⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
VG TRADE TOWN REALTY LLP
LAN NHL/KRDI/0826/5209593Loan ₹7,83,00,000Property loanWaiting for the Index IIMails & papers 13 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
18 Sep, 16:57
Documents
Payment
Challan
done 28 Sep, 10:00 · GRAS ↗
Filing
waiting 15d 15h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank has provided all initial documents and confirmed payment for the stamp duty. The NOI team has generated and shared the GRAS challan. The NOI team must…whole case so far 25d 8h
Needs your eyes4
Challan on file does not agree with the case. Open it before paying or sharing.
We are not asking the branch for papers yet — a file here is unread and the missing one may be inside it.
Branch wrote ₹50,00,000; sanction letter says ₹7,83,00,000. We quoted on ₹7,83,00,000. Confirm the mortgage amount before the challan.
Screenshot shows money paid to “typed in the mail” — not our account.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
(empty)
Village
Baner
Number type
SURVEY
Number
205/11/206/1/2/3/A1 and 205/11/206/1/2/3/A2
Building
VJ INDIWORKS - BANER CENTRAL
Floor
3RD FLOOR
Flat / shop no
Office on. PLOT B
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. Sanction letter (32).pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (25d ago) — open the verification page; they are marked in red.
Taluka, Area are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: VG TRADE TOWN REALTY LLP is NOT typed — a card of ANOTHER CUSTOMER on this file (the name is none of this file's people: the sanction letter's borrowers and the request's customer). Ask the branch whose paper it is.
• Mortgagor pages: VG TRADE TOWN REALTY LLP is named on the sanction letter (Sanction letter (33).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• VG TRADE TOWN REALTY LLP: birth date missing — VG TRADE TOWN REALTY LLP's own PAN card (VG TRADE TOWN REALTY LLP - PAN.jpeg) is read but no birth date comes off it — read it off the card beside the form
• check — House Type: the case carries Office/Industry; an office on floor 3 is the portal's Shop/Office above Ground Floor — read the paper once; the case's entry is typed
• person 2's mobile: the case's 9011099556 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹3,09,910; it reads: ₹2,94,910 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹2,49,910 (0.3% ₹2,34,910 + 0.5% ₹15,000 on a loan of ₹7,83,00,000); the challan itself says a loan of ₹9,83,00,000. It is ₹9,83,00,000 = ₹7,83,00,000 (the case's own loan amount) + ₹2,00,00,000 (the letter's FINAL amount) — the challan was paid on both together. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
An old draft withdrew itself — its asks were already answered
3 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
An old draft withdrew itself — its asks were already answered
1 Oct6 things — 6 steps
cards read
cards read
cards read
cards read
cards read
cards read
28 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
27 Sep4 things — 4 steps
mail read as shown
mail read as shown
mail read as shown
mail read as shown
25 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
24 Sep1 thing — 1 step
Checked: this challan is not another case's
22 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
19 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01984 | NHL/KRDI/0826/5209593
18 Sep181 things — 17 documents received · 2 letters written · 3 cautions · 159 steps
half read mail reread
boxes gathered
wrong payee flagged
claim part duplicate
half read mail reread
boxes gathered
half read mail reread
boxes gathered
Judged again with today's rules, the challan still does not match the case — a person opens it
property self check
kyc address missing
desk documents backfill
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
wrong payee flagged
claim part duplicate
half read mail reread
boxes gathered
half read mail reread
boxes gathered
box disagreement
box disagreement
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
VG TRADE TOWN REALTY LLP EchallanMH010436911202627E.pdf
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
Nothing new to ask for — stayed quiet
stuck after payment healed
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
quoted history checked
Nothing new to ask for — stayed quiet
box disagreement
stuck after payment healed
box disagreement
box disagreement
box disagreement
box disagreement
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
documents read together
Received: other
image003.jpg
Received: other
image001.jpg
Received: other
image002.png
wrong payee flagged
claim part duplicate
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
Nothing new to ask for — stayed quiet
stuck after payment healed
box disagreement
box disagreement
box disagreement
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
extra challan scanned
wrong payee flagged
claim part duplicate
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: other
Certificate of Incorporation.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: other
image001.jpg
Co-applicant added
Received: PAN card
VIRENDRA PAN.jpeg
applicant email captured
Property address read from the sanction letter
roles from letter
Co-applicant added
Received: Aadhaar
Virendra AAdhar.pdf
Received: Aadhaar
Aadhaar.pdf
Received: PAN card
Nandkumar - Pan card.pdf
applicant email captured
Property address read from the sanction letter
roles from letter
Received: other
Nandkumar - PASSPORT.pdf
Received: other
GST Certificate.pdf
Received: other
MORTGAGE DEED VJ final draft track Sep 15- Clean Kharadi Brch.docx
Received: other
VG TRADE TOWN REALTY LLP Deed.pdf
Received: Sanction letter
Sanction letter (32).pdf
Received: Sanction letter
Sanction letter (33).pdf
Received: PAN card
VG TRADE TOWN REALTY LLP - PAN.jpeg
Payment proof arrived before the case was quoted — held
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Nothing new to ask for — stayed quiet
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs5 still to come
4 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Payment Screenshot with UTR — still needed
1 file we could not read — MORTGAGE DEED VJ final draft track Sep 1 — press read again; the missing paper may be inside itopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 17 files
The whole file has not been read yet17 papers on file
Moneyall of it is in
₹2,51,730.30
Reached our account 18 Sep 16:05:29.
How we know
Our own bank told us — 18 Sep 16:05
₹3,11,800 · UTR KKBKR52026091800780205 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.311800.00,18-09-2026 16:05:29 thru RTGS from KKBKR52026091800780205/VG TRADE TOWN REALTY Aval Bal 640480.75 CR Helpline 18001800/18002021-PNB”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%2,34,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for2,51,730.30
By law ₹2,51,720. We ask ₹2,51,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Office on. PLOT B, 3RD FLOOR, VJ INDIWORKS - BANER CENTRAL, SURVEY, 205/11/206/1/2/3/A1 and 205/11/206/1/2/3/A2, Baner, 411045
read from the sanction letter · e-filing boxes 46 of 58 ready
Check the property →the boxes beside the paper
People
VG TRADE TOWN REALTY LLP · applicantAAVFV4850ANANDKUMAR AMOLAKCHAND MUTHA · applicantABZPM6109LVIRENDRA NANDKUMAR MUTHA · co-applicantAHZPM1654J
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