⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
SHARAD NARAYAN MHADSE
LAN 4600000482Loan ₹18,37,150NOIMails & papers 11 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 18:16
Documents
took 9m
Payment
took 5m
Challan
done 9 Oct, 18:45 · GRAS ↗
Filing
took 18h 29m · IGR e-filing ↗
E-filing copy
done 10 Oct, 13:15
Index II
took 3d
doneIndex II sharedwhole case so far 4d 3h
Needs your eyes2
The work is done — our fee of ₹16,770.36 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260023.pdf
10 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260023.pdf
9 Oct108 things — 15 documents received · 6 letters written · 4 cautions · 83 steps
file note490
mail against file490 — by ezdocs:reader
address compared
documents read together
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: Selfie — not usable
20260729_122202698_CUSTOMER PHOTO.jpg — this is a photograph of a printed photo, not a live selfie
Received: Selfie — not usable
20260729_174214807_CUSTOMER PHOTO.jpg — this is a photograph of a printed photo, not a live selfie
kyc address read
A file was read again from the start — everything inside it now counts
reading error456
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SHARAD NARAYAN MHADSE EchallanMH011724972202627E.pdf
quoted history checked
extra challan scanned
kyc address read
copilot edit — by copilot:Nikhil
file note490
mail against file490 — by ezdocs:reader
address compared
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
paper locate — by ezdocs:reader
document read again
copilot check ok — by copilot
form checked489
The home address was read off the papers — by ezdocs:reader
reading boxes not the papers words — by copilot
file note490
case read — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03371
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
property self check
property from index2
index2 people checked
property english extracted
money settled — by ezdocs:reader
index2 people checked
applicant email captured
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
applicant name corrected from letter
roles from letter
Received: Sanction letter
KFSLetter_4600000482.pdf
cards read
file note490
paper against file490 — by ezdocs:reader
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
challan boxes from reading — by copilot
challan boxes by rules
party not merged
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
cards read
file note490
paper against file490 — by ezdocs:reader
Received: Selfie — not usable
sharad pic.png — this is a photograph of a passport-size print, not a live selfie
Received: Selfie — not usable
CO APP PIC.png — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
APPLICANT PAN.jpg
file note490
paper against file490 — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
file note490
paper against file490 — by ezdocs:reader
Co-applicant added
party not merged
case read started — by ezdocs:reader
screenshot claim recorded
Received: Index II
index.pdf
Received: PAN card
CO APPLICANT PAN.jpg
Received: Aadhaar
co aap adhar.pdf
Received: Aadhaar
Applicant adhar.pdf
Received: Payment screenshot
Payment Receipt.pdf
file note490
Not asked of the bank — what the reading stopped on means the same, or is not the property
case read — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Fwd: Request 0.30 and 0.50 in case of SHARAD MAHDSE--4600000482
An old draft withdrew itself — its asks were already answered
Wrote the fee quote mail — held, silent mode
Fwd: Request 0.30 and 0.50 in case of SHARAD MAHDSE--4600000482
boxes gathered
challan boxes by rules
box disagreement
box disagreement
reader mail addition — by ezdocs:reader
property numbers completed
party from case name
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
paper owner check
money settled — by ezdocs:reader
money corrected from papers
Wrote the document chase mail — held, silent mode
Fwd: Request 0.30 and 0.50 in case of SHARAD MAHDSE--4600000482
case read started — by ezdocs:reader
branch calc read
Received: Technical report
4600000482_APFProcessRequest_20261009174230042.pdf
Received: Bank's calculation sheet
Outlook-1whna1ui.png
Received: other
Outlook-signatureI.png
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓Bank's calculation sheetopen
✓Technical reportopen
✓Aadhaar cardopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it12 open
File is complete for challan and basic e-filing details. Loan amount is Rs. 18,37,150 including insurance as per calculation sheet. Property is Flat No. 108, 1st floor, Wing B, Prakruti Aanandam, Survey No. 32 and 121/18/A, Village Dawadi, Taluka Kalyan, District Thane. Owners are Sharad Narayan Mha
○the photo — the branch
✗the photo could not be read (CO APP PIC.png) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (sharad pic.png) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (20260729_174214807_CUSTOMER PHOTO.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
✗the photo could not be read (20260729_122202698_CUSTOMER PHOTO.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○Sharad Mahdse — PAN — the branch
○Sharad Mahdse — date of birth — the branch
○Sharad Mahdse — mobile — the branch
○Sharad Mahdse — e-mail — the branch
○USHA SHARAD MHADSE — mobile — the branch
… and 2 more
the branch's last mail (2026-10-09): The branch has sent customer photos and other image files. · brought: a selfie
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T13:22 UTC
Moneywaiting for the credit
₹16,770.36
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹16,747.20 — ₹23 under our ask, not below the real calculation ₹16,697. Counts as full. Nothing to ask.
Screenshot ₹16,747.20 — verified by itself the moment the bank credit is heard.
Screenshot ₹16,747.20 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by UPI to 7715973535m@pnb at 2026-08-26 — the PNB SMS verifies it within minutes.
The working
Stamp duty 0.3%5,520
Registration fee 0.5%9,200
Government handling350
Our service fee1,700
Total we ask for16,770.36
By law ₹16,747.20. We ask ₹16,770 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
108, 1st, Anandam Building, B Wing, SURVEY, 32, Davadi Tarfe Ambernath, 421203
read from the Index II · e-filing boxes 49 of 58 ready
Check the property →the boxes beside the paper
People
Sharad Mahdse · applicant—SHARAD NARAYAN MHADSE · applicantAOXPM6677CUSHA SHARAD MHADSE · co-applicantBBLPM6604F
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