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AJAY GOVIND JADHAV
LAN 77000336333Loan ₹26,00,000NOI SHORT ₹1,620Waiting for the Index IIMails & papers 8
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Sep, 16:11
Documents
Payment
Challan
done 28 Sep, 17:48 · GRAS ↗
Filing
waiting 15d 4h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has received the initial loan documents and generated the challan, but the case is currently on hold. The team is waiting for the bank branch to…whole case so far 35d 5h
Needs your eyes2
Payment SHORT by ₹1,620 (₹21,250 of ₹22,870).
Branch wrote ₹24,00,000; sanction letter says ₹26,00,000. We quoted on ₹26,00,000. Confirm the mortgage amount before the challan.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• check — person 1's mobile: the sanction letter (KFSLetter_77000336333 (1).pdf) prints 9834388449; the case held 7507462329 — the letter's is typed
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 26,00,000 is typed; upload the paid challan and it takes over
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
28 Sep12 things
boxes gathered
address compared
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
26 Sep1 thing — 1 step
mail read as shown
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep6 things — 6 steps
kyc address read
kyc address read
property self check
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
13 Sep1 thing — 1 step
property attrs split
9 Sep6 things — 1 document received · 1 letter written · 4 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
AJAY GOVIND JADHAV EchallanMH009859638202627E.pdf
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
quoted history checked
8 Sep37 things — 10 documents received · 3 letters written · 2 money steps · 3 cautions · 19 steps
extra challan scanned
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
Wrote the document chase mail — held, silent mode
Re: NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
An old draft withdrew itself — its asks were already answered
documents read together
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
Wrote the document chase mail — held, silent mode
NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
The payment proof already on the case was applied
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Payment proof arrived before the case was quoted — held
Received: other
image.png
Received: LSR
1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf
Received: Technical report
HRQ-26-140450_INDProcessRequest_2500320260827100713007.pdf
Received: Sanction letter
KFSLetter_77000336333 (1).pdf
Received: Payment screenshot
IMG-20260908-WA0006.jpg
credit seen before bill
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Aadhaar
AJAY ADHAR CARD NEW.png
Co-applicant added
Received: Payment screenshot
Noi 2000.jpg
Received: PAN card
Ajay pancard.pdf
Received: Aadhaar
Screenshot_20260908-160824_WhatsApp Business~2.jpg
Received: PAN card
Kaveri pan card.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓LSR (search report)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside 1315_26_Baner_Ajay Govind Jadhav_Topen
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
The whole file has not been read yet11 papers on file
Moneyall of it is in
₹22,870
Reached our account 28 Sep 17:48:49.
How we know
Our own bank told us — 28 Sep 17:48
₹18,870 · UTR 110782277602 · from VM-HDFCBN-S
“Successful! You have received Rs. 18870.00 via HDFC Bank SmartHub Vyapar from SONA MOBIL . RRN-110782277602 , Check: https://1.hdfc.bank.in/HDFCBK/s/w0Wg7NjJ”
Matched by: equals the balance that was still due on the case · one of several parts
The working
Stamp duty 0.3%7,810
Registration fee 0.5%13,010
Government handling350
Our service fee1,700
Total we ask for22,870
By law ₹22,850. We ask ₹22,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
B-7, Third Floor, Suyog Samruddhi, B Wing, SURVEY, 173, Fursungi, 412308
read from the legal report · e-filing boxes 41 of 46 ready
Check the property →the boxes beside the paper
People
Kaveri Somanath Savant · applicantPRLPS6108GAJAY GOVIND JADHAV · co-applicantBAXPJ9206M
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