Gajendra Gopal Kute
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹22,890 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper26 Aug, 11:53 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
Please provide challan and NOI in CASE OF Loan Number HOU/PUN/0726/5156670.
Adv.
Rs.
Case type- Builder purchase Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
6 more mails in between — open
26 Aug, 12:11 · 48d ago
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
26 Aug, 13:11 · 48d ago
earlier mails quoted below
12 Oct, 17:35 · 1d ago
Kindly share NOI Index II
earlier mails quoted below
12 Oct, 20:08 · 1d ago
TEAM
Kindly share color selfie photo for noi process
earlier mails quoted below
13 Oct, 09:37 · 14h ago
Kindly share color selfie photo for noi prosess
earlier mails quoted below
13 Oct, 12:56 · 11h ago
please Find the Attached Customers photos of caption case.
earlier mails quoted below
13 Oct, 13:03 · 11h ago
Team
we will process the NOI for the same.
earlier mails quoted below
13 Oct, 17:52 · 6h ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index II+ Sale deed insidethe branch sent this — an input | E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf | filed | 42d ago |
| Sanction letter | CustomerDocument068S300000dTk11IAC.pdf | filed | 42d ago |
| MOTD | A2 KUTE.pdf | filed | 42d ago |
| Aadhaar card+ PAN card inside | kyc kute.pdf | filed | 42d ago |
| Selfie / photo | IMG20260825152841.jpg | filed | 42d ago |
| Selfie / photo | IMG20260825152832.jpg | filed | 42d ago |
| Payment screenshot | IMG-20260825-WA0022.jpg | filed | 42d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹22,890
waiting for the credit
₹22,953
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,900 | ₹13,170 | ₹320 | ₹1,500 | ₹22,890 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
UNIT FLAT NO. 1001, FLOOR 10TH FLOOR, BLOCK BUILDING E, PROJECT SANTIAGO SKYARC, PROJECT AT GAT NO 1582 P VILLAGE, CHIKHALI TALUKA HAVELI DIST, PUNE 411062, PUNE, PUNE, MAHARASHTRA, INDIA, 411062
411062
paalikeche naava:pimpari-chinchavada ma.na.paa. itara varnana :, itara maahitih gaava mauje chikhali yethila gata nan 1582 paiki 15255 chau. mi. yaa milakativara baandhanyaata yenaaऱ्yaa santiango skaayaaarka yaa yojanetila vinga/bildinga nan i madhila dahaavyaa majalyaavarila phlata nan 1001 yaansi kaarpeta kshetra 48.97 chau. mi. + inklojda baalkani kshetra 3.92 chau. mi. + baalkani kshetra 5.03 chau. mi. va eka kavharda kaara paarkinga nambara i 151 paarkinga saaija lentha 4.5 chau. mi. vidtha 2.25 chau. mi. saha hi phlata milakata dastaachaa vishaya aahe. (reraa nan piaara 1260002600871 dinaanka 31/12/2031)((GAT NUMBER: 1582;))
FLAT NO 1001 10TH FLOOR BLOCK BUILDING E SANTIAGO SKYARC GAT NO 1582 P
CHIKHALI TAL HAVELI
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | GAJENDRA GOPAL KUTE | AWMPK4211B | …7022 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | dipak.zanan@phfl.com | 42d ago |
What the engine read from each document — check anything marked in red
index2_input
doc_no: 23748; village: चिखली; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दुय्यम निबंधक, वर्ग-२ हवेली क्र. २६, पुणे; area_text: 48.97 चौ. मीटर; mortgagee: अंजनी प्रमोटर्स तर्फे भागीदार मुकेश कुमार साह हे स्वतः कर
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '23748', 'village': 'चिखली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक, वर्ग-२ हवेली क्र. २६, पुणे', 'area_text': '48.97 चौ. मीटर', 'mortgagee': 'अंजनी प्रमोटर्स तर्फे भागीदार मुकेश कुमार साह हे स्वतः करिता व मान्यता देणार अमित गव्हाणे व इतर तर्फे कु. मु. म्हणुन यांच्या तर्फे क.ज. कु. मु. म्हणुन अमित काणेकर', 'filing_fee': 30000, 'mortgagors': ['पुष्पा गजेंद्र कुटे', 'गजेंद्र गोपाळ कुटे'], 'stamp_duty': 258900, 'filing_date': '2026-08-11', 'loan_amount': 3697155, 'property_text': 'पालिकेचे नाव:पिंपरी-चिंचवड म.न.पा. इतर वर्णन :, इतर माहितीः गाव मौजे चिखली येथील गट नं 1582 पैकी 15255 चौ. मी. या मिळकतीवर बांधण्यात येणाऱ्या सँटीअँगो स्कायआर्क या योजनेतील विंग/बिल्डींग नं इ मधील दहाव्या मजल्यावरील फ्लॅट नं 1001 यांसी कार्पेट क्षेत्र 48.97 चौ. मी. + इंक्लोज्ड बाल्कनी क्षेत्र 3.92 चौ. मी. + बाल्कनी क्षेत्र 5.03 चौ. मी. व एक कव्हर्ड कार पार्किंग नंबर इ 151 पार्किंग साईज लेंथ 4.5 चौ. मी. विड्थ 2.25 चौ. मी. सह हि फ्लॅट मिळकत दस्ताचा विषय आहे. (रेरा नं पीआर 1260002600871 दिनांक 31/12/2031)((GAT NUMBER: 1582;))', 'survey_numbers': ['1582'], 'header_doc_number': '23748/2026'}}HOU/PUN/0726/5156670
True
Housing Loan
1.0
2555000
8.1
25-Aug-2026
7
GAJENDRA GOPAL KUTE, PUSHPA GAJENDRA KUTE
8624801906
pin: 411062; state: MAHARASHTRA; taluka: Haveli; flat_no: 1001; district: Pune; floor_no: 10th; full_address: Unit Flat no. 1001, Floor 10th floor, Block Building E, Project SANTIAGO SKYARC, Project at Gat No 1582 P Vill
76650
True
2631650
read again off the letter's pages (page 1, the 'Address' row)
Unit Flat no. 1001, Floor 10th floor, Block Building E, Project SANTIAGO SKYARC, Project at Gat No 1582 P Village, Chikhali Taluka Haveli Dist, Pune 411062, Pune, Pune, MAHARASHTRA, India, 411062
C/O JOGU REDDY, NEAR TAMBE SCHOOL, 35/1/B ANKUR COLONY RAHATANI PUNE, ., Pune, MAHARASHTRA, 411017, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0726/5156670', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 2555000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '25-Aug-2026', 'letter_version': '7', 'applicant_names': ['GAJENDRA GOPAL KUTE', 'PUSHPA GAJENDRA KUTE'], 'applicant_mobile': '8624801906', 'property_address': {'pin': '411062', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Haveli', 'flat_no': '1001', 'district': 'Pune', 'floor_no': '10th', 'landmark': None, 'full_address': 'Unit Flat no. 1001, Floor 10th floor, Block Building E, Project SANTIAGO SKYARC, Project at Gat No 1582 P Village, Chikhali Taluka Haveli Dist, Pune 411062, Pune, Pune, MAHARASHTRA, India, 411062', 'village_city': 'Chikhali, Pune', 'building_name': 'Block Building E, Project SANTIAGO SKYARC', 'survey_or_cts_no': 'Gat No 1582 P'}, 'insurance_premium': 76650, 'includes_insurance': True, 'total_with_insurance': 2631650, 'applicant_address_from462': "read again off the letter's pages (page 1, the 'Address' row)", 'security_address_verbatim': 'Unit Flat no. 1001, Floor 10th floor, Block Building E, Project SANTIAGO SKYARC, Project at Gat No 1582 P Village, Chikhali Taluka Haveli Dist, Pune 411062, Pune, Pune, MAHARASHTRA, India, 411062', 'applicant_address_verbatim': 'C/O JOGU REDDY, NEAR TAMBE SCHOOL, 35/1/B ANKUR COLONY RAHATANI PUNE, ., Pune, MAHARASHTRA, 411017, India'}1977-09-30
AWMPK4211B
GAJENDRA GOPAL KUTE
True
7022
raw reading (for Abhijit)
{'dob': '1977-09-30', 'pan': 'AWMPK4211B', 'name': 'GAJENDRA GOPAL KUTE', 'legible': True, 'aadhaar_last4': '7022', 'quality_issue': None}2026-08-25
22953.0
GPay
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-25', 'amount': 22953.0, 'method': 'GPay', 'payee_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-25', 'page': 1, 'time': '15:16', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 22953.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITI
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-25', 'page': 1, 'time': '15:16', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 22953.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 3h ago | ezdocs:reader | reader_home_address | {'fp': '27bf23764b1814f8', 'from': 'the sanction letter (CustomerDocument068S300000dTk11IAC.pdf)', 'home': {'pin': '411017', 'area': 'RAHATANI', 'flat': '35/1/B', 'state': 'MAHARASHTRA', 'building': 'ANKUR COLONY', 'dist |
| 11h ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 14h ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challan', |
| 1d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 1d ago | system:ingest | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the trail; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-26 06:23:02'} |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:09e3b842-3673-42c4-9072-d5b3accd7437', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'CustomerDocument068S300000dTk11IAC.pdf', 'asked': Tru |
| 17d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'doc_id': '8b9f9987-6bda-4a68-98fb-07 |
| 23d ago | system:reconcile | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — the reader was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan |
| 23d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'CustomerDocument068S300000dTk11IAC.pdf', 'kyc kute.pdf', 'A2 KUTE.pdf'], 'after': {'add |
| 23d ago | system:extract | address_compared | {'sig': 'cd9162c6c738bb09', 'why': 'after gather', 'people': [{'home': '35/1/B, 00, ANKUR COLONY, NEAR TAMBE SCHOOL, RAHATANI, Pune City, Pune, 411017', 'person': 'GAJENDRA GOPAL KUTE', 'against': [], 'home_src': 'aadhaa |
| 23d ago | system:extract | challan_boxes_composed | {'fp': '4729d83f630c3e4f', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 1001 10TH FLOOR BLOCK BUILDING E SANT |
| 23d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'changed': {'flat_no': {'was': |
| 23d ago | system:extract | index2_people_checked | {'doc_id': '8b9f9987-6bda-4a68-98fb-0799b13759a2', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'GAJENDRA GOPAL KUTE', 'pan_agrees': True}], 'not_on_case': 1} |
| 23d ago | system:extract | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '8b9f9987-6bda-4a68-98fb-0799 |
| 24d ago | system:reconcile | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 24d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'CustomerDocument068S300000dTk11IAC.pdf', 'kyc kute.pdf', 'A2 KUTE.pdf'], 'after': {'add |
| 24d ago | system:extract | challan_boxes_by_rules | {'fp': 'b91720cf4560f108', 'why': "the reader's city is not the case's village / city (PUNE)"} |
| 24d ago | system:extract | property_self_check | {'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Hadd name', 'why': 'The so |
| 24d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'changed': {}, 'village': 'चिख |
| 24d ago | system:extract | index2_people_checked | {'doc_id': '8b9f9987-6bda-4a68-98fb-0799b13759a2', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'GAJENDRA GOPAL KUTE', 'pan_agrees': True}], 'not_on_case': 1} |
| 24d ago | system:extract | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '8b9f9987-6bda-4a68-98fb-0799 |
| 24d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260825-WA0022.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'ecf8d0aa-f866-4a46-9f1e-331654e13a9f', 'fetched': True} |
| 24d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260825-WA0022 |
| 24d ago | system:payments | screenshot_claim_recorded | {'utr': None, 'date': '2026-08-25', 'parts': 1, 'amount': 22953.0, 'claimed_total': 22953.0} |
| 25d ago | system:reconcile | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 25d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'CustomerDocument068S300000dTk11IAC.pdf', 'kyc kute.pdf', 'A2 KUTE.pdf'], 'after': {'add |
| 25d ago | system:extract | challan_boxes_composed | {'fp': 'b91720cf4560f108', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 1001 10TH FLOOR BLOCK BUILDING E SANT |
| 25d ago | system:extract | box_disagreement | {'box': 'property.area_unit', 'src': 'motd', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sq.mt.', 'page': 2, 'party': None, 'quot |
| 25d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': 'I cannot tell for District, Taluka, PIN, Title deed, and Title deed no / year / SRO. The source text does |
| 25d ago | system:extract | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'E 1001 Pushpa Kute_0001-1 (1) (1) (1).pdf', 'changed': {}, 'village': 'चिख |