⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Santosh Babanrao Kute
Waiting for the Index IIMails & papers 11 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 15:07
Documents
Payment
Challan
done 29 Sep, 21:15 · GRAS ↗
Filing
waiting 14d · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The team has created and shared the challan, but the branch has not yet paid the full fee or sent the Index II. The team is waiting for the branch to provide…whole case so far 14d 7h
Needs your eyes3
Loan Amount Mismatch — our file says ₹15,75,000; MOTD and revised sanction letters says ₹24,17,760.. See the papers →
Challan on file does not agree with the case. Open it before paying or sharing.
Team quoted ₹21,460 on ₹24,52,800. Sanction letter gives ₹15,75,000 → ₹14,430. Open the letter; one figure is wrong.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Aurangabad
Taluka
Aurangabad
Village
Mauje Nipani
Number type
PLOT
Number
14, 17
Building
Shiv Prasad Park
Floor
(empty)
Flat / shop no
(empty)
Area
10.00
Hadd
Nipani Gram Panchayat
Read from the sanction letter, not the Index II. NOI STAMP DUTY.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
Floor, Flat / shop no are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹19,360, GRN MH011106559202627E) was worked on a loan of ₹24,17,001–₹24,18,334; this case holds ₹15,75,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — Loan Amount Mismatch: our file says 1575000; the MOTD and revised sanction letters says 2417760. Our file records a loan amount of 15,75,000. However, the branch has downsized the loans and requested a combined NOI for both HOU/ARNG/0826/5208542 and NHL/ARNG/0926/5229900, totaling 24,17,760. Update the file's loan amount to 24,17,760 to match the combined downsized loans under the single MOTD.
• DO NOT SAVE — MOTD execution date is blank: the MOTD says blank execution date. The MOTD has no date of execution filled in. The e-filing portal requires a specific date of mortgage to proceed. Confirm the execution date of the mortgage with the branch before filing.
• DO NOT SAVE — Missing KYC for co-applicant: the MOTD and sanction letters says JYOTI SANTOSH KUTE is a co-applicant and mortgagor; our file says No PAN card or Aadhaar for JYOTI SANTOSH KUTE. JYOTI SANTOSH KUTE is a joint owner and mortgagor under the MOTD, but her PAN and Aadhaar cards are missing from the file. Request the PAN card and Aadhaar card of JYOTI SANTOSH KUTE from the branch.
• Mortgagor pages: JYOTI SANTOSH KUTE is named on the sanction letter (Sanction letter.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹19,360; it reads: ₹7,260 (stamp-duty head), ₹12,100 (registration head); this case’s figures say ₹12,610 (0.3% ₹4,730 + 0.5% ₹7,880 on a loan of ₹15,75,000); the challan itself says a loan of ₹24,17,760. No sanction letter on this file prints ₹24,17,001–₹24,18,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
An old draft withdrew itself — its asks were already answered
7 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep138 things — 4 documents received · 9 letters written · 2 money steps · 2 cautions · 121 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SANTOSH BABAN KUTE EchallanMH011106559202627E.pdf
copilot edit — by copilot:SANDEEP
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
money check hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
case read started — by ezdocs:reader
half read mail reread
boxes gathered
address compared
challan boxes by rules
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
challan boxes by rules
documents read together
boxes gathered
challan boxes by rules
box disagreement
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
pan by reading443
pan by reading443
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
money settled — by ezdocs:reader
money not settled
papers not this case
property attrs split
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
Property address read from the sanction letter
Received: Sanction letter
Sanction letter.pdf
quoted history checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
desk base differs
desk quote read
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
property self check
kyc address missing
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
boxes gathered
challan boxes by rules
extra challan scanned
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
money settled — by ezdocs:reader
property numbers completed
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
applicant email captured
Property address read from the sanction letter
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
card name not read454
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
money corrected from papers
Property read from the legal / technical report (the sanction letter had none)
Nothing new to ask for — stayed quiet
mortgage date unclear
motd secured amount
Received: MOTD
NOI STAMP DUTY.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 4 files
Moneyall of it is in
₹14,430.65
Reached our account 28 Sep 15:23:48.
How we know
Our own bank told us — 28 Sep 15:23
₹21,150 · UTR 110781381532 · from VD-HDFCBN-S
“Successful! You have received Rs. 21150.00 via HDFC Bank SmartHub Vyapar from HELIXTECHN . RRN-110781381532 , Check: https://1.hdfc.bank.in/HDFCBK/s/oq4d4geq”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500
Total we ask for14,430.65
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
Shiv Prasad Park, PLOT, 14, 17, Mauje Nipani, 431001
read from the sanction letter · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
SANTOSH BABANRAO KUTE · applicantCPRPK9174DSANTOSH BABAN KUTE · applicantCPRPK9174D
rendered in 2.44 s · 211 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f