silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02917

Shifa Mohd Ubaid Sayyed

PNB_HFLLAN HOU/KLN/0826/5198869 Index II shared · done Send the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside applicant kyc.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹27,730.59CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹27,710 receivedthe receipt's amount and minute agree
Stamp duty 0.3%10,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.59
Total we ask for27,730.59
the branch’s receipt claims ₹27,710 130445257045
paid 30 Sep 00:14:51 · verified 30 Sep 00:22:42 · 7 min 51 s later
How we know
Our own bank told us — 30 Sep 00:14
₹27,710 · UTR 130445257045 · from JM-HDFCBN-S
“Successful! You have received Rs. 27710.00 via HDFC Bank SmartHub Vyapar from SHIFA MOHD . RRN-130445257045 , Check: https://1.hdfc.bank.in/HDFCBK/s/yojKNZwb”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹27,719.02. We ask ₹27,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 30 Sep 00:12
Index II 83 h 11 minour time · 9 Oct 12:40
the NOI team 9 d 12 hthe branch 2 mintotal 9 d 12 h
Complete.
Day by day — every step and who held it
30 Sep 00:12Your branch's mail
30 Sep 00:12Challan madeat once
30 Sep 00:14Payment landed+2 min · the branch
30 Sep 00:22Papers read+7 min · the NOI team
30 Sep 00:22Property readat once
30 Sep 00:22Papers readat once
30 Sep 00:22Fee quotedat once
30 Sep 00:22Payment verifiedat once
30 Sep 00:22Ready for the challanat once
6 Oct 14:17Filed on IGR — e-filing shared+6 d 13 h · the NOI team
9 Oct 12:40Index II sent+2 d 22 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹36,33,008
Loan account no.
HOU/KLN/0826/5198869
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE421503
… ,, Thane, NEAR MADHURIMA NAGAR,, Thane, MAHARASHTRA, India, 421503 421503
The Index II DIFFERS400076
… umber : 13/1 ;)) - स्थानिक म्वराज्य संस्थाः कुळगांव-बदलापूर 400076
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 421503). Read the papers once — if PIN 421503 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and confirmed payment of fees. The team has created and shared the challan. The team is now waiting for the branch to provide the Index II / sale deed to proceed with filing the NOI.
the trail says the next move is with the branch — the Index II / sale deed
the branch last asked: Kindly Provide Challan and NOI in case
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-09-29) “MOTD- 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid”
✓ challan made — done, mail 3 (2026-09-30) “PFA ch”
✓ challan shared — done, mail 3 (2026-09-30) “PFA ch”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 3 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026020503711 · ₹300 · paid 02/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011134603202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-02917
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantShifa Mohd Ubaid Sayyed
LANHOU/KLN/0826/5198869
Loan AmtRs. 36,33,008
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 27,710.00 stands VERIFIED against the credit in our account on 29-Sep-2026 (UTR: 130445257045). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
IP ishwar.pawar@phfl.com phfl.com
30 Sep, 00:12 · 14d ago
THE FIRST MAIL — how this case began
Required Challan And NOI. Mrs. SHIFA MOHD UBAID SAYYED - - HOU/KLN/0826/5198869
Dear Team,

Kindly Provide Challan and NOI in case

Mrs. SHIFA MOHD UBAID SAYYED

MOTD- 0.3% Paid

NOI- 0.5% Paid

Vendor fee 1800/✓ Paid
Thanks & Regards, Ishwar pawar? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached — “Kindly Provide Challan and NOI in case”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
30 Sep, 11:39 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 00:21, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote: Dear Team, Kindly Provide Challan and NOI in case Mrs. SHIFA MOHD UBAID SAYYED MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited ). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:54 · 13d ago

Team,

PFA ch

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Wed, 30 Sept 2026 at 11:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 00:21, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote: Dear Team, Kindly Provide Challan and NOI in case Mrs. SHIFA MOHD UBAID SAYYED MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited ). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: challan shared ✓ — “PFA ch”
OL The NOI teamTYPED IN GMAIL
30 Sep, 12:54 · 13d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 11:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 00:21, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote: Dear Team, Kindly Provide Challan and NOI in case Mrs. SHIFA MOHD UBAID SAYYED MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited ). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
06 Oct, 14:17 · 7d ago

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 12:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 11:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 00:21, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote: Dear Team, Kindly Provide Challan and NOI in case Mrs. SHIFA MOHD UBAID SAYYED MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited ). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL The NOI teamTYPED IN GMAIL
09 Oct, 12:40 · 4d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 14:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA downloaded copy of e filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 12:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 11:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 00:21, Ishwar Morasing Pawar < ishwar.pawar@phfl.com > wrote: Dear Team, Kindly Provide Challan and NOI in case Mrs. SHIFA MOHD UBAID SAYYED MOTD - 0.3% Paid NOI- 0.5% Paid Vendor fee 1800/- Paid Thanks & Regards, Ishwar pawar ? Team Leader– Kalyan Branch. PHFL Home Loans and Services Limited. (A Wholly Owned Subsidiary of PNB Housing Finance Limited ). Mobile - 9921529437 Toll Free : 1800 120 8800 Web Site : www.pnbhousing.co
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo IMG-20260813-WA0035.jpg
filed 14d ago
Sanction letter SANCTION LETTER (18) (1).pdf
filed 14d ago
Selfie / photo IMG_20260813_233753.jpg
filed 14d ago
Payment screenshot IMG-20260930-WA0001.jpg
filed 14d ago
Index IIthe branch sent this — an input INDEX II.jpg
filed 14d ago
PAN card+ Aadhaar card inside applicant kyc.pdf
filed 14d ago
PAN card+ Aadhaar card inside co aplicant kyc.pdf
filed 14d ago
Paid challan (GRAS) SHIFA MOHD UBAID SAYYED EchallanMH011134603202627E.pdf
filed 13d ago
E-filing copy (token) SHIFA MOHD UBAID SAYYED eFilingDoc9990210260179.pdf
filed 7d ago
Index IIthe registered copy we filed IndexII9990210260179.pdf
filed 4d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,730.59
Where it stands
VERIFIED — money received
Screenshot claims
₹27,710 130445257045
Paid at
30 Sep 00:14:51
Verified on
30 Sep 00:22:42

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,910₹15,000₹320 ₹1,500₹27,730
By law ₹27,719.02. We ask ₹27,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

45 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
4 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), E-mail (person 2)
✓ EzDocs checked every box against the document’s own words 14d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः मौजे कुळगांव, ता.अंबरनाथ, जि. ठाणे येथील सर्व्हे नं. 13/1, प्लॉट नं. 1 ते 6, क्षेत्र 2387.84 था मी यावरील वर्धमान गॅलॅक्सी बिल्डींग नं. 1, व सध्याची वर्धमान गॅलॅक्सी बिल्डींग नं. 1 आणि 2 को. ऑप. हौसिंग सोसायटी लि., मधील वी- विंग, निवासी सदनिका क्र. 302, तिसरा मजला, क्षेत्र 56.36 चौ. मी कारपेट + 5.85 चौ. मी. ओपन टेरेस एकूण क्षेत्र 62.21 चौ. मी. कारपेट ओपन टेरेससह (महिला खरेदीदार यांचे साठी मुद्रांक शुल्कातुन 1 टक्के सुट शासन निर्णय क्र. मुद्रांक -2021/अनौ.स.क.12/प्र.क्र.107/म-1 (धोरण), दिनांक 31 मार्च 2021 अन्वये.) ((Survey Number : 13/1 ;)) - स्थानिक म्वराज्य संस्थाः कुळगांव-बदलापूर
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
SANCTION LETTER (18) (1).pdf
as printed
FLAT NO 302, 3RD FLOOR, B WING BUILDING NO.1, VARDHMAN GALAXY, BADLAPUR EAST, NEAR MADHURIMA NAGAR, THANE, NEAR MADHURIMA NAGAR, THANE, MAHARASHTRA, INDIA, 421503
PIN
421503
the Index II
INDEX II.jpg
the property
1) itara varnanah, itara maahitih mauje kulagaanva, taa.ambaranaatha, ji. thaane yethila sarvhe nan. 13/1, plota nan. 1 te 6, kshetra 2387.84 thaa mi yaavarila vardhamaana galaksi bildinga nan. 1, va sadhyaachi vardhamaana galaksi bildinga nan. 1 aani 2 ko. opa. hausinga sosaayati li., madhila vi- vinga, nivaasi sadanikaa kra. 302, tisaraa majalaa, kshetra 56.36 chau. mi kaarapeta + 5.85 chau. mi. opana teresa ekuna kshetra 62.21 chau. mi. kaarapeta opana teresasaha (mahilaa kharedidaara yaanche saathi mudraanka shulkaatuna 1 takke suta shaasana nirnaya kra. mudraanka -2021/anau.sa.ka.12/pra.kra.107/ma-1 (dhorana), dinaanka 31 maarcha 2021 anvaye.) ((SURVEY NUMBER : 13/1 ;)) - sthaanika mvaraajya sansthaah kulagaanva-badalaapura
PIN
400076
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 302 3RD FLOOR B WING BUILDING NO 1 VARDHMAN GALAXY BADLAPUR EAST NEAR MADHURIMA NAGAR THANE
Locality/Road
MAHARASHTRA
Area/City
THANE
check or correct a box, the papers beside it →
the Index II also prints: 107/MA, 12/PRA, 13/1, 2, 2021, 2021/ANAU, 21, 2387, AANI, AMBARANAATHA, ANVAYE, BADALAAPURA, BILDINGA, CHAU, DHORANA, DINAANKA, EKUNA, GALAKSI
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSHIFA MOHD UBAID SAYYEDEBTPS3902R…5781
co_mortgagorMOHAMMAD AFZAL NASIRUDDIN ALIBGRPA5069F…6283

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chaseishwar.pawar@phfl.com 14d ago
acknowledgementishwar.pawar@phfl.com 14d ago
What the engine read from each document — check anything marked in red
Selfie / photo IMG-20260813-WA0035.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Sanction letter SANCTION LETTER (18) (1).pdf needs your check
lan
HOU/KLN/0826/5198869
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'SHIFA MOHD UBAID SAYYED', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MOHAMMAD AFZAL NASIRUDDIN ALI', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1.0
linked refs
PL taken on 27-09-2025 of Rs.63,541, PL taken on 27-09-2025 of Rs.3,36,459, PL taken on 07-08-2025 of Rs.9,72,000
loan amount
3460008.0
final amount
3633008.0
interest rate
8.25
sanction date
17-Sep-2026
letter version
5
applicant email
shifasayyed889@gmail.com
applicant names
SHIFA MOHD UBAID SAYYED, MOHAMMAD AFZAL NASIRUDDIN ALI
printed altered
False
applicant mobile
8879321463
balance transfer
False
property address
pin: 421503; road: BADLAPUR EAST; state: MAHARASHTRA; flat_no: 302; district: THANE; floor_no: 3RD FLOOR; landmark: NEAR MADHURIMA NAGAR; full_address: FLAT NO 302, 3RD FLOOR, B WING BUILDING NO.1, VARDHMAN GALAXY, BADLA
insurance premium
173000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3633008.0
security address verbatim
FLAT NO 302, 3RD FLOOR, B WING BUILDING NO.1, VARDHMAN GALAXY, BADLAPUR EAST, NEAR MADHURIMA NAGAR,, Thane, NEAR MADHURIMA NAGAR,, Thane, MAHARASHTRA, India, 421503
applicant address verbatim
201 FLOOR 2ND OM SHAKTI (SRA)APPARTMENT, 2OPP SHIV SENA SHAKHA SARDAR NAGAR NO 4, SION 400022,., Mumbai, MAHARASHTRA, 400022, India
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0826/5198869', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SHIFA MOHD UBAID SAYYED', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MOHAMMAD AFZAL NASIRUDDIN ALI', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': ['PL taken on 27-09-2025 of Rs.63,541', 'PL taken on 27-09-2025 of Rs.3,36,459', 'PL taken on 07-08-2025 of Rs.9,72,000'], 'loan_amount': 3460008.0, 'final_amount': 3633008.0, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '17-Sep-2026', 'letter_version': '5', 'applicant_email': 'shifasayyed889@gmail.com', 'applicant_names': ['SHIFA MOHD UBAID SAYYED', 'MOHAMMAD AFZAL NASIRUDDIN ALI'], 'printed_altered': False, 'applicant_mobile': '8879321463', 'balance_transfer': False, 'property_address': {'pin': '421503', 'road': 'BADLAPUR EAST', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '302', 'district': 'THANE', 'floor_no': '3RD FLOOR', 'landmark': 'NEAR MADHURIMA NAGAR', 'full_address': 'FLAT NO 302, 3RD FLOOR, B WING BUILDING NO.1, VARDHMAN GALAXY, BADLAPUR EAST, NEAR MADHURIMA NAGAR, Thane, MAHARASHTRA, 421503', 'village_city': 'BADLAPUR', 'building_name': 'B WING BUILDING NO.1, VARDHMAN GALAXY', 'survey_or_cts_no': None}, 'insurance_premium': 173000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3633008.0, 'security_address_verbatim': 'FLAT NO 302, 3RD FLOOR, B WING BUILDING NO.1, VARDHMAN GALAXY, BADLAPUR EAST, NEAR MADHURIMA NAGAR,, Thane, NEAR MADHURIMA NAGAR,, Thane, MAHARASHTRA, India, 421503', 'applicant_address_verbatim': '201 FLOOR 2ND OM SHAKTI (SRA)APPARTMENT, 2OPP SHIV SENA SHAKHA SARDAR NAGAR NO 4, SION 400022,., Mumbai, MAHARASHTRA, 400022, India'}
Selfie / photo IMG_20260813_233753.jpg needs your check
kind
live_selfie
legible
True
confidence
1
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20260930-WA0001.jpg needs your check
utr
130445257045
date
2026-09-30
time
00:14
amount
27710
method
UPI
payee upi
2080@hdfcbank
payer upi
89-1@okhdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
SHIFA MOHD UBAID SAYYED
debit notification text
Payment of ₹27,710 completed
raw reading (for Abhijit)
{'utr': '130445257045', 'date': '2026-09-30', 'time': '00:14', 'amount': 27710, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '89-1@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'SHIFA MOHD UBAID SAYYED', 'debit_notification_text': 'Payment of ₹27,710 completed'}
Index II INDEX II.jpg needs your check
kind
index2_input
extracted
pin: 400076; rows: {'r4_palika': 'कुळगांव-वदलापूर (नगर परिपद)', 'r11_serial': 'उहन2-19098-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Muni
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400076', 'rows': {'r4_palika': 'कुळगांव-वदलापूर (नगर परिपद)', 'r11_serial': 'उहन2-19098-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': None, 'r5_area_text': '62.21 चौ. मीटर', 'r7_executants': [{'age': '42', 'pan': 'BNSXXXXX0J', 'name': 'प्रविण सदाशिव शिंदे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः रूम नं.26, प्लॉट नं. 80, शिवनेरी हिल कॉलनी, आय आय टी मार्केट, सेंट जोसेफ चर्च समोर, पवई, मुंबई, रोड नंः, महाराष्ट्र, मुम्बई. पिन:- 400076'}, {'age': '44', 'pan': 'CDRXXXXX7H', 'name': 'संतोष सदाशिव शिंदे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः रूम नं.26, प्लॉट नं. 80, शिवनेरी हिल कॉलनी, आय आय टी मार्केट, सेंट जोसेफ चर्च समोर, पवई, मुंबई,, रोड नंः, महाराष्ट्र, मुम्बई. पिन:- 400076'}], 'r8_purchasers': [{'age': '32', 'pan': 'EBTXXXXX2R', 'name': 'शिफा मोहम्मद उबैद सय्यद', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नंः 201, ओम शक्ती अपार्टमेंट, शिव सेना शाखेसमोर, सरदार नगर नं. 4, सायन, मुंबई, रोड नंः -, महाराष्ट्र, मुम्बई. पिन:- 400022'}], 'r12_stamp_duty': 155000, 'r3_market_value': 2730000, 'r1_document_type': 'अभिहस्तातंरणपत्र प्रकार - करारनामा', 'r2_consideration': 3100000, 'r9_execution_date': '24-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '24-09-2026'}, 'doc_no': 'ULH2-19098-2026', 'village': 'कुळगांव', 'doc_kind': 'सूची क्र. 2', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक उल्हासनगर - २', 'area_text': '62.21 चौ. मीटर', 'mortgagee': 'शिफा मोहम्मद उबैद सय्यद', 'filing_fee': 30000, 'header_sro': 'कार्यालय मह द.नि. उल्हासनगर 2', 'mortgagors': ['प्रविण सदाशिव शिंदे', 'संतोष सदाशिव शिंदे'], 'stamp_duty': 155000, 'filing_date': '2026-09-24', 'loan_amount': 3100000, 'token_number': 'JLH2-19098-2026', &
PAN card applicant kyc.pdf needs your check
dob
1994-02-07
pan
EBTPS3902R
name
SHIFA MOHD UBAID SAYYED
mobile
8879321463
address
pin: 421503; area: OPP HAVEN SCHOOL, SHIRGAON; flat: A 302; road: YADAV NAGAR; state: Maharashtra; building: OM RECIDENCY; district: Thane; village_city: Badlapur
legible
True
father name
ABHAY SAGEKAR
aadhaar last4
5781
raw reading (for Abhijit)
{'dob': '1994-02-07', 'pan': 'EBTPS3902R', 'name': 'SHIFA MOHD UBAID SAYYED', 'mobile': '8879321463', 'address': {'pin': '421503', 'area': 'OPP HAVEN SCHOOL, SHIRGAON', 'flat': 'A 302', 'road': 'YADAV NAGAR', 'floor': None, 'state': 'Maharashtra', 'building': 'OM RECIDENCY', 'district': 'Thane', 'post_office': None, 'village_city': 'Badlapur'}, 'legible': True, 'father_name': 'ABHAY SAGEKAR', 'aadhaar_last4': '5781', 'quality_issue': None}
PAN card co aplicant kyc.pdf needs your check
dob
1985-04-05
pan
BGRPA5069F
name
MOHAMMAD AFZAL NASIRUDDIN ALI
mobile
9821811452
address
pin: 421503; area: oppsoite hevan school, yadav nagar; flat: a/302; state: Maharashtra; building: om recidency; district: Thane; post_office: Kulgaon; village_city: shirgaon, Badlapur
legible
True
father name
NASIRUDDIN MEHBOOB ALI
aadhaar last4
6283
raw reading (for Abhijit)
{'dob': '1985-04-05', 'pan': 'BGRPA5069F', 'name': 'MOHAMMAD AFZAL NASIRUDDIN ALI', 'mobile': '9821811452', 'address': {'pin': '421503', 'area': 'oppsoite hevan school, yadav nagar', 'flat': 'a/302', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'om recidency', 'district': 'Thane', 'post_office': 'Kulgaon', 'village_city': 'shirgaon, Badlapur'}, 'legible': True, 'father_name': 'NASIRUDDIN MEHBOOB ALI', 'aadhaar_last4': '6283', 'quality_issue': None}
PAN card applicant kyc.pdf needs your check
dob
1994-02-07
pan
EBTPS3902R
name
SHIFA MOHD UBAID SAYYED
mobile
8879321463
address
pin: 421503; area: OPP HAVEN SCHOOL, SHIRGAON; flat: A 302; road: YADAV NAGAR; state: Maharashtra; building: OM RECIDENCY; district: Thane; village_city: Badlapur
legible
True
father name
ABHAY SAGEKAR
aadhaar last4
5781
raw reading (for Abhijit)
{'dob': '1994-02-07', 'pan': 'EBTPS3902R', 'name': 'SHIFA MOHD UBAID SAYYED', 'mobile': '8879321463', 'address': {'pin': '421503', 'area': 'OPP HAVEN SCHOOL, SHIRGAON', 'flat': 'A 302', 'road': 'YADAV NAGAR', 'floor': None, 'state': 'Maharashtra', 'building': 'OM RECIDENCY', 'district': 'Thane', 'post_office': None, 'village_city': 'Badlapur'}, 'legible': True, 'father_name': 'ABHAY SAGEKAR', 'aadhaar_last4': '5781', 'quality_issue': None}
PAN card co aplicant kyc.pdf needs your check
dob
1985-04-05
pan
BGRPA5069F
name
MOHAMMAD AFZAL NASIRUDDIN ALI
mobile
9821811452
address
pin: 421503; area: OPPSOITE HEVAN SCHOOL, YADAV NAGAR, SHIRGAON; flat: A-302; state: MAHARASHTRA; building: OM RECIDENCY; district: THANE; post_office: KULGAON; village_city: BADLAPUR
legible
True
father name
NASIRUDDIN MEHBOOB ALI
aadhaar last4
6283
raw reading (for Abhijit)
{'dob': '1985-04-05', 'pan': 'BGRPA5069F', 'name': 'MOHAMMAD AFZAL NASIRUDDIN ALI', 'mobile': '9821811452', 'address': {'pin': '421503', 'area': 'OPPSOITE HEVAN SCHOOL, YADAV NAGAR, SHIRGAON', 'flat': 'A-302', 'road': None, 'floor': None, 'state': 'MAHARASHTRA', 'building': 'OM RECIDENCY', 'district': 'THANE', 'post_office': 'KULGAON', 'village_city': 'BADLAPUR'}, 'legible': True, 'father_name': 'NASIRUDDIN MEHBOOB ALI', 'aadhaar_last4': '6283', 'quality_issue': None}
Paid challan (GRAS) SHIFA MOHD UBAID SAYYED EchallanMH011134603202627E.pdf needs your check
grn
MH011134603202627E
pin
421503
total
25910.0
article
6(1)
defaced
False
bank cin
03006172026093000708
district
THANE
area city
THANE
payer pan
EBTXXXXXXR
flat block
FLAT NO 302 3RD FLOOR B WING BUILDING NO 1 VARDHMAN GALAXY SURVEY NO 13/1 PLOT NO 1 TO 6
payer name
SHIFA MOHD UBAID SAYYED
sro office
ULH2 ULHASNAGAR 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3633008
scheme rows
{'amount': 10910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1463
payment date
30/09/2026
road locality
BADLAPUR EAST NEAR MADHURIMA NAGAR KULGAON THANE
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3633008
raw reading (for Abhijit)
{'grn': 'MH011134603202627E', 'pin': '421503', 'total': 25910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000708', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'EBTXXXXXXR', 'flat_block': 'FLAT NO 302 3RD FLOOR B WING BUILDING NO 1 VARDHMAN GALAXY SURVEY NO 13/1 PLOT NO 1 TO 6', 'payer_name': 'SHIFA MOHD UBAID SAYYED', 'sro_office': 'ULH2 ULHASNAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3633008', 'scheme_rows': [{'amount': 10910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1463', 'payment_date': '30/09/2026', 'road_locality': 'BADLAPUR EAST NEAR MADHURIMA NAGAR KULGAON THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3633008'}
E-filing copy (token) SHIFA MOHD UBAID SAYYED eFilingDoc9990210260179.pdf needs your check
sro
SHP
kind
efiling_copy
token
9990210260179
legible
True
property
road: KULGAON ROAD,THANE; unit: 302; floor: 3RD; taluka: Ambaranath; numbers: [{'type': 'Survey Number', 'value': '13/1'}, {'type': 'Plot Number', 'value': '1 TO 6'}]; village: Kulagav.; building: B WING/BLDG 1,VARDHMAN
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'EBTPS3902R', 'name': 'SHIFA MOHD UBAID SAYYED', 'address': 'Flat No:201, Floor No:2ND, Building Name:OM SHAKTI (SRA) APARTMENT,, Road:2OPP SIV SENA SHAKHA SARDAR NAGAR NO 04, City:MUMBAI, State:MAHARASHTRA, Dist
title deed
Agreement to Sale :19098/2026 SRO ULHASANAGAR-2
filing date
2026-10-06
loan amount
3633008.0
payment lines
{'ref': 'MH011134603202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 10899.0, 'ref_kind': 'GRN'}, {'ref': 'MH011134603202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-02
raw reading (for Abhijit)
{'sro': 'SHP', 'kind': 'efiling_copy', 'token': '9990210260179', 'legible': True, 'property': {'pin': None, 'road': 'KULGAON ROAD,THANE', 'unit': '302', 'floor': '3RD', 'taluka': 'Ambaranath', 'numbers': [{'type': 'Survey Number', 'value': '13/1'}, {'type': 'Plot Number', 'value': '1 TO 6'}], 'village': 'Kulagav.', 'building': 'B WING/BLDG 1,VARDHMAN GALAXY CHSL,', 'district': 'Thane', 'area_text': 'Carpet: 62.21 Sq.mt.', 'local_body': 'MOUJE KULAGANV', 'description': 'BADLAPUR EAST NEAR MADHURIMA NAGAR', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'EBTPS3902R', 'name': 'SHIFA MOHD UBAID SAYYED', 'address': 'Flat No:201, Floor No:2ND, Building Name:OM SHAKTI (SRA) APARTMENT,, Road:2OPP SIV SENA SHAKHA SARDAR NAGAR NO 04, City:MUMBAI, State:MAHARASHTRA, District:MUMBAI, Pin:400022'}], 'title_deed': 'Agreement to Sale :19098/2026 SRO ULHASANAGAR-2', 'filing_date': '2026-10-06', 'loan_amount': 3633008.0, 'payment_lines': [{'ref': 'MH011134603202627E', 'head': 'Stamp Duty', 'dated': '30/09/2026', 'amount': 10899.0, 'ref_kind': 'GRN'}, {'ref': 'MH011134603202627E', 'head': 'Filing Fee', 'dated': '30/09/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026020503711', 'head': 'Document Handling Charges', 'dated': '02/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-02'}
Technical record (for Abhijit — safe to ignore)
4d agosystem:reconcileclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
4d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999021026017
7d agosystem:extractdhc_prn_read{'prn': '1026020503711', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'SHIFA MOHD UBAID SAYYED eFilingDoc9990210260179.pdf', 'from': "the filed
7d agosystem:extractefiling_copy_read{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'SHIFA MOHD UBAID SAYYED eFilingDoc9990210260179.pdf', 'token': '9990210260179', 'doc_id': '831be105-da2f-4843-aee6-ae7cb88a7
7d agosystem:ingestefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
7d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SHIFA MOHD UBAID SA
13d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed EBxxxxxxXR — no paper on the
13d agosystem:ingesttitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX II.jpg', 'kind': 'index2'}
13d agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SHIFA MOHD UBAID SAYYED EchallanMH011134603202627E.pdf', 'kin
13d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SHIFA MOHD UBAID SA
13d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'ULH2 ULHASNAGAR 2 JT SUB REGISTRAR', 'district': 'THANE'}
13d agosystem:extractchallan_verified_against_case{'grn': 'MH011134603202627E', 'file': 'SHIFA MOHD UBAID SAYYED EchallanMH011134603202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d agosystem:extractchallan_extracted{'grn': 'MH011134603202627E', 'file': 'SHIFA MOHD UBAID SAYYED EchallanMH011134603202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 25910.0}
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
13d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': None, 'checked': None, 'differs': []}
13d agoops:copilotreading_boxes_not_the_papers_words{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'SANCTION LETTER (18) (1).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY', '
13d agosystem:extractchallan_boxes_by_rules{'fp': '8730942810f2f17b', 'why': 'box 1 lost a number the case holds (13)'}
13d agoezdocs:readerreader_mail_addition{'fp': '729cf4a9db154023', 'add': {}, 'why': 'The mail does not add any missing address details for the property.', 'asked': True, 'quote': '', 'same_property': True}
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The branch
14d agosystem:reconcilequoted_history_checked{}
14d agosystem:reconcileextra_challan_scanned{'found': 0}
14d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 1, 'summary': 'The branch
14d agoezdocs:readerreader_home_address{'fp': 'daf503d926adb72c', 'from': 'the sanction letter (SANCTION LETTER (18) (1).pdf)', 'home': {'pin': '400022', 'area': 'SION', 'flat': '201', 'road': 'OPP SHIV SENA SHAKHA SARDAR NAGAR NO 4', 'floor': '2ND', 'state':
14d agoezdocs:readercase_read{'how': 'uri', 'tag': 'e65b0ba9db2acf33', 'docs': ['INDEX II.jpg', 'SANCTION LETTER (18) (1).pdf', 'applicant kyc.pdf', 'co aplicant kyc.pdf'], 'loan': {'amount': 3633008, 'made_of': [{'what': 'Housing Loan', 'paper': 't
14d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['INDEX II.jpg', 'SANCTION LETTER (18) (1).pdf', 'applicant kyc.pdf', 'co aplicant kyc.pdf'], 'after': {'addresses': {'people': [['SHIFA MOHD UBAID SAYYED', [['sanction_letter',
14d agosystem:extractaddress_compared{'sig': '96d54f110881f19e', 'why': 'after gather', 'people': [{'home': 'A 302, 3, OM RECIDENCY, YADAV NAGAR, OPP HAVEN SCHOOL, SHIRGAON, Badlapur, Thane, 421503', 'person': 'SHIFA MOHD UBAID SAYYED', 'against': [{'src':
14d agosystem:extractchallan_boxes_by_rules{'fp': '8730942810f2f17b', 'why': 'box 1 lost a number the case holds (13)'}
14d agosystem:ingestchallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
14d agosystem:ingestcase_acknowledged_challan_queued{'utr': '130445257045', 'fee_total': 27730}
14d agosystem:emailsemail_shadowed:ack{'to': 'ishwar.pawar@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Shifa Mohd Ubaid Sayyed\n L

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹27,710 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
9 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
13:02
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:40
Received: Index II
IndexII9990210260179.pdf
12:40
6 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
14:20
efiling copy read
14:20
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:18
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
14:18
Received: E-filing copy
SHIFA MOHD UBAID SAYYED eFilingDoc9990210260179.pdf
14:18
30 Sep67 things — 8 documents received · 4 letters written · 1 money step · 54 steps
The branch's title document is on the case — the filing is the NOI team's move
12:56
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:56
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:56
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:56
Challan re-read against the case — matches exactly
12:56
challan extracted
12:56
Received: Challan
SHIFA MOHD UBAID SAYYED EchallanMH011134603202627E.pdf
12:56
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:55
copilot check issues — by copilot
12:47
reading boxes not the papers words — by copilot
12:46
challan boxes by rules
12:46
reader mail addition — by ezdocs:reader
12:46
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:44
quoted history checked
00:39
extra challan scanned
00:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
00:28
The home address was read off the papers — by ezdocs:reader
00:25
case read — by ezdocs:reader
00:23
boxes gathered
00:23
address compared
00:23
challan boxes by rules
00:23
Everything for the challan is in — queued
Papers and money are in — the challan is next.
00:22
case acknowledged challan queued
00:22
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02917
00:22
An old draft withdrew itself — its asks were already answered
00:22
No fee quote sent — the branch's own figures were right
00:22
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
00:22
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
00:22
receivable snapshot
00:22
documents read together
00:22
The payment proof already on the case was applied
00:22
property self check
00:22
property from index2
00:22
index2 people checked
00:22
index2 pan differs
00:22
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
00:22
card mobile not taken
00:22
kyc address read
00:22
PAN found inside the KYC file — no need to ask for it
00:22
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
00:22
kyc address read
00:22
PAN found inside the KYC file — no need to ask for it
00:22
property english extracted
00:22
Co-applicant added
00:22
card mobile not taken
00:22
roles from letter
00:22
kyc address read
00:22
money settled — by ezdocs:reader
00:22
kyc address read
00:22
index2 people checked
00:22
Index II (title document) received from the branch
00:22
Received: PAN card
co aplicant kyc.pdf
00:22
credit seen before bill
00:22
Payment proof arrived before the case was quoted — held
00:22
case read started — by ezdocs:reader
00:22
applicant email captured
00:22
Selfie checked — a live one
A real selfie — usable for the e-filing.
00:22
Property address read from the sanction letter
00:22
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02917
00:22
Received: PAN card
applicant kyc.pdf
00:22
Received: Index II
INDEX II.jpg
00:22
Received: Payment screenshot
IMG-20260930-WA0001.jpg
00:22
Received: Selfie
IMG_20260813_233753.jpg
00:22
Received: Sanction letter
SANCTION LETTER (18) (1).pdf
00:22
Selfie checked — a live one
A real selfie — usable for the e-filing.
00:22
Received: Selfie
IMG-20260813-WA0035.jpg
00:22
Case opened from the branch's mail
00:21
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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