silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-01801

Ameya Vishwas Kulkarni

PNB_HFLLAN NHL/PUN/0926/5211083 Challan paid · our move File on IGRSend the draft 1All documentsMails & papers 14
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Aadhaar cardopen
✓Sanction letteropen
✓MOTDopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (15)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹2,205.44CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹7,511 receivedmatches the branch's receipt
Stamp duty 0.3% — the top-up challan2,105
Top-up challan charge100.44
Total we ask for2,205.44
the branch’s receipt claims ₹7,511 928805060748
paid 15 Sep 18:02:51 · verified 15 Sep 18:24:08 · 21 min later
How we know
Our own bank told us — 15 Sep 18:02
₹7,511 · UTR AXNGG25810110516 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.7511.00,15-09-2026 18:02:51 thru NEFT from AXNGG25810110516/GOOGLE INDIA DIGITAL . Aval Bal 195006.25 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹2,204.20. We ask ₹2,205 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 53 minour time · 15 Sep 19:12
Index II —not yet
the NOI team 11 h 54 minthe branch 27 d 17 htotal 28 d 5 h so far
Now with the NOI team — e-filing on IGR
since 12:57 — 10 h 58 min of working time
Day by day — every step and who held it
15 Sep 18:18Your branch's mail
15 Sep 18:18Payment landedat once
15 Sep 18:23Papers read+5 min · the NOI team
15 Sep 18:23Property readat once
15 Sep 18:23Papers readat once
15 Sep 18:24Fee quotedat once
15 Sep 18:24Payment verifiedat once
15 Sep 18:24Ready for the challanat once
15 Sep 19:06Papers read+43 min · the NOI team
15 Sep 19:12Challan made+5 min · the NOI team
12:54Papers from your branch+27 d 17 h · the branch
12:57Papers read+3 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹7,01,400
Loan account no.
NHL/PUN/0926/5211083
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the Index II. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
Haveli
Village
Vadgaon Khurd
Number type
SURVEY
Number
33
Building
Vasant Vihar, B Wing
Floor
7th
Flat / shop no
B-40
Area
55.94
Hadd
Pune Municipal Corporation
Read from the Index II on file — the government's own words for this property. Index II - AMEYA VISHWAS KULKARNI.pdf open it
✓ EzDocs checked every box against the document’s own words 10h ago — all agree.
stamps the check with your name; the e-filing types exactly these
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided the loan documents and paid the fee. The team has shared the challan, but is waiting for the colour live selfie photo of the applicants to proceed with the NOI filing.
the trail says the next move is with the branch — the colour live selfie photo of the applicants
the branch last asked: KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS
the NOI team last promised: We will initiate the challan for the same.
✓ loan papers sent — done, mail 1 (2026-09-15) “Loan sanction letter Attached”
✓ fee paid — the branch's words — done, mail 1 (2026-09-15) “Payment details screenshot with Transaction ID & Date of payment mentioned Attached”
✓ challan made — done, mail 9 (2026-09-15) “PFA challan for your reference.”
✓ challan shared — done, mail 9 (2026-09-15) “PFA challan for your reference.”
✓ Index II asked for — done, mail 10 (2026-09-21) “Kindly Share NOI index II”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-15) “Draft/ Index II Index 2 attached”
read over 13 mail(s), last mail 2026-10-13 · read 10h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 10h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010250864202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-01801
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantAmeya Vishwas Kulkarni
LANNHL/PUN/0926/5211083
Loan AmtRs. 7,01,400
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Index II copy / Title document, MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 7,511.00 stands VERIFIED against the credit in our account on 15-Sep-2026 (UTR: AXNGG25810110516). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

  • Applicant's Selfie / Photo

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ dipak.zanan@phfl.com phfl.com
15 Sep, 18:18 · 28d ago THE FIRST MAIL — how this case began
Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083
Dear Team,

Please provide challan and NOI in Loan Number NHL/PUN/0926/5211083

Customer nameAMEYA VISHWAS KULKARNI
Service / vendor fees₹1,500

Documents required for NOI

Filing; - Sticker date –15/09/2026.

MOD0.3%
NOI0.5%

DHC – 300 Rs.

Adv.Rs.

Case type- Top up

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached

Draft/ Index II

Index 2 attached

Aadhar copy of the applicant/s✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached
Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

11-09-2026

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the e-filing copy; documents attached; note: Top up — “Please provide challan”
11 more mails in between — open
OL The NOI teamTYPED IN GMAIL
15 Sep, 18:27 · 28d ago
Dear Team,

kindly share all kyc document in pdf or photo format for challan process.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > *Documents required for NOI* > >> *Filing; - Sticker date –15*/09/2026. >>> >>> *MOD – 0.3%* >>> >>> *NOI- 0.5%* >>> >>> *DHC – 300 Rs. * >>> >>> * Adv. fees 1500 Rs.* >>> >>> *Case type- Top up* >>> >> >>> >>> >>> * Documents required for NOI Filing* > > *Remark* > > Loan sanction letter > > *Attached* > > Draft/ Index II > > > Index 2 attached > > Aadhar copy of the applicant/s > > *Attached* > > PAN copy of the applicant/s > > *Attached* > > Form A2 with Photograph of applicant/s affixed or Passport size > photographs scan copy. > > *Attached* > > Payment details screenshot with Transaction ID & Date of payment mentioned > > *Attached* > > *11-09-2026* > Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01]
🤖 read: asks the branch for documents — “kindly share all kyc document in pdf or photo format for challan process.”
OL The NOI teamTYPED IN GMAIL
15 Sep, 18:28 · 28d ago
Dear Team,

kindly share all kyc document in pdf or photo format for challan process.

the shared one zip file unable

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > *Documents required for NOI* > >> *Filing; - Sticker date –15*/09/2026. >>> >>> *MOD – 0.3%* >>> >>> *NOI- 0.5%* >>> >>> *DHC – 300 Rs. * >>> >>> * Adv. fees 1500 Rs.* >>> >>> *Case type- Top up* >>> >> >>> >>> >>> * Documents required for NOI Filing* > > *Remark* > > Loan sanction letter > > *Attached* > > Draft/ Index II > > > Index 2 attached > > Aadhar copy of the applicant/s > > *Attached* > > PAN copy of the applicant/s > > *Attached* > > Form A2 with Photograph of applicant/s affixed or Passport size > photographs scan copy. > > *Attached* > > Payment details screenshot with Transaction ID & Date of payment mentioned > > *Attached* > > *11-09-2026* > Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01]
🤖 read: asks the branch for documents — “kindly share all kyc document in pdf or photo format for challan process.”
OL The NOI teamTYPED IN GMAIL
15 Sep, 18:28 · 28d ago
Dear Team,

kindly share all kyc document in pdf or photo format for challan process.

the shared one zip file is unable

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > *Documents required for NOI* > >> *Filing; - Sticker date –15*/09/2026. >>> >>> *MOD – 0.3%* >>> >>> *NOI- 0.5%* >>> >>> *DHC – 300 Rs. * >>> >>> * Adv. fees 1500 Rs.* >>> >>> *Case type- Top up* >>> >> >>> >>> >>> * Documents required for NOI Filing* > > *Remark* > > Loan sanction letter > > *Attached* > > Draft/ Index II > > > Index 2 attached > > Aadhar copy of the applicant/s > > *Attached* > > PAN copy of the applicant/s > > *Attached* > > Form A2 with Photograph of applicant/s affixed or Passport size > photographs scan copy. > > *Attached* > > Payment details screenshot with Transaction ID & Date of payment mentioned > > *Attached* > > *11-09-2026* > Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01]
🤖 read: asks the branch for documents — “kindly share all kyc document in pdf or photo format for challan process.”
OL The NOI teamTYPED IN GMAIL
15 Sep, 18:28 · 28d ago
Dear Team,

kindly share all kyc documents in pdf or photo format for challan process,

the shared one zip file is unable to open.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > *Documents required for NOI* > >> *Filing; - Sticker date –15*/09/2026. >>> >>> *MOD – 0.3%* >>> >>> *NOI- 0.5%* >>> >>> *DHC – 300 Rs. * >>> >>> * Adv. fees 1500 Rs.* >>> >>> *Case type- Top up* >>> >> >>> >>> >>> * Documents required for NOI Filing* > > *Remark* > > Loan sanction letter > > *Attached* > > Draft/ Index II > > > Index 2 attached > > Aadhar copy of the applicant/s > > *Attached* > > PAN copy of the applicant/s > > *Attached* > > Form A2 with Photograph of applicant/s affixed or Passport size > photographs scan copy. > > *Attached* > > Payment details screenshot with Transaction ID & Date of payment mentioned > > *Attached* > > *11-09-2026* > Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01]
🤖 read: asks the branch for documents — “kindly share all kyc documents in pdf or photo format for challan process”
OL The NOI teamTYPED IN GMAIL
15 Sep, 18:31 · 28d ago
Dear Team,

kindly share all kyc documents in pdf or photo format for challan process,

the shared one zip file is unable to open.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > *Documents required for NOI* > >> *Filing; - Sticker date –15*/09/2026. >>> >>> *MOD – 0.3%* >>> >>> *NOI- 0.5%* >>> >>> *DHC – 300 Rs. * >>> >>> * Adv. fees 1500 Rs.* >>> >>> *Case type- Top up* >>> >> >>> >>> >>> * Documents required for NOI Filing* > > *Remark* > > Loan sanction letter > > *Attached* > > Draft/ Index II > > > Index 2 attached > > Aadhar copy of the applicant/s > > *Attached* > > PAN copy of the applicant/s > > *Attached* > > Form A2 with Photograph of applicant/s affixed or Passport size > photographs scan copy. > > *Attached* > > Payment details screenshot with Transaction ID & Date of payment mentioned > > *Attached* > > *11-09-2026* > Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01]
🤖 read: asks the branch for documents — “kindly share all kyc documents in pdf or photo format for challan process”
DZ dipak.zanan@phfl.com phfl.com
15 Sep, 19:03 · 28d ago
Re[2]: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083
Dear team

please find the attached query docs.

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/15/26 18:32 To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ) Subject: Re: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Exercise Secured by Check Point Dear Team, kindly share all kyc documents in pdf or photo format for challan process, the shared one zip file is unable to open. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Documents required for NOI Filing; - Sticker date –15 /09/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 11-09-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
15 Sep, 19:08 · 28d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 15 Sept 2026 at 19:06, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below
Dear team please find the attached query docs. Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01] ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/15/26 18:32 To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Prashant Padhye ( prashant.padhye@pnbhousing.com), Santosh Gujar ( santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), pramod.wakade1 (pramod.wakade1@phfl.com), Vishal Patil ( vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com) Subject: Re: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Secured by Check Point Dear Team, kindly share all kyc documents in pdf or photo format for challan process, the shared one zip file is unable to open. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com> wrote: > > Dear Team, > > Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI > Loan Number NHL/PUN/0926/5211083 > >> >> *Documents required for NOI* >> >>> *Filing; - Sticker date –15*/09/2026. >>>> >>>> *MOD – 0.3%* >>>> >>>> *NOI- 0.5%* >>>> >>>> *DHC – 300 Rs. * >>>> >>>> * Adv. fees 1500 Rs.* >>>> >>>> *Case type- Top up* >>>> >>> >>>> >>>> >>>> * Documents required for NOI Filing* >> >> *Remark* >> >> Loan sanction letter >> >> *Attached* >> >> Draft/ Index II >> >> >> Index 2 attached >> >> Aadhar copy of the applicant/s >> >> *Attached* >> >> PAN copy of the applicant/s >> >> *Attached* >> >> Form A2 with Photograph of applicant/s affixed or Passport size >> photographs scan copy. >> >> *Attached* >> >> Payment details screenshot with Transaction ID & Date of payment >> mentioned >> >> *Attached* >> >> *11-09-2026* >> > > > > Thanks & Regards, > > *Dipak Zanan * > > Senior Team Leader-Loans > > J M Road Shivaji Nagar > > Office : 020-25576000 ; Ext :- 435 > > Mobile : 8796346922 <(879)%20634-6922> > > *PHFL Home Loans and Services Limited* > > *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* > > *JM Road Shivajinagar Pune 411005* > > [image: PHFL logo-01] >
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
15 Sep, 19:12 · 28d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 15 Sept 2026 at 19:08, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 15 Sept 2026 at 19:06, Dipak Bhimraj Zanan <dipak.zanan@phfl.com> wrote: > Dear team > > please find the attached query docs. > > Thanks & Regards, > > *Dipak Zanan * > > Senior Team Leader-Loans > > J M Road Shivaji Nagar > > Office : 020-25576000 ; Ext :- 435 > > Mobile : 8796346922 <(879)%20634-6922> > > *PHFL Home Loans and Services Limited* > > *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* > > *JM Road Shivajinagar Pune 411005* > > [image: PHFL logo-01] > > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 09/15/26 18:32 > To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) > Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Prashant Padhye ( > prashant.padhye@pnbhousing.com), Santosh Gujar ( > santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), > pramod.wakade1 (pramod.wakade1@phfl.com), Vishal Patil ( > vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan ( > nagesh.chavan@phfl.com) > Subject: Re: Please provide challan and NOI in Applicant Name AMEYA > VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > > Secured by Check Point > Dear Team, > kindly share all kyc documents in pdf or photo format for challan process, > the shared one zip file is unable to open. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 15 Sept 2026 at 18:23, Dipak Bhimraj Zanan <dipak.zanan@phfl.com> > wrote: > >> >> Dear Team, >> >> Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI >> Loan Number NHL/PUN/0926/5211083 >> >>> >>> *Documents required for NOI* >>> >>>> *Filing; - Sticker date –15*/09/2026. >>>>> >>>>> *MOD – 0.3%* >>>>> >>>>> *NOI- 0.5%* >>>>> >>>>> *DHC – 300 Rs. * >>>>> >>>>> * Adv. fees 1500 Rs.* >>>>> >>>>> *Case type- Top up* >>>>> >>>> >>>>> >>>>> >>>>> * Documents required for NOI Filing* >>> >>> *Remark* >>> >>> Loan sanction letter >>> >>> *Attached* >>> >>> Draft/ Index II >>> >>> >>> Index 2 attached >>> >>> Aadhar copy of the applicant/s >>> >>> *Attached* >>> >>> PAN copy of the applicant/s >>> >>> *Attached* >>> >>> Form A2 with Photograph of applicant/s affixed or Passport size >>> photographs scan copy. >>> >>> *Attached* >>> >>> Payment details screenshot with Transaction ID & Date of payment >>> mentioned >>> >>> *Attached* >>> >>> *11-09-2026* >>> >> >> >> >> Thanks & Regards, >> >> *Dipak Zanan * >> >> Senior Team Leader-Loans >> >> J M Road Shivaji Nagar >> >> Office : 020-25576000 ; Ext :- 435 >> >> Mobile : 8796346922 <(879)%20634-6922> >> >> *PHFL Home Loans and Services Limited* >> >> *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* >> >> *JM Road Shivajinagar Pune 411005* >> >> [image: PHFL logo-01] >> >
🤖 read: challan shared ✓ — “PFA challan”
PW pramod.wakade1@phfl.com phfl.com
21 Sep, 15:49 · 22d ago
Re: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083
Dear Team,

Kindly Share NOI index II

Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005
earlier mails quoted below
From: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Date: 09/15/26 18:20 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ) Subject: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Documents required for NOI Filing; - Sticker date –15 /09/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 11-09-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks for the Index II — “Kindly Share NOI index II”
OL The NOI teamTYPED IN GMAIL
21 Sep, 16:00 · 22d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Mon, 21 Sept 2026 at 15:51, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com> wrote: Dear Team, Kindly Share NOI index II *Thanks & Regards,* *PRAMOD WAKADE* *Branch Operation Executive* *9527249881 <(952)%20724-9881>* *PHFL Home Loans and Services Limited* *Shivajinagar Pune 411005* ----- Original Message ----- ------------------------------ From: Dipak Bhimraj Zanan (dipak.zanan@phfl.com) Date: 09/15/26 18:20 To: THINKBIGZ NOI (pnb.noifilling@gmail.com) Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Prashant Padhye ( prashant.padhye@pnbhousing.com), Santosh Gujar ( santosh.gujar@pnbhousing.com), Yogesh Date (yogesh.date@pnbhousing.com), pramod.wakade1 (pramod.wakade1@phfl.com), Vishal Patil ( vishal.patil@pnbhousing.com), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com) Subject: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 > > *Documents required for NOI* > >> *Filing; - Sticker date –15*/09/2026. >>> >>> *MOD – 0.3%* >>> >>> *NOI- 0.5%* >>> >>> *DHC – 300 Rs. * >>> >>> * Adv. fees 1500 Rs.* >>> >>> *Case type- Top up* >>> >> >>> >>> >>> * Documents required for NOI Filing* > > *Remark* > > Loan sanction letter > > *Attached* > > Draft/ Index II > > > Index 2 attached > > Aadhar copy of the applicant/s > > *Attached* > > PAN copy of the applicant/s > > *Attached* > > Form A2 with Photograph of applicant/s affixed or Passport size > photographs scan copy. > > *Attached* > > Payment details screenshot with Transaction ID & Date of payment mentioned > > *Attached* > > *11-09-2026* > Thanks & Regards, *Dipak Zanan * Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 <(879)%20634-6922> *PHFL Home Loans and Services Limited* *Shreerang House 5th Floor Opp Jangali Maharaj Mandir* *JM Road Shivajinagar Pune 411005* [image: PHFL logo-01]
🤖 read: asks the branch for documents — “KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS”
PW pramod.wakade1@phfl.com phfl.com
12 Oct, 18:14 · 1d ago
Re[2]: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/21/26 16:01 To: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Subject: Re: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Exercise Secured by Check Point TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 21 Sept 2026 at 15:51, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Kindly Share NOI index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Date: 09/15/26 18:20 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ) Subject: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Documents required for NOI Filing; - Sticker date –15 /09/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 11-09-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: The branch asks for a color selfie photo for the NOI process.
DZ dipak.zanan@phfl.com phfl.com
13 Oct, 12:54 · 11h ago
Re[3]: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083
Dear team

please find the attached Photos of caption case.

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
earlier mails quoted below
From: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ) Date: 10/12/26 18:16 To: Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Subject: Re[2]: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/21/26 16:01 To: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Subject: Re: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Exercise Secured by Check Point TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 21 Sept 2026 at 15:51, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Kindly Share NOI index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Date: 09/15/26 18:20 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ) Subject: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Documents required for NOI Filing; - Sticker date –15 /09/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 11-09-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
13 Oct, 13:03 · 10h ago

TEAM

Kindly share live color selfie photo for noi prosess

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 12:57, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear team please find the attached Photos of caption case. Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ) Date: 10/12/26 18:16 To: Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Subject: Re[2]: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/21/26 16:01 To: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Subject: Re: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Exercise Secured by Check Point TEAM KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 21 Sept 2026 at 15:51, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote: Dear Team, Kindly Share NOI index II Thanks & Regards, PRAMOD WAKADE Branch Operation Executive 9527249881 PHFL Home Loans and Services Limited Shivajinagar Pune 411005 From: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Date: 09/15/26 18:20 To: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ) Subject: Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Dear Team, Please provide challan and NOI in Applicant Name AMEYA VISHWAS KULKARNI Loan Number NHL/PUN/0926/5211083 Documents required for NOI Filing; - Sticker date –15 /09/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 11-09-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents — “Kindly share live color selfie photo for noi prosess”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260915-WA0019.jpg
filed 28d ago
Index IIthe branch sent this — an input Index II - AMEYA VISHWAS KULKARNI.pdf
filed 28d ago
Aadhaar card Noi docs ameya.zip/IMG-20260902-WA0019.jpg
filed 28d ago
Aadhaar card+ PAN card inside kyc co app ameya.pdf
filed 28d ago
Sanction letter CustomerDocument068S300000enfuDIAQ (1).pdf
filed 28d ago
MOTD a2 ameya.pdf
filed 28d ago
Aadhaar card Noi docs ameya.zip/IMG-20260902-WA0021.jpg
filed 28d ago
PAN card Noi docs ameya.zip/IMG-20260902-WA0020.jpg
filed 28d ago
Selfie / photo Noi docs ameya.zip/IMG-20260903-WA0002.jpg
CANNOT BE READ — clear copy asked 28d ago
Selfie / photo Noi docs ameya.zip/IMG-20260903-WA0003.jpg
CANNOT BE READ — clear copy asked 28d ago
PAN card IMG-20260915-WA0000 (2).jpg
filed 28d ago
Aadhaar card mitali aadhar card (1).pdf
filed 28d ago
Paid challan (GRAS) AMEYA VISHWAS KULKARNI EchallanMH010250864202627E.pdf
filed 28d ago
Selfie / photo IMG_20261013_112026.jpg
CANNOT BE READ — clear copy asked 10h ago
Selfie / photo IMG_20261013_111950.jpg
CANNOT BE READ — clear copy asked 10h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹2,205.44
Where it stands
VERIFIED — money received
Screenshot claims
₹7,511 928805060748
Paid at
15 Sep 18:02:51
Verified on
15 Sep 18:24:08
GPay money settled into the PNB account at 17 Sep 11:07 (NEFT —). Heard twice; verified once.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹2,105₹0₹0 ₹100₹2,205
By law ₹2,204.20. We ask ₹2,205 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

64 of 70 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), First name (person 1), Last name (person 1), PAN (person 1), Birth date (person 1)
2 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, E-mail (person 4)
✓ EzDocs checked every box against the document’s own words 10h ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II - AMEYA VISHWAS KULKARNI.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नाव:पुणे म.न.पा. इतर वर्णन, इतर माहितीः वि. क्र. 51/653 दर रु. 73,390/- प्रति चौ.मी. (पुणे महानगरपालिका भोगवटा पत्र नुसार 07% घसारा). पुणे महानगरपालिका हद्दीतील गांव मौजे वडगांव खुर्द येथील स. नं. 33 हि. क्र. 2/1 यांसी क्षेत्र 2 हे 22 आर अधिक पोटखराबा 00 हे 04 आर असे एकूण 02 हे 26 आर क्षेत्र यांसी आकार रु. 15 रु. 70 न. पै. यापैकी पूर्वेकडील 20 फूट रस्त्याचे क्षेत्रा सहित 00 हे 74 आर क्षेत्र या प्लॉट मिळकतीवर बांधलेल्या वसंत विहार या स्कीम मधील व वसंत विहार सहकारी गृहरचना संस्था मर्यादित या सोसायटी मधील बी विंग या इमारतीमधील सातव्या मजल्यावरील फ्लॅट नं. बी-40 यांसी क्षेत्रफळ 602 चौ. फूट म्हणजेच 55.94 चौ.मी. बिल्टअप सोबत टेरेस 85 चौ. फूट म्हणजेच 7.89 चौ.मी. बिल्टअप अधिक एक कार पार्किंग स्पेस नं. 47. PUI: O/C/03/00118110 ((Survey Number: 33/2/1;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
CustomerDocument068S300000enfuDIAQ (1).pdf
as printed
FLAT NO B-40, 07TH FLOOR, WING NO B, SR NO 33 HISSA NO 2/1, VASANT VIHAR CO-OPERATIVE HOUSING SOCIETY LIMITED, VADGAON KHURD, NEAR LAGAD MALA & MIAMI APARTMENT, PUNE, PUNE, MAHARASHTRA, INDIA, 411041
PIN
411041
the Index II
Index II - AMEYA VISHWAS KULKARNI.pdf
the property
1) paalikeche naavahpune ma.na.paa. itara varnana, itara maahitih vi. kra. 51/653 dara ru. 73,390/- prati chau.mi. (pune mahaanagarapaalikaa bhogavataa patra nusaara 07% ghasaaraa). pune mahaanagarapaalikaa hadditila gaanva mauje vadagaanva khurda yethila sa. nan. 33 hi. kra. 2/1 yaansi kshetra 2 he 22 aara adhika potakharaabaa 00 he 04 aara ase ekuna 02 he 26 aara kshetra yaansi aakaara ru. 15 ru. 70 na. pai. yaapaiki purvekadila 20 phuta rastyaache kshetraa sahita 00 he 74 aara kshetra yaa plota milakativara baandhalelyaa vasanta vihaara yaa skima madhila va vasanta vihaara sahakaari gruharachanaa sansthaa maryaadita yaa sosaayati madhila bi vinga yaa imaaratimadhila saatavyaa majalyaavarila phlata nan. bi-40 yaansi kshetraphala 602 chau. phuta mhanajecha 55.94 chau.mi. biltaapa sobata teresa 85 chau. phuta mhanajecha 7.89 chau.mi. biltaapa adhika eka kaara paarkinga spesa nan. 47. PUI: O/C/03/0011810 ((SURVEY NUMBER: 33/2/1;))
PIN
411041
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO B-40 7TH FLOOR WING NO B VASANT VIHAR CHS LTD SURVEY NO 33 HISSA NO 2/1
Locality/Road
VADGAON KHURD NEAR LAGAD MALA & MIAMI APARTMENT
Area/City
PUNE
check or correct a box, the papers beside it →
the Index II also prints: 00, 02, 04, 07, 1, 15, 2, 20, AAKAARA, AARA, ADHIKA, ASE, BAANDHALELYAA, BHOGAVATAA, BI, BILTAAPA, CHAU, DARA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagor…5355
co_mortgagorMitali Ameya KulkarniBILPP4298R…9246
mortgagorAmeya Vishwas KulkarniBYRPK8872N…5355
co_mortgagorMITALI MANOHAR PATHAKBILPP4298R…9246
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementdipak.zanan@phfl.com 28d ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20260915-WA0019.jpg needs your check
utr
928805060748
date
2026-09-15
time
17:57
amount
7511
method
UPI
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '928805060748', 'date': '2026-09-15', 'time': '17:57', 'amount': 7511, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Aadhaar card Noi docs ameya.zip/IMG-20260902-WA0019.jpg needs your check
address
pin: 411041; area: Surve No. 33, Hissa Kramank 2/1, Lagadmala, Near Alankapuri Society and Miami Society, Vadgaon Khurd, Haveli; flat: Flat No B/40.; road: Sinhgad Road, Rajyog Society Road; floor: 7 Floor; state: Mahara
legible
True
aadhaar last4
5355
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '411041', 'area': 'Surve No. 33, Hissa Kramank 2/1, Lagadmala, Near Alankapuri Society and Miami Society, Vadgaon Khurd, Haveli', 'flat': 'Flat No B/40.', 'road': 'Sinhgad Road, Rajyog Society Road', 'floor': '7 Floor', 'state': 'Maharashtra', 'building': 'Vasant Vihar Co-Op. Housing Society Limited, Wing B', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'aadhaar_last4': '5355', 'quality_issue': None}
Aadhaar card Noi docs ameya.zip/IMG-20260902-WA0021.jpg needs your check
dob
1990-04-14
name
Ameya Vishwas Kulkarni
legible
True
aadhaar last4
5355
raw reading (for Abhijit)
{'dob': '1990-04-14', 'pan': None, 'name': 'Ameya Vishwas Kulkarni', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': '5355', 'quality_issue': None}
Sanction letter CustomerDocument068S300000enfuDIAQ (1).pdf needs your check
lan
NHL/PUN/0926/5211083
legible
True
loan type
Non Housing Loan, Personal use
confidence
1.0
loan amount
668000
interest rate
9.5
sanction date
08-Sep-2026
letter version
3
applicant email
ameyakulkarni14@gmail.com
applicant names
AMEYA VISHWAS KULKARNI, MITALI AMEYA KULKARNI
applicant mobile
9421814859
property address
pin: 411041; road: VADGAON KHURD; state: MAHARASHTRA; flat_no: B-40; district: Pune; floor_no: 07th FLOOR; landmark: NEAR LAGAD MALA & MIAMI APARTMENT; full_address: FLAT NO B-40, 07th FLOOR,, WING NO B, SR NO 33 HISSA N
insurance premium
33400
includes insurance
True
total with insurance
701400
security address verbatim
FLAT NO B-40, 07th FLOOR,, WING NO B, SR NO 33 HISSA NO 2/1, VASANT VIHAR CO-OPERATIVE HOUSING SOCIETY LIMITED, VADGAON KHURD, NEAR LAGAD MALA & MIAMI APARTMENT, Pune, Pune, MAHARASHTRA, India, 411041
raw reading (for Abhijit)
{'lan': 'NHL/PUN/0926/5211083', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1.0, 'loan_amount': 668000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '08-Sep-2026', 'letter_version': '3', 'applicant_email': 'ameyakulkarni14@gmail.com', 'applicant_names': ['AMEYA VISHWAS KULKARNI', 'MITALI AMEYA KULKARNI'], 'applicant_mobile': '9421814859', 'property_address': {'pin': '411041', 'road': 'VADGAON KHURD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'B-40', 'district': 'Pune', 'floor_no': '07th FLOOR', 'landmark': 'NEAR LAGAD MALA & MIAMI APARTMENT', 'full_address': 'FLAT NO B-40, 07th FLOOR,, WING NO B, SR NO 33 HISSA NO 2/1, VASANT VIHAR CO-OPERATIVE HOUSING SOCIETY LIMITED, VADGAON KHURD, NEAR LAGAD MALA & MIAMI APARTMENT, Pune, Pune, MAHARASHTRA, India, 411041', 'village_city': 'Pune', 'building_name': 'VASANT VIHAR CO-OPERATIVE HOUSING SOCIETY LIMITED, WING NO B', 'survey_or_cts_no': 'SR NO 33 HISSA NO 2/1'}, 'insurance_premium': 33400, 'includes_insurance': True, 'total_with_insurance': 701400, 'security_address_verbatim': 'FLAT NO B-40, 07th FLOOR,, WING NO B, SR NO 33 HISSA NO 2/1, VASANT VIHAR CO-OPERATIVE HOUSING SOCIETY LIMITED, VADGAON KHURD, NEAR LAGAD MALA & MIAMI APARTMENT, Pune, Pune, MAHARASHTRA, India, 411041', 'applicant_address_verbatim': None}
Aadhaar card kyc co app ameya.pdf needs your check
dob
1992-06-06
pan
BILPP4298R
name
Mitali Ameya Kulkarni
mobile
7208766140
address
pin: 411041; area: Haveli, Pu; flat: Flat No B/40; road: Surve No 33, Hissa Kramank 2/1 Lagadmala.. Near Alankapuri and Miami Society, Pune, Vadgaon Khurd, Sinhgad Road, Rajyog Society Road; floor: 7 Floor; state: Mahara
legible
True
aadhaar last4
9246
raw reading (for Abhijit)
{'dob': '1992-06-06', 'pan': 'BILPP4298R', 'name': 'Mitali Ameya Kulkarni', 'mobile': '7208766140', 'address': {'pin': '411041', 'area': 'Haveli, Pu', 'flat': 'Flat No B/40', 'road': 'Surve No 33, Hissa Kramank 2/1 Lagadmala.. Near Alankapuri and Miami Society, Pune, Vadgaon Khurd, Sinhgad Road, Rajyog Society Road', 'floor': '7 Floor', 'state': 'Maharashtra', 'building': 'Vasant Vihar Co-Op Housing Society Limited, Wing B', 'district': 'Pune', 'post_office': 'Vadgaon Budruk', 'village_city': 'Pune City'}, 'legible': True, 'aadhaar_last4': '9246', 'quality_issue': None}
PAN card Noi docs ameya.zip/IMG-20260902-WA0020.jpg needs your check
dob
1990-04-14
pan
BYRPK8872N
name
AMEYA VISHWAS KULKARNI
legible
True
raw reading (for Abhijit)
{'dob': '1990-04-14', 'pan': 'BYRPK8872N', 'name': 'AMEYA VISHWAS KULKARNI', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Index II Index II - AMEYA VISHWAS KULKARNI.pdf needs your check
kind
index2_input
extracted
pin: 411041; rows: {'r4_palika': 'पुणे म.न.पा.', 'r11_serial': '21010/2022', 'r14_remark': None, 'r4_locality': None, 'r5_area_text': '1) 55.94.चौ. मीटर', 'r7_executants': [{'age': '36', 'pan': 'ANDPR5918E', 'name': 'श्र
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411041', 'rows': {'r4_palika': 'पुणे म.न.पा.', 'r11_serial': '21010/2022', 'r14_remark': None, 'r4_locality': None, 'r5_area_text': '1) 55.94.चौ. मीटर', 'r7_executants': [{'age': '36', 'pan': 'ANDPR5918E', 'name': 'श्री. मुकुंद पुरुषोत्तम रेळेकर', 'address': 'प्लॉट नंः बी/४०, माळा नंः, इमारतीचे नावः वसंत विहार, ब्लॉक नंः सिंहगड रोड, रोड नंः वडगाव खुर्द पुणे., महाराष्ट्र, पुणे. पिन कोड:-411041'}], 'r8_purchasers': [{'age': '30', 'pan': 'BILPP4298R', 'name': 'सौ. मिताली अमेय कुलकर्णी', 'address': 'प्लॉट नंः २०२, माळा नंः, इमारतीचे नांवः संकल्प, सिद्धी, ब्लॉक नंः लेन नं. वी/३२ गणेश नगर, रोड नंः धायरी पुणे., महाराष्ट्र, पुणे. पिन कोड:-411041'}, {'age': '32', 'pan': 'BYRPK8872N', 'name': 'श्रीः अमेय विश्वास कुलकर्णी', 'address': 'प्लॉट नंः २०२, माळा नंः, इमारतीचे नावः संकल्प सिद्धी, ब्लॉक नंः लेन नं. वी/३२ गणेश नगर, रोड नंः धायरी पुणे., महाराष्ट्र, पुणे. पिन कोड:-411041'}], 'r12_stamp_duty': 319200, 'r3_market_value': 4552001.128, 'r1_document_type': 'असाईनमेंट डीड', 'r2_consideration': 4100000, 'r9_execution_date': '07/12/2022', 'r13_registration_fee': 30000, 'r10_registration_date': '07/12/2022'}, 'doc_no': '21010', 'village': 'वडगांव खुर्द', 'doc_kind': 'सूची क्र.2', 'doc_year': '2022', 'sro_name': 'सह दु.नि. हवेली 16', 'area_text': '1) 55.94.चौ. मीटर', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. हवेली 16', 'mortgagors': ['श्री. मुकुंद पुरुषोत्तम रेळेकर'], 'stamp_duty': 319200, 'filing_date': '2022-12-07', 'loan_amount': 4100000, 'token_number': '07/12/2022', 'property_text': '1) पालिकेचे नावःपुणे म.न.पा. इतर वर्णन, इतर माहितीः वि. क्र. 51/653 दर रु. 73,390/- प्रति चौ.मी. (पुणे महानगरपालिका भोगवटा पत्र नुसार 07% घसारा). पुणे महानगरपालिका हद्दीतील गांव मौजे वडगांव खुर्द येथील स. नं. 33 हि. क्र. 2/1 यांसी क्षेत्र 2 हे 22 आर अधिक पोटखराबा 00 हे 04 आर असे एकूण 02 हे 26 आर क्षेत्र यांसी आकार रु. 15 रु. 70 न. पै. यापैकी पूर्वेकडील 20 फूट रस्त्याचे क्षेत्रा सहित 00 हे 74 आर क्षेत्र या प्लॉट मिळकतीवर बांधलेल्या वसंत विहार या स्कीम मधील व वसंत विहार सहकारी गृहरचना संस्था मर्यादित या सोसायटी मधील बी विंग या इमारतीमधील सातव्या मजल्यावरील फ्लॅट नं. बी-40 यांसी क्षेत्रफळ 602 चौ. फूट म्हणजेच 55.94 चौ.मी. बिल्टअप सोबत टेरेस 85 चौ. फूट म्हणजेच 7.89 चौ.मी. बिल्टअप अधिक ए
Selfie / photo Noi docs ameya.zip/IMG-20260903-WA0002.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1.0
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Aadhaar card kyc co app ameya.pdf needs your check
dob
1992-06-06
pan
BILPP4298R
name
MITALI MANOHAR PATHAK
mobile
7208766140
address
pin: 411041; area: Hissa Kramank 2/1 Lagadmala, Near Alankapuri and Miami Society, Vadgaon Khurd, Haveli, Pu; flat: Flat No B/40; road: Surve No 33, Sinhgad Road, Rajyog Society Road; floor: 7 Floor; state: Maharashtra;
legible
True
aadhaar last4
9246
raw reading (for Abhijit)
{'dob': '1992-06-06', 'pan': 'BILPP4298R', 'name': 'MITALI MANOHAR PATHAK', 'mobile': '7208766140', 'address': {'pin': '411041', 'area': 'Hissa Kramank 2/1 Lagadmala, Near Alankapuri and Miami Society, Vadgaon Khurd, Haveli, Pu', 'flat': 'Flat No B/40', 'road': 'Surve No 33, Sinhgad Road, Rajyog Society Road', 'floor': '7 Floor', 'state': 'Maharashtra', 'building': 'Vasant Vihar Co-Op Housing Society Limited, Wing B', 'district': 'Pune', 'post_office': 'Vadgaon Budruk', 'village_city': 'Pune City'}, 'legible': True, 'aadhaar_last4': '9246', 'quality_issue': None}
Selfie / photo Noi docs ameya.zip/IMG-20260903-WA0003.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1.0
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
PAN card IMG-20260915-WA0000 (2).jpg needs your check
dob
1992-06-06
pan
BILPP4298R
name
MITALI MANOHAR PATHAK
legible
True
raw reading (for Abhijit)
{'dob': '1992-06-06', 'pan': 'BILPP4298R', 'name': 'MITALI MANOHAR PATHAK', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card mitali aadhar card (1).pdf needs your check
dob
1992-06-06
name
Mitali Ameya Kulkarni
mobile
7208766140
address
pin: 411041; area: Lagadmala, Near Alankapuri and Miami Society; flat: Flat No B/40; road: Surve No 33, Hissa Kramank 2/1, Vadgaon Khurd, Sinhgad Road, Rajyog Society Road; floor: 7 Floor; state: Maharashtra; building: V
legible
True
aadhaar last4
9246
raw reading (for Abhijit)
{'dob': '1992-06-06', 'pan': None, 'name': 'Mitali Ameya Kulkarni', 'mobile': '7208766140', 'address': {'pin': '411041', 'area': 'Lagadmala, Near Alankapuri and Miami Society', 'flat': 'Flat No B/40', 'road': 'Surve No 33, Hissa Kramank 2/1, Vadgaon Khurd, Sinhgad Road, Rajyog Society Road', 'floor': '7 Floor', 'state': 'Maharashtra', 'building': 'Vasant Vihar Co-Op Housing Society Limited, Wing B', 'district': 'Pune', 'post_office': 'Vadgaon Budruk', 'village_city': 'Pune City'}, 'legible': True, 'aadhaar_last4': '9246', 'quality_issue': None}
Paid challan (GRAS) AMEYA VISHWAS KULKARNI EchallanMH010250864202627E.pdf needs your check
grn
MH010250864202627E
pin
411041
total
5630.0
article
Registration Fee
defaced
False
bank cin
03006172026091501305
district
PUNE
payer pan
BYRXXXXXXN
flat block
FLAT NO B-40, 7TH FLOOR, WING B, VASANT
payer name
AMEYA VISHWAS KULKARNI
sro office
HVL16_HAVELI 16 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=701400
scheme rows
{'amount': 2110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 3520.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4859
payment date
15/09/2026-19:1219
road locality
HISSA NO 2/1, NEAR LAGAD MALA AND MIAMI APARTMENT, VADGAON KHURD, PUNE, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
701400
raw reading (for Abhijit)
{'grn': 'MH010250864202627E', 'pin': '411041', 'total': 5630.0, 'article': 'Registration Fee', 'defaced': False, 'bank_cin': '03006172026091501305', 'district': 'PUNE', 'area_city': None, 'payer_pan': 'BYRXXXXXXN', 'flat_block': 'FLAT NO B-40, 7TH FLOOR, WING B, VASANT', 'payer_name': 'AMEYA VISHWAS KULKARNI', 'sro_office': 'HVL16_HAVELI 16 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=701400', 'scheme_rows': [{'amount': 2110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 3520.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4859', 'payment_date': '15/09/2026-19:1219', 'road_locality': 'HISSA NO 2/1, NEAR LAGAD MALA AND MIAMI APARTMENT, VADGAON KHURD, PUNE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '701400'}
Aadhaar card kyc co app ameya.pdf needs your check
dob
1992-06-06
pan
BILPP4298R
name
MITALI MANOHAR PATHAK
page
1
legible
True
card kind
pan
father name
MANOHAR PRALHAD PATHAK
card of many
1
raw reading (for Abhijit)
{'dob': '1992-06-06', 'pan': 'BILPP4298R', 'name': 'MITALI MANOHAR PATHAK', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'MANOHAR PRALHAD PATHAK', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card kyc co app ameya.pdf needs your check
dob
1992-06-06
name
Mitali Ameya Kulkarni
page
2
mobile
7208766140
address
pin: 411041; area: Surve No 33, Hissa Kramank 2/1 Lagadmala., Near Alankapuri and Miami Society, Vadgaon Khurd; flat: Flat No B/40; road: Sinhgad Road, Rajyog Society Road; floor: 7 Floor; state: Maharashtra; building: V
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
9246
raw reading (for Abhijit)
{'dob': '1992-06-06', 'pan': None, 'name': 'Mitali Ameya Kulkarni', 'page': 2, 'mobile': '7208766140', 'address': {'pin': '411041', 'area': 'Surve No 33, Hissa Kramank 2/1 Lagadmala., Near Alankapuri and Miami Society, Vadgaon Khurd', 'flat': 'Flat No B/40', 'road': 'Sinhgad Road, Rajyog Society Road', 'floor': '7 Floor', 'state': 'Maharashtra', 'building': 'Vasant Vihar Co-Op Housing Society Limited, Wing B', 'district': 'Pune', 'post_office': 'Vadgaon Budruk', 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '9246', 'quality_issue': None}
Selfie / photo IMG_20261013_112026.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Selfie / photo IMG_20261013_111950.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Technical record (for Abhijit — safe to ignore)
10h agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
10h agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['Index II - AMEYA VISHWAS KULKARNI.pdf', 'CustomerDocument068S300000enfuDIAQ (1).pdf', 'Noi docs ameya.zip/IMG-20260902-WA0019.jpg', 'kyc co app ameya.pdf', 'Noi docs ameya.zip/
10h agosystem:extractaddress_compared{'sig': 'b0a297e10f4a7ff7', 'why': 'after gather', 'people': [{'home': 'Flat No B/40., 7 Floor, Vasant Vihar Co-Op. Housing Society Limited, Wing B, Sinhgad Road, Rajyog Society Road, Surve No. 33, Hissa Kramank 2/1, Lag
10h agosystem:extractchallan_boxes_composed{'fp': '5c7d216a92d8bc2a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO B-40 7TH FLOOR WING NO B
10h agosystem:extractbox_disagreement{'box': 'property.road', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '20 FEET ROAD', 'page': 1, 'party':
10h agosystem:extractproperty_self_check{'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 20, 'trigger': 'after the Index II takeover'}
10h agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II - AMEYA VISHWAS KULKARNI.pdf', 'changed': {'attr1_value': {'was':
10h agosystem:extractindex2_people_checked{'doc_id': '0f4dc54b-b3c9-4054-89f7-04f5a54ca748', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'MITALI MANOHAR PATHAK', 'pan_agrees': True}, {'score': 0.94, 'person': 'Ameya Vishwas Kulkarni', 'pan_agrees': True}]
10h agosystem:extractproperty_numbers_completed{'now': {'attr1_value': '33, 47. PUI: O/C/03/00118110, 33/2/1'}, 'was': {'attr1_value': '33'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's o
10h agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 4.8, 'workers': 2}
10h agosystem:extractdocument_unreadable{'reason': 'this is a photograph of a passport-size print, not a live selfie', 'doc_type': 'selfie'}
10h agosystem:extractdocument_unreadable{'reason': 'this is a photograph of a passport-size print, not a live selfie', 'doc_type': 'selfie'}
10h agosystem:ingestdocument_received{'file': 'IMG_20261013_111950.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
10h agosystem:ingestdocument_received{'file': 'IMG_20261013_112026.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
1d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_asked', 'fee_paid', 'challan', 'challan_sha
1d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['Index II - AMEYA VISHWAS KULKARNI.pdf', 'CustomerDocument068S300000enfuDIAQ (1).pdf', 'Noi docs ameya.zip/IMG-20260902-WA0019.jpg', 'kyc co app ameya.pdf', 'Noi docs ameya.zip/
1d agosystem:extractaddress_compared{'sig': 'd2c0c1a338f89580', 'why': 'after gather', 'people': [{'home': 'Flat No B/40., 7 Floor, Vasant Vihar Co-Op. Housing Society Limited, Wing B, Sinhgad Road, Rajyog Society Road, Surve No. 33, Hissa Kramank 2/1, Lag
1d agosystem:extractchallan_boxes_by_rules{'fp': '279b8abedc3e8dfb', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 104 characters (it holds 100))', 'anew': 'boxes'}
1d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building (with win
1d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II - AMEYA VISHWAS KULKARNI.pdf', 'changed': {'road': {'was': 'VADGA
1d agosystem:extractindex2_people_checked{'doc_id': '0f4dc54b-b3c9-4054-89f7-04f5a54ca748', 'differs': 0, 'matched': [{'score': 0.94, 'person': 'Mitali Ameya Kulkarni', 'pan_agrees': True}, {'score': 0.94, 'person': 'Ameya Vishwas Kulkarni', 'pan_agrees': True}
1d agosystem:extractproperty_numbers_completed{'now': {'attr1_value': '33, 47. PUI: O/C/03/00118110, 33/2/1'}, 'was': {'attr1_value': '33'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's o
12d agosystem:extractcards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Noi docs ameya.zip/IMG-20260902-WA0019.jpg', 'cards': 1, 'doc_id': 'b480d502-8efd-4959-892e-f7f72ffd3239', 'applied': 0}
12d agosystem:extractcards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'kyc co app ameya.pdf', 'cards': 2, 'doc_id': '15db317d-4bbb-4290-98d0-6fd5055a46cf', 'applied': 1}
12d agosystem:extractroles_from_letter{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['Ameya Vishwas Kulkarni -
12d agosystem:extractid_doc_filed{'doc': 'aadhaar', 'file': 'kyc co app ameya.pdf', 'doc_id': '15db317d-4bbb-4290-98d0-6fd5055a46cf', 'person': 'Mitali Ameya Kulkarni', 'party_id': 'e7ccf8c8-0e5b-458f-ab09-66c28b4230f6', 'name_on_doc': 'Mitali Ameya Kul
12d agosystem:ingestkyc_address_read{'doc': 'aadhaar', 'pin': '411041', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': '15db317d-4b
12d agosystem:extractcards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Noi docs ameya.zip/IMG-20260902-WA0021.jpg', 'cards': 1, 'doc_id': '1a121f79-0679-4747-8cf8-797153de9b9f', 'applied': 0}
12d agosystem:extractcards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'Noi docs ameya.zip/IMG-20260902-WA0020.jpg', 'cards': 1, 'doc_id': '6a66e16d-1570-4d94-ac04-b0f5a9443e9b', 'applied': 0}
12d agosystem:extractcards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IMG-20260915-WA0000 (2).jpg', 'cards': 1, 'doc_id': 'b91b6a45-10d6-48ea-bba8-c6a7578db03c', 'applied': 0}

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹7,511 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 13 Oct14 things
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:00
boxes gathered
12:58
address compared
12:58
challan boxes composed
12:58
box disagreement
12:58
property self check
12:57
property from index2
12:57
index2 people checked
12:57
property numbers completed
12:57
documents read together
12:57
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
12:57
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
12:57
Received: Selfie — not usable
IMG_20261013_111950.jpg — this is a photograph of a passport-size print, not a live selfie
12:57
Received: Selfie — not usable
IMG_20261013_112026.jpg — this is a photograph of a passport-size print, not a live selfie
12:57
Yesterday · 12 Oct8 things — 8 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:20
boxes gathered
18:17
address compared
18:17
challan boxes by rules
18:17
property self check
18:16
property from index2
18:16
index2 people checked
18:16
property numbers completed
18:16
1 Oct8 things — 8 steps
cards read
14:47
cards read
14:42
roles from letter
14:42
kyc address read
14:42
cards read
14:42
cards read
14:37
cards read
14:37
cards read
14:32
27 Sep2 things — 2 steps
mail read as shown
05:31
mail read as shown
00:25
25 Sep1 thing — 1 step
index2 docno read
21:19
24 Sep1 thing — 1 step
Checked: this challan is not another case's
21:01
21 Sep20 things — 20 steps
half read mail reread
17:33
boxes gathered
17:33
challan boxes composed
17:33
property self check
17:32
property from index2
17:32
index2 people checked
17:32
half read mail reread
17:03
boxes gathered
17:03
challan boxes composed
17:03
box disagreement
17:03
property self check
17:03
property from index2
17:02
index2 people checked
17:02
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:41
boxes gathered
16:09
address compared
16:09
challan boxes by rules
16:09
property self check
16:08
property from index2
16:08
index2 people checked
16:08
17 Sep1 thing — 1 step
gpay settled
11:07
15 Sep78 things — 13 documents received · 3 letters written · 1 money step · 4 cautions · 57 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
19:41
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:15
The branch's title document is on the case — the filing is the NOI team's move
19:13
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:13
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:13
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:13
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
19:13
challan extracted
19:13
Received: Challan
AMEYA VISHWAS KULKARNI EchallanMH010250864202627E.pdf
19:13
boxes gathered
19:08
address compared
19:08
challan boxes composed
19:08
box disagreement
19:08
box disagreement
19:08
property self check
19:07
property from index2
19:07
index2 people checked
19:07
documents read together
19:07
kyc address read
19:07
Received: Aadhaar
mitali aadhar card (1).pdf
19:06
Received: PAN card
IMG-20260915-WA0000 (2).jpg
19:06
quoted history checked
18:41
extra challan scanned
18:40
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:36
kyc address missing
18:31
boxes gathered
18:27
address compared
18:27
challan boxes composed
18:27
box disagreement
18:27
box disagreement
18:27
box disagreement
18:27
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:25
property self check
18:25
property from index2
18:25
index2 people checked
18:25
documents read together
18:25
property self check
18:25
property from index2
18:24
index2 people checked
18:24
Everything for the challan is in — queued
Papers and money are in — the challan is next.
18:24
case acknowledged challan queued
18:24
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-01801
18:24
No fee quote sent — the branch's own figures were right
18:24
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:24
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:24
receivable snapshot
18:24
The payment proof already on the case was applied
18:24
property english extracted
18:24
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
18:23
Received: Selfie — not usable
Noi docs ameya.zip/IMG-20260903-WA0003.jpg — this is a photograph of a passport-size print, not a live selfie
18:23
Co-applicant added
18:23
kyc address read
18:23
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
18:23
index2 people checked
18:23
Index II (title document) received from the branch
18:23
Received: Selfie — not usable
Noi docs ameya.zip/IMG-20260903-WA0002.jpg — this is a photograph of a passport-size print, not a live selfie
18:23
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
18:23
Received: PAN card
Noi docs ameya.zip/IMG-20260902-WA0020.jpg
18:23
Co-applicant added
18:23
kyc address read
18:23
PAN found inside the KYC file — no need to ask for it
18:23
applicant email captured
18:23
Property address read from the sanction letter
18:23
Co-applicant added
18:23
mortgage date unclear
18:23
Received: Aadhaar
Noi docs ameya.zip/IMG-20260902-WA0021.jpg
18:23
Received: MOTD
a2 ameya.pdf
18:23
kyc address read
18:23
credit seen before bill
18:23
Payment proof arrived before the case was quoted — held
18:23
Received: Sanction letter
CustomerDocument068S300000enfuDIAQ (1).pdf
18:23
Received: Aadhaar
kyc co app ameya.pdf
18:23
Received: Aadhaar
Noi docs ameya.zip/IMG-20260902-WA0019.jpg
18:23
Received: Index II
Index II - AMEYA VISHWAS KULKARNI.pdf
18:23
Received: Payment screenshot
IMG-20260915-WA0019.jpg
18:23
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
18:23
case type guessed from mail
18:23
Case opened from the branch's mail
18:23
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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