⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02091

AKHIL AVINASH KUMBHALKAR

LAN HOU/NAG/0926/5211248 Index II shared · done Send the draft 1 All documents Mails & papers 8

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓Sanction letteropen

✓PAN cardopen

✓Payment screenshot — shows ₹10,616; money not verified yetopen

✓Selfie / photoopen

✓Sale deedopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓LSR (search report) — inside SKM_226i26100714280.pdfopen

A challan whose owner could not be read — not counted until a person says — inside SKM_226i26100714280.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (12)A label is wrong? Fix it under All documents.

Needs your eyes

The work is done — our fee of ₹10,660.40 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹10,660.40CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹10,616; we wait for the credit itself

Ask for the exact ₹10,660.40. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%3,320

Registration fee 0.5%5,520

Government handling320

Our service fee1,500.40

Total we ask for10,660.40

Screenshot ₹10,616 — ₹44 under our ask, not below the real calculation ₹10,616. Counts as full. Nothing to ask.
Screenshot ₹10,616 — verified by itself the moment the bank credit is heard.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 7 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹10,636. We ask ₹10,660 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 9 minour time · 21 Sep 13:28

Index II 168 h 54 minour time · 10 Oct 12:14

the NOI team 18 d 22 hthe branch 48 mintotal 18 d 23 h

Complete.

Day by day — every step and who held it

21 Sep 12:32Your branch's mail

21 Sep 12:32Papers readat once

21 Sep 12:32Fee quotedat once

21 Sep 12:32Property readat once

21 Sep 13:19Papers from your branch+47 min · the branch

21 Sep 13:28Challan made+9 min · the NOI team

21 Sep 16:32Papers read+3 h 04 min · the NOI team

7 Oct 17:00Papers read+16 d · the NOI team

7 Oct 17:01Papers from your branch+1 min · the branch

9 Oct 13:43Filed on IGR — e-filing shared+1 d 20 h · the NOI team

10 Oct 12:14Index II sent+22 h 31 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹11,02,000

Loan account no.

HOU/NAG/0926/5211248

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the sale deed and the challan. The team is now expected to file the NOI.

the trail says the next move is with the NOI team — NOI

the branch last asked: Please find attached RR and sale deed; kindly provide NOI.

the NOI team last promised: We will initiate the challan for the same.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 4 (2026-09-21) “PFA challan for your reference.”

✓ challan made — done, mail 4 (2026-09-21) “PFA challan for your reference.”

✓ challan shared — done, mail 4 (2026-09-21) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-21) “For NOI filing, We need a register sale deed copy.”

✓ Index II / sale deed sent by the branch — done, mail 5 (2026-10-07) “Please find attached RR and sale deed; kindly provide NOI.”

read over 5 mail(s), last mail 2026-10-07 · read 6d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026084814507 · ₹300 · paid 08/10/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010530047202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02091

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/NAG/0926/5211248).

Applicant : AKHIL AVINASH KUMBHALKAR
  LAN       : HOU/NAG/0926/5211248
  Loan Amt  : Rs. 11,02,000
  Received  : Applicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sale Deed, Sanction Letter

Your payment advice for Rs. 10,616 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
  https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02091/5f28a24918cb30de5cb65e07 We note the advice is for less than the total of Rs. 10,660 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/NAG/0926/5211248).

ApplicantAKHIL AVINASH KUMBHALKAR

LANHOU/NAG/0926/5211248

Loan AmtRs. 11,02,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sale Deed, Sanction Letter

Your payment advice for Rs. 10,616 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-02091/5f28a24918cb30de5cb65e07 We note the advice is for less than the total of Rs. 10,660 for this case — kindly confirm the amount transferred.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

BB bharati.bhope@phfl.com phfl.com
21 Sep, 12:32 · 22d ago THE FIRST MAIL — how this case began

Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

📎 IMG-20260829-WA0011.jpg ↗📎 IMG-20260829-WA0010.jpg ↗📎 DocScanner Sep 21, 2026 11-54.pdf ↗📎 IMG-20260829-WA0009.jpg ↗📎 IMG-20260921-WA0006.jpg ↗📎 IMG-20260907-WA0003.jpg ↗📎 SALE DEED - Plot No. 22-MOHGAON-15-AKHIL K ↗

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –  www.pnbhousing.com

earlier mails quoted below

From: Ashish A Ingale ( ashish.ingale@phfl.com )
Date: 09/21/26 12:22
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Sudhir Chandekar ( sudhir.chandekar@phfl.com ), Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com )
Subject:  NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: asks for the challan, the e-filing copy; documents attached — “Please provide challan and NOI.”

5 more mails in between — open

OL The NOI teamTYPED IN GMAIL
21 Sep, 12:43 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a register sale

deed copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope <bharati.bhope@phfl.com> wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni,

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

----- Forwarded Message -----
------------------------------
From: Ashish A Ingale (ashish.ingale@phfl.com)
Date: 09/21/26 12:22
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Sudhir Chandekar (sudhir.chandekar@phfl.com), Gulshan Harode 1 (
gulshan.harode1@pnbhousing.com)
Subject: NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

GH gulshan.harode1@pnbhousing.com pnbhousing.com
21 Sep, 13:19 · 22d ago

RE: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

📎 image001.jpg ↗

Dear Team,

Please provide paid challan on priority.

Thanks & Regards,

Gulshan Harode

Area Sales manager

PNB Housing Finance Limited,

1 st  Floor ,
Achraj tower II,  Chindwara road, Chhaoni Square ,Sadar, Nagpur-440001

Tel : 0712 – 2533460
Mobile: 9423402562

Toll Free: 1800 120 8800

Website-
www.pnbhousing.com

Internal

From:  THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent:  Monday, September 21, 2026 12:44 PM

To:  Bharati Bhope <bharati.bhope@phfl.com>

Cc:  Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir Chandekar <sudhir.chandekar@phfl.com>; Ashish A Ingale <ashish.ingale@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com>; Ashish Gour <ashish.gour@pnbhousing.com>; Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>;

earlier mails quoted below

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni,

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website –

www.pnbhousing.com

----- Forwarded Message -----

From: Ashish A Ingale (  ashish.ingale@phfl.com  )

Date: 09/21/26 12:22

To: Bharati Bhope (  bharati.bhope@phfl.com  )

Cc: Sudhir Chandekar (  sudhir.chandekar@phfl.com  ), Gulshan Harode 1
(  gulshan.harode1@pnbhousing.com  )

Subject:
NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: asks for the challan — “Please provide paid challan on priority.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 13:30 · 22d ago

📎 KUMBHALKAR AKHIL AVINASH EchallanMH0105300 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Mon, 21 Sept 2026 at 13:20, Gulshan Harode 1 <
gulshan.harode1@pnbhousing.com> wrote:

Dear Team,

Please provide paid challan on priority.

Thanks & Regards,

*Gulshan Harode*

Area Sales manager

PNB Housing Finance Limited,

1st Floor , Achraj tower II,  Chindwara road, Chhaoni Square ,Sadar,
Nagpur-440001

Tel : 0712 – 2533460 Mobile: 9423402562 <(942)%20340-2562>

Toll Free: 1800 120 8800

Website- www.pnbhousing.com <http://www.pnbhfl.com/>

[image: Email Signature]

Internal

*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Monday, September 21, 2026 12:44 PM
*To:* Bharati Bhope <bharati.bhope@phfl.com>
*Cc:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir Chandekar
<sudhir.chandekar@phfl.com>; Ashish A Ingale <ashish.ingale@phfl.com>;
Sunil Mishra <sunil.mishra@pnbhousing.com>; Ashish Gour <
ashish.gour@pnbhousing.com>; Bhumeshwar Satpute <
bhumeshwar.satpute@pnbhousing.com>; Pravin Waghmare <
pravin.waghmare@pnbhousing.com>; Sharda Gore <sharda.gore@pnbhousing.com>
*Subject:* Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL
AVINASH KUMBHALKAR

 *Secured by Check Point *

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a register sale
deed copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope <bharati.bhope@phfl.com>
wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni,

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzo0NjgwYTZjMWJhYTY2ZTNmMzIyNDYzODMwMzU4Mjk0MTo3OjdkY2Q6NGZkMjcyZWUyZmE2M2I2NzkwNDVkZjE3MGZmYjY4MGI1ZmMyNGY3NDIwZjk1MjIxZjNmNjEyMzcwZDYwYzA2MzpoOlQ6Rg>

----- Forwarded Message -----
------------------------------

From: Ashish A Ingale (ashish.ingale@phfl.com)

Date: 09/21/26 12:22

To: Bharati Bhope (bharati.bhope@phfl.com)

Cc: Sudhir Chandekar (sudhir.chandekar@phfl.com), Gulshan Harode 1 (
gulshan.harode1@pnbhousing.com)

Subject: * NOI DOCUMENTS AKHIL KUMBHALKAR*

🤖 read: challan shared ✓ — “PFA challan for your reference.”

BB bharati.bhope@phfl.com phfl.com
07 Oct, 17:01 · 6d ago

Fw: Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

📎 SKM_226i26100714280.pdf ↗

Dear Team,

Please find attached RR and sale deed; kindly provide NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni, 

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

earlier mails quoted below

----- Forwarded Message -----

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/21/26 13:32
To: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com)
Cc: Sudhir Chandekar (sudhir.chandekar@phfl.com), Ashish A Ingale (ashish.ingale@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com)
Subject: Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

  Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,
NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Mon, 21 Sept 2026 at 13:20, Gulshan Harode 1 <gulshan.harode1@pnbhousing.com> wrote:

Dear Team,

Please provide paid challan on priority.

Thanks & Regards,

Gulshan Harode

Area Sales manager

PNB Housing Finance Limited,

1st Floor ,Achraj tower II,  Chindwara road, Chhaoni Square ,Sadar, Nagpur-440001

Tel : 0712 – 2533460Mobile: 9423402562

Toll Free: 1800 120 8800

Website-www.pnbhousing.com

Internal

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Monday, September 21, 2026 12:44 PM
To: Bharati Bhope <bharati.bhope@phfl.com>
Cc: Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>; Sudhir Chandekar <sudhir.chandekar@phfl.com>; Ashish A Ingale <ashish.ingale@phfl.com>; Sunil Mishra <sunil.mishra@pnbhousing.com>; Ashish Gour <ashish.gour@pnbhousing.com>; Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>; Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Sharda Gore <sharda.gore@pnbhousing.com>
Subject: Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a register sale deed copy.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope <bharati.bhope@phfl.com> wrote:

Dear Team,

Please provide challan and NOI. 

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni, 

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website –www.pnbhousing.com

----- Forwarded Message -----

From: Ashish A Ingale (ashish.ingale@phfl.com)

Date: 09/21/26 12:22

To: Bharati Bhope (bharati.bhope@phfl.com)

Cc: Sudhir Chandekar (sudhir.chandekar@phfl.com), Gulshan Harode 1 (gulshan.harode1@pnbhousing.com)

Subject: NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: asks for the fee / a quote, a payment receipt; documents attached — “kindly provide NOI”

OL The NOI teamTYPED IN GMAIL
07 Oct, 17:56 · 6d ago

Re: Fw: Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

Team

we will process the NOI for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 17:00, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please find attached RR and sale deed; kindly provide NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –  www.pnbhousing.com

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 13:32
To: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com )
Cc: Sudhir Chandekar ( sudhir.chandekar@phfl.com ), Ashish A Ingale ( ashish.ingale@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject:  Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Mon, 21 Sept 2026 at 13:20, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,

Please provide paid challan on priority.

Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st  Floor ,  Achraj tower II,  Chindwara road, Chhaoni Square ,Sadar, Nagpur-440001
Tel : 0712 – 2533460  Mobile:  9423402562
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com

Internal
From:  THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent:  Monday, September 21, 2026 12:44 PM
To:  Bharati Bhope < bharati.bhope@phfl.com >
Cc:  Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject:  Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a register sale deed copy.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

----- Forwarded Message -----

From: Ashish A Ingale ( ashish.ingale@phfl.com  )

Date: 09/21/26 12:22

To: Bharati Bhope (  bharati.bhope@phfl.com  )

Cc: Sudhir Chandekar (  sudhir.chandekar@phfl.com  ), Gulshan Harode 1 (  gulshan.harode1@pnbhousing.com  )

Subject:  NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: The team will process the NOI.

OL The NOI teamTYPED IN GMAIL
09 Oct, 13:43 · 4d ago

📎 eFilingDoc9990810260705.pdf ↗

TEAM,

PFA: Downloaded e-filing for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 7 Oct 2026 at 17:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 7 Oct 2026 at 17:00, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please find attached RR and sale deed; kindly provide NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –  www.pnbhousing.com

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 13:32
To: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com )
Cc: Sudhir Chandekar ( sudhir.chandekar@phfl.com ), Ashish A Ingale ( ashish.ingale@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject:  Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Mon, 21 Sept 2026 at 13:20, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,

Please provide paid challan on priority.

Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st  Floor ,  Achraj tower II,  Chindwara road, Chhaoni Square ,Sadar, Nagpur-440001
Tel : 0712 – 2533460  Mobile:  9423402562
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com

Internal
From:  THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent:  Monday, September 21, 2026 12:44 PM
To:  Bharati Bhope < bharati.bhope@phfl.com >
Cc:  Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject:  Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a register sale deed copy.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

----- Forwarded Message -----

From: Ashish A Ingale ( ashish.ingale@phfl.com  )

Date: 09/21/26 12:22

To: Bharati Bhope (  bharati.bhope@phfl.com  )

Cc: Sudhir Chandekar (  sudhir.chandekar@phfl.com  ), Gulshan Harode 1 (  gulshan.harode1@pnbhousing.com  )

Subject:  NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
10 Oct, 12:14 · 3d ago

📎 IndexII9990810260705.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 9 Oct 2026 at 13:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

TEAM,

PFA: Downloaded e-filing for your reference..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 7 Oct 2026 at 17:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team

we will process the NOI for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 7 Oct 2026 at 17:00, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please find attached RR and sale deed; kindly provide NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website –  www.pnbhousing.com

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 13:32
To: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com )
Cc: Sudhir Chandekar ( sudhir.chandekar@phfl.com ), Ashish A Ingale ( ashish.ingale@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject:  Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Mon, 21 Sept 2026 at 13:20, Gulshan Harode 1 < gulshan.harode1@pnbhousing.com > wrote:
Dear Team,

Please provide paid challan on priority.

Thanks & Regards,
Gulshan Harode
Area Sales manager
PNB Housing Finance Limited,
1 st  Floor ,  Achraj tower II,  Chindwara road, Chhaoni Square ,Sadar, Nagpur-440001
Tel : 0712 – 2533460  Mobile:  9423402562
Toll Free: 1800 120 8800
Website-  www.pnbhousing.com

Internal
From:  THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent:  Monday, September 21, 2026 12:44 PM
To:  Bharati Bhope < bharati.bhope@phfl.com >
Cc:  Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >; Sudhir Chandekar < sudhir.chandekar@phfl.com >; Ashish A Ingale < ashish.ingale@phfl.com >; Sunil Mishra < sunil.mishra@pnbhousing.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Sharda Gore < sharda.gore@pnbhousing.com >
Subject:  Re: Request for challan and NOI _ HOU/NAG/0926/5211248 AKHIL AVINASH KUMBHALKAR

 Exercise  Secured by Check Point

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a register sale deed copy.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:- 8097244974

On Mon, 21 Sept 2026 at 12:30, Bharati Bhope < bharati.bhope@phfl.com > wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

----- Forwarded Message -----

From: Ashish A Ingale ( ashish.ingale@phfl.com  )

Date: 09/21/26 12:22

To: Bharati Bhope (  bharati.bhope@phfl.com  )

Cc: Sudhir Chandekar (  sudhir.chandekar@phfl.com  ), Gulshan Harode 1 (  gulshan.harode1@pnbhousing.com  )

Subject:  NOI DOCUMENTS AKHIL KUMBHALKAR

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	IMG-20260829-WA0011.jpg	filed	22d ago
Aadhaar card	IMG-20260829-WA0010.jpg	filed	22d ago
Sanction letter	DocScanner Sep 21, 2026 11-54.pdf	filed	22d ago
PAN card	IMG-20260829-WA0009.jpg	filed	22d ago
Payment screenshot	IMG-20260921-WA0006.jpg	filed	22d ago
Selfie / photo	IMG-20260907-WA0003.jpg	filed	22d ago
Sale deed	SALE DEED - Plot No. 22-MOHGAON-15-AKHIL KUMBHALKAR(1).docx	filed	22d ago
Paid challan (GRAS)	KUMBHALKAR AKHIL AVINASH EchallanMH010530047202627E.pdf	filed	22d ago
Other	image001.jpg	filed	22d ago
Sale deed+ LSR (search report) inside+ A challan whose owner could not be read — not counted until a person says inside	SKM_226i26100714280.pdf	filed	6d ago
E-filing copy (token)	eFilingDoc9990810260705.pdf	filed	4d ago
Index IIthe registered copy we filed	IndexII9990810260705.pdf	filed	3d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,660.40

Where it stands
waiting for the credit

Screenshot claims
₹10,616

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,320	₹5,520	₹320	₹1,500	₹10,660

By law ₹10,636. We ask ₹10,660 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

21 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Floor …

10 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Flat / shop no …

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (DocScanner Sep 21, 2026 11-54.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

⚠ not in the document

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Plot No.22, Block Plots, Project AYODHYA NAGRI-II, Mouza Mohgaon, Tehsil & DistrictNagpur 441 110 at Mohagaon Kh., Nagpur (Rural), Nagpur, 441110, Nagpur, Nagpur, MAHARASHTRA, India, 441110

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

DocScanner Sep 21, 2026 11-54.pdf

as printed
UNIT PLOT NO.22, BLOCK PLOTS, PROJECT AYODHYA NAGRI-II, SURVEY NO 15/2, P. H. NO 74, MOUZA MOHGAON, TEHSIL & DISTRICTNAGPUR 441 110 AT MOHAGAON KH., NAGPUR (RURAL), NAGPUR, 441110, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441110

PIN
441110

the legal report (TSR)

SKM_226i26100714280.pdf

as printed
ALL THAT PIECE AND PARCEL OF LAND BEARING PLOT NO. 22, HAVING DIMENSIONS 7.00 X 15.50 MTRS. = 108.50 SQ.MTRS. (I.E. 1167.89 SQ.FT) IN THE LAYOUT KNOWN AND STYLED AS "AYODHYA NAGRI-II" OUT OF THE SANCTIONED NON AGRICULTURAL LAYOUT BEING THE PORTION OF THE ENTIRE LAND AT KH. NO. 15/2 ADMEASURING ABOUT 1.15 H.R (OUT OF 1.15 H.R I.E 11500 SQ.MTRS. LAND ADMEASURING ABOUT 1.113656 H.R I.E 11136.56 SQ.MTRS) JAMA RS. 4.74, MOUZA-MOHGAON, OCCUPANCY CLASS I, P.H.NO. 74, KHATE NO. 141, TAHSIL NAGPUR GRAMIN, DIST. NAGPUR

PIN
441110

THE CHALLAN, as it will be typed

Flat/Survey Number
UNIT PLOT NO 22 BLOCK PLOTS PROJECT AYODHYA NAGRI-II SURVEY NO 15/2 P H NO 74 MOUZA MOHGAON

Locality/Road
TEHSIL & DISTRICTNAGPUR 441 110 AT MOHAGAON KH NAGPUR RURAL NAGPUR MAHARASHTRA

Area/City
NAGPUR

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 00, 1, 108, 11136, 113656, 11500, 1167, 141, CLASS, DIMENSIONS, ENTIRE, GRAMIN, HAVING, JAMA, KHATE, LAYOUT, OCCUPANCY, RS

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Akhil Avinash Kumbhalkar	DXWPK2333G	…1478

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	bharati.bhope@phfl.com	22d ago

What the engine read from each document — check anything marked in red

Aadhaar card IMG-20260829-WA0010.jpg needs your check

dob
1996-01-25

name
Akhil Avinash Kumbhalkar

legible
True

aadhaar last4
1478

raw reading (for Abhijit)

{'dob': '1996-01-25', 'pan': None, 'name': 'Akhil Avinash Kumbhalkar', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '1478', 'quality_issue': None}

Sanction letter DocScanner Sep 21, 2026 11-54.pdf needs your check

lan
HOU/NAG/0926/5211248

legible
True

borrowers
{'name': 'AKHIL AVINASH KUMBHALKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RASHMI AVINASH KUMBHALKAR', 'role': 'applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1.0

loan amount
1067000.0

final amount
1102000.0

interest rate
13.15

sanction date
15-Sep-2026

letter version
5

applicant email
akhil.47kumbhalkar@gmail.com

applicant names
AKHIL AVINASH KUMBHALKAR, RASHMI AVINASH KUMBHALKAR

printed altered
False

applicant mobile
8087572604

property address
pin: 441110; state: MAHARASHTRA; taluka: Nagpur; flat_no: 22; district: Nagpur; full_address: Unit Plot No.22, Block Plots, Project AYODHYA NAGRI-II, Mouza Mohgaon, Tehsil & DistrictNagpur 441 110 at Mohagaon Kh., Nagpur

insurance premium
35000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1102000.0

security address verbatim
Unit Plot No.22, Block Plots, Project AYODHYA NAGRI-II, Survey No 15/2, P. H. No 74, Mouza Mohgaon,, Tehsil & DistrictNagpur 441 110 at Mohagaon Kh.,, Nagpur (Rural), Nagpur, 441110, Nagpur, Nagpur, MAHARASHTRA, India, 4

applicant address verbatim
FLAT NO T3 - 2104, VTP AETHEREUS, SR NO 41/1 AND 41/4, PUNE, Pune, MAHARASHTRA, 411045, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0926/5211248', 'legible': True, 'borrowers': [{'name': 'AKHIL AVINASH KUMBHALKAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RASHMI AVINASH KUMBHALKAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'loan_amount': 1067000.0, 'final_amount': 1102000.0, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '15-Sep-2026', 'letter_version': '5', 'applicant_email': 'akhil.47kumbhalkar@gmail.com', 'applicant_names': ['AKHIL AVINASH KUMBHALKAR', 'RASHMI AVINASH KUMBHALKAR'], 'printed_altered': False, 'applicant_mobile': '8087572604', 'property_address': {'pin': '441110', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Nagpur', 'flat_no': '22', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Unit Plot No.22, Block Plots, Project AYODHYA NAGRI-II, Mouza Mohgaon, Tehsil & DistrictNagpur 441 110 at Mohagaon Kh., Nagpur (Rural), Nagpur, 441110, Nagpur, Nagpur, MAHARASHTRA, India, 441110', 'village_city': 'Nagpur', 'building_name': 'Project AYODHYA NAGRI-II', 'survey_or_cts_no': '15/2, P. H. No 74'}, 'insurance_premium': 35000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1102000.0, 'security_address_verbatim': 'Unit Plot No.22, Block Plots, Project AYODHYA NAGRI-II, Survey No 15/2, P. H. No 74, Mouza Mohgaon,, Tehsil & DistrictNagpur 441 110 at Mohagaon Kh.,, Nagpur (Rural), Nagpur, 441110, Nagpur, Nagpur, MAHARASHTRA, India, 441110', 'applicant_address_verbatim': 'FLAT NO T3 - 2104, VTP AETHEREUS, SR NO 41/1 AND 41/4, PUNE, Pune, MAHARASHTRA, 411045, India'}

Aadhaar card IMG-20260829-WA0011.jpg needs your check

address
pin: 440027; area: Near Renuka Mata Mandir, Renuka Vihar Colony,Rameshwari, Parvati Nagar; flat: Plot No.08; road: Rameshwari Ring Road; state: Maharashtra; village_city: Nagpur

legible
True

father name
Avinash Kumbhalkar

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '440027', 'area': 'Near Renuka Mata Mandir, Renuka Vihar Colony,Rameshwari, Parvati Nagar', 'flat': 'Plot No.08', 'road': 'Rameshwari Ring Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': 'Avinash Kumbhalkar', 'aadhaar_last4': None, 'quality_issue': None}

PAN card IMG-20260829-WA0009.jpg needs your check

dob
1996-01-25

pan
DXWPK2333G

name
KUMBHALKAR AKHIL AVINASH

legible
True

father name
AVINASH SHYAMRAO KUMBHALKAR

raw reading (for Abhijit)

{'dob': '1996-01-25', 'pan': 'DXWPK2333G', 'name': 'KUMBHALKAR AKHIL AVINASH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'AVINASH SHYAMRAO KUMBHALKAR', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260921-WA0006.jpg needs your check

date
2026-09-21

time
11:45

amount
10616

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-21', 'time': '11:45', 'amount': 10616, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo IMG-20260907-WA0003.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260921-WA0006.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-21', 'page': 1, 'time': '11:45', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 10616.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'suc

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-21', 'page': 1, 'time': '11:45', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 10616.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Paid challan (GRAS) KUMBHALKAR AKHIL AVINASH EchallanMH010530047202627E.pdf needs your check

grn
MH010530047202627E

pin
441110

total
8840.0

article
6(1)

defaced
False

bank cin
03006172026092100511

district
NAGPUR

area city
NAGPUR

payer pan
DXWXXXXXXG

flat block
UNIT PLOT NO.22, PROJECT AYODHYA NAGRI-II, SURVEY NO 15/2, P. H. NO 74, MOUZA MOHGAON

payer name
KUMBHALKAR AKHIL AVINASH

sro office
NGR_NAGPUR NO10 RURAL SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1102000

scheme rows
{'amount': 3320.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5520.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2604

payment date
21/09/2026-13:28:37

road locality
NAGPUR, MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1102000

raw reading (for Abhijit)

{'grn': 'MH010530047202627E', 'pin': '441110', 'total': 8840.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092100511', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'DXWXXXXXXG', 'flat_block': 'UNIT PLOT NO.22, PROJECT AYODHYA NAGRI-II, SURVEY NO 15/2, P. H. NO 74, MOUZA MOHGAON', 'payer_name': 'KUMBHALKAR AKHIL AVINASH', 'sro_office': 'NGR_NAGPUR NO10 RURAL SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1102000', 'scheme_rows': [{'amount': 3320.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5520.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2604', 'payment_date': '21/09/2026-13:28:37', 'road_locality': 'NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1102000'}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image001.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sale deed SKM_226i26100714280.pdf needs your check

found
True

found in
SCHEDULE OF THE PROPERTY

area sq m
108.5

paper for
customer_name: MR. AKHIL AVINASH KUMBHALKAR

confidence
0.95

reading486
property

property address
pin: 441110; state: MAHARASHTRA; taluka: NAGPUR GRAMIN; flat_no: PLOT NO. 22; district: NAGPUR; full_address: Plot No. 22, AYODHYA NAGRI-II, out of Kh. No. 15/2, Mouza-Mohgaon, P.H.No. 74, Khate No. 141, Tahsil Nagpur Gr

security address verbatim
ALL THAT piece and parcel of land bearing Plot No. 22, having dimensions 7.00 x 15.50 Mtrs. = 108.50 Sq.Mtrs. (i.e. 1167.89 Sq.Ft) in the layout known and styled as "AYODHYA NAGRI-II" out of the sanctioned non agricultur

raw reading (for Abhijit)

{'found': True, 'found_in': 'SCHEDULE OF THE PROPERTY', 'area_sq_m': 108.5, 'paper_for': {'loan_ref': None, 'report_id': None, 'customer_name': 'MR. AKHIL AVINASH KUMBHALKAR'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '441110', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR GRAMIN', 'flat_no': 'PLOT NO. 22', 'district': 'NAGPUR', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 22, AYODHYA NAGRI-II, out of Kh. No. 15/2, Mouza-Mohgaon, P.H.No. 74, Khate No. 141, Tahsil Nagpur Gramin, Dist. Nagpur', 'village_city': 'MOHGAON', 'building_name': 'AYODHYA NAGRI-II', 'survey_or_cts_no': 'Kh. No. 15/2'}, 'security_address_verbatim': 'ALL THAT piece and parcel of land bearing Plot No. 22, having dimensions 7.00 x 15.50 Mtrs. = 108.50 Sq.Mtrs. (i.e. 1167.89 Sq.Ft) in the layout known and styled as "AYODHYA NAGRI-II" out of the sanctioned non agricultural layout being the portion of the entire land at Kh. No. 15/2 admeasuring about 1.15 H.R (Out of 1.15 H.R i.e 11500 Sq.Mtrs. land admeasuring about 1.113656 H.R i.e 11136.56 Sq.Mtrs) Jama Rs. 4.74, Mouza-Mohgaon, Occupancy Class I, P.H.No. 74, Khate No. 141, Tahsil Nagpur Gramin, Dist. Nagpur'}

Sale deed SKM_226i26100714280.pdf needs your check

grn
MH008893787202627E

pin
441110

total
87600.0

defaced
False

district
NAGPUR

area city
NAGPUR

payer pan
DXWXXXXXXG

flat block
PLOT NO. 22

payer name
AKHIL AVINASH KUMBHALKAR

sro office
NGP4_JT NAGPUR NO 4 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AFJFS3488N~Second PartyName=SHRADDHA INFRA~

scheme rows
{'amount': 73000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14600.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payment date
24/08/2026

inner challan
True

road locality
MOHGAON

second party pan
AFJFS3488N

second party name
SHRADDHA INFRA

raw reading (for Abhijit)

{'grn': 'MH008893787202627E', 'pin': '441110', 'total': 87600.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'DXWXXXXXXG', 'flat_block': 'PLOT NO. 22', 'payer_name': 'AKHIL AVINASH KUMBHALKAR', 'sro_office': 'NGP4_JT NAGPUR NO 4 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AFJFS3488N~Second PartyName=SHRADDHA INFRA~', 'scheme_rows': [{'amount': 73000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14600.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '24/08/2026', 'inner_challan': True, 'road_locality': 'MOHGAON', 'second_party_pan': 'AFJFS3488N', 'second_party_name': 'SHRADDHA INFRA', 'consideration_amount': None}

Sale deed SKM_226i26100714280.pdf needs your check

payments inside
kind: bundle; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

E-filing copy (token) eFilingDoc9990810260705.pdf needs your check

sro
NGP7

kind
efiling_copy

token
9990810260705

legible
True

property
road: NAGPUR ROAD; unit: PLOT NO 22; floor: G; taluka: Nagpur Gramin; numbers: [{'type': 'Plot Number', 'value': '22'}, {'type': 'Kachara Number', 'value': '15/2'}, {'type': 'P. H. NO', 'value': '74'}]; village: Mohaganv

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'DXWPK2333G', 'name': 'AKHIL AVINASH KUMBHALKAR', 'address': 'Flat No:T3-2104, Floor No:G, Building Name:VTP AETHEREUS SR NO 41/1,41/4, Road:PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:411045'}

title deed
Sale Deed :11316/2026 SRO NAGPUR-4

filing date
2026-10-09

loan amount
1102000.0

payment lines
{'ref': 'MH010530047202627E', 'head': 'Stamp Duty', 'dated': '21/09/2026', 'amount': 3306.0, 'ref_kind': 'GRN'}, {'ref': 'MH010530047202627E', 'head': 'Filing Fee', 'dated': '21/09/2026', 'amount': 5510.0, 'ref_kind': 'G

date of mortgage
2026-10-08

raw reading (for Abhijit)

{'sro': 'NGP7', 'kind': 'efiling_copy', 'token': '9990810260705', 'legible': True, 'property': {'pin': None, 'road': 'NAGPUR ROAD', 'unit': 'PLOT NO 22', 'floor': 'G', 'taluka': 'Nagpur Gramin', 'numbers': [{'type': 'Plot Number', 'value': '22'}, {'type': 'Kachara Number', 'value': '15/2'}, {'type': 'P. H. NO', 'value': '74'}], 'village': 'Mohaganv (ta.sa.kra.74)', 'building': 'UNIT PLOT NO.22, PROJECT AYODHYA NAGRI-II', 'district': 'Nagpur', 'area_text': 'Open : 108.50 Sq.mt.', 'local_body': 'MOUZA MOHGAON -74', 'description': None, 'property_type': 'Open'}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'DXWPK2333G', 'name': 'AKHIL AVINASH KUMBHALKAR', 'address': 'Flat No:T3-2104, Floor No:G, Building Name:VTP AETHEREUS SR NO 41/1,41/4, Road:PUNE, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:411045'}], 'title_deed': 'Sale Deed :11316/2026 SRO NAGPUR-4', 'filing_date': '2026-10-09', 'loan_amount': 1102000.0, 'payment_lines': [{'ref': 'MH010530047202627E', 'head': 'Stamp Duty', 'dated': '21/09/2026', 'amount': 3306.0, 'ref_kind': 'GRN'}, {'ref': 'MH010530047202627E', 'head': 'Filing Fee', 'dated': '21/09/2026', 'amount': 5510.0, 'ref_kind': 'GRN'}, {'ref': '1026084814507', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}

Technical record (for Abhijit — safe to ignore)

1h ago	ezdocs:reader	reader_home_address	{'fp': '6d0d42cbaf20ea4c', 'from': 'the sanction letter (DocScanner Sep 21, 2026 11-54.pdf)', 'home': {}, 'asked': True, 'notes': "The provided text is a property address, not a person's home address. No home address is
3d ago	system:reconcile	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
3d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999081026070
4d ago	system:extract	dhc_prn_read	{'prn': '1026084814507', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990810260705.pdf', 'from': "the filed notice's own text", 'gr
4d ago	system:extract	efiling_copy_read	{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990810260705.pdf', 'token': '9990810260705', 'doc_id': 'd338d67d-d9ed-4daf-b9a2-0524469c7362', 'mortgagors': 1}
4d ago	system:ingest	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
4d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999081026
4d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
4d ago	system:extract	boxes_gather_failed	{'why': 'the challan needs the locality, the city and the PIN', 'docs': 6, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
5d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
5d ago	system:extract	boxes_gather_failed	{'why': 'the challan needs the locality, the city and the PIN', 'docs': 6, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
6d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-07T11:30:58', 'why': 'mail', 'open': 9, 'mails': [{'at': '2026-09-21 07:02', 'id': '1a0c2c4496b05fdb', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI.', 'subject': 'Request f
6d ago	ezdocs:reader	mail_against_file490	{'at': '2026-10-07T11:30:57', 'asks': ['provide NOI'], 'gist': 'The branch has attached a sale deed and is asking for the Notice of Intimation.', 'next': 'Examine the attached sale deed to extract the property details an
6d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-07T11:30:52', 'why': 'paper', 'open': 9, 'mails': [{'at': '2026-09-21 07:02', 'id': '1a0c2c4496b05fdb', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI.', 'subject': 'Request
6d ago	ezdocs:reader	paper_against_file490	{'at': '2026-10-07T11:30:52', 'why': 'This paper is a bundle of documents that was already on file, and its reading found no new information.', 'file': 'SKM_226i26100714280.pdf', 'kinds': ['sale_deed', 'sale_deed', 'lsr'
6d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-07T11:30:49', 'why': 'first note', 'open': 9, 'mails': [{'at': '2026-09-21 07:02', 'id': '1a0c2c4496b05fdb', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI.', 'subject': 'Req
6d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
6d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 20.5, 'workers': 3}
6d ago	system:payments	payment_seen_not_read	{'why': 'the file seemed to show a payment to us but no row could be read with an amount and our name — open the file', 'file': 'SKM_226i26100714280.pdf', 'kind': 'bundle', 'doc_id': '28aa9e09-1064-432f-9f6e-d1339db04a10
6d ago	system:ingest	challan_unsure	{'why': 'no second party, article or matching total could be read', 'file': 'SKM_226i26100714280.pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; open the file', 'inner': Tr
6d ago	system:ingest	challan_identity	{'why': 'no second party, article or matching total could be read', 'file': 'SKM_226i26100714280.pdf', 'inner': True, 'doc_id': '28aa9e09-1064-432f-9f6e-d1339db04a10', 'verdict': 'unknown', 'bank_pan': 'AAACP3682N'}
6d ago	system:extract	paper_read_beside_case	{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property already came from the sanction_
6d ago	system:ingest	document_received	{'file': 'SKM_226i26100714280.pdf', 'doc_type': 'sale_deed', 'confidence': 0.9, 'also_inside': ['challan', 'lsr'], 'payment_seen': 'page 1, row 2; page 2, row 2', 'payments_to_us': 2}
6d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
6d ago	system:extract	boxes_gather_failed	{'why': 'the challan needs the locality, the city and the PIN', 'docs': 5, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
7d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
7d ago	system:extract	boxes_gather_failed	{'why': 'the challan needs the locality, the city and the PIN', 'docs': 5, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
8d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
8d ago	system:extract	boxes_gather_failed	{'why': 'the challan needs the locality, the city and the PIN', 'docs': 5, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
9d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}

Case diary the case’s history — what happened, newest day first

Papers

All 9 in hand

Nothing more to ask the branch for

Money

₹10,616 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Needs your eyes: The work is done — our fee of ₹10,660.40 is still not in our account. Chase the branch for it.

Yesterday · 13 Oct1 thing

The home address was read off the papers — by ezdocs:reader

22:58

10 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.