⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sheikh Shafik Abdul Rashid
LAN 77000351965Loan ₹69,08,618BT + top-upMails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
26 Sep, 16:43
Documents
Payment
Challan
done 1 Oct, 10:00 · GRAS ↗
Filing
took 7d 5h · IGR e-filing ↗
E-filing copy
done 8 Oct, 15:45
Index II
took 21h 20m
doneIndex II shared · the trail says: The bank has sent the loan documents and payment proof, and the team has shared the challan. The team is waiting for the bank to provide the Index II copy for…whole case so far 17d 8h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260573.pdf
8 Oct21 things — 2 documents received · 1 letter written · 18 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260573.pdf
file note490
mail against file490 — by ezdocs:reader
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
Sk Shafik.pdf
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02543 | 77000351965
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 1 letter written · 2 steps
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02543 | 77000351965
An old draft withdrew itself — its asks were already answered
28 Sep7 things — 1 letter written · 3 cautions · 3 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
reading error456
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02543 | 77000351965
27 Sep4 things — 4 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
26 Sep61 things — 6 documents received · 4 letters written · 1 money step · 2 cautions · 48 steps
case read — by ezdocs:reader
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SHEIKH SHAFIK ABDUL RASHID EchallanMH010913123202627E.pdf
copilot edit — by copilot:NIKHIL
copilot check ok — by copilot
challan boxes not the papers words — by copilot
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Provide MODT challan of SHEIKH SHAFIK ABDUL RASHID App No 77000351965,77000351966
case read — by ezdocs:reader
box disagreement
box disagreement
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02543
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
money corrected from papers
money settled — by ezdocs:reader
money not settled
papers not this case
roles from letter
Property checked by the engine — read from the report, every box that names the flat is there
applicant email captured
insurance twin detected
Received: PAN card
DOC-20260926-WA0009.pdf
credit seen before bill
credit seen before bill
Property read from the legal / technical report (the sanction letter had none)
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260926-WA0019.jpg
Received: Sanction letter
KFSLetter_77000351965.pdf
Received: Sanction letter
KFSLetter_77000351966.pdf
Received: Technical report
HRQ-26-152626_INDProcessRequest_2500320260926163146031.pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it6 open
○SHEIKH SHAFIK ABDUL RASHID — home flat — the branch
○SHEIKH SHAFIK ABDUL RASHID — home road — the branch
○property — number kind (survey / CTS / plot …) — the branch
○property — the property's number — the branch
○property — building — the branch
○property — floor — the branch
?the papers disagree on Loan amount (KFSLetter_77000351965.pdf: Sanctioned Loan amount 3208618; KFSLetter_77000351966.pdf: Sanctioned Loan amount 3700000; the branch's mail of 2026-09-2: LOAN AMOUNT WITH INSURANCE 69,10,000/-; paid chall) — Use the loan amount of 6910000 as per the paid challan and branch's mail, noting the slight difference from the sum of sanction letters.
?the papers disagree on Interest rate (KFSLetter_77000351965.pdf: Final rate (%) R=(B)+(S) 13.25%p.a; KFSLetter_77000351966.pdf: Final rate (%) R=(B)+(S) 12.80 %p.a) — Confirm with the branch which interest rate should be used for the e-filing.
?unsure of efiling.date_of_mortgage — No MOTD (Memorandum of Deposit of Title Deeds) is present in the file to determine the date of mortgage.
?unsure of efiling.interest_rate — Two sanction letters are present, each stating a different interest rate (13.25% and 12.80%). It is unclear which one to use for the e-filin
the branch's last mail (2026-10-08): The branch needs the NOI on priority as the customer is waiting for a cheque.
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T09:45 UTC
Moneyall of it is in
₹37,790.04
Reached our account 26 Sep 16:24:15.
How we know
Our own bank told us — 26 Sep 16:24
₹37,800 · UTR 727168613269 · from VA-PNBSMS-S · a/c …0581
“A/c X0581 credited for INR 37800.00 on 26-09-26 16:24:15 by SHEIKH SHAFIK A thru UPI.AvlBal INR 302486.54(UPI:727168613269).-PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%20,740
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for37,790.04
By law ₹37,775.85. We ask ₹37,790 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
3/3, Akola, 444001
read from the Index II · e-filing boxes 26 of 34 ready
Check the property →the boxes beside the paper
People
SHEIKH SHAFIK ABDUL RASHID · applicantAXXPA3050E
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