⚠The PNB mailbox has used 132% of what Google lets it send in 24 hours (660 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ravindra Keshav Meshram
LAN HOU/KLN/0926/5224384Loan ₹22,20,750NOIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
5 Oct, 13:47
Documents
Payment
done 5 Oct, 13:48
Challan
took 16m · GRAS ↗
Filing
took 2d · IGR e-filing ↗
E-filing copy
done 7 Oct, 14:10
Index II
took 1d
doneIndex II sharedwhole case so far 8d 16h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
8 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990710260393.pdf
7 Oct24 things — 1 document received · 1 letter written · 22 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990710260393.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
paper locate — by ezdocs:reader
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
5 Oct46 things — 2 documents received · 3 letters written · 1 money step · 40 steps
quoted history checked
extra challan scanned
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAVINDRA KESHAV MESHRAM EchallanMH011378641202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
index2 docno read
The home address was read off the papers — by ezdocs:reader
file note490
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Initate NOI Challan 0.3% & 0.5% MR. RAVINDRA KESHAV MESHRAM
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
boxes gathered
challan boxes composed
pages trimmed480
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
Image to PDF 20261003 13.22.04.pdf
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 4 files
The file, as the engine remembers itnothing open
Payer is Ravindra Keshav Meshram, borrowing Rs. 22,20,750 on Unit 201, 2nd Floor, Wing A, Vastu Homes, Survey No 76 Hissa No 2, Eranjad, Ambarnath, Thane. MOTD is missing to verify the date of mortgage.
?unsure of date_of_mortgage — No MOTD or mortgage deed is attached on the file to state the date of mortgage.
the branch's last mail (2026-10-05): The branch asks the team to initiate the NOI challan for Mr. Ravindra Keshav Meshram and has attached documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T08:19 UTC
Moneyall of it is in
₹19,600.44
Reached our account 3 Oct 13:43:58.
How we know
Our own bank told us — 3 Oct 13:43
₹19,566 · UTR 130633065328 · from JM-HDFCBN-S
“Successful! You have received Rs. 19566.00 via HDFC Bank SmartHub Vyapar from RAVINDRA K . RRN-130633065328 , Check: https://1.hdfc.bank.in/HDFCBK/s/ZlJ3PaWO”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer; BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
The working
Stamp duty 0.3%6,670
Registration fee 0.5%11,110
Government handling320
Our service fee1,500
Total we ask for19,600.44
By law ₹19,586. We ask ₹19,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
201, 2nd, Vastu Homes, Wing A, SURVEY, 76, Eranjad, 421501
read from the Index II · e-filing boxes 33 of 34 ready
Check the property →the boxes beside the paper
People
RAVINDRA KESHAV MESHRAM · applicantBOGPM0806R
rendered in 8.30 s · 111 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f