Cases / NOI-2026-03734

Chanchal Amir Jha

LAN HOU/KLN/0826/5207893 Challan paid · our move File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓A mail's picture (a signature logo, a banner) — not a paperopen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside Doc NOI (1).pdfopen

✓Sanction letter — inside Doc NOI (1).pdfopen

✓Index II — inside Doc NOI (1).pdfopen

✓Selfie / photo — inside Doc NOI (1).pdfopen

✓Payment screenshot — money verified — inside Doc NOI (1).pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (3)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹13,940.63CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹13,908 receivedthe receipt's amount and minute agree

The branch sent 2 receipts — 2 of 2 have reached our account:

✓₹2,000seen in our account · 16 Oct 21:14 · by its UTR8970737924

✓₹11,908seen in our account · 16 Oct 21:15 · by its UTR8981754432

Stamp duty 0.3%4,550

Registration fee 0.5%7,570

Government handling320

Our service fee1,500.63

Total we ask for13,940.63

the branch’s receipt claims ₹13,908 628970737924,628981754432

paid 16 Oct 21:15:10 · verified 17:14:23 · 19 h 59 min later

How we know

Our own bank told us — 16 Oct 21:15

₹11,908 · UTR 628981754432 · from BP-HDFCBN-S

“Successful! You have received Rs. 11908.00 via HDFC Bank SmartHub Vyapar from Mr CHANCHA. RRN-628981754432, Check: https://1.hdfc.bank.in/HDFCBK/s/VAxvGP3d”

Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts; counted full inside our buffer

By law ₹13,918.82. We ask ₹13,940 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 37 minour time · 17:48

Index II —not yet

the NOI team 2 h 05 mintotal 2 h 05 min so far

Now with the NOI team — e-filing on IGR

since 17:48 — 1 h 28 min of working time

Day by day — every step and who held it

17:11Your branch's mail

17:11Payment landedat once

17:13Papers read+2 min · the NOI team

17:14Fee quotedat once

17:14Payment verifiedat once

17:14Ready for the challanat once

17:21Property read+7 min · the NOI team

17:48Challan made+28 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹15,12,352

Loan account no.

HOU/KLN/0826/5207893

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Number type, Number, Area are empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the Index II

District

Thane

Taluka

Kalyan

Village

Titwala / Baneli

Number type

(empty)

Number

(empty)

Building

B WING, AASTHA EVERSHINE CHSL

Floor

6TH FLOOR

Flat / shop no

FLAT NO 601

Area

(empty)

Hadd

(empty)

Read from the Index II on file — the government's own words for this property. Doc NOI (1).pdf open it

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• Mortgagor pages: AMIRKUMAR DINESH JHA is named on the sanction letter (Doc NOI (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• Mortgagor pages: MEERA AMIR JHA is named on the sanction letter (Doc NOI (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number

• Build Up Area not on file — read it off the Index II / sale deed

• check — person 1's PAN: EzDocs (reading the whole file) says ASDPJ2709E, the case holds BESPJ1352K

• changed — village: the case held TITWALA / BANELI; filled BAMBHORI — EzDocs (reading the whole file), from Index II (Doc NOI (1).pdf page 8), reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012260704202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RK rahul.katkar@phfl.com phfl.com
17 Oct, 17:11 · 2h ago THE FIRST MAIL — how this case began

Initiate 0.3% & 0.5% , Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/520789

📎 image003.jpg ↗📎 Doc NOI (1).pdf ↗

Dear Sir,

0.3% & 0.5%, Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893

Thanks & Regards,
Rahul Katkar ​ ?
Sr. Channel Manager – Kalyan Branch.
PHFL Home Loans and Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 7304043647
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com

earlier mails quoted below

From: Sunil Vasantrao Rathod (sunil.rathod@phfl.com)
Date: 10/17/26 17:07
To: Rahul Prakash Katkar (rahul.katkar@phfl.com)
Subject: Fw: Initiate 0.3% & 0.5%, Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/5207893

SUNIL RATHOD ?

Team Manager (Loans) – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - 7709599635
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com

​

From: Sunil Vasantrao Rathod (sunil.rathod@phfl.com)
Date: 10/17/26 13:36
To: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com)
Cc: David Kumar Elangovan (david.elangovan@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Swati Gautam More (swati.more@phfl.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Archana Pardhale (archana.pardhale@pnbhousing.com)
Subject: Initiate 0.3% & 0.5%, Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/5207893

Dear Sir,

0.3% & 0.5%, Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893

SUNIL RATHOD ?

Team Manager (Loans) – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - 7709599635
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com

​

🤖 read: asks for the fee / a quote, a payment receipt, the challan, the token / NOI confirmation, the e-filing copy, the Index II; documents attached — “0.3% & 0.5% , Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893”

OL The NOI teamTYPED IN GMAIL
17 Oct, 17:30 · 1h ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 17 Oct 2026 at 17:13, Rahul Prakash Katkar < rahul.katkar@phfl.com > wrote:

Dear Sir,

0.3% & 0.5%, Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893

Thanks & Regards,
Rahul Katkar ​ ?
Sr. Channel Manager – Kalyan Branch.
PHFL Home Loans and Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 7304043647
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com

From: Sunil Vasantrao Rathod (sunil.rathod@phfl.com)
Date: 10/17/26 17:07
To: Rahul Prakash Katkar (rahul.katkar@phfl.com)
Subject: Fw: Initiate 0.3% & 0.5%, Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/5207893

SUNIL RATHOD ?

Team Manager (Loans) – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - 7709599635
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com

​

From: Sunil Vasantrao Rathod (sunil.rathod@phfl.com)
Date: 10/17/26 13:36
To: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com)
Cc: David Kumar Elangovan (david.elangovan@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Swati Gautam More (swati.more@phfl.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Archana Pardhale (archana.pardhale@pnbhousing.com)
Subject: Initiate 0.3% & 0.5%, Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/5207893

Dear Sir,

0.3% & 0.5%, Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893

SUNIL RATHOD ?

Team Manager (Loans) – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - 7709599635
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com

​

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
17 Oct, 17:50 · 1h ago

📎 CHANCHAL AMIR JHA EchallanMH01226070420262 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 17 Oct 2026 at 17:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Sat, 17 Oct 2026 at 17:13, Rahul Prakash Katkar < rahul.katkar@phfl.com > wrote:

Dear Sir,

0.3% & 0.5%, Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893

Thanks & Regards,
Rahul Katkar ​ ?
Sr. Channel Manager – Kalyan Branch.
PHFL Home Loans and Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 7304043647
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com

From: Sunil Vasantrao Rathod (sunil.rathod@phfl.com)
Date: 10/17/26 17:07
To: Rahul Prakash Katkar (rahul.katkar@phfl.com)
Subject: Fw: Initiate 0.3% & 0.5%, Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/5207893

SUNIL RATHOD ?

Team Manager (Loans) – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - 7709599635
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com

​

From: Sunil Vasantrao Rathod (sunil.rathod@phfl.com)
Date: 10/17/26 13:36
To: Niyaz Ahmed (niyaz.ahmed@pnbhousing.com)
Cc: David Kumar Elangovan (david.elangovan@phfl.com), Abhijit Shivaji Bare (abhijit.bare@phfl.com), Swati Gautam More (swati.more@phfl.com), Santosh Phalane 1 (santosh.phalane1@pnbhousing.com), Archana Pardhale (archana.pardhale@pnbhousing.com)
Subject: Initiate 0.3% & 0.5%, Vender charges and Documents for NOI Challan in case of Mr. CHANCHAL AMIR JHA HOU/KLN/0826/5207893

Dear Sir,

0.3% & 0.5%, Vender charges and Documents for NOI In case of CHANCHAL AMIR JHA--5207893

SUNIL RATHOD ?

Team Manager (Loans) – Kalyan Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited)
Mobile - 7709599635
Toll Free: 1800 120 8800
Web Site: www.pnbhousing.com

​

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
A mail's picture (a signature logo, a banner) — not a paper	image003.jpg	filed	2h ago
PAN card+ Aadhaar card inside+ Sanction letter inside+ Index II inside+ Selfie / photo inside+ Payment screenshot inside	Doc NOI (1).pdf	filed	2h ago
Paid challan (GRAS)	CHANCHAL AMIR JHA EchallanMH012260704202627E.pdf	filed	1h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹13,940.63

Where it stands
VERIFIED — money received

Screenshot claims
₹13,908 628970737924,628981754432

Paid at
16 Oct 21:15:10

Verified on
17:14:23

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,550	₹7,570	₹320	₹1,500	₹13,940

By law ₹13,918.82. We ask ₹13,940 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

26 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area, Area unit (Sq.mt. / Sq.ft.) …

13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …

✓ EzDocs checked every box against the document’s own words 1h ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Doc NOI (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

empty

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Doc NOI (1).pdf

as printed
FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, THANE, BENALI ROAD, THANE, MAHARASHTRA, INDIA, 421605

PIN
421605

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 601 6TH FLOOR B WING AASTHA EVERSHINE CHSL

Locality/Road
TITWALA EAST BENALI ROAD KALYAN

Area/City
THANE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	CHANCHAL AMIR JHA	ASDPJ2709E	…8185

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	rahul.katkar@phfl.com	2h ago

What EzDocs read from each document — check anything marked in red

PAN card Doc NOI (1).pdf needs your check

dob
1993-05-19

pan
ASDPJ2709E

name
CHANCHAL AMIR JHA

legible
True

father name
AMIR JHA

raw reading (for Abhijit)

{'dob': '1993-05-19', 'pan': 'ASDPJ2709E', 'name': 'CHANCHAL AMIR JHA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'AMIR JHA', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Doc NOI (1).pdf needs your check

dob
1993-05-19

name
Chanchal Amir Jha

mobile
8976613530

address
pin: 421605; area: Baneli, Titwala East; flat: B-601; road: Titwala Ambivali Road; state: Maharashtra; building: Aashtha Evershine Building; district: Thane; Village: Titwala

legible
True

aadhaar last4
8185

raw reading (for Abhijit)

{'dob': '1993-05-19', 'pan': None, 'name': 'Chanchal Amir Jha', 'mobile': '8976613530', 'address': {'pin': '421605', 'area': 'Baneli, Titwala East', 'flat': 'B-601', 'road': 'Titwala Ambivali Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Aashtha Evershine Building', 'district': 'Thane', 'post_office': None, 'village_city': 'Titwala'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8185', 'quality_issue': None}

PAN card Doc NOI (1).pdf needs your check

lan
HOU/KLN/0826/5207893

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'CHANCHAL AMIR JHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMIRKUMAR DINESH JHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MEERA AMIR JHA', 'role': 'applicant', 'label': 'Applicant'}

confidence
1

rate words
PNBRRR * 13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement

loan amount
1440335

rate spread
-4.75

final amount
1512352

interest rate
8.4

sanction date
15-Oct-2026

letter version
6

reference rate
13.15

applicant email
chanchalamirjha@gmail.com

applicant names
CHANCHAL AMIR JHA, AMIRKUMAR DINESH JHA, MEERA AMIR JHA

printed altered
False

applicant mobile
8976613530

balance transfer
False

property address
pin: 421605; road: BENALI ROAD; state: MAHARASHTRA; taluka: Thane; Flat no: 601; district: Thane; Floor: 6TH FLOOR; Address: FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane

insurance premium
72017

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1512352

security address verbatim
FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605

applicant address verbatim
FLAT NO. B-601 AASHTHA EVERSHINE, BUILDING BANELI TITWALA AMBIVALI ROAD, TITWALA KALYAN,.. Thane, MAHARASHTRA, 421605, Thane, India

raw reading (for Abhijit)

{'lan': 'HOU/KLN/0826/5207893', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'CHANCHAL AMIR JHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMIRKUMAR DINESH JHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MEERA AMIR JHA', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1440335, 'rate_spread': -4.75, 'final_amount': 1512352, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '15-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'chanchalamirjha@gmail.com', 'applicant_names': ['CHANCHAL AMIR JHA', 'AMIRKUMAR DINESH JHA', 'MEERA AMIR JHA'], 'printed_altered': False, 'applicant_mobile': '8976613530', 'balance_transfer': False, 'property_address': {'pin': '421605', 'road': 'BENALI ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': '601', 'district': 'Thane', 'floor_no': '6TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605', 'village_city': 'TITWALA EAST', 'building_name': 'AASTHA EVERSHINE CHSL', 'survey_or_cts_no': None}, 'insurance_premium': 72017, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1512352, 'security_address_verbatim': 'FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605', 'applicant_address_verbatim': 'FLAT NO. B-601 AASHTHA EVERSHINE, BUILDING BANELI TITWALA AMBIVALI ROAD, TITWALA KALYAN,.. Thane, MAHARASHTRA, 421605, Thane, India'}

PAN card Doc NOI (1).pdf needs your check

payments inside
payments: [{'utr': '628970737924', 'date': '2026-10-16', 'page': 12, 'time': '21:13', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 2000.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}, {'u

header doc number
5079/2017

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '628970737924', 'date': '2026-10-16', 'page': 12, 'time': '21:13', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 2000.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}, {'utr': '628981754432', 'date': '2026-10-16', 'page': 13, 'time': '21:15', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 11908.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}, 'header_doc_number': '5079/2017'}

PAN card Doc NOI (1).pdf needs your check

found
True

found in
Sanction Letter (PNB Housing Finance Ltd) Row 10: Security

paper for
loan_ref: HOU/KLN/0826/5207893; customer_name: CHANCHAL AMIR JHA

confidence
0.95

reading486
property

property address
pin: 421605; road: BENALI ROAD; state: MAHARASHTRA; taluka: Kalyan; Flat no: FLAT NO 601; district: Thane; Floor: 6TH FLOOR; landmark: TITWALA EAST; Address: FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL,

security address verbatim
FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605

raw reading (for Abhijit)

{'found': True, 'found_in': 'Sanction Letter (PNB Housing Finance Ltd) Row 10: Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/KLN/0826/5207893', 'report_id': None, 'customer_name': 'CHANCHAL AMIR JHA'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '421605', 'road': 'BENALI ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Kalyan', 'flat_no': 'FLAT NO 601', 'district': 'Thane', 'floor_no': '6TH FLOOR', 'landmark': 'TITWALA EAST', 'full_address': 'FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605', 'village_city': 'Titwala / Baneli', 'building_name': 'B WING, AASTHA EVERSHINE CHSL', 'survey_or_cts_no': None}, 'security_address_verbatim': 'FLAT NO 601, 6TH FLOOR, B WING, AASTHA EVERSHINE CHSL, TITWALA EAST, BENALI ROAD, Thane, BENALI ROAD, Thane, MAHARASHTRA, India, 421605'}

Paid challan (GRAS) CHANCHAL AMIR JHA EchallanMH012260704202627E.pdf needs your check

grn
MH012260704202627E

pin
421605

total
12120.0

article
6(1)

defaced
False

bank cin
03006172026101701184

district
THANE

area city
THANE

payer pan
ASDXXXXXXE

flat block
FLAT NO 601 6TH FLOOR B WING AASTHA EVERSHINE CHSL BENALI ROAD TITWALA

payer name
CHANCHAL AMIR JHA

sro office
KLN4_KALYAN 4 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1512352

scheme rows
{'amount': 4550.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7570.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX3530

payment date
17/10/2026-17:48:59

road locality
SURVEY NO 56 HISSA NO 35A 35B 35C 35D/2A THANE MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1512352

raw reading (for Abhijit)

{'grn': 'MH012260704202627E', 'pin': '421605', 'total': 12120.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101701184', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'ASDXXXXXXE', 'flat_block': 'FLAT NO 601 6TH FLOOR B WING AASTHA EVERSHINE CHSL BENALI ROAD TITWALA', 'payer_name': 'CHANCHAL AMIR JHA', 'sro_office': 'KLN4_KALYAN 4 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1512352', 'scheme_rows': [{'amount': 4550.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7570.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3530', 'payment_date': '17/10/2026-17:48:59', 'road_locality': 'SURVEY NO 56 HISSA NO 35A 35B 35C 35D/2A THANE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1512352'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	quoted_history_checked	{}
1h ago	EzDocs	extra_challan_scanned	{'found': 0}
1h ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'bb3b5cde-8091-4f21-8393-1bf76bf5a6d1'}
1h ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '551363', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words
1h ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Doc NOI (1).pdf', 'kind': 'index2'}
1h ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'CHANCHAL AMIR JHA EchallanMH012260704202627E.pdf', 'kind': 'p
1h ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'CHANCHAL AMIR JHA E
1h ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KLN4_KALYAN 4 JOINT SUB REGISTRAR', 'district': 'THANE'}
1h ago	EzDocs	challan_verified_against_case	{'grn': 'MH012260704202627E', 'file': 'CHANCHAL AMIR JHA EchallanMH012260704202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1h ago	EzDocs	challan_extracted	{'grn': 'MH012260704202627E', 'file': 'CHANCHAL AMIR JHA EchallanMH012260704202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12120.0}
1h ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1h ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'TIT
1h ago	EzDocs	form_checked489	{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03734'}
1h ago	EzDocs	challan_boxes_composed	{'fp': '7c3a883a32a099bf', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 601 6TH FLOOR B WING AAS
1h ago	EzDocs	reader_mail_addition	{'fp': '2c6ce7d0986a2079', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 17 Oct, 17:30 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1h ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 9, 'trigger': 'quick sweep'}
1h ago	EzDocs	property_auto_verified	{'pin': '421605', 'why': 'read from the Index II; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it is wrong;
1h ago	EzDocs	property_from_report	{'why': 'the sanction letter gave no property; the letter carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'Doc NOI (1).pdf', 'source': 'sanction_letter
1h ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Doc NOI (1).pdf', 'doc_id': 'be1f2a0d-80e4-48d1-a88a-e81574ee291d', 'header_sro':
1h ago	EzDocs	reader_home_address	{'fp': 'b18e3fc22687b558', 'from': 'the sanction letter (Doc NOI (1).pdf)', 'home': {'pin': '421605', 'flat': 'B-601', 'road': 'TITWALA AMBIVALI ROAD', 'state': 'MAHARASHTRA', 'building': 'AASHTHA EVERSHINE, BUILDING BAN
2h ago	EzDocs	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
2h ago	EzDocs	case_acknowledged_challan_queued	{'utr': '628970737924,628981754432', 'fee_total': 13940}
2h ago	EzDocs	email_shadowed:ack	{'to': 'rahul.katkar@phfl.com', 'body': 'Team,\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same.\n\nRegards, NOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', '
2h ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-17T11:44:23', 'why': 'reading', 'open': 13, 'mails': [{'at': '2026-10-17 11:41', 'id': '1a149acb49380997', 'from': 'branch', 'gist': 'The branch is asking for the 0.3% & 0.5% charges, vendor cha
2h ago	EzDocs	fee_quote_suppressed	{'how': 'claim', 'utr': '628970737924,628981754432', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 13908.0}
2h ago	EzDocs	sms_matched_late	{'ref': '628981754432', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 11908.0, 'method': 'screen
2h ago	EzDocs	payment_verified	{'utr': '628970737924,628981754432', 'why': "paid ₹13,908, ₹33 under our ask of ₹13,941 — the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; accepted as full", 'delta': -32.63, 'method': 's
2h ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 2000.0, 'expected': 13940.63, 'this_credit': 11908.0, 'now_received': 13908.0}
2h ago	EzDocs	receivable_snapshot	{'before': {'delta': -11940.63, 'status': 'short', 'paid_at': '2026-10-16T15:44:10.653295+00:00', 'received': 2000.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_amount_time', 'received_utr': '6289

Case diary the case’s history — what happened, newest day first

Papers

All 3 in hand

Nothing more to ask the branch for

Money

₹13,908 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 17 Oct33 things

The branch's title document is on the case — the filing is the NOI team's move