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← back to NOI-2026-02978
Kishor Ratanlal Ghanchi — everything the e-filing asks for
NOI-2026-02978 · PNB Housing Finance Ltd (PHFL Home Loans) · not verified
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
41 of 46 e-filing boxes ready
Empty: Date of Mortgage, Title deed no / year / SRO, Floor (person 1), Mobile (person 2), Floor (person 2)
25 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
Challan: 13 of 13 boxes on the case · highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village · paid
amber = not from the Index II (property) / the Aadhaar (home), derived, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
EzDocs is reading this file’s papers against every box on the form. Nothing is held up — refresh in a few seconds to see what it found.
Property — the challan’s address and the e-filing’s Property page
Read from the sanction letter — when the Index II lands it takes these boxes over by itself
no Index II on the case yet — when the branch sends it, these boxes are re-read from it by themselves
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
—
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (GHANCHI KISHOR RATANLAL)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction_letter (96).pdf): a DIFFERENT address — decide — “FLAT NO 9 HAVELI NO 12, SR NO 63, HISSA NO 1/2, SHRIKRISHNA NIVAS, KONDHAWA BK, ., Pune, MAHARASHTRA, 411048, Pune, India” (PIN 384170 vs 411048)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagor page — party 2 (MANJULABEN RATANLAL GHANCHI)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction_letter (96).pdf): a DIFFERENT address — decide — “FLAT NO 9 HAVELI NO 12, SR NO 63, HISSA NO 1/2, SHRIKRISHNA NIVAS, KONDHAWA BK, ., Pune, MAHARASHTRA, 411048, Pune, India” (PIN 343025 vs 411048)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagee page (the bank)
Loan (Rs.) *
4542300
4542300
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.40
8.40
✓ in the document
from: the letter prints 13.15% - 4.75% = 8.4% — the loan's rate is 8.4%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH011168985202627E
MH011168985202627E
✓ in the document
Paid amount
28640.00
28640.00
✓ in the document
Challan date
30/09/2026
30/09/2026
✓ in the document
DHC PRN
—
—
empty (optional)
Last gathered 30 Sep 15:57: filled 3 box(es) from DRAFT.pdf, Draft.pdf, Sanction_letter (96).pdf, Coapp Adhar CArd.pdf, App Adhar.pdf, Coapplicant Pan.pdf, App Pan.pdf; still empty: title deed ref, home building (person 1), home floor (person 1), home area (person 1), email (person 2), mobile (person 2), home building (person 2), home floor (person 2) · 2 box(es) confirmed by a second paper
⚠ found building = “house No. 10/1” in the sale deed but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found building = “house No. 10/1” in the sanction letter but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found area = “S.No.61” in the sale deed but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
⚠ found area = “S.No.61” in the sanction letter but could not tell WHOSE it is (no name printed beside it and the case has more than one person) — type it on the right person.
The challan — paid; what it carried
Challan (GRAS) — what the form asks
13 of 13 boxes on the case; 4 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH011168985202627E.
District *
PUNE
⚠ from the sanction letter (Sanction_letter (96).pdf) — not the Index II — check
from: the sanction letter (Sanction_letter (96).pdf)
SRO office
HVL1_HAVELI NO1 SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office this desk used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
13626.90
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
15000.00
✓ on the case
from: the fee engine
Payer (first party) *
GHANCHI KISHOR RATANLAL
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
CIOPG9237P
✓ on the case
✓ also on the PAN card (App Pan.pdf)
from: the PAN card (App Pan.pdf), p.1 — “CIOPG9237P”
Payer mobile (the receipt SMS goes here) *
8309943674
✓ on the case
✓ also on the Aadhaar (App Adhar.pdf)
from: the sanction letter (Sanction_letter (96).pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 103 OLD S NO 96 NEW S NO 60/2B/1 B WING NEW S NO 60/2C
⚠ from the sanction letter (Sanction_letter (96).pdf) — not the Index II — check; from the sale deed (DRAFT.pdf), p.17 — not the Index II — ch
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
S NO 59 HISSA NO 1/8/3A AND IV SURVEY NO 59 HISSA NO 2/15/17A SAVALI PARADISE PUNE KONDHWA
⚠ from the sale deed (DRAFT.pdf), p.5 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
⚠ from the sanction letter (Sanction_letter (96).pdf) — not the Index II — check
from: the sanction letter (Sanction_letter (96).pdf)
PIN
411048
✓ on the case
from: the sanction letter (Sanction_letter (96).pdf)
Consideration (the loan amount) *
4542300
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
FLAT NO 103, B WING, SAVALI PARADISE, PUNE, Kondhwa, PUNE, MAHARASHTRA, India
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