⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mahesh Kurzekar
LAN HOU/PNVL/0926/5214304Loan ₹28,87,5000.3% only / top-upMails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 10:29
Documents
took 4h 15m
Payment
done 7 Oct, 14:50
Challan
took 59m · GRAS ↗
Filing
took 1d 23h · IGR e-filing ↗
E-filing copy
done 9 Oct, 15:45
Index II
took 3d 23h
doneIndex II sharedwhole case so far 6d 13h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Today · 13 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260528.pdf
9 Oct23 things — 1 document received · 1 letter written · 21 steps
dhc prn read
efiling copy read
desk documents backfill
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260528.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
7 Oct79 things — 6 documents received · 5 letters written · 1 money step · 4 cautions · 63 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
reading error456
only03 nothing to file
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
MAHESH BALKRUSHNA KURZEKAR EchallanMH011554377202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
challan boxes composed
copilot check ok — by copilot
form checked489
The home address was read off the papers — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re[2]: Kindly Initiate 0.3% Challan & NOI in case MAHESH KURZEKAR -- HOU/PNVL/0926/5214304
An old draft withdrew itself — its asks were already answered
address compared
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Received: PAN card
KYC (2).pdf
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
extra challan scanned
file note490
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
quoted history checked
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03227
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
property self check
property from index2
index2 people checked
index2 extra purchaser
documents read together
property self check
Property read from the legal / technical report (the sanction letter had none)
money settled — by ezdocs:reader
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
Sanction letter (1).pdf
Payment proof arrived before the case was quoted — held
Received: Index II
INDEX II (1).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20261007-WA0007.jpg
Received: Payment screenshot
IMG-20261007-WA0008.jpg
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03227
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it5 open
Everything is in order except the date of mortgage which requires confirmation from the branch as no MOTD is on the file.
○MAHESH BALKRUSHNA KURZEKAR — PAN — the branch
○MAHESH BALKRUSHNA KURZEKAR — home building — the branch
○MAHESH BALKRUSHNA KURZEKAR — home flat — the branch
○MAHESH BALKRUSHNA KURZEKAR — home village / city — the branch
○property — title deed held — the branch
?unsure of date_of_mortgage — No registered MOTD or mortgage deed is attached on the file to determine the exact date of deposit of title deeds.
the branch's last mail (2026-10-07): The branch is asking for the NOI challan and has attached the PAN card. · brought: PAN card of Mahesh Kurzekar; Mobile number of Mahesh Kurzekar · settled: box:party1.pan
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T09:16 UTC
Moneyall of it is in
₹8,763.38
Reached our account 7 Oct 10:03:25.
How we know
Our own bank told us — 7 Oct 10:03
₹24,900 · UTR 204067022801 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.24900.00 07-10-2026 10:03:25 by MAHESH K thru UPI . Aval Bal Rs.103936.55 CR. (UPI Ref ID:204067022801) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%8,663
Registration fee 0.5%0
Government handling0
Our service fee100
Total we ask for8,763.38
By law ₹8,762.50. We ask ₹8,763 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
605, 6th, Shiv Shakti Complex, Building No. 2, Wing B, SURVEY, 81, Chikhale, 410221
read from the Index II · e-filing boxes 39 of 46 ready
Check the property →the boxes beside the paper
People
PRITI MAHESH KURZEKAR · applicantEXWPM0363KMAHESH BALKRUSHNA KURZEKAR · applicant…1834
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