silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03296

Yeshwant Govinda Kawale

PNB_HFLLAN HOU/NAG/0926/5232555Loan ₹26,04,000NOI
Waiting for the Index IIMails & papers 3 2 drafts to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 15:45
Documents
Payment
done 8 Oct, 15:48
Challan
took 1h 21m · GRAS ↗
Filing
waiting 5d 5h · SANDEEP 1m · IGR e-filing ↗
waiting on the branchChallan paidwhole case so far 5d 6h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nagpur
Taluka
Nagpur
Village
Waranga
Number type
KHASRA
Number
117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139
Building
Project Anjaneya Nagar V
Floor
(empty)
Flat / shop no
13
Area
(empty)
Hadd
Waranga Gram Panchayat
Read from the sanction letter, not the Index II. Adobe Scan 08 Oct 2026.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
Floor, Area are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: NIRMALA GOVINDA KAWALE is named on the sanction letter (Adobe Scan 08 Oct 2026.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• NIRMALA GOVINDA KAWALE: PAN missing — no PAN card of NIRMALA GOVINDA KAWALE is read on the file — the PAN cards on it (YASHWANT GOVINDA KAWALE, Adobe Scan 08 Oct 2026.pdf) are beside the form; type the PAN off the person's own card
• NIRMALA GOVINDA KAWALE: birth date missing — no PAN card of NIRMALA GOVINDA KAWALE is read on the file — the PAN cards on it (YASHWANT GOVINDA KAWALE, Adobe Scan 08 Oct 2026.pdf) are beside the form; type the birth date off the person's own card
• 15 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03296 | HOU/NAG/0926/5232555
10:00
An old draft withdrew itself — its asks were already answered
10:00
9 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03296 | HOU/NAG/0926/5232555
10:00
8 Oct58 things — 6 documents received · 3 letters written · 1 money step · 2 cautions · 46 steps
A file was read again from the start — everything inside it now counts
17:06
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
17:06
Challan re-read against the case — matches exactly
17:06
challan extracted
17:06
reading error456
17:06
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:06
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:06
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:06
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
17:06
Challan re-read against the case — matches exactly
17:06
challan extracted
17:06
Received: Challan
YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf
17:05
copilot edit — by copilot:SANDEEP
17:03
copilot check ok — by copilot
16:58
form checked489
16:58
copilot check ok — by copilot
16:58
form checked489
16:58
challan boxes not the papers words — by copilot
16:58
copilot check issues — by copilot
16:58
form checked489
16:58
challan boxes composed
16:57
challan boxes not the papers words — by copilot
16:57
quoted history checked
16:04
extra challan scanned
16:02
property self check
15:51
The home address was read off the papers — by ezdocs:reader
15:50
file note490
15:48
branch from reading501 — by ezdocs:reader
15:48
case read — by ezdocs:reader
15:48
boxes gathered
15:48
challan boxes composed
15:48
Everything for the challan is in — queued
Papers and money are in — the challan is next.
15:48
case acknowledged challan queued
15:48
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03296
15:48
No fee quote sent — the branch's own figures were right
15:48
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:48
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:48
receivable snapshot
15:48
The payment proof already on the case was applied
15:48
documents read together
15:47
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:47
kyc address read
15:47
PAN found inside the KYC file — no need to ask for it
15:47
roles from letter
15:47
kyc address read
15:47
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
15:47
money settled — by ezdocs:reader
15:47
Received: Selfie — not usable
IMG20260925165016.jpg — this is a photograph of a printed photo, not a live selfie
15:47
case read started — by ezdocs:reader
15:47
applicant email captured
15:47
Property address read from the sanction letter
15:47
Received: Sanction letter
Adobe Scan 08 Oct 2026.pdf
15:47
credit seen before bill
15:47
Payment proof arrived before the case was quoted — held
15:47
Received: Payment screenshot
IMG-20261008-WA0032.jpg
15:47
Received: other
image002.jpg
15:47
Received: other
image001.jpg
15:47
Case opened from the branch's mail
15:47
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
5 of 9 in hand · the challan is done — these are for the filing / KYC
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓Paid challan (GRAS)open
✓PAN card — inside Adobe Scan 08 Oct 2026.pdfopen
✓Aadhaar card — inside Adobe Scan 08 Oct 2026.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it7 open
File has the sanction letter, PAN card, and Aadhaar for applicant Yeshwant Govinda Kawale under loan HOU/NAG/0926/5232555. Property is an open plot in Waranga, Nagpur. Title deeds and MOTD are missing.
○the photo — the branch
○the Index II — the branch
✗the photo could not be read (IMG20260925165016.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○property — floor — the branch
○property — area — the branch
○property — area unit — the branch
○property — title deed held — the branch
?the papers disagree on Applicant name spelling between PAN card and Sanction Letter (PAN card: YASHWANT GOVINDA KAWALE; sanction letter: YESHWANT GOVINDA KAWALE) — Use YASHWANT for the challan payer name as per PAN card.
the branch's last mail (2026-10-08): The branch asks the team to proceed with the challan.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T10:18 UTC
Moneyall of it is in
₹22,670.82
Reached our account 8 Oct 14:46:05.
How we know
Our own bank told us — 8 Oct 14:46
₹22,635 · UTR AXNGG28192930579 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.22635.00,08-10-2026 14:46:05 thru NEFT from AXNGG28192930579/GOOGLE INDIA DIGITAL . Aval Bal 130200.35 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%7,820
Registration fee 0.5%13,030
Government handling320
Our service fee1,500
Total we ask for22,670.82
By law ₹22,652. We ask ₹22,670 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
13, Project Anjaneya Nagar V, KHASRA, 117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139, Waranga, 440002
read from the sanction letter · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
YESHWANT GOVINDA KAWALE · applicantCOLPK1469Q
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