⚠The PNB mailbox has used 223% of what Google lets it send in 24 hours (1,116 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-01450
Loan No H
LAN HOU/NAG/0826/5192646
Index II shared · done
Send the draft 1All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sale deedopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (9)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹50,740
The whole amount reached our account. Nothing is pending on this case.
₹50,700 receivedby the amount alone
The branch's receipt says ₹50,708 — ₹8 of it has not reached us yet. Look for a ₹8 credit.
Stamp duty 0.3%33,920
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for50,740
the branch’s receipt claims ₹50,708
paid 6 Sep 14:31:16 · verified 8 Sep 13:51:20 · 1 d 23 h later
How we know
Our own bank told us — 6 Sep 14:31
₹50,700 · UTR AXNGG24937129471 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.50700.00,06-09-2026 14:31:16 thru NEFT from AXNGG24937129471/GOOGLE INDIA DIGITAL . Aval Bal 117371.55 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road; counted full inside our buffer
By law ₹50,727.50. We ask ₹50,740 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 47 minour time · 8 Sep 14:36
Index II 32 h 02 minour time · 16 Sep 12:58
the NOI team 4 d 2 hthe branch 3 d 21 htotal 7 d 23 h
Complete.
Day by day — every step and who held it
8 Sep 13:48Your branch's mail
8 Sep 13:48Payment landedat once
8 Sep 13:50Papers read+2 min · the NOI team
8 Sep 13:51Property readat once
8 Sep 13:51Fee quotedat once
8 Sep 13:51Payment verifiedat once
8 Sep 13:51Ready for the challanat once
8 Sep 14:36Challan made+45 min · the NOI team
12 Sep 11:43Papers from your branch+3 d 21 h · the branch
12 Sep 12:02Papers read+19 min · the NOI team
15 Sep 18:14Filed on IGR — e-filing shared+3 d 6 h · the NOI team
16 Sep 12:58Index II sent+18 h 44 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹1,13,02,500
Loan account no.
HOU/NAG/0826/5192646
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 1
| The PAN card | SAU. SONALI ALPESH DESHMUKH |
| The sanction letter DIFFERS | SONALI ALPESH DESHMUKH |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI filing process is complete, with all necessary documents submitted, fees paid, and the NOI successfully filed. The government's Index II of the NOI has been shared, concluding the case.
the trail says the next move is with no one — the case is finished — nothing
the branch last asked: Please process for NOI in said case .
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-09-08) “Amt paid :- .30( 33908+15000+ 1800) =50708 /-”
✓ challan made — done, mail 3 (2026-09-08) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-08) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-08) “For noi filing we need a register sale deed copy.”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ filed on the IGR site — done, mail 6 (2026-09-15) “PFA DOWNLOADED COPY OF EFILING”
✓ e-filing copy shared — done, mail 6 (2026-09-15) “PFA DOWNLOADED COPY OF EFILING”
✓ NOI Index II shared — done, mail 7 (2026-09-16) “PFA index 2 copy for case closure..”
read over 7 mail(s), last mail 2026-09-16 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
Request for Paid Challan in the case of Loan No HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji De
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
RC
rajnikant.chichkhede@phfl.com phfl.com
08 Sep, 13:48 · 36d ago THE FIRST MAIL — how this case began
08 Sep, 13:48 · 36d ago THE FIRST MAIL — how this case began
Request for Paid Challan in the case of Loan No HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji Deshmukh
📎 IMG-20260806-WA0047.jpg↗📎 payment_confirmation_202609251-014026.png↗📎 Mude Sale deed.pdf↗📎 CustomerDocument068S300000dtqvaIAA (3).pdf↗📎 MAM PAN AND ADFHAR CARD.pdf↗
Dear Team,
Request for Paid Challan in the case of MR . Alpesh Deoraoji Deshmukh
CaseType :- HL
Customer Type :- NewCustomer
Property Owner : -MR. SONALI ALPESH DESHMUKH
Amt paid :- .30 ( 33908+15000+ 1800 ) =50708 /-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks for the challan; says the fee is paid ₹50,708 ✓; documents attached — “Request for Paid Challan in the case of MR. Alpesh Deoraoji Deshmukh”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Sep, 14:19 · 36d ago
08 Sep, 14:19 · 36d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
earlier mails quoted below
On Tue, 8 Sept 2026 at 13:50, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:
Dear Team,
Request for Paid Challan in the case of MR. Alpesh Deoraoji Deshmukh
*Case **Type :- HL *
**
*Customer Type :- New **Customer*
**
*Property Owner : - **MR. SONALI ALPESH DESHMUKH*
*A**mt paid :- **.30**( 33908+15000+ 1800**) =50708 /-***
**
*SRO NO. :- *
**
**
Thanks & Regards
*Rajnikant Chichkhede*
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227 <+91%2095522%2082227>
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
*PHFL Home Loans and Services Limited*
*[image: cid:image002.jpg@01D4388E.04228670]*
----- Original Message --
>
>>>
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
08 Sep, 14:36 · 36d ago
08 Sep, 14:36 · 36d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 8 Sept 2026 at 14:19, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 8 Sept 2026 at 13:50, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:
> Dear Team,
>
> Request for Paid Challan in the case of MR. Alpesh Deoraoji Deshmukh
>
> *Case **Type :- HL *
> **
>
> *Customer Type :- New **Customer*
> **
>
> *Property Owner : - **MR. SONALI ALPESH DESHMUKH*
>
> *A**mt paid :- **.30**( 33908+15000+ 1800**) =50708 /-***
> **
>
> *SRO NO. :- *
> **
> **
>
> Thanks & Regards
> *Rajnikant Chichkhede*
> Sr. Channel Manager
> PNB Housing Finance Limited,
>
> 1st Floor ,Achraj tower II, Chindwara road,
>
> Chhaoni Square ,Sadar, Nagpur-440001
>
> Mobile: +91 9552282227 <+91%2095522%2082227>
>
> Email: rajnikant.chichkhede@phfl.com
> Website- www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Original Message --
>
>>
>>>>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
RC
rajnikant.chichkhede@phfl.com phfl.com
12 Sep, 11:43 · 32d ago
12 Sep, 11:43 · 32d ago
Re[2]: Request for Paid Challan in the case of Loan No HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji Deshm
Dear Team,
Please process for NOI in said case .
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: + 91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/08/26 14:38
To: Rajnikant Chichkhede ( rajnikant.chichkhede@phfl.com )
Cc: Sunil Mishra ( sunil.mishra@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Bharati Bhope ( bharati.bhope@phfl.com )
Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji Deshmukh
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Tue, 8 Sept 2026 at 14:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 8 Sept 2026 at 13:50, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:
Dear Team,
Request for Paid Challan in the case of MR . Alpesh Deoraoji Deshmukh
Case Type :- HL
Customer Type :- New Customer
Property Owner : - MR. SONALI ALPESH DESHMUKH
A mt paid :- .30 ( 33908+15000+ 1800 ) =50708 /-
SRO NO. :-
Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: The branch asks the team to process the NOI filing.
OL
The NOI teamTYPED IN GMAIL
12 Sep, 13:18 · 32d ago
12 Sep, 13:18 · 32d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Sat, 12 Sept 2026 at 11:45, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:
Dear Team,
Please process for NOI in said case .
Thanks & Regards
*Rajnikant Chichkhede*
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor ,Achraj tower II, Chindwara road,
Chhaoni Square ,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
*PHFL Home Loans and Services Limited*
*[image: cid:image002.jpg@01D4388E.04228670]*
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/08/26 14:38
To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (
pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com),
Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (
bharati.bhope@phfl.com)
Subject: Re: Request for Paid Challan in the case of Loan No
HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji Deshmukh
Secured by Check Point
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 8 Sept 2026 at 14:19, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For noi filing we need a register sale
> deed copy.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 8 Sept 2026 at 13:50, Rajnikant Chichkhede <
> rajnikant.chichkhede@phfl.com> wrote:
>
>> Dear Team,
>>
>> Request for Paid Challan in the case of MR. Alpesh Deoraoji Deshmukh
>>
>> *Case **Type :- HL *
>> **
>>
>> *Customer Type :- New **Customer*
>> **
>>
>> *Property Owner : - **MR. SONALI ALPESH DESHMUKH*
>>
>> *A**mt paid :- **.30**( 33908+15000+ 1800**) =50708 /-***
>> **
>>
>> *SRO NO. :- *
>> **
>> **
>>
>> Thanks & Regards
>> *Rajnikant Chichkhede*
>> Sr. Channel Manager
>> PNB Housing Finance Limited,
>>
>> 1st Floor ,Achraj tower II, Chindwara road,
>>
>> Chhaoni Square ,Sadar, Nagpur-440001
>>
>> Mobile: +91 9552282227 <+91%2095522%2082227>
>>
>> Email: rajnikant.chichkhede@phfl.com
>> Website- www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzpjMjY0ZmI0MTIwMjhiODRjNmM0ZmQwMDQ4NGM1NjZmZTo3OjhmMmI6OGI4NmRjNTE5YjgyYzgwMmY4YTIwNDc4NWY1MDRiYzEyYTIwYTViMTQxYTBhNDYzNzJkODQ4OWUxMGVlNTY3ODpoOlQ6Rg>
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>
>> ----- Original Message --
>>
>>>
>>>>>
🤖 read: The NOI team states they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
15 Sep, 18:14 · 28d ago
15 Sep, 18:14 · 28d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 12 Sept 2026 at 13:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 12 Sept 2026 at 11:45, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:
> Dear Team,
> Please process for NOI in said case .
>
> Thanks & Regards
> *Rajnikant Chichkhede*
> Sr. Channel Manager
> PNB Housing Finance Limited,
>
> 1st Floor ,Achraj tower II, Chindwara road,
>
> Chhaoni Square ,Sadar, Nagpur-440001
>
> Mobile: +91 9552282227
>
> Email: rajnikant.chichkhede@phfl.com
> Website- www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 09/08/26 14:38
> To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
> Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (
> pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com),
> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (
> bharati.bhope@phfl.com)
> Subject: Re: Request for Paid Challan in the case of Loan No
> HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji Deshmukh
>
> > Secured by Check Point
> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 8 Sept 2026 at 14:19, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same. For noi filing we need a register sale
>> deed copy.
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Tue, 8 Sept 2026 at 13:50, Rajnikant Chichkhede <
>> rajnikant.chichkhede@phfl.com> wrote:
>>
>>> Dear Team,
>>>
>>> Request for Paid Challan in the case of MR. Alpesh Deoraoji Deshmukh
>>>
>>> *Case **Type :- HL *
>>> **
>>>
>>> *Customer Type :- New **Customer*
>>> **
>>>
>>> *Property Owner : - **MR. SONALI ALPESH DESHMUKH*
>>>
>>> *A**mt paid :- **.30**( 33908+15000+ 1800**) =50708 /-***
>>> **
>>>
>>> *SRO NO. :- *
>>> **
>>> **
>>>
>>> Thanks & Regards
>>> *Rajnikant Chichkhede*
>>> Sr. Channel Manager
>>> PNB Housing Finance Limited,
>>>
>>> 1st Floor ,Achraj tower II, Chindwara road,
>>>
>>> Chhaoni Square ,Sadar, Nagpur-440001
>>>
>>> Mobile: +91 9552282227 <+91%2095522%2082227>
>>>
>>> Email: rajnikant.chichkhede@phfl.com
>>> Website- www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzpjMjY0ZmI0MTIwMjhiODRjNmM0ZmQwMDQ4NGM1NjZmZTo3OjhmMmI6OGI4NmRjNTE5YjgyYzgwMmY4YTIwNDc4NWY1MDRiYzEyYTIwYTViMTQxYTBhNDYzNzJkODQ4OWUxMGVlNTY3ODpoOlQ6Rg>
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>>
>>> ----- Original Message --
>>>
>>>>
>>>>>>
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL
The NOI teamTYPED IN GMAIL
16 Sep, 12:58 · 28d ago
16 Sep, 12:58 · 28d ago
Dear Team,
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 15 Sept 2026 at 18:14, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 12 Sept 2026 at 13:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team
>
> we will process the NOI for the same.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Sat, 12 Sept 2026 at 11:45, Rajnikant Chichkhede <
> rajnikant.chichkhede@phfl.com> wrote:
>
>> Dear Team,
>> Please process for NOI in said case .
>>
>> Thanks & Regards
>> *Rajnikant Chichkhede*
>> Sr. Channel Manager
>> PNB Housing Finance Limited,
>>
>> 1st Floor ,Achraj tower II, Chindwara road,
>>
>> Chhaoni Square ,Sadar, Nagpur-440001
>>
>> Mobile: +91 9552282227
>>
>> Email: rajnikant.chichkhede@phfl.com
>> Website- www.pnbhousing.com
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 09/08/26 14:38
>> To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
>> Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (
>> pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com),
>> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (
>> bharati.bhope@phfl.com)
>> Subject: Re: Request for Paid Challan in the case of Loan No
>> HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji Deshmukh
>>
>> >> Secured by Check Point
>> Team,
>> PFA challan for your reference.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Tue, 8 Sept 2026 at 14:19, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Team,
>>> We acknowledge the receipt of your mail documents and payment. We will
>>> initiate the challan for the same. For noi filing we need a register sale
>>> deed copy.
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Tue, 8 Sept 2026 at 13:50, Rajnikant Chichkhede <
>>> rajnikant.chichkhede@phfl.com> wrote:
>>>
>>>> Dear Team,
>>>>
>>>> Request for Paid Challan in the case of MR. Alpesh Deoraoji Deshmukh
>>>>
>>>> *Case **Type :- HL *
>>>> **
>>>>
>>>> *Customer Type :- New **Customer*
>>>> **
>>>>
>>>> *Property Owner : - **MR. SONALI ALPESH DESHMUKH*
>>>>
>>>> *A**mt paid :- **.30**( 33908+15000+ 1800**) =50708 /-***
>>>> **
>>>>
>>>> *SRO NO. :- *
>>>> **
>>>> **
>>>>
>>>> Thanks & Regards
>>>> *Rajnikant Chichkhede*
>>>> Sr. Channel Manager
>>>> PNB Housing Finance Limited,
>>>>
>>>> 1st Floor ,Achraj tower II, Chindwara road,
>>>>
>>>> Chhaoni Square ,Sadar, Nagpur-440001
>>>>
>>>> Mobile: +91 9552282227 <+91%2095522%2082227>
>>>>
>>>> Email: rajnikant.chichkhede@phfl.com
>>>> Website- www.pnbhousing.com
>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzpjMjY0ZmI0MTIwMjhiODRjNmM0ZmQwMDQ4NGM1NjZmZTo3OjhmMmI6OGI4NmRjNTE5YjgyYzgwMmY4YTIwNDc4NWY1MDRiYzEyYTIwYTViMTQxYTBhNDYzNzJkODQ4OWUxMGVlNTY3ODpoOlQ6Rg>
>>>>
>>>> *PHFL Home Loans and Services Limited*
>>>>
>>>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>>>
>>>> ----- Original Message --
>>>>
>>>>>
>>>>>>>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20260806-WA0047.jpg | filed | 36d ago |
| Payment screenshot | payment_confirmation_202609251-014026.png | filed | 36d ago |
| Sale deed | Mude Sale deed.pdf | filed | 36d ago |
| Sanction letter | CustomerDocument068S300000dtqvaIAA (3).pdf | filed | 36d ago |
| Aadhaar card+ PAN card inside | MAM PAN AND ADFHAR CARD.pdf | filed | 36d ago |
| Paid challan (GRAS) | SONALI ALPESH DESHMUKH EchallanMH009841755202627E.pdf | filed | 36d ago |
| Sale deed+ Index II inside | SKM_226i26091211210.pdf | filed | 32d ago |
| E-filing copy (token) | eFilingDoc9991509260012.pdf | filed | 28d ago |
| Index IIthe registered copy we filed | IndexII9991509260012.pdf | filed | 28d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹50,740
₹50,740
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹50,708
₹50,708
Paid at
6 Sep 14:31:16
6 Sep 14:31:16
Verified on
8 Sep 13:51:20
8 Sep 13:51:20
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹33,920 | ₹15,000 | ₹320 | ₹1,500 | ₹50,740 |
By law ₹50,727.50. We ask ₹50,740 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
23 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), E-mail (person 1), GRN …
Not found in the document: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Area
2 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, Floor (person 1)
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
CustomerDocument068S300000dtqvaIAA (3).pdf
as printed
PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, NAGPUR, UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440023
PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, NAGPUR, UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440023
PIN
440023
440023
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 28 KHASRA NO 167/2 HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59 MOUZA DABHA PH NO 7
PLOT NO 28 KHASRA NO 167/2 HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59 MOUZA DABHA PH NO 7
Locality/Road
NAGPUR UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED MAHARASHTRA
NAGPUR UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED MAHARASHTRA
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Sau. Sonali Alpesh Deshmukh | ASIPD5828R | …6924 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | rajnikant.chichkhede@phfl.com | 36d ago |
What the engine read from each document — check anything marked in red
Payment screenshot payment_confirmation_202609251-014026.png needs your check
date
2026-09-08
2026-09-08
time
13:40
13:40
amount
50708
50708
method
UPI
UPI
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-08', 'time': '13:40', 'amount': 50708, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Selfie / photo IMG-20260806-WA0047.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}Aadhaar card MAM PAN AND ADFHAR CARD.pdf needs your check
dob
1982-09-09
1982-09-09
pan
ASIPD5828R
ASIPD5828R
name
Sau. Sonali Alpesh Deshmukh
Sau. Sonali Alpesh Deshmukh
legible
True
True
aadhaar last4
6924
6924
raw reading (for Abhijit)
{'dob': '1982-09-09', 'pan': 'ASIPD5828R', 'name': 'Sau. Sonali Alpesh Deshmukh', 'legible': True, 'aadhaar_last4': '6924', 'quality_issue': None}Sanction letter CustomerDocument068S300000dtqvaIAA (3).pdf needs your check
lan
HOU/NAG/0826/5192646
HOU/NAG/0826/5192646
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
11000000.0
11000000.0
interest rate
8.4
8.4
sanction date
25-Aug-2026
25-Aug-2026
letter version
4
4
applicant names
ALPESH DEORAOJI DESHMUKH, SONALI ALPESH DESHMUKH
ALPESH DEORAOJI DESHMUKH, SONALI ALPESH DESHMUKH
applicant mobile
9423242828
9423242828
property address
pin: 440023; state: MAHARASHTRA; flat_no: PLOT NO 28; district: Nagpur; full_address: PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, Nagpur, UTKARSHA
pin: 440023; state: MAHARASHTRA; flat_no: PLOT NO 28; district: Nagpur; full_address: PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, Nagpur, UTKARSHA
insurance premium
302500.0
302500.0
includes insurance
True
True
total with insurance
11302500.0
11302500.0
security address verbatim
PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, Nagpur, UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED, NAGPUR, Nagpur, MAHARASHTRA, India, 440023
PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, Nagpur, UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED, NAGPUR, Nagpur, MAHARASHTRA, India, 440023
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0826/5192646', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 11000000.0, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '25-Aug-2026', 'letter_version': '4', 'applicant_names': ['ALPESH DEORAOJI DESHMUKH', 'SONALI ALPESH DESHMUKH'], 'applicant_mobile': '9423242828', 'property_address': {'pin': '440023', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO 28', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, Nagpur, UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED, NAGPUR, Nagpur, MAHARASHTRA, India, 440023', 'village_city': 'MOUZA DABHA, Nagpur', 'building_name': 'UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED', 'survey_or_cts_no': 'KHASRA NO 167/2, CITY SURVEY NO 39, SHEET NO 203/59'}, 'insurance_premium': 302500.0, 'includes_insurance': True, 'total_with_insurance': 11302500.0, 'security_address_verbatim': 'PLOT NO 28, PLOT NO 28, KHASRA NO 167/2, HOUSE NO 1147-B/28 CITY SURVEY NO 39 SHEET NO 203/59, MOUZA DABHA, PH NO 7, Nagpur, UTKARSHA GRUHA NIRMAN SAHAKARI SANSTHA LIMITED, NAGPUR, Nagpur, MAHARASHTRA, India, 440023'}Aadhaar card MAM PAN AND ADFHAR CARD.pdf needs your check
dob
1981-09-08
1981-09-08
pan
ASIPD5828R
ASIPD5828R
name
SONALI ALPESH DESHMUKH
SONALI ALPESH DESHMUKH
legible
True
True
aadhaar last4
6924
6924
raw reading (for Abhijit)
{'dob': '1981-09-08', 'pan': 'ASIPD5828R', 'name': 'SONALI ALPESH DESHMUKH', 'legible': True, 'aadhaar_last4': '6924', 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 4h ago | ezdocs:reader | reader_efiling_verdict | {'fp': '8349c38e3d3b28f6', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin |
| 4h ago | ezdocs:reader | reader_mail_addition | {'fp': '0fe45276e4da6394', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 18d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 28d ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'fil |
| 28d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999150926001 |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 28d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['SKM_226i26091211210.pdf', 'Mude Sale deed.pdf', 'CustomerDocument068S300000dtqvaIAA (3).pdf', 'MAM PAN AND ADFHAR CARD.pdf'], 'after': {'addresses': {'people': [['Sau. Sonal |
| 28d ago | system:extract | address_compared | {'sig': '036d93b45a73af94', 'why': 'after gather', 'people': [{'home': 'FLAT NO. 402, 4th, ARMOR TOWERS, KATOL ROAD, JAGRUTI COLONY, NIIT GARDEN, Nagpur, NAGPUR, 440013', 'person': 'Sau. Sonali Alpesh Deshmukh', 'against |
| 28d ago | system:extract | challan_boxes_by_rules | {'fp': '42d5f56f4636ae51', 'why': 'box 1 lost a number the case holds (39)'} |
| 28d ago | system:extract | box_disagreement | {'box': 'party.dob', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '1982-09-09', 'page': 3, 'party': 'Sau. Sonali |
| 28d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Area', 'why': 'The typed a |
| 28d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'SKM_226i26091211210.pdf', 'changed': {'road': {'was': None, 'index2': '9.0 |
| 28d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 28d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999150926 |
| 29d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'ind |
| 29d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SKM_226i26091211210.pdf', 'kind': 'index2'} |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '440013', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagpur', 'doc_id': '5369b4ee-e2f9- |
| 29d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 10, 'trigger': 'quick sweep'} |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'KHASRA', 'attr2_type': 'CTS', 'attr1_value': '167/2', 'attr2_value': '39'}, 'was': {'attr1_type': '', 'attr2_type': 'CTS', 'attr1_value': '167/2', 'attr2_value': '39'}, 'why': "the number boxes ho |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': '', 'attr2_type': 'CTS', 'attr1_value': '167/2', 'attr2_value': '39'}, 'was': {'attr1_type': 'KH.', 'attr2_type': 'CTS', 'attr1_value': '167/2', 'attr2_value': '39'}, 'why': "the number boxes hold |
| 30d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'KH.', 'attr2_type': 'CTS', 'attr1_value': '167/2', 'attr2_value': '39'}, 'was': {'attr1_type': 'KH.', 'attr2_type': '', 'attr1_value': 'No 167/2, City Survey No 39', 'attr2_value': ''}, 'why': "th |
| 32d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'SKM_226i26091211210.pdf', 'changed': {'pin': {'was': '440023', 'index2': N |
| 32d ago | system:ingest | document_received | {'file': 'SKM_226i26091211210.pdf', 'doc_type': 'sale_deed', 'confidence': 1.0, 'also_inside': ['index2']} |
| 36d ago | system:quick | desk_documents_backfill | {'why': "the desk mailed this before the engine kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Requ |
| 36d ago | system:ingest | desk_document_shared | {'why': "the desk mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SONALI ALPESH DESHMUKH |
| 36d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 36d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"} |
| 36d ago | system:reconcile | quoted_history_checked | {} |
Case diary the case’s history — what happened, newest day first
Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹50,700 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Today · 14 Oct2 things
reader efiling verdict — by ezdocs:reader
reader mail addition — by ezdocs:reader
26 Sep2 things — 2 steps
mail read as shown
mail read as shown
16 Sep4 things — 1 document received · 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991509260012.pdf
15 Sep11 things — 1 document received · 1 letter written · 9 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
box disagreement
property self check
property from index2
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991509260012.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep5 things — 5 steps
The branch's title document is on the case — the filing is the NOI team's move
kyc address read
property self check
property attrs split
property attrs split
13 Sep1 thing — 1 step
property attrs split
12 Sep2 things — 1 document received · 1 step
property from index2
Received: Sale deed
SKM_226i26091211210.pdf
8 Sep26 things — 6 documents received · 3 letters written · 1 money step · 16 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
SONALI ALPESH DESHMUKH EchallanMH009841755202627E.pdf
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
quoted history checked
extra challan scanned
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Request for Paid Challan in the case of Loan No HOU/NAG/0826/5192646 ----- Applicant Name : Alpesh Deoraoji De
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
Property address read from the sanction letter
PAN found inside the KYC file — no need to ask for it
Received: Aadhaar
MAM PAN AND ADFHAR CARD.pdf
Received: Sanction letter
CustomerDocument068S300000dtqvaIAA (3).pdf
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sale deed
Mude Sale deed.pdf
Received: Payment screenshot
payment_confirmation_202609251-014026.png
Received: Selfie
IMG-20260806-WA0047.jpg
name from subject
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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