3d ago	EzDocs	form_checked489	{'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-01621'}
3d ago	copilot	efiling_token_from_portal	{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9991210260598'}
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T12:08:34', 'why': 'reading', 'open': 1, 'mails': [{'at': '2026-09-10 11:43', 'id': '1a08b2304d21d0cc', 'from': 'branch', 'gist': 'The branch provides loan and applicant details, attaches nece
3d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KOLHAPUR'}
3d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'd02669564e6ec12c', 'docs': ['SALE DEED INDEX II (16).pdf', 'NOI Pavan patil.pdf'], 'loan': {'amount': 2339000, 'made_of': [{'what': 'Housing Loan', 'paper': 'sanction letter', 'quote': 'INR 2229000
3d ago	EzDocs	case_read_started	{'tag': 'd02669564e6ec12c', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
3d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SALE DEED INDEX II (16).pdf', 'kind': 'index2'}
3d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan_shared', 'index2_asked'], 'mails': 4, '

Case diary the case’s history — what happened, newest day first

Papers

All 4 in hand

Nothing more to ask the branch for

Money

₹20,520 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Index II pending

Waiting on the government.

Next — whose move

The government

Index II

Today · 15 Oct2 things

An old draft withdrew itself — its asks were already answered