ASHUTOSH SHASHIKANT SHIRKE
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹26,280 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
The branch asked for the 0.3% challan alone
Its mail: “DEAR TEAM, KINDLY INITIATE 0.3% CHALLAN & NOI IN CASE OF ASHUTOSH SHASHIKANT SHIRKE HOU/PNVL/0726/5”. No mail of the branch names the 0.5% or the registration fee in its own words. This case is marked a full NOI, so it asks for both heads, the handling charge and our fee. As a full NOI this case asks ₹26,280; as the 0.3% challan alone it asks ₹9,550 — the stamp duty ₹9,450 and ₹100.
The team’s rule (Avinash): a 0.3% stand-alone challan is one of the extra challans we make — the stamp duty and ₹100, nothing filed on the IGR site. The kind decides what goes on the government’s challan, so a person sets it.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper29 Aug, 15:43 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly Initiate 0.3% Challan & NOI in case of ASHUTOSH SHASHIKANT SHIRKE HOU/PNVL/0726/5180911 Require document and Payment Receipt attached for your reference Loan amount with insurance - 31,50,000/- Property Add: - FLAT NO 104, 1ST FLOOR, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206 Thanks and regards Akshay Chaudhari Senior Team Leader 8097024529
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case of ASHUTOSH SHASHIKANT SHIRKE HOU/PNVL/0726/5180911
Require document and Payment Receipt attached for your reference
Property Add: - FLAT NO 104, 1ST FLOOR, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206
4 more mails in between — open
29 Aug, 15:57 · 45d ago
please share the payment screenshot for challan process.
earlier mails quoted below
29 Aug, 17:07 · 45d ago
please find the payment screenshot for challan process.
earlier mails quoted below
29 Aug, 18:58 · 45d ago
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
29 Aug, 19:24 · 45d ago
earlier mails quoted below
12 Sep, 12:58 · 31d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 29 Aug 2026 at 19:24, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
03 Oct, 17:20 · 10d ago
Team,
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260829-WA0004.jpg | filed | 45d ago |
| Index IIthe branch sent this — an input | INDEX II.jpg | filed | 45d ago |
| PAN card+ Aadhaar card inside | KYC OSV.pdf | filed | 45d ago |
| Sanction letter | Sanction letter - 2026-08-29T144442.934.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,280
waiting for the credit
₹26,300
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,460 | ₹15,000 | ₹320 | ₹1,500 | ₹26,280 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
FLAT NO 104, 1ST FLOOR, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, INDIA, 410206
410206
1) paalikeche naavah raayagada itara varnana:, itara maahitih vibhaaga kra 27.182800/- prati chau.mi. sadanikaa kra 104, pahilaa majalaa, neraa kornara, plota na 78, sektara na 5, mauje karanjaade, navi mumbai, taa panavela, ji raayagada kshetraphala 29.980 chau.mi. kaarapeta + 8.625 chau.mi. projekteda baalkani. ((PLOT NUMBER: 78; SECTOR NUMBER: 5;))
FLAT NO 104 1ST FLOOR NERA CORNER PLOT NO 78 SECTOR NO 5
KARANJADE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SHIRKE ASHUTOSH SHASHIKANT | IFOPS8410H | …4208 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | aniket.washivale@phfl.com | 45d ago |
| document chase | aniket.washivale@phfl.com | 45d ago |
| document chase | aniket.washivale@phfl.com | 42d ago |
What the engine read from each document — check anything marked in red
2026-08-29
26300.0
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-29', 'amount': 26300.0, 'method': None, 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}index2_input
doc_no: 8094/2026; village: करंजाडे; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि.पनवेल 1; area_text: 29.980 चौ.मी. कारपेट + 8.625 चौ.मी. प्रोजेक्टेड बाल्कनी.; mortgagee: शर्मिला शशिकांत शिर्के, आशुतोष शशिकां
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '8094/2026', 'village': 'करंजाडे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि.पनवेल 1', 'area_text': '29.980 चौ.मी. कारपेट + 8.625 चौ.मी. प्रोजेक्टेड बाल्कनी.', 'mortgagee': 'शर्मिला शशिकांत शिर्के, आशुतोष शशिकांत शिर्के तर्फे कु मु म्हणून शल्वी आशुतोष शिर्के, अभिषेक शशिकांत शिर्के', 'filing_fee': 30000, 'mortgagors': ['मे आर ए इन्फ्रा तर्फे भागीदार अशोक विठ्ठल शिंगाडे', 'मे नेक्सस एंटरप्राईजेस तर्फे भागीदार महेश नरसिंग चौधरी'], 'stamp_duty': 228000, 'filing_date': '2026-06-17', 'loan_amount': 3800000, 'property_text': '1) पालिकेचे नावः रायगड इतर वर्णन:, इतर माहितीः विभाग क्र 27.182800/- प्रती चौ.मी. सदनिका क्र 104, पहिला मजला, नेरा कॉर्नर, प्लॉट न 78, सेक्टर न 5, मौजे करंजाडे, नवी मुंबई, ता पनवेल, जी रायगड क्षेत्रफळ 29.980 चौ.मी. कारपेट + 8.625 चौ.मी. प्रोजेक्टेड बाल्कनी. ((Plot Number: 78; SECTOR NUMBER: 5;))', 'survey_numbers': ['78', '5'], 'header_doc_number': '8094/2026'}}1990-07-17
IFOPS8410H
SHIRKE ASHUTOSH SHASHIKANT
raw reading (for Abhijit)
{'dob': '1990-07-17', 'pan': 'IFOPS8410H', 'name': 'SHIRKE ASHUTOSH SHASHIKANT', 'aadhaar_last4': None}HOU/PNVL/0726/5180911
Housing Loan
1
3000000
8.2
04-Aug-2026
5
ASHUTOSH SHASHIKANT SHIRKE, ABHISHEK SHASHIKANT SHIRKE, SHARMILA SHASHIKANT SHIRKE
pin: 410206; state: MAHARASHTRA; taluka: PANVEL; flat_no: 104; district: RAIGAD; floor_no: 1ST; landmark: NERA CORNER; full_address: FLAT NO 104, 1ST FLOOR, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD,
150000
True
3150000
read again off the letter's pages (page 1, Address row)
FLAT NO 104, 1ST FLOOR,, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206
SAI NAGAR, KHANDALE, ALIBAG, ., Alibag, MAHARASHTRA, 402209, Raigad, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0726/5180911', 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 3000000, 'interest_rate': 8.2, 'sanction_date': '04-Aug-2026', 'letter_version': '5', 'applicant_names': ['ASHUTOSH SHASHIKANT SHIRKE', 'ABHISHEK SHASHIKANT SHIRKE', 'SHARMILA SHASHIKANT SHIRKE'], 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'PANVEL', 'flat_no': '104', 'district': 'RAIGAD', 'floor_no': '1ST', 'landmark': 'NERA CORNER', 'full_address': 'FLAT NO 104, 1ST FLOOR, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, MAHARASHTRA, India, 410206', 'village_city': 'NAVI MUMBAI', 'building_name': None, 'survey_or_cts_no': 'PLOT NO 78, SECTOR NO 5'}, 'insurance_premium': 150000, 'includes_insurance': True, 'total_with_insurance': 3150000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'FLAT NO 104, 1ST FLOOR,, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'SAI NAGAR, KHANDALE, ALIBAG, ., Alibag, MAHARASHTRA, 402209, Raigad, India'}1999-07-17
Ashutosh Shashikant Shirke
True
4208
raw reading (for Abhijit)
{'dob': '1999-07-17', 'pan': None, 'name': 'Ashutosh Shashikant Shirke', 'legible': True, 'aadhaar_last4': '4208', 'quality_issue': None}kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-29', 'page': 1, 'time': '16:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26300.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-29', 'page': 1, 'time': '16:43', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 26300.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 4h ago | ezdocs:reader | reader_efiling_verdict | {'fp': '53d013619cf5c3db', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or their records.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 4h ago | ezdocs:reader | reader_home_address | {'fp': 'cd414f6d6ab924ed', 'from': 'the sanction letter (Sanction letter - 2026-08-29T144442.934.pdf)', 'home': {'pin': '402209', 'area': 'KHANDALE', 'state': 'MAHARASHTRA', 'building': 'SAI NAGAR', 'district': 'Raigad', |
| 5h ago | ezdocs:reader | reader_home_address | {'fp': 'cd414f6d6ab924ed', 'from': 'the sanction letter (Sanction letter - 2026-08-29T144442.934.pdf)', 'home': {'pin': '402209', 'area': 'KHANDALE', 'state': 'MAHARASHTRA', 'building': 'SAI NAGAR', 'district': 'Raigad', |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:2f330efc-d291-4586-befd-4ff83d56bd3e', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction letter - 2026-08-29T144442.934.pdf', 'asked' |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 17d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'INDEX II.jpg', 'doc_id': '093bce0e-572c-4d12-baaa-f6261ff92e64', 'header_sro': 'स |
| 20d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260829-WA0004.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '3138fbad-3adf-40ba-bb62-d1456d665ed4', 'fetched': True} |
| 27d ago | system:reconcile | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — the reader was asked for exactly those; a person checks them on the verification page", 'filled': ['landmark'], |
| 27d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['INDEX II.jpg', 'Sanction letter - 2026-08-29T144442.934.pdf', 'KYC OSV.pdf'], 'after': {'addresses': {'people': [['SHIRKE ASHUTOSH S |
| 27d ago | system:extract | address_compared | {'sig': '56a0ac1f359053cc', 'why': 'after gather', 'people': [{'home': '0, Sai Nagar, Sai Nagar, Near Sai Temple, Khandale, Raigad, 402209', 'person': 'SHIRKE ASHUTOSH SHASHIKANT', 'against': [], 'home_src': 'index2', 'p |
| 27d ago | system:extract | challan_boxes_composed | {'fp': '68f7c37be2299139', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 104 1ST FLOOR NERA CORNER PLOT NO 78 |
| 27d ago | system:extract | box_disagreement | {'box': 'party.dob', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '1990-07-17', 'page': 2, 'party': 'SHIRKE ASHUT |
| 27d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'after the Index II takeover'} |
| 27d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.jpg', 'changed': {'taluka': {'was': None, 'index2': 'Panvel'}, 'f |
| 27d ago | system:extract | index2_people_checked | {'doc_id': '093bce0e-572c-4d12-baaa-f6261ff92e64', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'SHIRKE ASHUTOSH SHASHIKANT', 'pan_agrees': True}], 'not_on_case': 2} |
| 27d ago | system:extract | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '093bce0e-572c-4d12-baaa-f626 |
| 28d ago | system:ingest | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'SHIRKE ASHUTOSH SHASHIKANT', 'party_id': 'a6f8b5ae-882a |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 29d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the sweep — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX II.jpg', 'kind': 'index2'} |
| 29d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Number', 'why': 'The typed |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'PLOT', 'attr2_type': '', 'attr1_value': '78, 5', 'attr2_value': ''}, 'was': {'attr1_type': '', 'attr2_type': '', 'attr1_value': '78, 5', 'attr2_value': ''}, 'why': "the number boxes hold the type |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': '', 'attr2_type': '', 'attr1_value': '78, 5', 'attr2_value': ''}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': '78, 5', 'attr2_value': ''}, 'why': "the number boxes hold the |
| 40d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PNVL/07 |
| 40d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 40d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"} |
| 40d ago | system:extract | document_reread | {'now': ['aadhaar', 'pan'], 'was': ['pan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'KYC OSV.pdf', 'doc_id': 'f3c280c5-e671-49e3-9fb8-c98b0f1ae752', 'found |
| 42d ago | system:emails | email_shadowed:doc_chase | {'to': 'aniket.washivale@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/PNVL/0726/5180911), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n\ |
| 45d ago | system:extract | property_address_extracted | {'confidence': 1, 'full_address': 'FLAT NO 104, 1ST FLOOR, NERA CORNER, PLOT NO 78, SECTOR NO 5, KARANJADE PANVEL RAIGAD, NAVI MUMBAI, MAHARASHTRA, India, 410206'} |
| 45d ago | system:ingest | document_received | {'file': 'Sanction letter - 2026-08-29T144442.934.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.9} |