⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-01465
AJAY GOVIND JADHAV
LAN 77000336333
Challan paid · waiting on the branch SHORT ₹1,620
Waiting for the Index IIAll documentsMails & papers 8Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓LSR (search report)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside 1315_26_Baner_Ajay Govind Jadhav_Topen
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
Needs your eyes
- Payment SHORT by ₹1,620 (₹21,250 of ₹22,870).
- Branch wrote ₹24,00,000; sanction letter says ₹26,00,000. We quoted on ₹26,00,000. Confirm the mortgage amount before the challan.
MoneyAll of it is in
₹22,870
The whole amount reached our account. Nothing is pending on this case.
₹22,870 receivedthe balance that was due
The branch sent 2 receipts — 1 of 2 have reached our account:
✓₹2,000seen in our account · 7 Sep 19:07 · by its amount
₹19,250not seen in our account yet9247079851
Stamp duty 0.3%7,810
Registration fee 0.5%13,010
Government handling350
Our service fee1,700
Total we ask for22,870
the branch’s receipt claims ₹21,250 129247079851
paid 28 Sep 17:48:49 · verified 28 Sep 17:48:53 · 4 s later
How we know
Our own bank told us — 28 Sep 17:48
₹18,870 · UTR 110782277602 · from VM-HDFCBN-S
“Successful! You have received Rs. 18870.00 via HDFC Bank SmartHub Vyapar from SONA MOBIL . RRN-110782277602 , Check: https://1.hdfc.bank.in/HDFCBK/s/w0Wg7NjJ”
Matched by: equals the balance that was still due on the case · one of several parts
By law ₹22,850. We ask ₹22,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 25 minour time · 8 Sep 16:36
Index II —not yet
the NOI team 15 d 5 hthe branch 20 d 1 htotal 35 d 6 h so far
Now with the NOI team — e-filing on IGR
since 28 Sep 17:48 — 15 d 5 h of working time
Day by day — every step and who held it
8 Sep 16:11Your branch's mail
8 Sep 16:23Papers read+12 min · the NOI team
8 Sep 16:23Property readat once
8 Sep 16:24Fee quotedat once
8 Sep 16:36Challan made+13 min · the NOI team
28 Sep 17:48Payment landed+20 d 1 h · the branch
28 Sep 17:48Payment verifiedat once
Case facts
Bank
ICICI_HFC
Loan amount
₹26,00,000
Loan account no.
77000336333
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, the engine sees:
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• check — person 1's mobile: the sanction letter (KFSLetter_77000336333 (1).pdf) prints 9834388449; the case held 7507462329 — the letter's is typed
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 26,00,000 is typed; upload the paid challan and it takes over
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
✓ The papers agree — compared: the technical report, the legal report (TSR). No number of the property and no name differs.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team has received the initial loan documents and generated the challan, but the case is currently on hold. The team is waiting for the bank branch to provide the Index II copy to proceed with the NOI filing.
the trail says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ challan made — done, mail 4 (2026-09-08) “PFA Challan for your reference.”
✓ challan shared — done, mail 4 (2026-09-08) “PFA Challan for your reference.”
? Index II asked for — asked, mail 6 (2026-09-12) “Kindly share the index 2 copy for the NOI Process”
read over 6 mail(s), last mail 2026-09-12 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 29d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
KP
kandurke.prakash@icicihfc.com icicihfc.com
08 Sep, 16:11 · 35d ago THE FIRST MAIL — how this case began
08 Sep, 16:11 · 35d ago THE FIRST MAIL — how this case began
NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
📎 Kaveri pan card.jpg↗📎 Screenshot_20260908-160824_WhatsApp Busine↗📎 Ajay pancard.pdf↗📎 Noi 2000.jpg↗📎 AJAY ADHAR CARD NEW.png↗📎 IMG-20260908-WA0006.jpg↗📎 KFSLetter_77000336333 (1).pdf↗📎 HRQ-26-140450_INDProcessRequest_2500320260↗📎 1315_26_Baner_Ajay Govind Jadhav_TSR_Signe↗📎 image.png↗
Dear Team,
Kindly share Challan In Caption Case.
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
[cid:330a4b4e-311e-4e57-bb28-9b5c617b6626]
🤖 read: asks for the challan — “Kindly share Challan In Caption Case.”
5 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Sep, 16:14 · 35d ago
08 Sep, 16:14 · 35d ago
Team,
Kindly confirm the Loan amount.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ <
kandurke.prakash@icicihfc.com> wrote:
Dear Team,
Kindly share Challan In Caption Case.
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248 <(826)%20501-1248>
🤖 read: asks the branch for the loan amount — “Kindly confirm the Loan amount.”
KP
kandurke.prakash@icicihfc.com icicihfc.com
08 Sep, 16:15 · 35d ago
08 Sep, 16:15 · 35d ago
Loan Amount 24,00,000/-
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Sent: Tuesday, September 8, 2026 4:14 PM
To: Kandurke Prakash / /ICICIHFC/ <kandurke.prakash@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
<siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
Cc: Krunal Shah /LEG/ICICIHFC/ <krunal.shah@icicihfc.com>; Rahul Gujar /DIST/ICICIHFC/ <rahul.gujar@icicihfc.com>; Nitin Mundhe /DIST/ICICIHFC/PUNE <nitin
earlier mails quoted below
On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com > wrote:
Dear Team,
Kindly share Challan In Caption Case.
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
🤖 read: documents attached — “Loan Amount 24,00,000/-”
OL
The NOI teamTYPED IN GMAIL
08 Sep, 16:36 · 35d ago
08 Sep, 16:36 · 35d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Tue, 8 Sept 2026 at 16:16, Kandurke Prakash / /ICICIHFC/ <
kandurke.prakash@icicihfc.com> wrote:
Loan Amount 24,00,000/-
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248 <(826)%20501-1248>
------------------------------
*From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Sent:* Tuesday, September 8, 2026 4:14 PM
*To:* Kandurke Prakash / /ICICIHFC/ <kandurke.prakash@icicihfc.com>;
Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay
Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>;
Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <
parshuram.kandurakar@ext.icicihfc.com>
*Cc:* Krunal Shah /LEG/ICICIHFC/ <krunal.shah@icicihfc.com>; Rahul Gujar
/DIST/ICICIHFC/ <rahul.gujar@icicihfc.com>; Nitin Mundhe
/DIST/ICICIHFC/PUNE <nitin.mundhe@icicihfc.com>; Rahul Indulkar
/DIST/ICICIHFC/ <rahul.indulkar@icicihfc.com>; Tushar Manjare
/DIST/ICICIHFC/ <tushar.manjare@icicihfc.com>
*Subject:* Re: NOI and MOE Charges in case of ___AJAY GOVIND
JADHAV_____77000336333____10317509
CAUTION: External Email Warning - Do not click on any attachment or
links/URL in this email unless sender is reliable.
Team,
Kindly confirm the Loan amount.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ <
kandurke.prakash@icicihfc.com> wrote:
Dear Team,
Kindly share Challan In Caption Case.
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248 <(826)%20501-1248>
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
08 Sep, 16:37 · 35d ago
08 Sep, 16:37 · 35d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Tue, 8 Sept 2026 at 16:36, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote:
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Tue, 8 Sept 2026 at 16:16, Kandurke Prakash / /ICICIHFC/ <
kandurke.prakash@icicihfc.com> wrote:
> Loan Amount 24,00,000/-
>
> Regards,
> Kailas Kandurke
> Sales Manager - DES
> Pune Main
> 8265011248 <(826)%20501-1248>
> ------------------------------
> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
> *Sent:* Tuesday, September 8, 2026 4:14 PM
> *To:* Kandurke Prakash / /ICICIHFC/ <kandurke.prakash@icicihfc.com>;
> Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>
> *Cc:* Krunal Shah /LEG/ICICIHFC/ <krunal.shah@icicihfc.com>; Rahul Gujar
> /DIST/ICICIHFC/ <rahul.gujar@icicihfc.com>; Nitin Mundhe
> /DIST/ICICIHFC/PUNE <nitin.mundhe@icicihfc.com>; Rahul Indulkar
> /DIST/ICICIHFC/ <rahul.indulkar@icicihfc.com>; Tushar Manjare
> /DIST/ICICIHFC/ <tushar.manjare@icicihfc.com>
> *Subject:* Re: NOI and MOE Charges in case of ___AJAY GOVIND
> JADHAV_____77000336333____10317509
>
>
> CAUTION: External Email Warning - Do not click on any attachment or
> links/URL in this email unless sender is reliable.
>
> Team,
>
> Kindly confirm the Loan amount.
>
>
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ <
> kandurke.prakash@icicihfc.com> wrote:
>
> Dear Team,
>
> Kindly share Challan In Caption Case.
>
>
>
>
> Regards,
> Kailas Kandurke
> Sales Manager - DES
> Pune Main
> 8265011248 <(826)%20501-1248>
>
>
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL
The NOI teamTYPED IN GMAIL
12 Sep, 14:57 · 31d ago
12 Sep, 14:57 · 31d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Tue, 8 Sept 2026 at 16:37, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote:
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
On Tue, 8 Sept 2026 at 16:36, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
wrote:
> Team
>
> PFA Challan for your reference.
>
> Aradhana Rai
> NOI Coordinator | One Legal
> +91 8888706969 <+91%2088887%2006969>
>
>
> On Tue, 8 Sept 2026 at 16:16, Kandurke Prakash / /ICICIHFC/ <
> kandurke.prakash@icicihfc.com> wrote:
>
>> Loan Amount 24,00,000/-
>>
>> Regards,
>> Kailas Kandurke
>> Sales Manager - DES
>> Pune Main
>> 8265011248 <(826)%20501-1248>
>> ------------------------------
>> *From:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
>> *Sent:* Tuesday, September 8, 2026 4:14 PM
>> *To:* Kandurke Prakash / /ICICIHFC/ <kandurke.prakash@icicihfc.com>;
>> Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>;
>> Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
>> Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <
>> siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar
>> /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com
>> >
>> *Cc:* Krunal Shah /LEG/ICICIHFC/ <krunal.shah@icicihfc.com>; Rahul
>> Gujar /DIST/ICICIHFC/ <rahul.gujar@icicihfc.com>; Nitin Mundhe
>> /DIST/ICICIHFC/PUNE <nitin.mundhe@icicihfc.com>; Rahul Indulkar
>> /DIST/ICICIHFC/ <rahul.indulkar@icicihfc.com>; Tushar Manjare
>> /DIST/ICICIHFC/ <tushar.manjare@icicihfc.com>
>> *Subject:* Re: NOI and MOE Charges in case of ___AJAY GOVIND
>> JADHAV_____77000336333____10317509
>>
>>
>> CAUTION: External Email Warning - Do not click on any attachment or
>> links/URL in this email unless sender is reliable.
>>
>> Team,
>>
>> Kindly confirm the Loan amount.
>>
>>
>> Aradhana Rai
>> NOI Coordinator | One Legal
>> +91 8888706969 <+91%2088887%2006969>
>>
>>
>> On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ <
>> kandurke.prakash@icicihfc.com> wrote:
>>
>> Dear Team,
>>
>> Kindly share Challan In Caption Case.
>>
>>
>>
>>
>> Regards,
>> Kailas Kandurke
>> Sales Manager - DES
>> Pune Main
>> 8265011248 <(826)%20501-1248>
>>
>>
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL
The NOI teamTYPED IN GMAIL
10 Oct, 15:18 · 3d ago
10 Oct, 15:18 · 3d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Sat, 12 Sept 2026 at 14:57, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 8 Sept 2026 at 16:37, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 8 Sept 2026 at 16:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 8 Sept 2026 at 16:16, Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com > wrote:
Loan Amount 24,00,000/-
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Tuesday, September 8, 2026 4:14 PM
To: Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
< siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Rahul Gujar /DIST/ICICIHFC/ < rahul.gujar@icicihfc.com >; Nitin Mundhe /DIST/ICICIHFC/PUNE < nitin.mundhe@icicihfc.com >; Rahul Indulkar /DIST/ICICIHFC/ < rahul.indulkar@icicihfc.com >; Tushar Manjare
/DIST/ICICIHFC/ < tushar.manjare@icicihfc.com >
Subject: Re: NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team,
Kindly confirm the Loan amount.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com > wrote:
Dear Team,
Kindly share Challan In Caption Case.
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 16:31 · 1d ago
12 Oct, 16:31 · 1d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Sat, 10 Oct 2026 at 15:18, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Sat, 12 Sept 2026 at 14:57, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 8 Sept 2026 at 16:37, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 8 Sept 2026 at 16:36, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 8 Sept 2026 at 16:16, Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com > wrote:
Loan Amount 24,00,000/-
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Tuesday, September 8, 2026 4:14 PM
To: Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
< siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Krunal Shah /LEG/ICICIHFC/ < krunal.shah@icicihfc.com >; Rahul Gujar /DIST/ICICIHFC/ < rahul.gujar@icicihfc.com >; Nitin Mundhe /DIST/ICICIHFC/PUNE < nitin.mundhe@icicihfc.com >; Rahul Indulkar /DIST/ICICIHFC/ < rahul.indulkar@icicihfc.com >; Tushar Manjare
/DIST/ICICIHFC/ < tushar.manjare@icicihfc.com >
Subject: Re: NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team,
Kindly confirm the Loan amount.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Tue, 8 Sept 2026 at 16:12, Kandurke Prakash / /ICICIHFC/ < kandurke.prakash@icicihfc.com > wrote:
Dear Team,
Kindly share Challan In Caption Case.
Regards,
Kailas Kandurke
Sales Manager - DES
Pune Main
8265011248
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | Kaveri pan card.jpg | filed | 35d ago |
| Aadhaar card | Screenshot_20260908-160824_WhatsApp Business~2.jpg | filed | 35d ago |
| PAN card | Ajay pancard.pdf | filed | 35d ago |
| Payment screenshot | Noi 2000.jpg | filed | 35d ago |
| Aadhaar card | AJAY ADHAR CARD NEW.png | filed | 35d ago |
| Payment screenshot | IMG-20260908-WA0006.jpg | filed | 35d ago |
| Sanction letter | KFSLetter_77000336333 (1).pdf | filed | 35d ago |
| Technical report | HRQ-26-140450_INDProcessRequest_2500320260827100713007.pdf | filed | 35d ago |
| LSR (search report)+ E-filing copy (token) inside+ A challan whose owner could not be read — not counted until a person says inside | 1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf | filed | 35d ago |
| Other | image.png | filed | 35d ago |
| Paid challan (GRAS) | AJAY GOVIND JADHAV EchallanMH009859638202627E.pdf | filed | 34d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹22,870
₹22,870
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹21,250 129247079851
₹21,250 129247079851
Paid at
28 Sep 17:48:49
28 Sep 17:48:49
Verified on
28 Sep 17:48:53
28 Sep 17:48:53
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,810 | ₹13,010 | ₹350 | ₹1,700 | ₹22,870 |
By law ₹22,850. We ask ₹22,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
41 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO, GRN, Paid amount, Challan date
17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 29d ago — all agree.
The property, paper by paper side by side, the base paper first
the technical report BASE — the challan follows this
HRQ-26-140450_INDProcessRequest_2500320260827100713007.pdf
as printed
FLAT NO B 7 THIRD FLOOR WING B SUYOG SAMRUDDHI SR NO (145) 173 HISSA NO 111 AND SR NO (146) 173 HISSA NO 2 A PART PLOT NO 33 34 46 AND 47 BHEKARINAGAR FHURSUNGI TAL HAVELI DIST PUNE
FLAT NO B 7 THIRD FLOOR WING B SUYOG SAMRUDDHI SR NO (145) 173 HISSA NO 111 AND SR NO (146) 173 HISSA NO 2 A PART PLOT NO 33 34 46 AND 47 BHEKARINAGAR FHURSUNGI TAL HAVELI DIST PUNE
PIN
412308
412308
the legal report (TSR)
1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf
as printed
ALL THAT PIECE AND PARCEL OF PROPERTY BEARING FLAT NO. B-7, HAVING A SALEABLE BUILT-UP AREA ADMEASURING 770 SQ. FT., EQUIVALENT TO 71.53 SQ. MTRS., SITUATED ON THE THIRD FLOOR, IN ‘B’ WING, IN THE BUILDING/PROJECT KNOWN AS "SUYOG SAMRUDDHI’, CONSTRUCTED ON THE AFORESAID ENTIRE LAND PROPERTY BEARING SANCTIONED LAYOUT PLOT NOS. 33, 34, 46 AND 47, OUT OF SURVEY NO. (145) 173, HISSA NO. 1/1/1 AND SURVEY NO. (145) 173, HISSA NO. 2A, SITUATED AT VILLAGE FURSUNGI, TALUKA HAVELI, DISTRICT PUNE, TOGETHER WITH ALL COMMON AMENITIES, EASEMENTS, COMMON RIGHTS, LIGHT METER, FITTINGS, FIXTURES, WATER CONNECTION AND ALL APPURTENANT RIGHTS ATTACHED THERETO.
ALL THAT PIECE AND PARCEL OF PROPERTY BEARING FLAT NO. B-7, HAVING A SALEABLE BUILT-UP AREA ADMEASURING 770 SQ. FT., EQUIVALENT TO 71.53 SQ. MTRS., SITUATED ON THE THIRD FLOOR, IN ‘B’ WING, IN THE BUILDING/PROJECT KNOWN AS "SUYOG SAMRUDDHI’, CONSTRUCTED ON THE AFORESAID ENTIRE LAND PROPERTY BEARING SANCTIONED LAYOUT PLOT NOS. 33, 34, 46 AND 47, OUT OF SURVEY NO. (145) 173, HISSA NO. 1/1/1 AND SURVEY NO. (145) 173, HISSA NO. 2A, SITUATED AT VILLAGE FURSUNGI, TALUKA HAVELI, DISTRICT PUNE, TOGETHER WITH ALL COMMON AMENITIES, EASEMENTS, COMMON RIGHTS, LIGHT METER, FITTINGS, FIXTURES, WATER CONNECTION AND ALL APPURTENANT RIGHTS ATTACHED THERETO.
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO B 7 THIRD FLOOR WING B SUYOG SAMRUDDHI SR NO 145 173 HISSA NO 111 AND SR NO 146 173 HISSA NO
FLAT NO B 7 THIRD FLOOR WING B SUYOG SAMRUDDHI SR NO 145 173 HISSA NO 111 AND SR NO 146 173 HISSA NO
Locality/Road
2 A PART PLOT NO 33 34 46 AND 47 BHEKARINAGAR FHURSUNGI TAL HAVELI DIST PUNE
2 A PART PLOT NO 33 34 46 AND 47 BHEKARINAGAR FHURSUNGI TAL HAVELI DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
the legal report (TSR) also prints: 1/1/1, 2A, 53, 71, 770, AFORESAID, AMENITIES, APPURTENANT, ATTACHED, BUILDING/PROJECT, COMMON, CONNECTION, EASEMENTS, ENTIRE, FITTINGS
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Kaveri Somanath Savant | PRLPS6108G | …1825 |
| co_mortgagor | AJAY GOVIND JADHAV | BAXPJ9206M | …1764 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | kandurke.prakash@icicihfc.com | 35d ago |
| document chase | kandurke.prakash@icicihfc.com | 35d ago |
What the engine read from each document — check anything marked in red
PAN card Kaveri pan card.jpg needs your check
dob
2001-01-01
2001-01-01
pan
PRLPS6108G
PRLPS6108G
name
Kaveri Somanath Savant
Kaveri Somanath Savant
legible
True
True
raw reading (for Abhijit)
{'dob': '2001-01-01', 'pan': 'PRLPS6108G', 'name': 'Kaveri Somanath Savant', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}PAN card Ajay pancard.pdf needs your check
dob
1996-02-27
1996-02-27
pan
BAXPJ9206M
BAXPJ9206M
name
AJAY GOVIND JADHAV
AJAY GOVIND JADHAV
legible
True
True
raw reading (for Abhijit)
{'dob': '1996-02-27', 'pan': 'BAXPJ9206M', 'name': 'AJAY GOVIND JADHAV', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot Noi 2000.jpg needs your check
date
2026-09-08
2026-09-08
time
15:32
15:32
amount
2000.0
2000.0
method
GPay
GPay
payee name
ADV RASHMI SINGH AND ASSOCIATES
ADV RASHMI SINGH AND ASSOCIATES
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-08', 'time': '15:32', 'amount': 2000.0, 'method': 'GPay', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': None, 'debit_notification_text': None}Aadhaar card Screenshot_20260908-160824_WhatsApp Business~2.jpg needs your check
dob
2001-01-01
2001-01-01
name
Kaveri Somanath Savant
Kaveri Somanath Savant
legible
True
True
aadhaar last4
1825
1825
raw reading (for Abhijit)
{'dob': '2001-01-01', 'pan': None, 'name': 'Kaveri Somanath Savant', 'legible': True, 'aadhaar_last4': '1825', 'quality_issue': None}Aadhaar card AJAY ADHAR CARD NEW.png needs your check
dob
1996-02-27
1996-02-27
name
Ajay Govind Jadhav
Ajay Govind Jadhav
legible
True
True
aadhaar last4
1764
1764
raw reading (for Abhijit)
{'dob': '1996-02-27', 'pan': None, 'name': 'Ajay Govind Jadhav', 'legible': True, 'aadhaar_last4': '1764', 'quality_issue': None}Payment screenshot IMG-20260908-WA0006.jpg needs your check
utr
129247079851
129247079851
date
2026-09-08
2026-09-08
time
15:33
15:33
amount
19250
19250
method
Google Pay
Google Pay
payee upi
....1429@hdfcbank
....1429@hdfcbank
payer upi
....12-5@okhdfcbank
....12-5@okhdfcbank
payee name
ADV RASHMI SINGH AND ASSOCIATES
ADV RASHMI SINGH AND ASSOCIATES
payer name
AKASH AJINATH DALAVI
AKASH AJINATH DALAVI
raw reading (for Abhijit)
{'utr': '129247079851', 'date': '2026-09-08', 'time': '15:33', 'amount': 19250, 'method': 'Google Pay', 'payee_upi': '....1429@hdfcbank', 'payer_upi': '....12-5@okhdfcbank', 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': 'AKASH AJINATH DALAVI', 'debit_notification_text': None}Sanction letter KFSLetter_77000336333 (1).pdf needs your check
lan
77000336333
77000336333
legible
True
True
loan type
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
confidence
1.0
1.0
loan amount
2600000.0
2600000.0
interest rate
9.05
9.05
sanction date
17/08/2026
17/08/2026
letter version
HF-38-VER-14-01072026/KFS
HF-38-VER-14-01072026/KFS
applicant names
AJAY GOVIND JADHAV, KAVERI SOMANATH SAVANT
AJAY GOVIND JADHAV, KAVERI SOMANATH SAVANT
applicant mobile
9834388449
9834388449
property address
includes insurance
False
False
total with insurance
2600000.0
2600000.0
applicant address from462
read again off the letter's pages (page 1, Communication Address)
read again off the letter's pages (page 1, Communication Address)
applicant address verbatim
GROUND FLOOR, MATOSHRI NIWAS, SR NO. 173, PARMAR PARISAR FURSUNGI, Phursungi, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412308
GROUND FLOOR, MATOSHRI NIWAS, SR NO. 173, PARMAR PARISAR FURSUNGI, Phursungi, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412308
raw reading (for Abhijit)
{'lan': '77000336333', 'legible': True, 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'loan_amount': 2600000.0, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '17/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['AJAY GOVIND JADHAV', 'KAVERI SOMANATH SAVANT'], 'applicant_mobile': '9834388449', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': 2600000.0, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'GROUND FLOOR, MATOSHRI NIWAS, SR NO. 173, PARMAR PARISAR FURSUNGI, Phursungi, Pune Moffusil, PUNE, MAHARASHTRA, IN, 412308'}Technical report HRQ-26-140450_INDProcessRequest_2500320260827100713007.pdf needs your check
found
True
True
found in
PROPERTY ADDRESS
PROPERTY ADDRESS
area sq m
55.0
55.0
confidence
1.0
1.0
property address
pin: 412308; state: Maharashtra; taluka: Haveli; flat_no: B 7; district: Pune; floor_no: Third Floor; landmark: Phurasangi, Near By Datta Mandir; village_city: Fhursungi; building_name: Suyog Samruddhi Wing B; survey_or_
pin: 412308; state: Maharashtra; taluka: Haveli; flat_no: B 7; district: Pune; floor_no: Third Floor; landmark: Phurasangi, Near By Datta Mandir; village_city: Fhursungi; building_name: Suyog Samruddhi Wing B; survey_or_
security address verbatim
Flat No B 7 Third Floor Wing B Suyog Samruddhi Sr No (145) 173 Hissa No 111 And Sr No (146) 173 Hissa No 2 A Part Plot No 33 34 46 And 47 Bhekarinagar Fhursungi Tal Haveli Dist Pune
Flat No B 7 Third Floor Wing B Suyog Samruddhi Sr No (145) 173 Hissa No 111 And Sr No (146) 173 Hissa No 2 A Part Plot No 33 34 46 And 47 Bhekarinagar Fhursungi Tal Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 55.0, 'confidence': 1.0, 'property_address': {'pin': '412308', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'B 7', 'district': 'Pune', 'floor_no': 'Third Floor', 'landmark': 'Phurasangi, Near By Datta Mandir', 'village_city': 'Fhursungi', 'building_name': 'Suyog Samruddhi Wing B', 'survey_or_cts_no': 'Sr No (145) 173 Hissa No 111 And Sr No (146) 173 Hissa No 2 A Part Plot No 33 34 46 And 47'}, 'security_address_verbatim': 'Flat No B 7 Third Floor Wing B Suyog Samruddhi Sr No (145) 173 Hissa No 111 And Sr No (146) 173 Hissa No 2 A Part Plot No 33 34 46 And 47 Bhekarinagar Fhursungi Tal Haveli Dist Pune'}LSR (search report) 1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf needs your check
found
True
True
found in
Description of Subject Property
Description of Subject Property
area sq m
71.53
71.53
confidence
1.0
1.0
property address
state: Maharashtra; taluka: Haveli; flat_no: B-7; district: Pune; floor_no: Third Floor; full_address: Flat No. B-7, Third Floor, B Wing, Suyog Samruddhi, Village Fursungi, Taluka Haveli, District Pune, Maharashtra; vill
state: Maharashtra; taluka: Haveli; flat_no: B-7; district: Pune; floor_no: Third Floor; full_address: Flat No. B-7, Third Floor, B Wing, Suyog Samruddhi, Village Fursungi, Taluka Haveli, District Pune, Maharashtra; vill
security address verbatim
All that piece and parcel of property bearing Flat No. B-7, having a saleable built-up area admeasuring 770 Sq. Ft., equivalent to 71.53 Sq. Mtrs., situated on the Third Floor, in ‘B’ Wing, in the building/project known
All that piece and parcel of property bearing Flat No. B-7, having a saleable built-up area admeasuring 770 Sq. Ft., equivalent to 71.53 Sq. Mtrs., situated on the Third Floor, in ‘B’ Wing, in the building/project known
raw reading (for Abhijit)
{'found': True, 'found_in': 'Description of Subject Property', 'area_sq_m': 71.53, 'confidence': 1.0, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'B-7', 'district': 'Pune', 'floor_no': 'Third Floor', 'landmark': None, 'full_address': 'Flat No. B-7, Third Floor, B Wing, Suyog Samruddhi, Village Fursungi, Taluka Haveli, District Pune, Maharashtra', 'village_city': 'Fursungi', 'building_name': 'Suyog Samruddhi, B Wing', 'survey_or_cts_no': 'Layout Plot Nos. 33, 34, 46 and 47, Survey No. (145) 173, Hissa No. 1/1/1 and Survey No. (145) 173, Hissa No. 2A'}, 'security_address_verbatim': 'All that piece and parcel of property bearing Flat No. B-7, having a saleable built-up area admeasuring 770 Sq. Ft., equivalent to 71.53 Sq. Mtrs., situated on the Third Floor, in ‘B’ Wing, in the building/project known as "Suyog Samruddhi’, constructed on the aforesaid entire land property bearing sanctioned Layout Plot Nos. 33, 34, 46 and 47, out of Survey No. (145) 173, Hissa No. 1/1/1 and Survey No. (145) 173, Hissa No. 2A, situated at Village Fursungi, Taluka Haveli, District Pune, together with all common amenities, easements, common rights, light meter, fittings, fixtures, water connection and all appurtenant rights attached thereto.'}Other image.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Payment screenshot IMG-20260908-WA0006.jpg needs your check
payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '129247079851', 'date': '2026-09-08', 'page': None, 'time': '15:33', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 19250.0, 'direction': 'credit', 'na
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '129247079851', 'date': '2026-09-08', 'page': None, 'time': '15:33', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 19250.0, 'direction': 'credit', 'na
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '129247079851', 'date': '2026-09-08', 'page': None, 'time': '15:33', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 19250.0, 'direction': 'credit', 'narration': 'To ADV RASHMI SINGH AND ASSOCIATES ....1429@hdfcbank noi', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4271', 'account_holder': 'AKASH AJINATH DALAVI'}}Payment screenshot Noi 2000.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-08', 'page': 1, 'time': '15:32', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 2000.0, 'direction': 'debit', 'narration': 'Paid to ADV RASHMI SI
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-08', 'page': 1, 'time': '15:32', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 2000.0, 'direction': 'debit', 'narration': 'Paid to ADV RASHMI SI
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-08', 'page': 1, 'time': '15:32', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 2000.0, 'direction': 'debit', 'narration': 'Paid to ADV RASHMI SINGH AND ASSOCIATES', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}LSR (search report) 1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf needs your check
grn
MH008454285202627E
MH008454285202627E
total
9750.0
9750.0
defaced
False
False
bank cin
02003942026081700669
02003942026081700669
district
PUNE
PUNE
payer name
Advocate Narayan Laxman Khamkar
Advocate Narayan Laxman Khamkar
sro office
PND1_JT DISTT REGISTRAR PUNE URBAN
PND1_JT DISTT REGISTRAR PUNE URBAN
paying bank
BANK OF BARODA
BANK OF BARODA
scheme rows
{'amount': 9750.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
{'amount': 9750.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
payer mobile
XXXXXX0198
XXXXXX0198
payment date
17/08/2026
17/08/2026
inner challan
True
True
raw reading (for Abhijit)
{'grn': 'MH008454285202627E', 'pin': None, 'total': 9750.0, 'article': None, 'defaced': False, 'bank_cin': '02003942026081700669', 'district': 'PUNE', 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'Advocate Narayan Laxman Khamkar', 'sro_office': 'PND1_JT DISTT REGISTRAR PUNE URBAN', 'paying_bank': 'BANK OF BARODA', 'remarks_raw': None, 'scheme_rows': [{'amount': 9750.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': 'XXXXXX0198', 'payment_date': '17/08/2026', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}Technical record (for Abhijit — safe to ignore)
| 47m ago | ezdocs:reader | reader_home_address | {'fp': '3bc38b0f8c129c79', 'from': 'the sanction letter (KFSLetter_77000336333 (1).pdf)', 'home': {'pin': '412308', 'area': 'SR NO. 173, PARMAR PARISAR FURSUNGI', 'floor': 'GROUND FLOOR', 'state': 'MAHARASHTRA', 'buildin |
| 14d ago | ezdocs:reader | letter_home_read462 | {'fp': 'doc:d81cfe71-12c2-4cd0-9c2c-fdc1633485ae', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'KFSLetter_77000336333 (1).pdf', 'asked': True, 'found |
| 15d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf', 'HRQ-26-140450_INDProcessRequest_2500320260827100713007.pdf', 'KFSLetter_77000336333 (1).pdf', 'Screenshot_20260908-160 |
| 15d ago | system:extract | address_compared | {'sig': '6e5dc16242e61757', 'why': 'after gather', 'people': [{'home': 'Sr.No.173, Ground Floor, Matoshri Niwas, Parmar Parisar Fursungi, Parmar Parisar Fursungi, Pune City, Pune, 412304', 'person': 'Kaveri Somanath Sava |
| 15d ago | system:extract | challan_boxes_by_rules | {'fp': '5208a51a3c160b4e', 'why': 'the reader wrote a number the papers do not print (3 in box1)'} |
| 15d ago | system:extract | box_taken_over_by_paper | {'box': 'party.mobile#1', 'now': '7507462329', 'src': 'aadhaar', 'was': '9834388449', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. aadhaar prints this, and the pri |
| 15d ago | system:extract | box_taken_over_by_paper | {'box': 'property.area_unit', 'now': 'Sq.ft.', 'src': 'lsr', 'was': 'SQ.MT', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words ar |
| 15d ago | system:extract | box_taken_over_by_paper | {'box': 'property.area_value', 'now': 770.0, 'src': 'lsr', 'was': '71.53', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words are |
| 15d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr2_type', 'now': 'HISSA', 'src': 'lsr', 'was': 'SURVEY', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words a |
| 15d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr1_value', 'now': '173', 'src': 'lsr', 'was': '33, 34, 46 and 47', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the print |
| 15d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr1_type', 'now': 'SURVEY', 'src': 'lsr', 'was': 'PLOT', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. lsr prints this, and the printed words ar |
| 15d ago | system:sms | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 15d ago | system:payments | payment_verified | {'utr': 'AXNGG25045631157,AXNGG25045640982,110782277602', 'delta': 0.0, 'method': 'balance_match+part', 'paid_at': '2026-09-28T12:18:49.801907+00:00', 'expected': 22870.0, 'received': 22870.0, 'confidence': 'high'} |
| 15d ago | system:payments | payment_part_added | {'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is judged', 'earlier': 4000.0, 'expected': 22870.0, 'this_credit': 18870.0, 'now_received': 22870.0} |
| 15d ago | system:payments | receivable_snapshot | {'before': {'delta': -18870.0, 'status': 'short', 'paid_at': '2026-09-07T13:37:39+00:00', 'received': 4000.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_part_sms_amount+part', 'received_utr': 'AXN |
| 17d ago | system:ingest | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared'], 'mails': 6, 'su |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '412308', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': 'bd1b6298-14 |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '412304', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': '2cf551a9-fc |
| 29d ago | system:extract | property_self_check | {'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'quick sweep'} |
| 29d ago | system:ingest | challan_unsure | {'why': 'no second party, article or matching total could be read', 'file': '1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; |
| 29d ago | system:ingest | challan_identity | {'why': 'no second party, article or matching total could be read', 'file': '1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf', 'inner': True, 'doc_id': '5916a4b1-552d-4395-a9d5-b9a941f46d3a', 'verdict': 'unknown'} |
| 29d ago | system:payments | hidden_payment_scan | {'file': 'Noi 2000.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'f46ec7a1-cec0-449a-b48a-6da688cb562d', 'fetched': True} |
| 29d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Noi 2000.jpg', 'kin |
| 29d ago | system:payments | claim_part_duplicate | {'utr': None, 'date': '2026-09-08', 'parts': 2, 'amount': 2000.0, 'claimed_total': 21250.0} |
| 29d ago | system:payments | hidden_payment_scan | {'file': 'IMG-20260908-WA0006.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '6dad817d-e35a-455c-872a-d98d7960b5da', 'fetched': True} |
| 29d ago | system:extract | property_attrs_split | {'now': {'attr1_type': 'PLOT', 'attr2_type': 'SURVEY', 'attr1_value': '33, 34, 46 and 47', 'attr2_value': '(145) 173'}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': 'Layout Plot Nos. 33, 34, 46 an |
| 34d ago | system:payments | hidden_payment_scan | {'file': 'image.png', 'kind': 'other', 'found': 0, 'doc_id': 'b479e254-8763-4b64-8881-e50f25b34bfd', 'fetched': True} |
| 34d ago | system:quick | desk_documents_backfill | {'why': "the NOI team mailed this before the engine kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re: |
| 34d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AJAY GOVIND JADHAV |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹22,870 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Payment SHORT by ₹1,620 (₹21,250 of ₹22,870). Branch wrote ₹24,00,000; sanction letter says ₹26,00,000. We quoted on ₹26,00,000. Confirm the mortgage amount before the challan.
Today · 13 Oct1 thing
The home address was read off the papers — by ezdocs:reader
28 Sep12 things — 1 money step · 11 steps
boxes gathered
address compared
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
26 Sep1 thing — 1 step
mail read as shown
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep6 things — 6 steps
kyc address read
kyc address read
property self check
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
13 Sep1 thing — 1 step
property attrs split
9 Sep6 things — 1 document received · 1 letter written · 4 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
AJAY GOVIND JADHAV EchallanMH009859638202627E.pdf
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
quoted history checked
8 Sep37 things — 10 documents received · 3 letters written · 2 money steps · 3 cautions · 19 steps
extra challan scanned
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
Wrote the document chase mail — held, silent mode
Re: NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
An old draft withdrew itself — its asks were already answered
documents read together
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
Wrote the document chase mail — held, silent mode
NOI and MOE Charges in case of ___AJAY GOVIND JADHAV_____77000336333____10317509
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
receivable snapshot
The payment proof already on the case was applied
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Property read from the legal / technical report (the sanction letter had none)
Payment proof arrived before the case was quoted — held
Received: other
image.png
Received: LSR
1315_26_Baner_Ajay Govind Jadhav_TSR_Signed (1).pdf
Received: Technical report
HRQ-26-140450_INDProcessRequest_2500320260827100713007.pdf
Received: Sanction letter
KFSLetter_77000336333 (1).pdf
Received: Payment screenshot
IMG-20260908-WA0006.jpg
credit seen before bill
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Aadhaar
AJAY ADHAR CARD NEW.png
Co-applicant added
Received: Payment screenshot
Noi 2000.jpg
Received: PAN card
Ajay pancard.pdf
Received: Aadhaar
Screenshot_20260908-160824_WhatsApp Business~2.jpg
Received: PAN card
Kaveri pan card.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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