⚠The PNB mailbox has used 228% of what Google lets it send in 24 hours (1,138 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03296

Yeshwant Govinda Kawale

LAN HOU/NAG/0926/5232555 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open

✓Paid challan (GRAS)open

✓PAN card — inside Adobe Scan 08 Oct 2026.pdfopen

✓Aadhaar card — inside Adobe Scan 08 Oct 2026.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹22,670.82CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹22,635 receivedmatches the branch's receipt

Stamp duty 0.3%7,820

Registration fee 0.5%13,030

Government handling320

Our service fee1,500.82

Total we ask for22,670.82

the branch’s receipt claims ₹22,635 135341047449

paid 8 Oct 14:46:05 · verified 8 Oct 15:48:05 · 1 h 02 min later

How we know

Our own bank told us — 8 Oct 14:46

₹22,635 · UTR AXNGG28192930579 · from JK-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.22635.00,08-10-2026 14:46:05 thru NEFT from AXNGG28192930579/GOOGLE INDIA DIGITAL. Aval Bal 130200.35 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit · counted full inside our buffer

By law ₹22,652. We ask ₹22,670 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 17 minour time · 8 Oct 17:03

Index II —not yet

the NOI team 6 d 12 htotal 6 d 12 h so far

Now with the NOI team — e-filing on IGR

since 8 Oct 17:03 — 6 d 10 h of working time

Day by day — every step and who held it

8 Oct 15:45Your branch's mail

8 Oct 15:45Payment landedat once

8 Oct 15:47Papers read+1 min · the NOI team

8 Oct 15:47Property readat once

8 Oct 15:47Papers readat once

8 Oct 15:48Fee quoted+1 min · the NOI team

8 Oct 15:48Payment verifiedat once

8 Oct 15:48Ready for the challanat once

8 Oct 17:03Challan made+1 h 15 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹26,04,000

Loan account no.

HOU/NAG/0926/5232555

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Nagpur

Taluka

Nagpur

Village

Waranga

Number type

KHASRA

Number

117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139

Building

Project Anjaneya Nagar V

Floor

(empty)

Flat / shop no

Area

(empty)

Hadd

Waranga Gram Panchayat

Read from the sanction letter, not the Index II. Adobe Scan 08 Oct 2026.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 6d ago — all agree.

Floor, Area are empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: NIRMALA GOVINDA KAWALE is named on the sanction letter (Adobe Scan 08 Oct 2026.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• NIRMALA GOVINDA KAWALE: PAN missing — no PAN card of NIRMALA GOVINDA KAWALE is read on the file — the PAN cards on it (YASHWANT GOVINDA KAWALE, Adobe Scan 08 Oct 2026.pdf) are beside the form; type the PAN off the person's own card

• NIRMALA GOVINDA KAWALE: birth date missing — no PAN card of NIRMALA GOVINDA KAWALE is read on the file — the PAN cards on it (YASHWANT GOVINDA KAWALE, Adobe Scan 08 Oct 2026.pdf) are beside the form; type the birth date off the person's own card

• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 6d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011641037202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

NOI case NOI-2026-03296

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantYeshwant Govinda Kawale

LANHOU/NAG/0926/5232555

Loan AmtRs. 26,04,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 22,635.00 stands VERIFIED against the credit in our account on 08-Oct-2026 (UTR: AXNGG28192930579). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Applicant's Selfie / Photo
Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-03296 | HOU/NAG/0926/5232555

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/NAG/0926/5232555) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 4 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SB sandip.bhusari1@pnbhousing.com pnbhousing.com
08 Oct, 15:45 · 6d ago THE FIRST MAIL — how this case began

Chalan and NOI of HOU/NAG/0926/5232555 YESHWANT GOVINDA KAWALE

📎 image001.jpg ↗📎 image002.jpg ↗📎 IMG-20261008-WA0032.jpg ↗📎 Adobe Scan 08 Oct 2026.pdf ↗📎 IMG20260925165016.jpg ↗

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From: Nikhil Tulshiram Ji Maundekar <nikhil.maundekar@phfl.com>

Sent: 08 October 2026 15:42

To: Nagsen Khemchand Jambhulkar <nagsen.jambhulkar@phfl.com>

Cc: Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>

Subject: Process to Noi kawale

🤖 read: asks for the challan; documents attached — “Proceed for Chalan”

OL The NOI teamTYPED IN GMAIL
08 Oct, 16:08 · 6d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a registered

sale deedcopy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 8 Oct 2026 at 15:47, Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Proceed for Chalan

Thanks & Regards

*SANDIP BHUSARI*

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

[image: Email Signature]

Internal

*From:* Nikhil Tulshiram Ji Maundekar <nikhil.maundekar@phfl.com>
*Sent:* 08 October 2026 15:42
*To:* Nagsen Khemchand Jambhulkar <nagsen.jambhulkar@phfl.com>
*Cc:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>
*Subject:* Process to Noi kawale

🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
08 Oct, 17:05 · 6d ago

📎 YASHWANT GOVINDA KAWALE EchallanMH01164103 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 8 Oct 2026 at 16:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 8 Oct 2026 at 15:47, Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com > wrote:

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From: Nikhil Tulshiram Ji Maundekar < nikhil.maundekar@phfl.com >

Sent: 08 October 2026 15:42

To: Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com >

Cc: Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com >

Subject: Process to Noi kawale

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.jpg	filed	6d ago
Other	image002.jpg	filed	6d ago
Payment screenshot	IMG-20261008-WA0032.jpg	filed	6d ago
Sanction letter+ PAN card inside+ Aadhaar card inside	Adobe Scan 08 Oct 2026.pdf	filed	6d ago
Selfie / photo	IMG20260925165016.jpg	CANNOT BE READ — clear copy asked	6d ago
Paid challan (GRAS)	YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf	filed	6d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹22,670.82

Where it stands
VERIFIED — money received

Screenshot claims
₹22,635 135341047449

Paid at
8 Oct 14:46:05

Verified on
8 Oct 15:48:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,820	₹13,030	₹320	₹1,500	₹22,670

By law ₹22,652. We ask ₹22,670 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO

15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Landmark, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) …

✓ EzDocs checked every box against the document’s own words 6d ago — all agree.

not verified yetsource: the sanction letter (Adobe Scan 08 Oct 2026.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Plot No.13, Block OPEN PLOT, Project Anjaneya Nagar V, All that piece and parcel of land bearing Kh. No., 117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139 of Mouza, Waranga, bearing PH no 41 situated within, nagpur, Nagpur, Nagpur, MAHARASHTRA, India, 440002

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Adobe Scan 08 Oct 2026.pdf

the address
{'PIN': '440030', 'AREA': 'MANKAPUR S.O', 'FLAT': 'PLOT NO.321', 'ROAD': 'GODHNI RCAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY', 'DISTRICT': 'NAGPUR', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'NAGPUR'}

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 13 PROJECT ANJANEYA NAGAR V KHASRA NO 117 118 119/2 125 126 127/1 134/1 134/2 135 AND 139

Locality/Road
OPEN PLOT NAGPUR MOUJE WARANGA TAL NAGPUR DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	YESHWANT GOVINDA KAWALE	COLPK1469Q	…3801

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	sandip.bhusari1@pnbhousing.com	6d ago
Index II chase	sandip.bhusari1@pnbhousing.com	5d ago
Index II chase	sandip.bhusari1@pnbhousing.com	1d ago

What EzDocs read from each document — check anything marked in red

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20261008-WA0032.jpg needs your check

utr
135341047449

date
2026-10-08

time
12:59

amount
22635

method
PhonePe

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '135341047449', 'date': '2026-10-08', 'time': '12:59', 'amount': 22635, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter Adobe Scan 08 Oct 2026.pdf needs your check

lan
HOU/NAG/0926/5232555

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'YESHWANT GOVINDA KAWALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NIRMALA GOVINDA KAWALE', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

rate words
13.15% per annum 13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement

loan amount
2480000

rate spread
-4.8

final amount
2604000

interest rate
8.35

sanction date
06-Oct-2026

letter version
4

reference rate
13.15

applicant email
kawale41@gmail.com

applicant names
YESHWANT GOVINDA KAWALE, NIRMALA GOVINDA KAWALE

printed altered
False

applicant mobile
8830695508

balance transfer
False

property address
pin: 440002; state: MAHARASHTRA; taluka: Nagpur; Flat no: 13; district: Nagpur; Address: Unit Plot No.13, Block OPEN PLOT, Project Anjaneya Nagar V, All that piece and parcel of land bearing Kh. No., 117, 118, 119/2

insurance premium
124000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2604000

security address verbatim
Unit Plot No.13, Block OPEN PLOT, Project Anjaneya Nagar V, All that piece and parcel of land bearing Kh. No., 117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139 of Mouza, Waranga, bearing PH no 41 situated with

applicant address verbatim
S/O GOVINDA KAWALE PLOT NO.321, ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY, GODHNI ROAD MANKAPUR S.O,., Nagpur, MAHARASHTRA, 440030, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0926/5232555', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'YESHWANT GOVINDA KAWALE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NIRMALA GOVINDA KAWALE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.80% = 8.35% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2480000, 'rate_spread': -4.8, 'final_amount': 2604000, 'interest_rate': 8.35, 'quality_issue': None, 'sanction_date': '06-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'kawale41@gmail.com', 'applicant_names': ['YESHWANT GOVINDA KAWALE', 'NIRMALA GOVINDA KAWALE'], 'printed_altered': False, 'applicant_mobile': '8830695508', 'balance_transfer': False, 'property_address': {'pin': '440002', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Nagpur', 'flat_no': '13', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Unit Plot No.13, Block OPEN PLOT, Project Anjaneya Nagar V, All that piece and parcel of land bearing Kh. No., 117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139 of Mouza, Waranga, bearing PH no 41 situated within, nagpur, Nagpur, Nagpur, MAHARASHTRA, India, 440002', 'village_city': 'Waranga', 'building_name': 'Project Anjaneya Nagar V', 'survey_or_cts_no': 'Kh. No., 117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139'}, 'insurance_premium': 124000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2604000, 'security_address_verbatim': 'Unit Plot No.13, Block OPEN PLOT, Project Anjaneya Nagar V, All that piece and parcel of land bearing Kh. No., 117, 118, 119/2, 125, 126, 127/1, 134/1, 134/2, 135 and 139 of Mouza, Waranga, bearing PH no 41 situated within, nagpur, Nagpur, Nagpur, MAHARASHTRA, India, 440002', 'applicant_address_verbatim': 'S/O GOVINDA KAWALE PLOT NO.321, ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY, GODHNI ROAD MANKAPUR S.O,., Nagpur, MAHARASHTRA, 440030, India'}

Selfie / photo IMG20260925165016.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Sanction letter Adobe Scan 08 Oct 2026.pdf needs your check

dob
1989-03-29

pan
COLPK1469Q

name
YASHWANT GOVINDA KAWALE

address
pin: 440030; flat: PLOT NO.321; road: GODHNI RCAD; state: Maharashtra; building: ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY; Village: Mankapur S.O Nagpur

legible
True

father name
GOVINDA KRISHNARAO KAWALE

aadhaar last4
3801

raw reading (for Abhijit)

{'dob': '1989-03-29', 'pan': 'COLPK1469Q', 'name': 'YASHWANT GOVINDA KAWALE', 'mobile': None, 'address': {'pin': '440030', 'area': None, 'flat': 'PLOT NO.321', 'road': 'GODHNI RCAD', 'floor': None, 'state': 'Maharashtra', 'building': 'ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY', 'district': None, 'post_office': None, 'village_city': 'Mankapur S.O Nagpur'}, 'legible': True, 'father_name': 'GOVINDA KRISHNARAO KAWALE', 'aadhaar_last4': '3801', 'quality_issue': None}

Sanction letter Adobe Scan 08 Oct 2026.pdf needs your check

dob
1989-03-29

pan
COLPK1469Q

name
YASHWANT GOVINDA KAWALE

address
pin: 440030; area: Mankapur S.O; flat: PLOT NO.321; road: GODHNI RCAD; state: Maharashtra; building: ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY; district: Nagpur; Village: Nagpur

legible
True

father name
GOVINDA KRISHNARAO KAWALE

aadhaar last4
3801

raw reading (for Abhijit)

{'dob': '1989-03-29', 'pan': 'COLPK1469Q', 'name': 'YASHWANT GOVINDA KAWALE', 'mobile': None, 'address': {'pin': '440030', 'area': 'Mankapur S.O', 'flat': 'PLOT NO.321', 'road': 'GODHNI RCAD', 'floor': None, 'state': 'Maharashtra', 'building': 'ASHIRWAD NAGAR JAI DURGA HOUSING SOCIETY', 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': 'GOVINDA KRISHNARAO KAWALE', 'aadhaar_last4': '3801', 'quality_issue': None}

Paid challan (GRAS) YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf needs your check

grn
MH011641037202627E

pin
440002

total
20850.0

article
6(1)

defaced
False

bank cin
03006172026100801040

district
NAGPUR

area city
NAGPUR

payer pan
COLXXXXXXQ

flat block
PLOT NO 13 BLOCK OPEN PLOT PROJECT ANJANEYA NAGAR V KHASRA NO 117 118 119/2 125 126 AND OTHER

payer name
YASHWANT GOVINDA KAWALE

sro office
NGP1_HQR SUB REGISTRAR NAGPUR 1

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2604000

scheme rows
{'amount': 7820.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5508

payment date
08/10/2026-17:03:26

road locality
PH NO 41 MOUJE WARANGA NAGPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2604000

raw reading (for Abhijit)

{'grn': 'MH011641037202627E', 'pin': '440002', 'total': 20850.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801040', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'COLXXXXXXQ', 'flat_block': 'PLOT NO 13 BLOCK OPEN PLOT PROJECT ANJANEYA NAGAR V KHASRA NO 117 118 119/2 125 126 AND OTHER', 'payer_name': 'YASHWANT GOVINDA KAWALE', 'sro_office': 'NGP1_HQR SUB REGISTRAR NAGPUR 1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2604000', 'scheme_rows': [{'amount': 7820.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5508', 'payment_date': '08/10/2026-17:03:26', 'road_locality': 'PH NO 41 MOUJE WARANGA NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2604000'}

Paid challan (GRAS) YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf needs your check

grn
MH011641037202627E

pin
440002

total
20850.0

article
6(1)

defaced
False

bank cin
03006172026100801040

district
NAGPUR

area city
NAGPUR

payer pan
COLXXXXXXQ

flat block
PLOT NO 13 BLOCK OPEN PLOT PROJECT ANJANEYA NAGAR V KHASRA NO 117 118 119/2 125 126 AND OTHER

payer name
YASHWANT GOVINDA KAWALE

sro office
NGP1_HQR SUB REGISTRAR NAGPUR 1

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2604000

scheme rows
{'amount': 7820.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5508

payment date
08/10/2026-17:03:26

road locality
PH NO 41 MOUJE WARANGA NAGPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2604000

raw reading (for Abhijit)

{'grn': 'MH011641037202627E', 'pin': '440002', 'total': 20850.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100801040', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'COLXXXXXXQ', 'flat_block': 'PLOT NO 13 BLOCK OPEN PLOT PROJECT ANJANEYA NAGAR V KHASRA NO 117 118 119/2 125 126 AND OTHER', 'payer_name': 'YASHWANT GOVINDA KAWALE', 'sro_office': 'NGP1_HQR SUB REGISTRAR NAGPUR 1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2604000', 'scheme_rows': [{'amount': 7820.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13030.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5508', 'payment_date': '08/10/2026-17:03:26', 'road_locality': 'PH NO 41 MOUJE WARANGA NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2604000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	reader_efiling_verdict	{'fp': 'd3a04393e6bbc900', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing. This is a requi
1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sandip.bhusari1@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0926/5232555) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sandip.bhusari1@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NAG/0926/5232555) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:
6d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed COxxxxxxXQ — no paper on the
6d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '463649', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NGP1_
6d ago	EzDocs	document_reread	{'now': ['challan'], 'was': ['challan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'doc_id': '6bcb5
6d ago	EzDocs	two_stamp_duty_challans	{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
6d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011641037202627E', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
6d ago	EzDocs	challan_extracted	{'grn': 'MH011641037202627E', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 20850.0}
6d ago	EzDocs	reading_error456	{'box': 'Office', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'ours
6d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
6d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'kin
6d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YASHWANT GOVINDA KA
6d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP1_HQR SUB REGISTRAR NAGPUR 1', 'district': 'NAGPUR'}
6d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011641037202627E', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
6d ago	EzDocs	challan_extracted	{'grn': 'MH011641037202627E', 'file': 'YASHWANT GOVINDA KAWALE EchallanMH011641037202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 20850.0}
6d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
6d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03296'}
6d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
6d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03296'}
6d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (KHASRA) — read box 1 once against the paper's own words"}
6d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Payer', 'why': 'The PAN card prints YESHWANT; the t
6d ago	EzDocs	form_checked489	{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 1, 'case_no': 'NOI-2026-03296'}
6d ago	EzDocs	challan_boxes_composed	{'fp': '8d225749e67fbb1d', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 13 PROJECT ANJANEYA NAG
6d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (KHASRA) — read box 1 once against the paper's own words"}
6d ago	EzDocs	quoted_history_checked	{}
6d ago	EzDocs	extra_challan_scanned	{'found': 0}
6d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 13, 'trigger': 'quick sweep'}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹22,635 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

13 Oct3 things

EzDocs checked the e-filing boxes against the papers

23:41

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03296 | HOU/NAG/0926/5232555

10:00

An old draft withdrew itself — its asks were already answered

10:00

9 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03296 | HOU/NAG/0926/5232555