Cases / NOI-2026-02770

PANCHAL SHUBHAM ARVIND

LAN HOU/KRDI/0526/5099462 Filed — token due · our move Send the e-filing copy All documents Mails & papers 1

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs2 still to come

9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Sale deedopen

✓Payment screenshot — shows ₹25,420; money not verified yetopen

✓PAN cardopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — inside SKM_226i26060916400.pdfopen

A challan that is not the NOI's (the sale deed's own) — not counted — inside SKM_226i26060916400.pdfopen

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (13)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹25,360.68 is still not in our account. Chase the branch for it.
Payment proof is from 2026-05-27 — an old receipt?

MoneyWaiting for the credit

₹25,360.68CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹25,420; we wait for the credit itself

Ask for the exact ₹25,360.68. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%8,830

Registration fee 0.5%14,710

Government handling320

Our service fee1,500.68

Total we ask for25,360.68

This payment is from the Vyapar QR (HDFC) at 2026-05-27 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 2 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan under a minuteour time (made after working hours) · 27 May 19:29

Index II —not yet

the branch 123 d 23 hthe SRO 16 d 22 htotal 140 d 22 h so far

Now with the SRO — waiting for the SRO's Index II

since 28 Sep 19:19 — 16 d 22 h of working time

Day by day — every step and who held it

27 May 19:29Your branch's mail

27 May 19:29Challan madeat once

28 Sep 19:18Papers from your branch+123 d 23 h · the branch

28 Sep 19:18Papers readat once

28 Sep 19:18Papers from your branchat once

28 Sep 19:18Papers readat once

28 Sep 19:18Papers from your branchat once

28 Sep 19:18Papers readat once

28 Sep 19:18Papers from your branchat once

28 Sep 19:18Papers readat once

28 Sep 19:18Papers from your branchat once

28 Sep 19:18Papers readat once

28 Sep 19:18Papers from your branchat once

28 Sep 19:18Papers readat once

28 Sep 19:19Papers from your branchat once

28 Sep 19:19Papers readat once

28 Sep 19:19Property readat once

28 Sep 19:19Fee quotedat once

28 Sep 19:19Papers from your branchat once

28 Sep 19:19Papers readat once

28 Sep 19:19Papers from your branchat once

28 Sep 19:19Papers readat once

28 Sep 19:19Filed on IGR — e-filing sharedat once

28 Sep 19:19Papers readat once

Case facts

Bank

PNB_HFL

Loan amount

₹29,40,000

Loan account no.

HOU/KRDI/0526/5099462

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Send the e-filing copy

Filed, and the branch is waiting for the token. Attach the downloaded e-filing document — the token is read from an eFilingDoc… filename.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has shared a defaced e-filing copy for case closure. The branch is now waiting for the government's Index II of the NOI.

the history says the next move is with the branch — the Index II of the NOI

the branch last asked: Kindly share the NOI

the history says e-filing copy shared is done, but the case stands at Filed — token due — the papers on the case do not show it yet; open the mail it names

✓ e-filing copy shared — done, mail 1 (2026-09-28) “PFA DEFACED E FILING FOR CASE CLOSURE”

read over 1 mail(s), last mail 2026-09-28 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copyYOU ARE HERE

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0626275006311 · ₹300 · paid 27/06/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH003344280202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PP pawan.panbone@phfl.com phfl.com
28 Sep, 16:57 · 17d ago THE APP JOINED HERE — earlier mails are on Gmail

Re[2]: Share NOI challan -- PANCHAL SHUBHAM ARVIND -- HOU/KRDI/0526/5099462

Dear Team,

Kindly share the NOI

Thanks & Regards,

Pawan Panbone

Branch Operation Executive

7972032638

PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 07/18/26 14:41
To: Rakesh Gange (rakesh.gange@pnbhousing.com)
Cc: Mahadeo Jambhale (mahadeo.jambhale@pnbhousing.com), Kalyan Balaji Rakh (kalyan.rakh@phfl.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rama Khot (rama.khot@pnbhousing.com)
Subject: Re: Share NOI challan -- PANCHAL SHUBHAM ARVIND -- HOU/KRDI/0526/5099462

 Exercise Secured by Check Point

TEAM,

PFA DEFACED E FILING FOR CASE CLOSURE

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Fri, 3 Jul 2026 at 15:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 17 Jun 2026 at 15:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team

We will process the noi for the same...

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 17 Jun 2026 at 13:40, Rakesh Gange < rakesh.gange@pnbhousing.com > wrote:
Dear Team,

Kindly share the NOI.

Thanks & Regards,
Rakesh Gange
Customer Service Manager AM I
Kharadi Branch.
Direct: 020-25576000 Ext
Toll Free: 1800 120 8800
Website- www.pnbhousing.com

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 27 May 2026 21:07
To: Rama Khot < rama.khot@pnbhousing.com >
Cc: Mahadeo Jambhale < mahadeo.jambhale@pnbhousing.com >; Kalyan Balaji Rakh < kalyan.rakh@phfl.com >; Rakesh Gange < rakesh.gange@pnbhousing.com >; Bhagyalakshmi Pillai < bhagyalakshmi.pillai@pnbhousing.com >; Pawan Laxman Panbone < pawan.panbone@phfl.com >
Subject: Re: Share NOI challan -- PANCHAL SHUBHAM ARVIND -- HOU/KRDI/0526/5099462

 Exercise Secured by Check Point

Team,

PFA challan for your reference..

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Wed, 27 May 2026 at 20:57, Rama Khot < rama.khot@pnbhousing.com > wrote:

PFA photos

Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 27 May 2026 20:29
To: Rama Khot < rama.khot@pnbhousing.com >
Cc: Mahadeo Jambhale < mahadeo.jambhale@pnbhousing.com >; Kalyan Balaji Rakh < kalyan.rakh@phfl.com >; Rakesh Gange < rakesh.gange@pnbhousing.com >; Bhagyalakshmi Pillai < bhagyalakshmi.pillai@pnbhousing.com >; Pawan Laxman Panbone < pawan.panbone@phfl.com >
Subject: Re: Share NOI challan -- PANCHAL SHUBHAM ARVIND -- HOU/KRDI/0526/5099462

 Exercise Secured by Check Point

Dear Team

We acknowledge the receipt of your mail documents and payment.we will initiate the challan for the same.For noi filing we need colour selfie photos.

Regards,
NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

On Wed, 27 May 2026 at 19:43, Rama Khot < rama.khot@pnbhousing.com > wrote:

Dear Team,
Share NOI challan.

Internal
From: Kalyan Balaji Rakh kalyan.rakh@phfl.com
Sent: 27 May 2026 19:19
To: Rama Khot < rama.khot@pnbhousing.com >
Subject:

Thanks & Regards,

Kalyan Rakh

SR Relationship officer

Pnb Housing Finance Limited

3rd Floor, Ganlaxmi Complex,

Hadapsar Kharadi Bypass Road,Kharadi,Pune

Mobile: +91 7507246165

🤖 read: asks for the challan — “Kindly share the NOI”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG-20260527-WA0047.jpg	filed	16d ago
Selfie / photo	IMG-20260527-WA0048.jpg	CANNOT BE READ — clear copy asked	16d ago
Sale deed	Omkar Bliss 402 Sale Deed Draft-1.pdf	filed	16d ago
Payment screenshot	IMG-20260527-WA0046.jpg	filed	16d ago
PAN card	ACE Scanner_2026_05_16.jpg	filed	16d ago
PAN card	ACE Scanner_2026_05_16(1).jpg	filed	16d ago
Sanction letter	20260527_191601.jpg	filed	16d ago
Selfie / photo	Panchal photo.pdf	CANNOT BE READ — clear copy asked	16d ago
Paid challan (GRAS)	PANCHAL SHUBHAM ARVIND EchallanMH003344280202627E.pdf	filed	16d ago
Paid challan (GRAS)+ Index II inside+ A challan that is not the NOI's (the sale deed's own) — not counted inside	SKM_226i26060916400.pdf	filed	16d ago
Other	image001.png	filed	16d ago
E-filing copy (token)	eFilingDoc9992706260430.pdf	filed	16d ago
E-filing copy (token)	SHUBHAM ARVIND PANCHAL 9992706260430 (1).pdf	filed	16d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,360.68

Where it stands
waiting for the credit

Screenshot claims
₹25,420 881116663775

This payment is from the Vyapar QR (HDFC) at 2026-05-27 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

stale_claim:2026-05-27:124d

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹8,830	₹14,710	₹320	₹1,500	₹25,360

By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), E-mail (person 1)

21 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (SKM_226i26060916400.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नाव:पुणे म.न.पा. इतर वर्णन:, इतर माहितीः गाव मौजे वाघोली येथील जुना गट नं. 850,851,852,853,854 आणि 855 यांसी (नवीन गट नं. 849 ते 854) यावरील राधेश्वरी नगर को-ऑप हौसिंग सोसायटी मधील मंजूर लेआऊट मधील प्लॉट नं. 12 यासी क्षेत्र 10532 चौ.फु. म्हणजेच 978.75 चौ.मी. यावर बांधण्यात आलेले "ओमकार ब्लीस" तसेच "ओंकार ब्लिस सहकारी गृहरचना संस्था मर्यादित" या इमारतीमधील चौथ्या मजल्यावरील सदनिका क्र. " 402 " यासी कारपेट क्षेत्र 402 चौ. फू. म्हणजेच 37.38 चौ. मी. टेरेस क्षेत्र 61 चौ. फू. म्हणजेच 5.69 चौ. मी. व ड्राय बाल्कनी क्षेत्र 24 चौ.फु. म्हणजेच 2.20 चौ.मी. व एक कव्हर कार पार्किंग क्र. 7 हि मिळकत. (भोगवटा प्रमाण पत्र - पी एच ए / मौ. वाघोली / गट न. 849 ते 854 भू. क्र. 12/̀̀. क्र. 1979 दिनांक 03/11/2015)((GAT NUMBER: 849 to 854; Plot Number: 12;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

20260527_191601.jpg

as printed
FLAT NO 402, PLOT NO 12, 04TH FLOOR, OLD GAT NO 850 851 852 853 854 AND 855, RADHESHWARI NAGAR CO-OPERATIVE HOUSING SOCIETY LIMITED, OMKAR BLISS CO-OPERATIVE HOUSING SOCIETY LTD., WAGHOLI, WAGHOLI, PUNE, GAT NOS. 850, 851, 852, 853, 854, AND 855 (NEW GAT NO. 849 TO 854), PUNE, MAHARASHTRA, INDIA, 412207

PIN
412207

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 402 PLOT NO 12 04TH FLOOR OLD GAT NO 850 851 852 853 854 AND 855

Locality/Road
RADHESHWARI NAGAR CO-OPERATIVE HOUSING SOCIETY LIMITED OMKAR BLISS CO-OPERATIVE HOUSING SOCIETY LTD

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	NAMRATA SHUBHAM PANCHAL	DVTPB2024L
mortgagor	PANCHAL SHUBHAM ARVIND	EGTPA9358C

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	pawan.panbone@phfl.com	16d ago
questions for the branch — what the papers leave open	pawan.panbone@phfl.com	16d ago
document chase	pawan.panbone@phfl.com	16d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo IMG-20260527-WA0047.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo IMG-20260527-WA0048.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Payment screenshot IMG-20260527-WA0046.jpg needs your check

utr
881116663775

date
2026-05-27

time
19:09

amount
25420

method
PhonePe

payee upi
169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

debit notification text
Transaction Successful

raw reading (for Abhijit)

{'utr': '881116663775', 'date': '2026-05-27', 'time': '19:09', 'amount': 25420, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}

PAN card ACE Scanner_2026_05_16.jpg needs your check

dob
1999-11-03

pan
DVTPB2024L

name
NAMRATA SHUBHAM PANCHAL

legible
True

father name
RAVINDRA BHALERAO

raw reading (for Abhijit)

{'dob': '1999-11-03', 'pan': 'DVTPB2024L', 'name': 'NAMRATA SHUBHAM PANCHAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAVINDRA BHALERAO', 'aadhaar_last4': None, 'quality_issue': None}

PAN card ACE Scanner_2026_05_16(1).jpg needs your check

dob
2001-03-23

pan
EGTPA9358C

name
PANCHAL SHUBHAM ARVIND

legible
True

father name
ARVIND PANCHAL

raw reading (for Abhijit)

{'dob': '2001-03-23', 'pan': 'EGTPA9358C', 'name': 'PANCHAL SHUBHAM ARVIND', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ARVIND PANCHAL', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter 20260527_191601.jpg needs your check

lan
HOU/KRDI/0526/5099462

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'PANCHAL SHUBHAM ARVIND', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NAMRATA SHUBHAM PANCHAL', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

loan amount
2800000

final amount
2940000

interest rate
8.5

sanction date
26-May-2026

letter version
8

applicant email
panchalshubham314171@gmail.com

applicant names
PANCHAL SHUBHAM ARVIND, NAMRATA SHUBHAM PANCHAL

printed altered
False

applicant mobile
9172604709

balance transfer
False

property address
pin: 412207; state: MAHARASHTRA; Flat no: 402; district: Pune; Floor: 04TH; Address: FLAT NO 402, PLOT NO 12, 04TH FLOOR, OLD GAT NO 850 851 852 853 854 AND 855, Radheshwari Nagar Co-operative Housing Society Lim

insurance premium
140000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2940000

security address verbatim
FLAT NO 402, PLOT NO 12, 04TH FLOOR, OLD GAT NO 850 851 852 853 854 AND 855, Radheshwari Nagar Co-operative Housing Society Limited, Omkar Bliss Co-operative Housing Society Ltd., WAGHOLI, WAGHOLI, Pune, Gat Nos. 850, 85

applicant address verbatim
FLAT NO 02 1ST FLOOR, RAINBOW ENGLIAH SCHOOL, AWHALWADI ROAD GANESH NAGAR, WAGHOLI PUNE, Pune, MAHARASHTRA, 412207, India

raw reading (for Abhijit)

{'lan': 'HOU/KRDI/0526/5099462', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'PANCHAL SHUBHAM ARVIND', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NAMRATA SHUBHAM PANCHAL', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2800000, 'final_amount': 2940000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '26-May-2026', 'letter_version': '8', 'applicant_email': 'panchalshubham314171@gmail.com', 'applicant_names': ['PANCHAL SHUBHAM ARVIND', 'NAMRATA SHUBHAM PANCHAL'], 'printed_altered': False, 'applicant_mobile': '9172604709', 'balance_transfer': False, 'property_address': {'pin': '412207', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '402', 'district': 'Pune', 'floor_no': '04TH', 'landmark': None, 'full_address': 'FLAT NO 402, PLOT NO 12, 04TH FLOOR, OLD GAT NO 850 851 852 853 854 AND 855, Radheshwari Nagar Co-operative Housing Society Limited, Omkar Bliss Co-operative Housing Society Ltd., WAGHOLI, WAGHOLI, Pune, Gat Nos. 850, 851, 852, 853, 854, and 855 (New Gat no. 849 to 854), Pune, MAHARASHTRA, India, 412207', 'village_city': 'WAGHOLI', 'building_name': 'Radheshwari Nagar Co-operative Housing Society Limited, Omkar Bliss Co-operative Housing Society Ltd.', 'survey_or_cts_no': 'OLD GAT NO 850 851 852 853 854 AND 855, Gat Nos. 850, 851, 852, 853, 854, and 855 (New Gat no. 849 to 854)'}, 'insurance_premium': 140000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2940000, 'security_address_verbatim': 'FLAT NO 402, PLOT NO 12, 04TH FLOOR, OLD GAT NO 850 851 852 853 854 AND 855, Radheshwari Nagar Co-operative Housing Society Limited, Omkar Bliss Co-operative Housing Society Ltd., WAGHOLI, WAGHOLI, Pune, Gat Nos. 850, 851, 852, 853, 854, and 855 (New Gat no. 849 to 854), Pune, MAHARASHTRA, India, 412207', 'applicant_address_verbatim': 'FLAT NO 02 1ST FLOOR, RAINBOW ENGLIAH SCHOOL, AWHALWADI ROAD GANESH NAGAR, WAGHOLI PUNE, Pune, MAHARASHTRA, 412207, India'}

Selfie / photo Panchal photo.pdf needs your check

kind
group_or_other

legible
False

confidence
0.8

face visible
True

quality issue
two people in the photo

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.8, 'face_visible': True, 'quality_issue': 'two people in the photo'}

Paid challan (GRAS) PANCHAL SHUBHAM ARVIND EchallanMH003344280202627E.pdf needs your check

grn
MH003344280202627E

pin
412207

total
23530.0

article
6(1)

defaced
False

bank cin
03006172026052800053

district
PUNE

area city
PUNE

payer pan
EGTXXXXXXC

flat block
FLAT NO 402, 4TH FLOOR, RADHESHWARI

payer name
PANCHAL SHUBHAM ARVIND

sro office
HVL27 HAVELI 27 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000

scheme rows
{'amount': 8825.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14705.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4709

payment date
27/05/2026

road locality
GAT NOS. 850, 851, 852, 853, 854, AND 855 (NEW GAT NO. 849 TO 854), WAGHOLI, PUNE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2940000

raw reading (for Abhijit)

{'grn': 'MH003344280202627E', 'pin': '412207', 'total': 23530.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026052800053', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'EGTXXXXXXC', 'flat_block': 'FLAT NO 402, 4TH FLOOR, RADHESHWARI', 'payer_name': 'PANCHAL SHUBHAM ARVIND', 'sro_office': 'HVL27 HAVELI 27 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000', 'scheme_rows': [{'amount': 8825.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14705.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4709', 'payment_date': '27/05/2026', 'road_locality': 'GAT NOS. 850, 851, 852, 853, 854, AND 855 (NEW GAT NO. 849 TO 854), WAGHOLI, PUNE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2940000'}

Paid challan (GRAS) SKM_226i26060916400.pdf needs your check

grn
MH003740140202627P

pin
412207

total
247300.0

defaced
True

bank cin
10000502026060308101

district
PUNE

area city
Pune

payer pan
EGTXXXXXXC

flat block
Flat no. 402, OMKAR BLISS CO - OPERATIVE HOUSING SOCIETY LIMITED

payer name
PANCHAL SHUBHAM ARVIND

sro office
HVL27_HAVELI 27 JOINT SUB REGISTRAR

paying bank
STATE BANK OF INDIA

remarks raw
PANDAYZPM5738B~SecondPartyName=PIYUSH BHARATBHAI MODI~CA=2675000~Marketyal=3103676

scheme rows
{'amount': 217300.0, 'head_code': '0046401', 'description': 'Stamp Duty'}, {'amount': 30000.0, 'head_code': '00063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4709

payment date
03/06/2026-17:39:11

road locality
Wagholi

second party pan
AYZPM5738B

header doc number
8550/2026

second party name
PIYUSH BHARATBHAI MODI

consideration amount
2675000

raw reading (for Abhijit)

{'grn': 'MH003740140202627P', 'pin': '412207', 'total': 247300.0, 'article': None, 'defaced': True, 'bank_cin': '10000502026060308101', 'district': 'PUNE', 'area_city': 'Pune', 'payer_pan': 'EGTXXXXXXC', 'flat_block': 'Flat no. 402, OMKAR BLISS CO - OPERATIVE HOUSING SOCIETY LIMITED', 'payer_name': 'PANCHAL SHUBHAM ARVIND', 'sro_office': 'HVL27_HAVELI 27 JOINT SUB REGISTRAR', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'PANDAYZPM5738B~SecondPartyName=PIYUSH BHARATBHAI MODI~CA=2675000~Marketyal=3103676', 'scheme_rows': [{'amount': 217300.0, 'head_code': '0046401', 'description': 'Stamp Duty'}, {'amount': 30000.0, 'head_code': '00063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4709', 'payment_date': '03/06/2026-17:39:11', 'road_locality': 'Wagholi', 'second_party_pan': 'AYZPM5738B', 'header_doc_number': '8550/2026', 'second_party_name': 'PIYUSH BHARATBHAI MODI', 'consideration_amount': '2675000'}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

E-filing copy (token) eFilingDoc9992706260430.pdf needs your check

sro
HVL11

kind
efiling_copy

token
9992706260430

legible
True

property
road: PUNE; unit: FLAT NO:402; floor: 4; taluka: HAVELI; numbers: [{'type': 'GAT NUMBER', 'value': '849 TO 854, OLD GAT NO 850,851,852,853,854 AND 855'}, {'type': 'PLOT NUMBER', 'value': '12'}]; village: VAGHOLI (AVHALAV

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'EGTPA9358C', 'name': 'SHUBHAM ARVIND PANCHAL', 'address': 'Flat No:02, Floor No:1ST, Building Name:RAINBOW ENGLISH SCHOOL, GANESH NAGAR WAGHOLI, Block Sector:WAGHOLI, Road:AWHALWADI ROAD, City:PUNE State: MAHARA

title deed
Deed of Assignment :8550/2026 SRO HAVELI 27

filing date
2026-07-03

loan amount
2940000.0

date of mortgage
2026-06-27

raw reading (for Abhijit)

{'sro': 'HVL11', 'kind': 'efiling_copy', 'token': '9992706260430', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': 'FLAT NO:402', 'floor': '4', 'taluka': 'HAVELI', 'numbers': [{'type': 'GAT NUMBER', 'value': '849 TO 854, OLD GAT NO 850,851,852,853,854 AND 855'}, {'type': 'PLOT NUMBER', 'value': '12'}], 'village': 'VAGHOLI (AVHALAVADI)', 'building': 'OMKAR BLISS CO-OP HSG SOC LTD BLDG', 'district': 'PUNE', 'area_text': 'Carpet: 37.38 Sq.mt.', 'local_body': 'RADHESHWARI NAGAR CHSL LAYOUT', 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'EGTPA9358C', 'name': 'SHUBHAM ARVIND PANCHAL', 'address': 'Flat No:02, Floor No:1ST, Building Name:RAINBOW ENGLISH SCHOOL, GANESH NAGAR WAGHOLI, Block Sector:WAGHOLI, Road:AWHALWADI ROAD, City:PUNE State: MAHARASHTRA, District: PUNE, Pin:412207'}, {'pan': 'DVTPB2024L', 'name': 'NAMRATA SHUBHAM PANCHAL', 'address': 'Flat No:02, Floor No:1ST, Building Name:RAINBOW ENGLISH SCHOOL,GANESH NAGAR WAGHOLI, Block Sector:WAGHOLI, Road:AWHALWADI ROAD, City:PUNE, State: MAHARASHTRA, District: PUNE, Pin:412207'}], 'title_deed': 'Deed of Assignment :8550/2026 SRO HAVELI 27', 'filing_date': '2026-07-03', 'loan_amount': 2940000.0, 'date_of_mortgage': '2026-06-27'}

E-filing copy (token) SHUBHAM ARVIND PANCHAL 9992706260430 (1).pdf needs your check

sro
HVL11

kind
efiling_copy

token
1479

legible
True

property
road: PUNE; unit: 402; floor: 4; taluka: Haveli; numbers: [{'type': 'GAT NUMBER', 'value': '849 TO 854,OLD GAT NO 850,851,852,853,854 AND 855'}, {'type': 'Plot Number', 'value': '12'}]; village: Vagholi (avhalavadi); bui

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'EGTPA9358C', 'name': 'SHUBHAM ARVIND PANCHAL', 'address': 'Flat No:02, Floor No:1ST, Building Name:RAINBOW ENGLISH SCHOOL,GANESH NAGAR WAGHOLI, Block Sector:WAGHOLI, Road:AWHALWADI ROAD, City:PUNE, State:MAHARAS

title deed
Deed of Assignment :8550/2026 SRO HAVELI 27

filing date
2026-07-04

loan amount
2940000.0

date of mortgage
2026-06-27

raw reading (for Abhijit)

{'sro': 'HVL11', 'kind': 'efiling_copy', 'token': '1479', 'legible': True, 'property': {'pin': None, 'road': 'PUNE', 'unit': '402', 'floor': '4', 'taluka': 'Haveli', 'numbers': [{'type': 'GAT NUMBER', 'value': '849 TO 854,OLD GAT NO 850,851,852,853,854 AND 855'}, {'type': 'Plot Number', 'value': '12'}], 'village': 'Vagholi (avhalavadi)', 'building': 'OMKAR BLISS CO-OP HSG SOC LTD BLDG', 'district': 'Pune', 'area_text': '37.38 Sq.mt. Carpet', 'local_body': 'RADHESHWARI NAGAR CHSL LAYOUT', 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'EGTPA9358C', 'name': 'SHUBHAM ARVIND PANCHAL', 'address': 'Flat No:02, Floor No:1ST, Building Name:RAINBOW ENGLISH SCHOOL,GANESH NAGAR WAGHOLI, Block Sector:WAGHOLI, Road:AWHALWADI ROAD, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:412207'}, {'pan': 'DVTPB2024L', 'name': 'NAMRATA SHUBHAM PANCHAL', 'address': 'Flat No:02, Floor No:1ST, Building Name:RAINBOW ENGLISH SCHOOL,GANESH NAGAR WAGHOLI, Block Sector:WAGHOLI, Road:AWHALWADI ROAD, City:PUNE, State:MAHARASHTRA, District:PUNE, Pin:412207'}], 'title_deed': 'Deed of Assignment :8550/2026 SRO HAVELI 27', 'filing_date': '2026-07-04', 'loan_amount': 2940000.0, 'date_of_mortgage': '2026-06-27'}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260527-WA0046.jpg needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': '881116663775', 'date': '2026-05-27', 'page': 1, 'time': '19:09', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25420.0, 'direction': 'debit', 'narration': 'PhonePe Tran

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '881116663775', 'date': '2026-05-27', 'page': 1, 'time': '19:09', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25420.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2605271909547245711386', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7615', 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

11d ago	EzDocs	dhc_prn_looked	{'file': 'eFilingDoc9992706260430.pdf', 'found': True, 'doc_id': 'e629c0ec-50ac-4094-94d0-de332911de77'}
11d ago	EzDocs	dhc_prn_read	{'prn': '0626275006311', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992706260430.pdf', 'from': "the filed notice's own text", 'gr
11d ago	EzDocs	dhc_prn_looked	{'file': 'SHUBHAM ARVIND PANCHAL 9992706260430 (1).pdf', 'found': False, 'doc_id': 'd46d90c5-213b-44f9-913a-a54a0f15b41b'}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
16d ago	EzDocs	document_reread	{'now': ['pan'], 'was': ['pan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'ACE Scanner_2026_05_16(1).jpg', 'doc_id': 'b3ddd1d6-84f2-46a8-b932-67e4ff28b925',
16d ago	EzDocs	document_reread	{'now': ['pan'], 'was': ['pan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'ACE Scanner_2026_05_16.jpg', 'doc_id': 'f6e6557d-9287-407c-8974-674eb5a7aaab', 'f
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team took EGxxxxxxXC from the Index II;
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 2675000 — no paper on th
16d ago	EzDocs	efiling_found_on_case	{'now': 'FILED', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'the pape
16d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SKM_226i26060916400.pdf', 'kind': 'index2'}
16d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PANCHAL SHUBHAM ARVIND EchallanMH003344280202627E.pdf', 'kin
16d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 29,40,000 from the sanction copy s
16d ago	EzDocs	efiling_found_on_case	{'now': 'FILED', 'was': 'AWAITING_PAYMENT', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI
16d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 29,40,000 from the sanction copy s
16d ago	EzDocs	efiling_found_on_case	{'now': 'FILED', 'was': 'AWAITING_PAYMENT', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI
16d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260527-WA0046.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'b30cf03c-4e66-420e-9978-a9f46c6f6c8b', 'fetched': True}
16d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260527-WA0046
16d ago	EzDocs	stale_claim_flagged	{'age_days': 124, 'claim_date': '2026-05-27'}
16d ago	EzDocs	claim_part_duplicate	{'utr': '881116663775', 'date': '2026-05-27', 'parts': 1, 'amount': 25420.0, 'claimed_total': 25420.0}
16d ago	EzDocs	hidden_payment_scan	{'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '27e92968-3b1e-4a9f-b786-e056b983354a', 'fetched': True}
16d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'SKM_226i26060916400.pdf', 'doc_id': 'b0703e39-b5df-4dc6-ba26-abe95ac1f4ca', 'head
16d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 29,40,000 from the sanction copy s
16d ago	EzDocs	efiling_found_on_case	{'now': 'FILED', 'was': 'AWAITING_PAYMENT', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI
16d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['SKM_226i26060916400.pdf', 'Omkar Bliss 402 Sale Deed Draft-1.pdf', '20260527_191601.jpg', 'ACE Scanner_2026_05_16.jpg', 'ACE Scanner_2026_05_16(1).jpg'], 'after': {'addresse
16d ago	EzDocs	address_compared	{'sig': '1b16d4d5ec85e3a8', 'why': 'after gather', 'people': [{'home': '', 'person': 'PANCHAL SHUBHAM ARVIND', 'against': [], 'home_src': '', 'party_id': '9407a362-05f4-4d36-8d46-ba3b2093c2ce'}, {'home': '8, G, Jabulkar
16d ago	EzDocs	challan_boxes_by_rules	{'fp': 'd2e2da65adcefba9', 'why': 'box 1 lost a number the case holds (852)'}
16d ago	EzDocs	reader_home_address	{'fp': 'e43812a991951b34', 'from': 'the sanction letter (20260527_191601.jpg)', 'home': {'pin': '412207', 'area': 'GANESH NAGAR', 'flat': '02', 'road': 'AWHALWADI ROAD', 'floor': '1ST FLOOR', 'state': 'MAHARASHTRA', 'bui
16d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 29,40,000 from the sanction copy s
16d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KRDI/0526/509
16d ago	EzDocs	efiling_found_on_case	{'now': 'FILED', 'was': 'AWAITING_DOCS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'NOI cas

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹25,420 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Filed — token due

The challan is paid; the filing is under way.

Next — whose move

send the e-filing copy

For you to check: The work is done — our fee of ₹25,360.68 is still not in our account. Chase the branch for it. Payment proof is from 2026-05-27 — an old receipt?

4 Oct1 thing

EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records