silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
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Mailboxes — what to do →
Cases/NOI-2026-02978

Kishor Ratanlal Ghanchi

PNB_HFLLAN HOU/WRJE/0826/5197288Loan ₹45,42,300NOI
File on IGRMails & papers 6 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 15:29
Documents
Payment
Challan
done 30 Sep, 16:41 · GRAS ↗
Filing
in the tray 13d 6h · IGR e-filing ↗
our moveChallan paid · the trail says: The team has received the documents and payment, and has shared the challan. The branch still needs to send the Index II copy for the NOI filing.whole case so far 13d 7h
Needs your eyes4
₹30,528 is counted on NOI-2026-02400, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
₹30,528 is counted on NOI-2026-02400, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
The work is done — our fee of ₹30,460.23 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property second number: the whole-file reading (the draft agreement) says none — the reading names one kind of number; the case holds NEW 60/2B/1
• changed — taluka: the case held PUNE; filled HAVELI — the whole-file reading, from the draft agreement, reads it so
• changed — village: the case held PUNE; filled KONDHWA BK — The draft agreement specifies the village name as Kondhwa Bk, which is the official name.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
30 Sep74 things
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:06
desk documents backfill
16:51
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:41
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:41
Challan re-read against the case — matches exactly
16:41
challan extracted
16:41
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:41
Received: Challan
GHANCHI KISHOR RATANLAL EchallanMH011168985202627E.pdf
16:41
copilot edit — by copilot:DARBAR
16:38
copilot check issues — by copilot
16:33
reading boxes not the papers words — by copilot
16:32
challan numbers from reading — by copilot
16:32
challan boxes by rules
16:32
reader mail addition — by ezdocs:reader
16:32
quoted history checked
16:07
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:03
case read — by ezdocs:reader
15:59
case read started — by ezdocs:reader
15:57
boxes gathered
15:57
address compared
15:57
challan boxes by rules
15:57
box disagreement
15:57
documents read together
15:57
Received: Sale deed
Draft.pdf
15:57
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:56
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:56
Received: Selfie
PHOTO-2026-09-30-15-52-57.jpg
15:56
Received: Selfie
PHOTO-2026-09-30-15-53-54.jpg
15:56
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:44
claim part duplicate
15:44
This payment is counted on another case too — a person must say whose it is
15:44
extra challan scanned
15:41
The home address was read off the papers — by ezdocs:reader
15:40
property self check
15:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:35
boxes gathered
15:35
address compared
15:35
challan boxes composed
15:35
case read — by ezdocs:reader
15:35
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02978
15:34
acknowledged with advice
15:34
No fee quote sent — the branch's own figures were right
15:34
This case's screenshot names a credit tied to a case already past its challan — a person decides
15:34
The payment proof already on the case was applied
15:34
A box the papers had not filled was read off a paper and corrected
15:33
A box the papers had not filled was read off a paper and corrected
15:33
A box the papers had not filled was read off a paper and corrected
15:33
documents read together
15:33
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:33
kyc address read
15:33
money settled — by ezdocs:reader
15:33
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
15:33
Payment proof arrived before the case was quoted — held
15:33
This payment is counted on another case too — a person must say whose it is
15:33
Received: Payment screenshot
PHOTO-2026-09-30-11-03-27.jpg
15:33
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
15:33
Received: Selfie — not usable
App Photo.jpg — this is a photograph of a passport-size print, not a live selfie
15:33
Received: PAN card
App Pan.pdf
15:33
Received: Aadhaar
App Adhar.pdf
15:33
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:33
kyc address read
15:33
Received: Selfie — not usable
Coapp Photo.jpg — this is a photograph of a passport-size print, not a live selfie
15:33
case read started — by ezdocs:reader
15:33
applicant email captured
15:33
roles from letter
15:33
applicant row from letter
15:33
Property address read from the sanction letter
15:33
roles from letter
15:33
Co-applicant added
15:33
Received: Sale deed
DRAFT.pdf
15:33
Received: Aadhaar
Coapp Adhar CArd.pdf
15:33
Received: Sanction letter
Sanction_letter (96).pdf
15:33
Received: PAN card
Coapplicant Pan.pdf
15:33
Case opened from the branch's mail
15:33
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
7 of 8 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Sale deedopen
✓Selfie / photoopen
✓Payment screenshot — shows ₹30,528; money not verified yetopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 13 files
Moneywaiting for the credit
₹30,460.23
Nothing has reached our account yet — only a credit our bank shows us counts.
This payment is from the Vyapar QR (HDFC) at 2026-09-29 — the engine cannot hear this road. Please verify manually. Verify manually ↓
The money may already be here — 6 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹30,560 · 18:27 · OMKAR SANJ . RRN- · 5225915964 — ₹99.77 more than our ask
₹30,700 · 18:52 · BALAJI ENT . RRN- · 1228815749 — ₹239.77 more than our ask
₹30,205.10 · 30 Oct 12:00 — ₹255.13 less than our ask
₹30,000 · 12 Oct 17:34 · VAIBHAV VI . RRN- · 1167227866 — ₹460.23 less than our ask
₹29,900 · 12 Oct 16:41 · ARSHAD AHMED PATEL — ₹560.23 less than our ask
₹29,900 · 12 Oct 16:41 · ARSHAD AHM . RRN- · 8557019866 — ₹560.23 less than our ask
The working
Stamp duty 0.3%13,640
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for30,460.23
By law ₹30,446.90. We ask ₹30,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
103, First Floor, SAVALI PARADISE, SURVEY, OLD 96, PUNE, 411048
read from the sanction letter · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
MANJULABEN RATANLAL GHANCHI · co-applicantBGRPG6565QGHANCHI KISHOR RATANLAL · applicantCIOPG9237P
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