⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Nandkumar Nivrutti Waghchaure
LAN 77000359695Loan ₹30,86,933NOIMails & papers 11 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 15:13
Documents
Payment
Challan
done 29 Sep, 16:19 · GRAS ↗
Filing
took 6d 20h · IGR e-filing ↗
E-filing copy
done 6 Oct, 12:55
Index II
took 2d 23h
doneIndex II shared · the trail says: The branch has sent all necessary documents and paid the fee, and the team has generated and shared the challan. The team is now waiting for the applicant's…whole case so far 14d 9h
Needs your eyes2
GPay ₹26,311 announced at 09:37 has not settled into the PNB account (due 13:37). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990610260179.pdf
6 Oct24 things — 1 document received · 1 letter written · 22 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990610260179.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
file note490
case read — by ezdocs:reader
pages trimmed480
case read started — by ezdocs:reader
5 Oct8 things — 2 documents received · 6 steps
file note490
mail against file490 — by ezdocs:reader
file note490
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
nandkumar photo_1.jpg
Received: Selfie
Suchita photo_1.jpg
29 Sep70 things — 8 documents received · 3 letters written · 1 money step · 3 cautions · 55 steps
gpay not settled yet
quoted history checked
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
NANDKUMAR NIVRUTTI WAGHCHAURE EchallanMH011079929202627E.pdf
copilot edit — by copilot:NIKHIL
case read — by ezdocs:reader
paper locate — by ezdocs:reader
case read — by ezdocs:reader
copilot check ok — by copilot
extra challan scanned
The home address was read off the papers — by ezdocs:reader
template name checked
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
property self check
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02845
No fee quote sent — the branch's own figures were right
A credit moved HERE — this case's screenshot names it; the other case had it on the amount alone
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
case read — by ezdocs:reader
property from index2
index2 people checked
The payment proof already on the case was applied
documents read together
property self check
money settled — by ezdocs:reader
roles from letter
property from index2
index2 people checked
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
kyc address read
PAN found inside the KYC file — no need to ask for it
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Property checked by the engine — read from the report, every box that names the flat is there
Received: Selfie — not usable
shurti photo.jpg — this is a photograph of a passport-size print, not a live selfie
property english extracted
Property read from the legal / technical report (the sanction letter had none)
applicant email captured
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Received: Selfie — not usable
Nand photo.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
Nandkumar latest adhar card(1).pdf
Received: Sanction letter
KFSLetter_77000359695 (1).pdf
Payment proof arrived before the case was quoted — held
Received: Technical report
HRQ-26-166656_INDProcessRequest_2500320260926105653056.pdf
Received: Index II
Nandkumar Index ii.pdf
Received: Payment screenshot
IMG-20260929-WA0025.jpg
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it3 open
The file is complete. The paid challan matches the loan amount of Rs. 30,86,933 including insurance premium.
✗the photo could not be read (Nand photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (shurti photo.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○property — title deed held — the branch
the branch's last mail (2026-10-05): The branch has attached documents. · brought: a selfie photo
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T07:03 UTC
Moneyall of it is in
₹26,320.06
Reached our account 29 Sep 15:07:00.
How we know
Our own bank told us — 29 Sep 15:07
₹26,311 · from GPAY-BIZ
“₹26,311.00 received from WAGHCHAURE N N at 3:07 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit · moved here from a case that had it on the amount alone — this case's screenshot names the very amount
The working
Stamp duty 0.3%9,270
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for26,320.06
By law ₹26,310.80. We ask ₹26,320 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
303, 3rd, Rajlaxmi Angan, GAT, 335/1, Adgaon, 422003
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
NANDKUMAR NIVRUTTI WAGHCHAURE · applicantAAZPW0877C
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