⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sagar Bandu Shinde
LAN 77000336369Loan ₹13,46,160Balance transferMails & papers 9 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 17:59
Documents
done 8 Oct, 18:01
Payment
took 1h 04m
Challan
done 8 Oct, 19:05 · GRAS ↗
Filing
took 17h 54m · IGR e-filing ↗
E-filing copy
done 9 Oct, 13:00
Index II
waiting 4d 9h
their moveIndex II pending · the trail says: The branch has provided the loan documents and confirmed payment. The team needs to process the challan and file the NOI.whole case so far 5d 4h
Needs your eyes1
The work is done — our fee of ₹12,840.61 is still not in our account. Chase the branch for it.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
9 Oct13 things
file note490
mail against file490 — by ezdocs:reader
dhc prn read
efiling copy read
dhc prn looked
dhc prn read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260117.pdf
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
file note490
mail against file490 — by ezdocs:reader
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: Selfie — not usable
1002347090.jpg — this is a photograph of a printed photo, not a live selfie
8 Oct104 things — 15 documents received · 4 letters written · 1 caution · 84 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SAGAR BANDU SHINDE EchallanMH011652031202627E.pdf
copilot edit — by copilot:Nikhil
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
money settled — by ezdocs:reader
money not settled
file note490
paper against file490 — by ezdocs:reader
money settled — by ezdocs:reader
money not settled
address compared
documents read together
applicant email captured
roles from letter
insurance twin detected
Received: Sanction letter
KFSLetter_77000336369 (4).pdf
Received: Sanction letter
KFSLetter_77000336370 (3).pdf
paper locate — by ezdocs:reader
copilot check issues — by copilot
form checked489
challan boxes not the papers words — by copilot
copilot check issues — by copilot
form checked489
challan boxes composed
challan boxes not the papers words — by copilot
quoted history checked
file note490
case read — by ezdocs:reader
extra challan scanned
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
template name checked
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03309
claim inside desk buffer
acknowledged with advice
An old draft withdrew itself — its asks were already answered
property self check
property from index2
index2 people checked
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
paper read beside case
Co-applicant added
card mobile not taken
kyc address read
party not merged
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Technical report
HRQ-26-152438_INDProcessRequest_2500320260905132902029 (2).pdf
Received: PAN card
pan sagar (1).pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Co-applicant added
card mobile not taken
kyc address read
Received: Aadhaar
Adr sagar (1).pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
property from index2
index2 people checked
index2 extra purchaser
property english extracted
Received: PAN card
cp pan (11).pdf
Property read from the Index II
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
cp 2 adr (1).pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie — not usable
IMG_20261008_130423.jpg — this is a photograph of a passport-size print, not a live selfie
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
1002344752.jpg
screenshot claim recorded
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Index II
index 2 (3).pdf
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03309
Received: Payment screenshot
Screenshot_2026-10-08-17-50-21-08_944a2809ea1b4cda6ef12d1db9048ed3.jpg
No fee quote sent — the branch's own figures were right
Received: Aadhaar
cp 1 adr (1).pdf
Received: PAN card
cp 1 pan (1).pdf
Received: Selfie
1002344753.jpg
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it11 open
The file contains the technical report, Index II, Aadhaar cards, and PAN cards for Sagar Bandu Shinde, Seema Bandu Shinde, and Bandu Lodaji Shinde. The loan amount is 13,46,160 including insurance. The technical report provides the property address for the challan.
✗the photo could not be read (IMG_20261008_130423.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (1002347090.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○Sagar Bandu Shinde — home building — the branch
○SEEMA BANDU SHINDE — mobile — the branch
○SEEMA BANDU SHINDE — e-mail — the branch
○SEEMA BANDU SHINDE — home building — the branch
○Bandu Lodaji Shinde — mobile — the branch
○Bandu Lodaji Shinde — e-mail — the branch
○Bandu Lodaji Shinde — home building — the branch
○property — number kind (survey / CTS / plot …) — the branch
… and 1 more
the branch's last mail (2026-10-09): The branch has sent a mail.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T08:36 UTC
Moneywaiting for the credit
₹12,840.61
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹12,819 — ₹22 under our ask, not below the real calculation ₹12,769. Counts as full. Nothing to ask.
Screenshot ₹12,819 — verified by itself the moment the bank credit is heard.
Screenshot ₹12,819 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-10-08 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%4,050
Registration fee 0.5%6,740
Government handling350
Our service fee1,700
Total we ask for12,840.61
By law ₹12,819.28. We ask ₹12,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
N 32/N 7/26/05, Ground, Housing Scheme No. 3, Neighborhood Margashirsh, N-32/N-7/26/05, Nashik, 422009
read from the Index II · e-filing boxes 49 of 58 ready
Check the property →the boxes beside the paper
People
Bandu Lodaji Shinde · co-applicantBJXPS2438HSEEMA BANDU SHINDE · co-applicantCYRPS0850BSagar Bandu Shinde · applicantJHCPS3989G
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