⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02838
Santosh Babanrao Kute
LAN HOU/ARNG/0826/5208542
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 2All documentsMails & papers 11Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹19,360; it reads: ₹7,260 (stamp-duty head), ₹12,100 (registration head); this case’s figures say ₹12,610 (0.3% ₹4,730 + 0.5% ₹7,880 on a loan of ₹15,75,000); the challan itself says a loan of ₹24,17,760. No sanction letter on this file prints ₹24,17,001–₹24,18,334, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (4)A label is wrong? Fix it under All documents.
Needs your eyes
- Challan on file does not agree with the case. Open it before paying or sharing.
- Team quoted ₹21,460 on ₹24,52,800. Sanction letter gives ₹15,75,000 → ₹14,430. Open the letter; one figure is wrong.
MoneyAll of it is in
₹14,430.65CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹21,150 receivedthe receipt's amount and minute agree
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500.65
Total we ask for14,430.65
the branch’s receipt claims ₹21,150 175586589236
paid 28 Sep 15:23:48 · verified 29 Sep 15:10:47 · 23 h 46 min later
How we know
Our own bank told us — 28 Sep 15:23
₹21,150 · UTR 110781381532 · from VD-HDFCBN-S
“Successful! You have received Rs. 21150.00 via HDFC Bank SmartHub Vyapar from HELIXTECHN . RRN-110781381532 , Check: https://1.hdfc.bank.in/HDFCBK/s/oq4d4geq”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 29 Sep 15:07
Index II —not yet
the NOI team 14 d 8 hthe branch 1 h 41 mintotal 14 d 10 h so far
Now with the NOI team — e-filing on IGR
since 29 Sep 16:53 — 14 d 8 h of working time
Day by day — every step and who held it
29 Sep 15:07Your branch's mail
29 Sep 15:07Payment landedat once
29 Sep 15:07Challan madeat once
29 Sep 15:09Papers read+2 min · the NOI team
29 Sep 15:10Property readat once
29 Sep 15:10Fee quotedat once
29 Sep 15:10Payment verifiedat once
29 Sep 15:11Ready for the challanat once
29 Sep 16:52Papers from your branch+1 h 41 min · the branch
29 Sep 16:53Papers read+1 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,000
Loan account no.
HOU/ARNG/0826/5208542
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Aurangabad
Taluka
Aurangabad
Village
Mauje Nipani
Number type
PLOT
Number
14, 17
Building
Shiv Prasad Park
Floor
(empty)
Flat / shop no
(empty)
Area
10.00
Hadd
Nipani Gram Panchayat
Read from the sanction letter, not the Index II. NOI STAMP DUTY.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
Floor, Flat / shop no are empty — the portal will not take a blank. Fill it on the verification page first →
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹19,360, GRN MH011106559202627E) was worked on a loan of ₹24,17,001–₹24,18,334; this case holds ₹15,75,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — Loan Amount Mismatch: our file says 1575000; the MOTD and revised sanction letters says 2417760. Our file records a loan amount of 15,75,000. However, the branch has downsized the loans and requested a combined NOI for both HOU/ARNG/0826/5208542 and NHL/ARNG/0926/5229900, totaling 24,17,760. Update the file's loan amount to 24,17,760 to match the combined downsized loans under the single MOTD.
• DO NOT SAVE — MOTD execution date is blank: the MOTD says blank execution date. The MOTD has no date of execution filled in. The e-filing portal requires a specific date of mortgage to proceed. Confirm the execution date of the mortgage with the branch before filing.
• DO NOT SAVE — Missing KYC for co-applicant: the MOTD and sanction letters says JYOTI SANTOSH KUTE is a co-applicant and mortgagor; our file says No PAN card or Aadhaar for JYOTI SANTOSH KUTE. JYOTI SANTOSH KUTE is a joint owner and mortgagor under the MOTD, but her PAN and Aadhaar cards are missing from the file. Request the PAN card and Aadhaar card of JYOTI SANTOSH KUTE from the branch.
• Mortgagor pages: JYOTI SANTOSH KUTE is named on the sanction letter (Sanction letter.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 5 differences between the papers — 2 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPLoan Amount Mismatch
| Our file | 1575000 |
| The MOTD and revised sanction letters | 2417760 |
Why it matters: Our file records a loan amount of 15,75,000. However, the branch has downsized the loans and requested a combined NOI for both HOU/ARNG/0826/5208542 and NHL/ARNG/0926/5229900, totaling 24,17,760.
What to do: Update the file's loan amount to 24,17,760 to match the combined downsized loans under the single MOTD.
STOPMissing KYC for co-applicant
| The MOTD and sanction letters | JYOTI SANTOSH KUTE is a co-applicant and mortgagor |
| Our file | No PAN card or Aadhaar for JYOTI SANTOSH KUTE |
Why it matters: JYOTI SANTOSH KUTE is a joint owner and mortgagor under the MOTD, but her PAN and Aadhaar cards are missing from the file.
What to do: Request the PAN card and Aadhaar card of JYOTI SANTOSH KUTE from the branch.
CHECKBorrower name spelling
| The PAN card | SANTOSH BABAN KUTE |
| The revised Housing loan sanction letter (Version 6) | SANTOSH BABANRAO KUTE |
Why it matters: The PAN card spells the middle name as 'BABAN', while the sanction letter and Aadhaar write 'BABANRAO'.
What to do: Verify which spelling to use; the e-filing mortgagor page should use the PAN card's spelling of the name.
CHECKMOTD execution date is blank
| The MOTD | blank execution date |
Why it matters: Not a question for the bank: one paper only — nothing to set against it.
What to do: Nothing to ask the bank — look once if you like.
CHECKThe name of person 1
| The PAN card | SANTOSH BABAN KUTE |
| The sanction letter DIFFERS | SANTOSH BABANRAO KUTE |
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has created and shared the challan, but the branch has not yet paid the full fee or sent the Index II. The team is waiting for the branch to provide the remaining fee and the Index II copy to proceed with the NOI filing.
the trail says the next move is with the branch — the fee and the Index II
the branch last asked: Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
✓ loan papers sent — done, mail 1 (2026-09-29) “Pfa & Pls help with challan & NOI.”
✓ fee asked — done, mail 3 (2026-09-29) “We received short amount...”
✓ challan made — done, mail 11 (2026-09-29) “PFA challan for your reference.”
✓ challan shared — done, mail 11 (2026-09-29) “PFA challan for your reference.”
✓ Index II asked for — done, mail 10 (2026-09-29) “For NOI filing, We need an index 2 copy..”
read over 11 mail(s), last mail 2026-09-29 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011106559202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
29 Sep, 15:07 · 14d ago THE FIRST MAIL — how this case began
29 Sep, 15:07 · 14d ago THE FIRST MAIL — how this case began
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Pfa & Pls help with challan & NOI.
SRO2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/ 0826/5208542
SANTOSH BABANRAO KUTE
🤖 read: asks for the challan, the e-filing copy; documents attached — “Pfa & Pls help with challan & NOI.”
8 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
29 Sep, 15:12 · 14d ago
29 Sep, 15:12 · 14d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>
*Sent:* Tuesday, September 29, 2026 11:40 AM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
*Subject:* PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan &NOI for the mentioned case*. ***
*HOU/ARNG/**0826/5208542 *SANTOSH BABANRAO KUTE
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 15:55 · 14d ago
29 Sep, 15:55 · 14d ago
We received short amount...
Loan amount₹24,52,800
Stamp duty 0.30%₹7,370
Registration fee 0.50%₹12,270
NOI
Charges & Service Fees Calculator -
NOI Govt Fees
Govt.Document Handling Charges Fixed320
320
Service Fees for NOI
Filling1500
1500
Total Amount to be Paid21460.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/ 0826/5208542
SANTOSH BABANRAO KUTE
🤖 read: asks the branch for the payment — “We received short amount...”
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
29 Sep, 16:52 · 14d ago
29 Sep, 16:52 · 14d ago
RE: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>; Deepak Arvind
Waghmare <deepak.waghmare@phfl.com>
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Che
earlier mails quoted below
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan
Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/ 0826/5208542
SANTOSH BABANRAO KUTE
🤖 read: documents attached; note: Loan amount is downsized.
OL
The NOI teamTYPED IN GMAIL
29 Sep, 17:03 · 14d ago
29 Sep, 17:03 · 14d ago
Dear Team,
Kindly attach all document in this mail.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind
Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
We received short amount...
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance
2452800
NOI Govt Fees
Stamp Duty
0.30%
7370.00
Registration Fees
0.50%
12270.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI Filling
1500
1500
Total Amount to be Paid
21460.00
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan
Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/ 0826/5208542
SANTOSH BABANRAO KUTE
🤖 read: asks the branch for documents — “Kindly attach all document in this mail.”
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
29 Sep, 17:08 · 14d ago
29 Sep, 17:08 · 14d ago
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.431001
Mob. No. 7972988248
Internal
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:Tuesday, September 29, 2026 5:03 PM
To:Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>; Deepak Arvind
Waghmare <deepak.waghmare@phfl.com>
Subject:Re: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
ExerciseSecured by Check Point
Dear Team,
Kindly attach all document in this mail.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
29 Sep, 17:49 · 14d ago
29 Sep, 17:49 · 14d ago
Dear Team,
Kindly attach
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 17:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 5:03 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind
Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
Dear Team,
Kindly attach all document in this mail.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >;
Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
We received short amount...
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance
2452800
NOI Govt Fees
Stamp Duty
0.30%
7370.00
Registration Fees
0.50%
12270.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI Filling
1500
1500
Total Amount to be Paid
21460.00
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan
Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/0826/5208542 SANTOSH
BABANRAO KUTE
🤖 read: asks the branch for documents — “Kindly attach”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 17:50 · 14d ago
29 Sep, 17:50 · 14d ago
Dear Team,
Kindly attach pan card, payment screenshots, applicants photos, aadhar card..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 17:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 5:03 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind
Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
Dear Team,
Kindly attach all document in this mail.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >;
Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
We received short amount...
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance
2452800
NOI Govt Fees
Stamp Duty
0.30%
7370.00
Registration Fees
0.50%
12270.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI Filling
1500
1500
Total Amount to be Paid
21460.00
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan
Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/0826/5208542 SANTOSH
BABANRAO KUTE
🤖 read: asks the branch for documents — “Kindly attach pan card, payment screenshots, applicants photos, aadhar card..”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 20:56 · 14d ago
29 Sep, 20:56 · 14d ago
Regards,NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 17:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly attach pan card, payment screenshots, applicants photos, aadhar card..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 17:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 5:03 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind
Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
Dear Team,
Kindly attach all document in this mail.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >;
Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
We received short amount...
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance
2452800
NOI Govt Fees
Stamp Duty
0.30%
7370.00
Registration Fees
0.50%
12270.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI Filling
1500
1500
Total Amount to be Paid
21460.00
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan
Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/0826/5208542 SANTOSH
BABANRAO KUTE
🤖 read: The NOI team sent a mail with attachments but no text.
OL
The NOI teamTYPED IN GMAIL
29 Sep, 20:57 · 14d ago
29 Sep, 20:57 · 14d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind
Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
We received short amount...
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance
2452800
NOI Govt Fees
Stamp Duty
0.30%
7370.00
Registration Fees
0.50%
12270.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI Filling
1500
1500
Total Amount to be Paid
21460.00
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 21:15 · 14d ago
29 Sep, 21:15 · 14d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 20:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 16:53, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Loan amount is downsized.
Pls check revise sanction letter.
Pls file NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Tuesday, September 29, 2026 3:55 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >; Deepak Arvind
Waghmare < deepak.waghmare@phfl.com >
Subject: Re: Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
Exercise Secured by Check Point
We received short amount...
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance
2452800
NOI Govt Fees
Stamp Duty
0.30%
7370.00
Registration Fees
0.50%
12270.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI Filling
1500
1500
Total Amount to be Paid
21460.00
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:09, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Pfa & Pls help with challan & NOI.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan
Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Tuesday, September 29, 2026 11:40 AM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: PFA & Pls help for challan &NOI for the mentioned case.
PFA & Pls help for challan & NOI for the mentioned case .
HOU/ARNG/ 0826/5208542
SANTOSH BABANRAO KUTE
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 14d ago |
| MOTD+ Sanction letter inside+ Payment screenshot inside+ Selfie / photo inside+ Aadhaar card inside+ PAN card inside | NOI STAMP DUTY.pdf | filed | 14d ago |
| Sanction letter | Sanction letter.pdf | filed | 14d ago |
| Paid challan (GRAS) | SANTOSH BABAN KUTE EchallanMH011106559202627E.pdf | filed | 14d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹14,430.65
₹14,430.65
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹21,150 175586589236
₹21,150 175586589236
Paid at
28 Sep 15:23:48
28 Sep 15:23:48
Verified on
29 Sep 15:10:47
29 Sep 15:10:47
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,730 | ₹7,880 | ₹320 | ₹1,500 | ₹14,430 |
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Flat / shop no, Title deed no / year / SRO, Floor (person 1), Floor (person 2)
29 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
Sanction letter.pdf
as printed
PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
the sanction letter
NOI STAMP DUTY.pdf
as printed
PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 14 & PLOT NO 17 GUT NO 275 SHIV PRASAD PARK MAUJE NIPANI AURANGABAD MAHARASHTRA
PLOT NO 14 & PLOT NO 17 GUT NO 275 SHIV PRASAD PARK MAUJE NIPANI AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANTOSH BABANRAO KUTE | CPRPK9174D | |
| mortgagor | SANTOSH BABAN KUTE | CPRPK9174D |
All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
| questions for the branch — what the papers leave open | asmita.kulkarni@pnbhousing.com | 14d ago |
| Index II chase | asmita.kulkarni@pnbhousing.com | 6d ago |
| Index II chase | asmita.kulkarni@pnbhousing.com | 3d ago |
| Index II chase | asmita.kulkarni@pnbhousing.com | 15h ago |
What the engine read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}MOTD NOI STAMP DUTY.pdf needs your check
amount words
INR 24,17,760-(Rupees Twenty four laken Seventeen Thousand seven. Hanchheel shery any. Only)
INR 24,17,760-(Rupees Twenty four laken Seventeen Thousand seven. Hanchheel shery any. Only)
secured amount
2417760.0
2417760.0
raw reading (for Abhijit)
{'amount_words': 'INR 24,17,760-(Rupees Twenty four laken Seventeen Thousand seven. Hanchheel shery any. Only)', 'secured_amount': 2417760.0}MOTD NOI STAMP DUTY.pdf needs your check
dob
1989-10-02
1989-10-02
pan
CPRPK9174D
CPRPK9174D
name
SANTOSH BABAN KUTE
SANTOSH BABAN KUTE
legible
True
True
father name
BABAN NATHUJI KUTE
BABAN NATHUJI KUTE
raw reading (for Abhijit)
{'dob': '1989-10-02', 'pan': 'CPRPK9174D', 'name': 'SANTOSH BABAN KUTE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BABAN NATHUJI KUTE', 'aadhaar_last4': None, 'quality_issue': None}MOTD NOI STAMP DUTY.pdf needs your check
found
True
True
found in
PNB Housing Finance Sanction Letter Security Row & Memorandum of Entry Schedule B
PNB Housing Finance Sanction Letter Security Row & Memorandum of Entry Schedule B
paper for
loan_ref: HOU/ARNG/0826/5208542; customer_name: SANTOSH BABANRAO KUTE
loan_ref: HOU/ARNG/0826/5208542; customer_name: SANTOSH BABANRAO KUTE
confidence
0.95
0.95
property address
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; district: Aurangabad; landmark: Shiv Prasad Park; full_address: Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTR
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; district: Aurangabad; landmark: Shiv Prasad Park; full_address: Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTR
security address verbatim
Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'found': True, 'found_in': 'PNB Housing Finance Sanction Letter Security Row & Memorandum of Entry Schedule B', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/ARNG/0826/5208542', 'report_id': None, 'customer_name': 'SANTOSH BABANRAO KUTE'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Aurangabad', 'flat_no': None, 'district': 'Aurangabad', 'floor_no': None, 'landmark': 'Shiv Prasad Park', 'full_address': 'Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Mauje Nipani', 'building_name': None, 'survey_or_cts_no': 'Plot No 14, Plot No 17, Gut No 275'}, 'security_address_verbatim': 'Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001'}MOTD NOI STAMP DUTY.pdf needs your check
dob
1989-10-02
1989-10-02
pan
CPRPK9174D
CPRPK9174D
mobile
9921025736
9921025736
address
pin: 431001; area: GUT NO 105/P, PLOT NO 07; flat: FLAT NO 05; state: Maharashtra; building: HARAPPA VENTURES; district: Chhatrapati Sambhajinagar; post_office: Aurangabad (mh); village_city: Aurangabad
pin: 431001; area: GUT NO 105/P, PLOT NO 07; flat: FLAT NO 05; state: Maharashtra; building: HARAPPA VENTURES; district: Chhatrapati Sambhajinagar; post_office: Aurangabad (mh); village_city: Aurangabad
legible
True
True
aadhaar last4
6686
6686
raw reading (for Abhijit)
{'dob': '1989-10-02', 'pan': 'CPRPK9174D', 'mobile': '9921025736', 'address': {'pin': '431001', 'area': 'GUT NO 105/P, PLOT NO 07', 'flat': 'FLAT NO 05', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'HARAPPA VENTURES', 'district': 'Chhatrapati Sambhajinagar', 'post_office': 'Aurangabad (mh)', 'village_city': 'Aurangabad'}, 'legible': True, 'aadhaar_last4': '6686', 'quality_issue': None}MOTD NOI STAMP DUTY.pdf needs your check
lan
HOU/ARNG/0826/5208542
HOU/ARNG/0826/5208542
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'Santosh. B. Kute.', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Santesh. B. Kute', 'role': 'applicant', 'label': 'Mortgagor(s)'}, {'name': 'Jyoti S. Kute.', 'role': 'co_applicant', 'label': 'Mortgagor(
{'name': 'Santosh. B. Kute.', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Santesh. B. Kute', 'role': 'applicant', 'label': 'Mortgagor(s)'}, {'name': 'Jyoti S. Kute.', 'role': 'co_applicant', 'label': 'Mortgagor(
confidence
1.0
1.0
handwritten
{'says': 'Twenty four laken Seventeen Thousand seven. Hanchheel shery any. 12.ay will to stuts mela', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': 'INR 24,17,760'}, {'says': '07-09-26.7', 'where':
{'says': 'Twenty four laken Seventeen Thousand seven. Hanchheel shery any. 12.ay will to stuts mela', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': 'INR 24,17,760'}, {'says': '07-09-26.7', 'where':
loan amount
1500000.0
1500000.0
final amount
1575000.0
1575000.0
interest rate
8.5
8.5
sanction date
07-09-2026
07-09-2026
letter version
5
5
applicant email
santoshmispune@gmail.com
santoshmispune@gmail.com
applicant names
SANTOSH BABANRAO KUTE, JYOTI SANTOSH KUTE
SANTOSH BABANRAO KUTE, JYOTI SANTOSH KUTE
printed altered
True
True
applicant mobile
9921025736
9921025736
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; district: Aurangabad; full_address: Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; village_city: Mauje Nipani; bu
pin: 431001; state: MAHARASHTRA; district: Aurangabad; full_address: Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; village_city: Mauje Nipani; bu
insurance premium
75000.0
75000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1575000.0
1575000.0
security address verbatim
Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
FLAT NO 05 GUT NO 105/P, PLOT NO 07 HARAPPA VENTURES, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
FLAT NO 05 GUT NO 105/P, PLOT NO 07 HARAPPA VENTURES, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0826/5208542', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'Santosh. B. Kute.', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Santesh. B. Kute', 'role': 'applicant', 'label': 'Mortgagor(s)'}, {'name': 'Jyoti S. Kute.', 'role': 'co_applicant', 'label': 'Mortgagor(s)'}, {'name': 'Santosh. B. Kute', 'role': 'applicant', 'label': 'Borrower'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [{'says': 'Twenty four laken Seventeen Thousand seven. Hanchheel shery any. 12.ay will to stuts mela', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': 'INR 24,17,760'}, {'says': '07-09-26.7', 'where': 'page 1, date of disbursement letter', 'touches': 'date', 'printed_was': None}, {'says': '07-09-26.7', 'where': 'page 1, date of sanction letter', 'touches': 'date', 'printed_was': None}, {'says': 'Santosh. B. Kute.', 'where': 'page 1, Mortgagor(s) name', 'touches': 'name', 'printed_was': None}, {'says': 'Rahul mañosan.', 'where': 'page 1, Mr./Ms. name', 'touches': 'name', 'printed_was': None}, {'says': 'emanjabael', 'where': 'page 1, Title Deeds status', 'touches': 'other', 'printed_was': None}, {'says': 'Amol wake kar', 'where': 'page 1, Mr./Ms. name', 'touches': 'name', 'printed_was': None}, {'says': 'Asmita kulkarni', 'where': 'page 1, Mr./Mrs. name', 'touches': 'name', 'printed_was': None}, {'says': '25000', 'where': 'page 1, Mr./Ms. name', 'touches': 'other', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 1500000.0, 'final_amount': 1575000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '07-09-2026', 'letter_version': '5', 'applicant_email': 'santoshmispune@gmail.com', 'applicant_names': ['SANTOSH BABANRAO KUTE', 'JYOTI SANTOSH KUTE'], 'printed_altered': True, 'applicant_mobile': '9921025736', 'balance_transfer': False, 'MOTD NOI STAMP DUTY.pdf needs your check
payments inside
payments: [{'utr': '175586589236', 'date': '2026-09-28', 'page': 5, 'time': '15:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21150.0, 'direction': 'debit', 'narration': 'Others | Vyapar.169705262080@hdfcbank'
payments: [{'utr': '175586589236', 'date': '2026-09-28', 'page': 5, 'time': '15:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21150.0, 'direction': 'debit', 'narration': 'Others | Vyapar.169705262080@hdfcbank'
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '175586589236', 'date': '2026-09-28', 'page': 5, 'time': '15:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 21150.0, 'direction': 'debit', 'narration': 'Others | Vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}]}}Sanction letter Sanction letter.pdf needs your check
lan
NHL/ARNG/0926/5229900
NHL/ARNG/0926/5229900
legible
True
True
purpose
Non Housing Loan, Personal use
Non Housing Loan, Personal use
borrowers
{'name': 'SANTOSH BABANRAO KUTE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI SANTOSH KUTE', 'role': 'co_applicant', 'label': 'Co-Applicant'}
{'name': 'SANTOSH BABANRAO KUTE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI SANTOSH KUTE', 'role': 'co_applicant', 'label': 'Co-Applicant'}
confidence
1.0
1.0
loan amount
836000
836000
final amount
865260
865260
interest rate
9.5
9.5
sanction date
26-Sep-2026
26-Sep-2026
letter version
5
5
applicant email
santoshmispune@gmail.com
santoshmispune@gmail.com
applicant names
SANTOSH BABANRAO KUTE, JYOTI SANTOSH KUTE
SANTOSH BABANRAO KUTE, JYOTI SANTOSH KUTE
printed altered
False
False
applicant mobile
9921025736
9921025736
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; taluka: AURANGABAD; district: AURANGABAD; full_address: PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, MAHARASHTRA, INDIA, 431001; village_city: NIPANI;
pin: 431001; state: MAHARASHTRA; taluka: AURANGABAD; district: AURANGABAD; full_address: PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, MAHARASHTRA, INDIA, 431001; village_city: NIPANI;
insurance premium
29260
29260
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
865260
865260
security address verbatim
Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
FLAT NO 05, GUT NO 105/P, PLOT NO 07,, HARRAPA VENTURES, BEED BY PASS, NEAR TATA SHOWROOM, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
FLAT NO 05, GUT NO 105/P, PLOT NO 07,, HARRAPA VENTURES, BEED BY PASS, NEAR TATA SHOWROOM, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0926/5229900', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SANTOSH BABANRAO KUTE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI SANTOSH KUTE', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 836000, 'final_amount': 865260, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '26-Sep-2026', 'letter_version': '5', 'applicant_email': 'santoshmispune@gmail.com', 'applicant_names': ['SANTOSH BABANRAO KUTE', 'JYOTI SANTOSH KUTE'], 'printed_altered': False, 'applicant_mobile': '9921025736', 'balance_transfer': False, 'property_address': {'pin': '431001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'AURANGABAD', 'flat_no': None, 'district': 'AURANGABAD', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 14 & PLOT NO 17, GUT NO 275, SHIV PRASAD PARK, MAUJE NIPANI, AURANGABAD, MAHARASHTRA, INDIA, 431001', 'village_city': 'NIPANI', 'building_name': 'SHIV PRASAD PARK', 'survey_or_cts_no': 'GUT NO 275, PLOT NO 14 & PLOT NO 17'}, 'insurance_premium': 29260, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 865260, 'security_address_verbatim': 'Plot No 14 & Plot No 17, Gut No 275, Shiv Prasad Park, Mauje Nipani, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001', 'applicant_address_verbatim': 'FLAT NO 05, GUT NO 105/P, PLOT NO 07,, HARRAPA VENTURES, BEED BY PASS, NEAR TATA SHOWROOM, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India'}Paid challan (GRAS) SANTOSH BABAN KUTE EchallanMH011106559202627E.pdf needs your check
grn
MH011106559202627E
MH011106559202627E
pin
431001
431001
total
19360.0
19360.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093000137
03006172026093000137
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
CPRXXXXXXD
CPRXXXXXXD
flat block
PLOT NO 14 AND PLOT NO 17 SHIV PRASAD PARK GUT NO 275
PLOT NO 14 AND PLOT NO 17 SHIV PRASAD PARK GUT NO 275
payer name
SANTOSH BABAN KUTE
SANTOSH BABAN KUTE
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2417760
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2417760
scheme rows
{'amount': 7260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 7260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5736
XXXXXX5736
payment date
29/09/2026
29/09/2026
road locality
MAUJE NIPANI AURANGABAD MAHARASHTRA
MAUJE NIPANI AURANGABAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2417760
2417760
raw reading (for Abhijit)
{'grn': 'MH011106559202627E', 'pin': '431001', 'total': 19360.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000137', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'CPRXXXXXXD', 'flat_block': 'PLOT NO 14 AND PLOT NO 17 SHIV PRASAD PARK GUT NO 275', 'payer_name': 'SANTOSH BABAN KUTE', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2417760', 'scheme_rows': [{'amount': 7260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5736', 'payment_date': '29/09/2026', 'road_locality': 'MAUJE NIPANI AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2417760'}Technical record (for Abhijit — safe to ignore)
| 50m ago | ezdocs:reader | reader_efiling_verdict | {'fp': '3ee2c7fccdb0df3f', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 15h ago | system:emails | email_shadowed:index2_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5208542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is |
| 15h ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | system:emails | email_shadowed:index2_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5208542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is |
| 3d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | system:emails | email_shadowed:index2_chase | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/ARNG/0826/5208542) is paid and the case is ready for NOI e-filing. The only thing pending from your end is |
| 12d ago | system:emails | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 14d ago | system:reconcile | challan_mismatch_kept | {'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 7260/12100 — the case works out Rs.4730', 'registration fee on the challan is 726 |
| 14d ago | system:reconcile | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'ae1ba5de-2fd3-4c50-bc92-0ebdd583ef1d'} |
| 14d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'challan', 'challan_sh |
| 14d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 2417760 — no paper on th |
| 14d ago | system:ingest | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 14d ago | system:ingest | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.19360 but this case's figures say Rs.12610 (0.3% Rs.4730 + 0.5% Rs.7880) — the challan was paid on a loan of Rs.2417 |
| 14d ago | system:ingest | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 14d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANTOSH BABAN KUTE |
| 14d ago | system:extract | challan_mismatch | {'file': 'SANTOSH BABAN KUTE EchallanMH011106559202627E.pdf', 'problems': ['stamp duty on the challan is 7260/12100 — the case works out Rs.4730', 'registration fee on the challan is 7260/12100 — the case works out Rs.78 |
| 14d ago | system:extract | challan_extracted | {'grn': 'MH011106559202627E', 'file': 'SANTOSH BABAN KUTE EchallanMH011106559202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19360.0} |
| 14d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '358816', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team typ |
| 14d ago | copilot:SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 14d ago | system:emails | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Loan Amount Mismatch — our file says 1575000; the MOTD and revised sanction letters says 2417760. Kindly con |
| 14d ago | system:emails | email_shadowed:branch_questions | {'to': 'asmita.kulkarni@pnbhousing.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: HOU/ARNG/0826/5208542), the papers on file leave the following open, and we cannot make the challan until it is s |
| 14d ago | system:emails | draft_withdrawn | {'why': 'a fresher set of questions for the branch replaces it', 'count': 1} |
| 14d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '26c3d5c55cef3c16', 'docs': ['NOI STAMP DUTY.pdf', 'Sanction letter.pdf'], 'loan': {'amount': 2417760, 'made_of': [{'what': 'Housing loan downsized amount', 'paper': 'the revised Housing loan sancti |
| 14d ago | copilot | copilot_check_issues | {'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Payer', 'why': 'the PAN card prints SANTOSH BAB |
| 14d ago | copilot | copilot_pick | {'why': "The source text mentions 'Aurangabad' as the taluka. The government portal lists 'CHHATRAPATI SAMBHAJINAGAR' as the taluka, which is the renamed district and also serves as the taluka name for the mai", 'field': |
| 14d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "the reader chose fr |
| 14d ago | ops:copilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 1575000.0, 'findings': ["Two loans of this borrower on one mortgage: ₹8,65,260 (the loan, LAN HOU/ARNG/0826 |
| 14d ago | ops:copilot | challan_boxes_from_reading | {'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']} |
| 14d ago | system:extract | challan_boxes_by_rules | {'fp': 'ba9f52031a3593e9', 'why': "'PLOT NO' twice in box 1"} |
| 14d ago | ezdocs:reader | case_read_started | {'tag': '26c3d5c55cef3c16', 'why': 'fill', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹21,150 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Challan on file does not agree with the case. Open it before paying or sharing. Team quoted ₹21,460 on ₹24,52,800. Sanction letter gives ₹15,75,000 → ₹14,430. Open the letter; one figure is wrong.
Today · 14 Oct1 thing
reader efiling verdict — by ezdocs:reader
Yesterday · 13 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
An old draft withdrew itself — its asks were already answered
7 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02838 | HOU/ARNG/0826/5208542
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep138 things — 4 documents received · 9 letters written · 2 money steps · 2 cautions · 121 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SANTOSH BABAN KUTE EchallanMH011106559202627E.pdf
copilot edit — by copilot:SANDEEP
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: Challan & NOI for HOU/ARNG/0826/5208542 & NHL/ARNG/0926/5229900-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
copilot check issues — by copilot
copilot pick — by copilot
copilot pick — by copilot
money check hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
case read started — by ezdocs:reader
half read mail reread
boxes gathered
address compared
challan boxes by rules
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
half read mail reread
boxes gathered
challan boxes by rules
documents read together
boxes gathered
challan boxes by rules
box disagreement
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
pan by reading443
pan by reading443
The home address was read off the papers — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
money settled — by ezdocs:reader
money not settled
papers not this case
property attrs split
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
Property address read from the sanction letter
Received: Sanction letter
Sanction letter.pdf
quoted history checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
desk base differs
desk quote read
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
copilot check ok — by copilot
copilot pick — by copilot
copilot pick — by copilot
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
property self check
kyc address missing
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Challan & NOI for HOU/ARNG/0826/5208542-SANTOSH BABANRAO KUTE
boxes gathered
challan boxes by rules
extra challan scanned
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
money settled — by ezdocs:reader
property numbers completed
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
applicant email captured
Property address read from the sanction letter
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
card name not read454
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
money corrected from papers
Property read from the legal / technical report (the sanction letter had none)
Nothing new to ask for — stayed quiet
mortgage date unclear
motd secured amount
Received: MOTD
NOI STAMP DUTY.pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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