⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02887

Vivekanand Premchandra Yadav

LAN 77000349848 Index II shared · done Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

11 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Technical reportopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Sanction letteropen

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Selfie / photo — inside vivekanand kyc.pdfopen

✓PAN card — inside vivekanand kyc.pdfopen

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

All files (8)A label is wrong? Fix it under All documents.

Needs your eyes

GPay ₹24,050 announced at 13:17 has not settled into the PNB account (due 17:17). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
Payment proof is from 2023-09-29 — an old receipt?

MoneyAll of it is in

₹24,070.04CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹24,050 receivedby the amount alone

Stamp duty 0.3%8,260

Registration fee 0.5%13,760

Government handling350

Our service fee1,700.04

Total we ask for24,070.04

the branch’s receipt claims ₹24,050 6272824574

paid 29 Sep 18:47:00 · verified 29 Sep 19:00:14 · 13 min later

How we know

Our own bank told us — 29 Sep 18:47

₹24,050 · from GPAY-BIZ

“₹24,050.00 received from VIVEKANAND P Y at 6:47 PM The amount will settle in your bank account via NEFT.”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer's name is on this case's own screenshot

By law ₹24,050. We ask ₹24,070 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 31 minour time · 29 Sep 20:05

Index II 33 h 40 minour time · 3 Oct 12:38

the NOI team 3 d 17 htotal 3 d 17 h

Complete.

Day by day — every step and who held it

29 Sep 18:58Your branch's mail

29 Sep 18:58Payment landedat once

29 Sep 19:00Papers read+1 min · the NOI team

29 Sep 19:00Fee quotedat once

29 Sep 19:00Papers readat once

29 Sep 19:00Property readat once

29 Sep 19:00Payment verifiedat once

29 Sep 19:00Ready for the challanat once

29 Sep 20:05Challan made+1 h 05 min · the NOI team

30 Sep 16:42Filed on IGR — e-filing shared+20 h 37 min · the NOI team

3 Oct 12:38Index II sent+2 d 19 h · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹27,50,000

Loan account no.

77000349848

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the technical report, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared. The team is now waiting for the government to issue the Index II of the NOI.

the trail says the next move is with the NOI team — the government's Index II

✓ loan papers sent — done, mail 1 (2026-09-29) “Below documents Attached.”

✓ fee paid — the branch's words — done, mail 1 (2026-09-29) “Payment screenshot attached on this mail”

✓ challan made — done, mail 2 (2026-09-29) “PFA, Challan for your reference.”

✓ challan shared — done, mail 2 (2026-09-29) “PFA, Challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-29) “Index 2”

✓ filed on the IGR site — done, mail 3 (2026-09-30) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”

✓ e-filing copy shared — done, mail 3 (2026-09-30) “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”

read over 3 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926300513874 · ₹300 · paid 30/09/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011104067202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02887

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantVivekanand Premchandra Yadav

LAN77000349848

Loan AmtRs. 27,50,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 24,050.00 stands VERIFIED against the credit in our account on 29-Sep-2026 (UTR: -). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SM sandeep.mishra@icicihfc.com icicihfc.com
29 Sep, 18:58 · 14d ago THE FIRST MAIL — how this case began

Kindly process 0.30 and 0.50/ VIVEKANAND PREMCHANDRA YADAV / 77000349848

📎 77000349848_APFProcessRequest_202609291602 ↗📎 vivekanand index 2.pdf ↗📎 KFSLetter_77000349848 (2).pdf ↗📎 vivekanand kyc.pdf ↗📎 IMG-20260929-WA0016.jpg ↗

Dear Team,

Kindly process 0.30 and 0.50/ VIVEKANAND PREMCHANDRA YADAV / 77000349848

Payment screenshot attached on this mail

Case type - Builder case

Loan amount2750000/-

Below documents Attached.

KYC with Photo

Sanction Letter

Index 2

Technical report.

Sandeep Mishra

Senior Relationship Manager8957769474

sandeep.mishra@icicihfc.com

www.icicihfc.com1800

267 4455

🤖 read: says the fee is paid ✓; documents attached; note: null — “Payment screenshot attached on this mail”

OL The NOI teamTYPED IN GMAIL
29 Sep, 20:07 · 14d ago

📎 VIVEKANAND PREMCHANDRA YADAV EchallanMH011 ↗

Team

PFA, Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 18:59, Sandeep Mishra  /DIST/ICICIHFC/VASAI < sandeep.mishra@icicihfc.com > wrote:

Dear Team,

Kindly process 0.30 and 0.50/ VIVEKANAND PREMCHANDRA YADAV / 77000349848

Payment screenshot attached on this mail

Case type - Builder case

Loan amount- 2750000/-

Below documents Attached.

•
KYC with Photo

•
Sanction Letter

•
Index 2

•

Technical report.

Sandeep Mishra

Senior Relationship Manager

8957769474

sandeep.mishra  @icicihfc.com

www.icicihfc.com

1800
267 4455

🤖 read: challan shared ✓ — “PFA, Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:42 · 13d ago

📎 eFilingDoc9993009260563.pdf ↗

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 29 Sept 2026 at 20:07, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA, Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 29 Sept 2026 at 18:59, Sandeep Mishra  /DIST/ICICIHFC/VASAI < sandeep.mishra@icicihfc.com > wrote:

Dear Team,

Kindly process 0.30 and 0.50/ VIVEKANAND PREMCHANDRA YADAV / 77000349848

Payment screenshot attached on this mail

Case type - Builder case

Loan amount- 2750000/-

Below documents Attached.

•
KYC with Photo

•
Sanction Letter

•
Index 2

•

Technical report.

Sandeep Mishra

Senior Relationship Manager

8957769474

sandeep.mishra  @icicihfc.com

www.icicihfc.com

1800
267 4455

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED E FILING FOR YOUR REFERENCE”

OL The NOI teamTYPED IN GMAIL
03 Oct, 12:38 · 10d ago

📎 IndexII9993009260563.pdf ↗

Dear team

PFA Index 2 copy for the case closure.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 16:42, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

TEAM

PFA DOWNLOADED E FILING FOR YOUR REFERENCE

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 29 Sept 2026 at 20:07, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA, Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Tue, 29 Sept 2026 at 18:59, Sandeep Mishra  /DIST/ICICIHFC/VASAI < sandeep.mishra@icicihfc.com > wrote:

Dear Team,

Kindly process 0.30 and 0.50/ VIVEKANAND PREMCHANDRA YADAV / 77000349848

Payment screenshot attached on this mail

Case type - Builder case

Loan amount- 2750000/-

Below documents Attached.

•
KYC with Photo

•
Sanction Letter

•
Index 2

•

Technical report.

Sandeep Mishra

Senior Relationship Manager

8957769474

sandeep.mishra  @icicihfc.com

www.icicihfc.com

1800
267 4455

🤖 read: Index II shared ✓ — “PFA Index 2 copy for the case closure.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Technical report	77000349848_APFProcessRequest_20260929160219002.pdf	filed	14d ago
Index IIthe branch sent this — an input	vivekanand index 2.pdf	filed	14d ago
Sanction letter	KFSLetter_77000349848 (2).pdf	filed	14d ago
Aadhaar card+ Selfie / photo inside+ PAN card inside	vivekanand kyc.pdf	filed	14d ago
Payment screenshot	IMG-20260929-WA0016.jpg	filed	14d ago
Paid challan (GRAS)	VIVEKANAND PREMCHANDRA YADAV EchallanMH011104067202627E.pdf	filed	14d ago
E-filing copy (token)	eFilingDoc9993009260563.pdf	filed	13d ago
Index IIthe registered copy we filed	IndexII9993009260563.pdf	filed	10d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹24,070.04

Where it stands
VERIFIED — money received

Screenshot claims
₹24,050 6272824574

Paid at
29 Sep 18:47:00

Verified on
29 Sep 19:00:14

stale_claim:2023-09-29:1096d

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹8,260	₹13,760	₹350	₹1,700	₹24,070

By law ₹24,050. We ask ₹24,070 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage

4 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number type, Second number, Property type (Open / Building / Open + Building), Floor (person 1)

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (vivekanand index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

⚠ not in the document

✓ in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

मौजे अचोळे, ता वसई, जि पालघर, सर्वे क्रमांक 1,2,3,4,5. ने 276, विभाग क्रमांक 7, सदनिका वाजार भाव 73600 प्रती चर्चा मी मधील, मदनिका क्रमांक 402,4 था मजला, टाईप 1.ग्न जी प्लॅटीनम सिटी, बिल्डिंग नं एचएफ 2-53, फेज 5, वसई रोड, वसई पूर्व, जि पालघर, ठाणे 401209. सदनिकेचे क्षेत्रफळ 37.85 चौ.मी. कारपेट. ((Survey Number: 1,2,3,4,5, ने 276 :)) - स्थानिक स्वराज्य संस्थाः वसई विरार महानगरपालिका

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

77000349848_APFProcessRequest_20260929160219002.pdf

Property Address line
N G PLATINUM CITY PHASE V SKC ROAD

PIN
401209

the Index II

vivekanand index 2.pdf

the property
ittara varnanah, itara maahitih mauje achole, taa vasai, ji paalaghara, sarve kramaanka 1,2,3,4,5. ne 276, vibhaaga kramaanka 7, sadanikaa vaajaara bhaava 73600 prati charchaa mi madhila, madanikaa kramaanka 402,4 thaa majalaa, taaipa 1.gna ji platinama siti, bildinga nan echaepha 2-53, pheja 5, vasai roda, vasai purva, ji paalaghara, thaane 401209. sadanikeche kshetraphala 37.85 chau.mi. kaarapeta. ((SURVEY NUMBER: 1,2,3,4,5, ne 276 :)) - sthaanika svaraajya sansthaah vasai viraara mahaanagarapaalikaa

PIN
401209

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 402 4TH FLOOR N G PLATINUM CITY BUILDING NO HF 2-53 PHASE 5 SURVEY NO 1 2 3 4 5 SECTION NO 7

Locality/Road
MIDDLE CLASS AREA VASAI ROAD VASAI EAST ACHOLE SKC SCHOOL JUNIOR DEGREE COLLEGE

Area/City
PALGHAR

check or correct a box, the papers beside it →

the Index II also prints: 1, 2, 276, 3, 37, 4, 402, 5, ACHOLE, BHAAVA, BILDINGA, CHARCHAA, CHAU, ECHAEPHA, GNA, ITARA, ITTARA, JI

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Vivekanand Premchandra Yadav	ANXPY2347L	…9636

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	sandeep.mishra@icicihfc.com	14d ago

What the engine read from each document — check anything marked in red

Index II vivekanand index 2.pdf needs your check

kind
index2_input

extracted
pin: 401209; rows: {'r4_palika': 'वसई विरार महानगरपालिका', 'r11_serial': 'वसइ3-17644-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '401209', 'rows': {'r4_palika': 'वसई विरार महानगरपालिका', 'r11_serial': 'वसइ3-17644-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'वसई विरार महानगरपालिका', 'r5_area_text': '37.85 चौ. मीटर', 'r7_executants': [{'age': None, 'pan': 'AABXXXXX9K', 'name': 'जे एम जी रियलटर्स प्रा लिमिटेड कंपनीचे संचालक', 'address': 'प्लॉट नंः 0, माळा नं: 1, इमारतीचे नावः 28, राजा बहादूर मेंशन, ब्लॉक नंः बॉम्बे समाचार मार्ग, बॉम्बे स्टोक एक्स्चेंज जवळ, स्टेट बँक ऑफ इंडिया समोर, रोड नंः फोर्ट मुंबई, महाराष्ट्र, मुम्बई. पिनः- 400001'}], 'r8_purchasers': [{'age': '29', 'pan': 'ANXXXXXX7L', 'name': 'विवेकानंद प्रेमचंद्र यादव', 'address': 'प्लॉट नं. 0, माळा नं: 0, इमारतीचे नावः 2709/72, माई नगर, ब्लॉक नंः गौराई पाडा, वाळीव पोलिस स्टेशन, रोड नंः वसई रोड पू, वसई पूर्व, महाराष्ट्र, ठाणे. पिनः- 401208'}], 'r12_stamp_duty': 227700, 'r3_market_value': 3251250, 'r1_document_type': 'करारनामा', 'r2_consideration': 3218000, 'r9_execution_date': '29-09-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '29-09-2026'}, 'doc_no': '17644', 'village': 'अचोळे', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. वसई 3', 'area_text': '37.85 चौ. मीटर', 'mortgagee': 'विवेकानंद प्रेमचंद्र यादव', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. वसई 3', 'mortgagors': ['जे एम जी रियलटर्स प्रा लिमिटेड कंपनीचे संचालक'], 'stamp_duty': 227700, 'filing_date': '2026-09-29', 'loan_amount': 3251250, 'token_number': 'VS13-17644-2026', 'property_text': 'इत्तर वर्णनः, इतर माहितीः मौजे अचोळे, ता वसई, जि पालघर, सर्वे क्रमांक 1,2,3,4,5. ने 276, विभाग क्रमांक 7, सदनिका वाजार भाव 73600 प्रती चर्चा मी मधील, मदनिका क्रमांक 402,4 था मजला, टाईप 1.ग्न जी प्लॅटीनम सिटी, बिल्डिंग नं एचएफ 2-53, फेज 5, वसई रोड, वसई पूर्व, जि पालघर, ठाणे 401209. सदनिकेचे क्षेत्रफळ 37.85 चौ.मी. कारपेट. ((Survey Number: 1,2,3,4,5, ने 276 :)) - स्थानिक स्वराज्य संस्थाः वसई विरार महानगरपालिका', 'header_village': 'अचोळे', 'survey_numbers': ['1', '2', '3', '4', '5', '276'], 'header_doc_number': 'VS13-17644-2026'}}

Sanction letter KFSLetter_77000349848 (2).pdf needs your check

lan
77000349848

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'VIVEKANAND PREMCHANDRA YADAV', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'NITYANAND PREMCHANDRA YADAV', 'role': 'co_applicant', 'label': 'Customer Name'}

loan type
Home Loan

confidence
1

loan amount
2750000

final amount
2750000

interest rate
10.5

sanction date
27/09/2026

letter version
HF-38-VER-14-01072026/KFS

applicant email
vivekanandcfp@gmail.com

applicant names
VIVEKANAND PREMCHANDRA YADAV, NITYANAND PREMCHANDRA YADAV

printed altered
False

applicant mobile
+91-8806159834

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
2709/72, Sai Nagar, Gaurai Pada, Vasai Road East, Vasai East IE, Palghar, PALGHAR, MAHARASHTRA, IN, 401208

raw reading (for Abhijit)

{'lan': '77000349848', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'VIVEKANAND PREMCHANDRA YADAV', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'NITYANAND PREMCHANDRA YADAV', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2750000, 'final_amount': 2750000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '27/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'vivekanandcfp@gmail.com', 'applicant_names': ['VIVEKANAND PREMCHANDRA YADAV', 'NITYANAND PREMCHANDRA YADAV'], 'printed_altered': False, 'applicant_mobile': '+91-8806159834', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '2709/72, Sai Nagar, Gaurai Pada, Vasai Road East, Vasai East IE, Palghar, PALGHAR, MAHARASHTRA, IN, 401208'}

Payment screenshot IMG-20260929-WA0016.jpg needs your check

utr
6272824574

date
2023-09-29

time
18:47

amount
24050

method
Paytm UPI

payee upi
******3535@okbizaxis

payee name
Ezdocs

payer name
Vivekanand Premchandra Yadav

raw reading (for Abhijit)

{'utr': '6272824574', 'date': '2023-09-29', 'time': '18:47', 'amount': 24050, 'method': 'Paytm UPI', 'payee_upi': '******3535@okbizaxis', 'payer_upi': None, 'payee_name': 'Ezdocs', 'payer_name': 'Vivekanand Premchandra Yadav', 'debit_notification_text': None}

Technical report 77000349848_APFProcessRequest_20260929160219002.pdf needs your check

found
True

found in
PROJECT DETAILS AND COMPLETION STATUS

area sq m
38.74

paper for
loan_ref: 77000349848; customer_name: Vivekanand Premchandra Yadav

confidence
0.95

address lines
taken: property; property_address: N G Platinum City Phase V Skc Road

property address
pin: 401209; road: Skc Road; flat_no: Flat No 402; district: Thane; floor_no: 4; landmark: Skc School Junior Degree College; full_address: Flat No 402, 4th Floor, N G Platinum City Phase V Hf2 53, N G Platinum City Phase

security address verbatim
N G Platinum City Phase V Skc Road

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROJECT DETAILS AND COMPLETION STATUS', 'area_sq_m': 38.74, 'paper_for': {'loan_ref': '77000349848', 'report_id': None, 'customer_name': 'Vivekanand Premchandra Yadav'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'property', 'legal_address': None, 'property_address': 'N G Platinum City Phase V Skc Road'}, 'property_address': {'pin': '401209', 'road': 'Skc Road', 'state': None, 'taluka': None, 'flat_no': 'Flat No 402', 'district': 'Thane', 'floor_no': '4', 'landmark': 'Skc School Junior Degree College', 'full_address': 'Flat No 402, 4th Floor, N G Platinum City Phase V Hf2 53, N G Platinum City Phase V Skc Road, Thane - 401209', 'village_city': None, 'building_name': 'N G Platinum City Phase V Hf2 53', 'survey_or_cts_no': None}, 'security_address_verbatim': 'N G Platinum City Phase V Skc Road'}

Aadhaar card vivekanand kyc.pdf needs your check

dob
1997-07-05

pan
ANXPY2347L

name
VIVEKANAND PREMCHANDRA YADAV

mobile
8806159834

address
pin: 401208; area: Gaurai Pada, Waliv Police Station; flat: 2709/72; road: Vasai Road East; state: Maharashtra; building: Sai Nagar; district: Thane; post_office: Vasai East le; village_city: Vasai

legible
True

father name
PREMCHANDRA YADAV

aadhaar last4
9636

raw reading (for Abhijit)

{'dob': '1997-07-05', 'pan': 'ANXPY2347L', 'name': 'VIVEKANAND PREMCHANDRA YADAV', 'mobile': '8806159834', 'address': {'pin': '401208', 'area': 'Gaurai Pada, Waliv Police Station', 'flat': '2709/72', 'road': 'Vasai Road East', 'floor': None, 'state': 'Maharashtra', 'building': 'Sai Nagar', 'district': 'Thane', 'post_office': 'Vasai East le', 'village_city': 'Vasai'}, 'legible': True, 'father_name': 'PREMCHANDRA YADAV', 'aadhaar_last4': '9636', 'quality_issue': None}

Aadhaar card vivekanand kyc.pdf needs your check

dob
1997-07-05

pan
ANXPY2347L

name
VIVEKANAND PREMCHANDRA YADAV

mobile
8806159834

address
pin: 401208; area: Sai Nagar, Gaurai Pada; flat: 2709/72; road: Waliv Police Station, Vasai Road East; state: Maharashtra; district: Thane; post_office: Vasai East; village_city: Vasai

legible
True

father name
PREMCHANDRA YADAV

aadhaar last4
9636

raw reading (for Abhijit)

{'dob': '1997-07-05', 'pan': 'ANXPY2347L', 'name': 'VIVEKANAND PREMCHANDRA YADAV', 'mobile': '8806159834', 'address': {'pin': '401208', 'area': 'Sai Nagar, Gaurai Pada', 'flat': '2709/72', 'road': 'Waliv Police Station, Vasai Road East', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Thane', 'post_office': 'Vasai East', 'village_city': 'Vasai'}, 'legible': True, 'father_name': 'PREMCHANDRA YADAV', 'aadhaar_last4': '9636', 'quality_issue': None}

Paid challan (GRAS) VIVEKANAND PREMCHANDRA YADAV EchallanMH011104067202627E.pdf needs your check

grn
MH011104067202627E

pin
401209

total
22020.0

article
6(1)

defaced
False

bank cin
03006172026093000009

district
PALGHAR

area city
PALGHAR

payer pan
ANXXXXXXXL

flat block
FLAT NO 402 4 TH FLOOR BUILDING NO HF 2-53 N G PLATINUM CITY PHASE V

payer name
VIVEKANAND PREMCHANDRA YADAV

sro office
VSI3_VASAI NO 3 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2750000

scheme rows
{'amount': 8260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13760.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9834

payment date
29/09/2026-20:05:38

road locality
SURVEY NO 1 2 3 4 5 TO 276 SKC ROAD VASAI ROAD ACHOLE TAL VASAI DIST PALGHAR

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2750000

raw reading (for Abhijit)

{'grn': 'MH011104067202627E', 'pin': '401209', 'total': 22020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000009', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'ANXXXXXXXL', 'flat_block': 'FLAT NO 402 4 TH FLOOR BUILDING NO HF 2-53 N G PLATINUM CITY PHASE V', 'payer_name': 'VIVEKANAND PREMCHANDRA YADAV', 'sro_office': 'VSI3_VASAI NO 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2750000', 'scheme_rows': [{'amount': 8260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13760.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9834', 'payment_date': '29/09/2026-20:05:38', 'road_locality': 'SURVEY NO 1 2 3 4 5 TO 276 SKC ROAD VASAI ROAD ACHOLE TAL VASAI DIST PALGHAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2750000'}

E-filing copy (token) eFilingDoc9993009260563.pdf needs your check

sro
TLS

kind
efiling_copy

token
9993009260563

legible
True

property
road: SKC ROAD,VASAI ROAD; unit: 402; floor: 4TH; taluka: Vasai; numbers: [{'type': 'Survey Number', 'value': '1,2,3,4,5 TO 276'}]; village: Achole; building: BLDG NO HF 2-53, TYPE 1,N G PLATINUM CITY PHASE V; district:

mortgagee
ICICI HOME FINANCE COMPANY LTD (163)

mortgagors
{'pan': 'ANXPY2347L', 'name': 'VIVEKANAND PREMCHANDRA YADAV', 'address': 'Flat No:G, Floor No:G, Building Name:2709/72, SAI NAGAR, GAURAI PADA, Block Sector:VASAI ROAD EAST, Road:THANE, City:PALGHAR, State: MAHARASHTRA,

title deed
Agreement to Sale :17644/2026 SRO VASAI 3

filing date
2026-09-30

loan amount
2750000.0

payment lines
{'ref': 'MH011104067202627E', 'head': 'Stamp Duty', 'dated': '29/09/2026', 'amount': 8250.0, 'ref_kind': 'GRN'}, {'ref': 'MH011104067202627E', 'head': 'Filing Fee', 'dated': '29/09/2026', 'amount': 13750.0, 'ref_kind': '

date of mortgage
2026-09-30

raw reading (for Abhijit)

{'sro': 'TLS', 'kind': 'efiling_copy', 'token': '9993009260563', 'legible': True, 'property': {'pin': None, 'road': 'SKC ROAD,VASAI ROAD', 'unit': '402', 'floor': '4TH', 'taluka': 'Vasai', 'numbers': [{'type': 'Survey Number', 'value': '1,2,3,4,5 TO 276'}], 'village': 'Achole', 'building': 'BLDG NO HF 2-53, TYPE 1,N G PLATINUM CITY PHASE V', 'district': 'Palghar', 'area_text': '37.85 Sq.mt. Carpet', 'local_body': None, 'description': 'Block Sector:MOUJE ACHOLE, Landmark:SKC SCHOOL JUNIOR DEGREE COLLEGE', 'property_type': None}, 'mortgagee': 'ICICI HOME FINANCE COMPANY LTD (163)', 'mortgagors': [{'pan': 'ANXPY2347L', 'name': 'VIVEKANAND PREMCHANDRA YADAV', 'address': 'Flat No:G, Floor No:G, Building Name:2709/72, SAI NAGAR, GAURAI PADA, Block Sector:VASAI ROAD EAST, Road:THANE, City:PALGHAR, State: MAHARASHTRA, District: THANE, Pin:401208'}], 'title_deed': 'Agreement to Sale :17644/2026 SRO VASAI 3', 'filing_date': '2026-09-30', 'loan_amount': 2750000.0, 'payment_lines': [{'ref': 'MH011104067202627E', 'head': 'Stamp Duty', 'dated': '29/09/2026', 'amount': 8250.0, 'ref_kind': 'GRN'}, {'ref': 'MH011104067202627E', 'head': 'Filing Fee', 'dated': '29/09/2026', 'amount': 13750.0, 'ref_kind': 'GRN'}, {'ref': '0926300513874', 'head': 'Document Handling Charges', 'dated': '30/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-30'}

Technical record (for Abhijit — safe to ignore)

10d ago	system:reconcile	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
10d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999300926056
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
13d ago	system:extract	dhc_prn_read	{'prn': '0926300513874', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9993009260563.pdf', 'from': "the filed notice's own text", 'gr
13d ago	system:extract	efiling_copy_read	{'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9993009260563.pdf', 'token': '9993009260563', 'doc_id': '74893c6a-5023-4b45-ba0d-aa061f2b8b29', 'mortgagors': 1}
13d ago	system:ingest	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999300926
14d ago	system:reconcile	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
14d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ANxxxxxxXL — no paper on the
14d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
14d ago	system:ingest	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'vivekanand index 2.pdf', 'kind': 'index2'}
14d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VIVEKANAND PREMCHANDRA YADAV EchallanMH011104067202627E.pdf',
14d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIVEKANAND PREMCHAN
14d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'VSI3_VASAI NO 3 JOINT SUB REGISTRAR', 'district': 'PALGHAR'}
14d ago	system:extract	challan_verified_against_case	{'grn': 'MH011104067202627E', 'file': 'VIVEKANAND PREMCHANDRA YADAV EchallanMH011104067202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	system:extract	challan_extracted	{'grn': 'MH011104067202627E', 'file': 'VIVEKANAND PREMCHANDRA YADAV EchallanMH011104067202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 22020.0}
14d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '356705', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed VSI3_
14d ago	copilot:NIKHIL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
14d ago	ezdocs:reader	paper_locate	{'fp': '3df8d1fa9032aa0e', 'box': [249, 0, 712, 998], 'why': 'The PAN card with PAN ANXPY2347L is on page 4.', 'page': 4, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '7349f81a-e3b8-493a-abd8-5f1b23af7c4e'
14d ago	copilot	copilot_check_ok	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'P
14d ago	copilot	copilot_pick	{'why': "The requested SRO 'VSI4_VASAI NO 4 JOINT SUB REGISTRAR' is not present in the provided options. Only VSI1, VSI2, and VSI3 are available.", 'field': 'Office (SRO)', 'value': '', 'method': 'ai', 'picked': '', 'wan
14d ago	ops:copilot	reading_boxes_not_the_papers_words	{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': '77000349848_APFProcessRequest_20260929160219002.pdf', 'paper': 'the technical report', 'not
14d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the reader's boxes carry words the base paper does not print (FLAT, 402, 4TH, HF, 53, 5, SURVEY, 1) — read box 1 once against the paper's own words"}
14d ago	system:reconcile	quoted_history_checked	{}
14d ago	system:reconcile	extra_challan_scanned	{'found': 0}
14d ago	ezdocs:reader	reader_home_address	{'fp': '8e30202c45ff5f66', 'from': 'the sanction letter (KFSLetter_77000349848 (2).pdf)', 'home': {'pin': '401208', 'area': 'GAURAI PADA', 'flat': '2709/72', 'state': 'MAHARASHTRA', 'building': 'SAI NAGAR', 'district': '
14d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
14d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['vivekanand index 2.pdf', '77000349848_APFProcessRequest_20260929160219002.pdf', 'KFSLetter_77000349848 (2).pdf', 'vivekanand kyc.pdf'], 'after': {'addresses': {'people': [['Viv
14d ago	system:extract	address_compared	{'sig': 'eb4b311ae3e94926', 'why': 'after gather', 'people': [{'home': '2709/72, 0, Sai Nagar, Vasai Road East, Gaurai Pada, Waliv Police Station, Vasai, Thane, 401208', 'person': 'Vivekanand Premchandra Yadav', 'against
14d ago	system:extract	challan_boxes_composed	{'fp': '40eebda6468a7637', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 402 4TH FLOOR N G PLATINUM CITY BUILD

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹24,050 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Needs your eyes: GPay ₹24,050 announced at 13:17 has not settled into the PNB account (due 17:17). Paste PNB statement (SMS page) or Check Settlements in GPay Business. Payment proof is from 2023-09-29 — an old receipt?

3 Oct3 things

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.