Cases / NOI-2026-01655

Sarfaraj Ahamad Mohammad

LAN HOU/PNVL/0826/5202812 Index II shared · done All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Aadhaar cardopen

✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Sanction letteropen

✓E-filing copy (token)open

✓PAN card — inside KYC (1).pdfopen

Applicant's PAN Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (7)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹22,250.86CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹22,300 receivedthe receipt's amount and minute agree

Stamp duty 0.3%7,660

Registration fee 0.5%12,770

Government handling320

Our service fee1,500.86

Total we ask for22,250.86

the branch’s receipt claims ₹22,300 0048823710

paid 11 Sep 11:07:48 · verified 11 Sep 11:28:48 · 21 min later

How we know

Our own bank told us — 11 Sep 11:07

₹22,300 · UTR 004882893710 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.22300.00 11-09-2026 11:07:48 by SAIYADA thru UPI. Aval Bal Rs.184660.45 CR. (UPI Ref ID:004882893710) -PNB”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹22,232. We ask ₹22,250 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 8 h 05 minour time · 11 Sep 20:37

Index II 41 h 37 minour time · 16 Sep 13:01

the NOI team 5 d 1 htotal 5 d 1 h

Complete.

Day by day — every step and who held it

11 Sep 11:24Your branch's mail

11 Sep 11:24Payment landedat once

11 Sep 11:28Fee quoted+4 min · the NOI team

11 Sep 11:28Papers readat once

11 Sep 11:28Property readat once

11 Sep 11:28Payment verifiedat once

11 Sep 11:28Ready for the challanat once

11 Sep 20:37Challan made+9 h 09 min · the NOI team

12 Sep 16:17Filed on IGR — e-filing shared+19 h 40 min · the NOI team

16 Sep 13:01Index II sent+3 d 20 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹25,51,500

Loan account no.

HOU/PNVL/0826/5202812

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1

The PAN card	SARFARAJ AHAMAD
The sanction letter DIFFERS	SARFARAJ AHAMAD MOHAMMAD

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process for this case has been completed. All necessary steps, including challan generation, e-filing, and sharing of the government's Index II, are finalized.

the history says the next move is with no one — the case is finished — case closed

✓ loan papers sent — done, mail 1 (2026-09-11) “Require document and Payment Receipt attached for your reference”

✓ fee paid — the branch's words — done, mail 1 (2026-09-11) “Payment Receipt attached for your reference”

✓ challan made — done, mail 3 (2026-09-11) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-11) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-11) “INDEX II (1).pdf”

✓ filed on the IGR site — done, mail 4 (2026-09-12) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 4 (2026-09-12) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 5 (2026-09-16) “PFA index 2 copy for case closure..”

read over 5 mail(s), last mail 2026-09-16 · read 32d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 32d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AC akshay.chaudhari@phfl.com phfl.com
11 Sep, 11:24 · 37d ago THE FIRST MAIL — how this case began

Kindly Initiate 0.3% Challan & NOI in case of SARFARAJ AHAMAD MOHAMMAD - HOU/PNVL/0826/5202812

📎 IMG-20260911-WA0007.jpg ↗📎 IMG-20260911-WA0008.jpg ↗📎 KYC (1).pdf ↗📎 INDEX II (1).pdf ↗📎 Sanction letter (1).pdf ↗

Dear Team,

Kindly Initiate 0.3% Challan & NOI in case of SARFARAJ AHAMAD MOHAMMAD - HOU/PNVL/0826/5202812

Require document and Payment Receipt attached for your reference

Loan amount with insurance₹25,51,500

Property Add: - FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel 410208

Thanks & Regards,

Mobile: +91 8097024529

Akshay Chaudhari

Senior Team Leader 

Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

🤖 read: asks for the challan, the e-filing copy; documents attached; note: 0.3% Challan — “Kindly Initiate 0.3% Challan”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
11 Sep, 11:37 · 37d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 11:27, Akshay Chaudhari <akshay.chaudhari@phfl.com>

wrote:

earlier mails quoted below

*Dear Team,*

Kindly Initiate 0.3% Challan & NOI in case of SARFARAJ AHAMAD MOHAMMAD -
HOU/PNVL/0826/5202812
​
*Require document and Payment Receipt attached for your reference*

*Loan amount with insurance - 25,51,500/-*
*​*
*Property Add: - **FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS LTD,
PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel 410208​*

*Thanks & Regards,*

*Mobile: +91 8097024529 <+91%2080970%2024529>*

*Akshay Chaudhari*

*Senior Team Leader *

*Every 3000 sheets cost 1 tree so please don't print any e-mail unless you
really need it……*[image: cid:image002.gif@01CB6161.0062FB80]

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
11 Sep, 12:32 · 37d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 11:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 11 Sept 2026 at 11:27, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:

> *Dear Team,*
>
> Kindly Initiate 0.3% Challan & NOI in case of SARFARAJ AHAMAD MOHAMMAD -
> HOU/PNVL/0826/5202812
> ​
> *Require document and Payment Receipt attached for your reference*
>
> *Loan amount with insurance - 25,51,500/-*
> *​*
> *Property Add: - **FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS
> LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel 410208​*
>
>
> *Thanks & Regards,*
>
> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>
> *Akshay Chaudhari*
>
> *Senior Team Leader *
>
> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
12 Sep, 16:17 · 36d ago

📎 eFilingDoc9991209260177.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 12:32, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 11 Sept 2026 at 11:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 11 Sept 2026 at 11:27, Akshay Chaudhari <
> akshay.chaudhari@phfl.com> wrote:
>
>> *Dear Team,*
>>
>> Kindly Initiate 0.3% Challan & NOI in case of SARFARAJ AHAMAD MOHAMMAD
>> - HOU/PNVL/0826/5202812
>> ​
>> *Require document and Payment Receipt attached for your reference*
>>
>> *Loan amount with insurance - 25,51,500/-*
>> *​*
>> *Property Add: - **FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS
>> LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel 410208​*
>>
>>
>> *Thanks & Regards,*
>>
>> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>>
>> *Akshay Chaudhari*
>>
>> *Senior Team Leader *
>>
>> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
>> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>>
>

🤖 read: NOI filed on IGR ✓; e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
16 Sep, 13:01 · 32d ago

📎 IndexII9991209260177.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 12 Sept 2026 at 16:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 11 Sept 2026 at 12:32, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 11 Sept 2026 at 11:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Fri, 11 Sept 2026 at 11:27, Akshay Chaudhari <
>> akshay.chaudhari@phfl.com> wrote:
>>
>>> *Dear Team,*
>>>
>>> Kindly Initiate 0.3% Challan & NOI in case of SARFARAJ AHAMAD MOHAMMAD
>>> - HOU/PNVL/0826/5202812
>>> ​
>>> *Require document and Payment Receipt attached for your reference*
>>>
>>> *Loan amount with insurance - 25,51,500/-*
>>> *​*
>>> *Property Add: - **FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS
>>> LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel 410208​*
>>>
>>>
>>> *Thanks & Regards,*
>>>
>>> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>>>
>>> *Akshay Chaudhari*
>>>
>>> *Senior Team Leader *
>>>
>>> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
>>> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>>>
>>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	IMG-20260911-WA0007.jpg	filed	37d ago
Payment screenshot	IMG-20260911-WA0008.jpg	filed	37d ago
Aadhaar card+ PAN card inside	KYC (1).pdf	filed	37d ago
Index IIthe branch sent this — an input	INDEX II (1).pdf	filed	37d ago
Sanction letter	Sanction letter (1).pdf	filed	37d ago
E-filing copy (token)	eFilingDoc9991209260177.pdf	filed	36d ago
Index IIthe registered copy we filed	IndexII9991209260177.pdf	filed	32d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹22,250.86

Where it stands
VERIFIED — money received

Screenshot claims
₹22,300 0048823710

Paid at
11 Sep 11:07:48

Verified on
11 Sep 11:28:48

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,660	₹12,770	₹320	₹1,500	₹22,250

By law ₹22,232. We ask ₹22,250 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

26 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), Building (person 1) …

Not found in the document: Village, Floor, Area

12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd name, Second number, E-mail (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1) …

✓ EzDocs checked every box against the document’s own words 32d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IndexII9991209260177.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) Corporation: Panavel Other details: Building Name:B WING, PARVATI AVENUE CO-OP HSG SOC LTD BLDG, Floor No:5, Flat No:501, Road:PANVEL (Plot Number: 73 ; SECTOR NUMBER: 23 ;)

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (1).pdf

as printed
FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410208

PIN
410208

the Index II

INDEX II (1).pdf

the property
1) itara varnanah, itara maahitih vi. kra. 3.23, dara 76300/- prati chau.mi. sadanikaa nan. 501, paachavaa majalaa, bi-binga, paarvati avenyu ko opa hausinga sosaayati limiteda, plota nan. 73, sektara nan. 23, talojaa paachananda, taalukaa. panavela, jilhaa raayagada kshetraphala 27.98 chau mi kaarapeta eriyaa + 2.04 chau mi teresa ((PLOT NUMBER: 73; SECTOR NUMBER: 23;)) sthaanika svaraajya sansthaah panavela ma.na.paa.

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 501 5TH FLOOR B WING PARVATI AVENUE CHS LTD PLOT NO 73 SECTOR NO 23

Locality/Road
PANVEL

Area/City
TALOJA PACHNAND

check or correct a box, the papers beside it →

the Index II also prints: 04, 1, 2, 27, 3, 76300/, 98, AVENYU, BI, BINGA, CHAU, DARA, ERIYAA, HAUSINGA, ITARA, JILHAA, KAARAPETA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	MOHAMMAD ALAM	AKRPA6798A
mortgagor	Sarfaraj Ahamad	AKRPA6798A	…9298

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	akshay.chaudhari@phfl.com	37d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo IMG-20260911-WA0007.jpg needs your check

kind
live_selfie

legible
True

confidence
0.98

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.98, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260911-WA0008.jpg needs your check

utr
0048823710

date
2026-09-11

time
11:07

amount
22300

method
UPI

payee upi
9892834356m@pnb

payee name
THINKBIGZ INITIATIV

raw reading (for Abhijit)

{'utr': '0048823710', 'date': '2026-09-11', 'time': '11:07', 'amount': 22300, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIV', 'payer_name': None, 'debit_notification_text': None}

Aadhaar card KYC (1).pdf needs your check

dob
1988-01-25

name
Sarfaraj Ahamad

legible
True

aadhaar last4
9298

raw reading (for Abhijit)

{'dob': '1988-01-25', 'pan': None, 'name': 'Sarfaraj Ahamad', 'legible': True, 'aadhaar_last4': '9298', 'quality_issue': None}

Aadhaar card KYC (1).pdf needs your check

dob
1988-01-25

pan
AKRPA6798A

name
MOHAMMAD ALAM

legible
True

raw reading (for Abhijit)

{'dob': '1988-01-25', 'pan': 'AKRPA6798A', 'name': 'MOHAMMAD ALAM', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Sanction letter (1).pdf needs your check

lan
HOU/PNVL/0826/5202812

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
2430000

interest rate
8.0

sanction date
09-Sep-2026

letter version
6

applicant names
SARFARAJ AHAMAD MOHAMMAD, SAIYADA KHATOON

applicant mobile
9919529298

property address
pin: 410208; road: PLOT NO 73 SECTOR 23; state: MAHARASHTRA; Flat no: 501; district: Raigad; Floor: 5TH FLOOR; Address: FLAT NO 501, 5TH FLOOR, B WING, PARVATI AVENUE CHS LTD, PLOT NO 73, SECTOR 23, TALOJA PACHNA

insurance premium
121500

includes insurance
True

total with insurance
2551500

security address verbatim
FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel, Raigad, MAHARASHTRA, India, 410208

raw reading (for Abhijit)

{'lan': 'HOU/PNVL/0826/5202812', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 2430000, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '09-Sep-2026', 'letter_version': '6', 'applicant_names': ['SARFARAJ AHAMAD MOHAMMAD', 'SAIYADA KHATOON'], 'applicant_mobile': '9919529298', 'property_address': {'pin': '410208', 'road': 'PLOT NO 73 SECTOR 23', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '501', 'district': 'Raigad', 'floor_no': '5TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 501, 5TH FLOOR, B WING, PARVATI AVENUE CHS LTD, PLOT NO 73, SECTOR 23, TALOJA PACHNAND, Panvel, Raigad, MAHARASHTRA, 410208', 'village_city': 'TALOJA PACHNAND, Panvel', 'building_name': 'B WING, PARVATI AVENUE CHS LTD', 'survey_or_cts_no': None}, 'insurance_premium': 121500, 'includes_insurance': True, 'total_with_insurance': 2551500, 'security_address_verbatim': 'FLAT NO 501, 5TH FLOOR B WING, PARVATI AVENUE CHS LTD, PLOT NO 73 SECTOR 23, TALOJA PACHNAND, Panvel, Raigad, MAHARASHTRA, India, 410208'}

Index II INDEX II (1).pdf needs your check

kind
index2_input

extracted
doc_no: PNL4-14919-2026; village: तळोजा पाचनंद; doc_kind: सूची क्र. २; doc_year: 2026; sro_name: सह दु.नि. पनवेल 4; area_text: 27.98 चौ. मीटर; mortgagee: सरफराज अहमद आणि सय्यदा खातून; filing_fee: 30000; mortgagors: ['मार

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'doc_no': 'PNL4-14919-2026', 'village': 'तळोजा पाचनंद', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 4', 'area_text': '27.98 चौ. मीटर', 'mortgagee': 'सरफराज अहमद आणि सय्यदा खातून', 'filing_fee': 30000, 'mortgagors': ['मार्कस योहान पांजगे', 'उज्ज्वला मार्कस पांजगे'], 'stamp_duty': 210000, 'filing_date': '2026-08-31', 'loan_amount': 3000000, 'property_text': '1) इतर वर्णनः, इतर माहितीः वि. क्र. 3.23, दर 76300/- प्रती चौ.मी. सदनिका नं. 501, पाचवा मजला, बी-बिंग, पार्वती अवेन्यू को ऑप हौसिंग सोसायटी लिमिटेड, प्लॉट नं. 73, सेक्टर नं. 23, तळोजा पाचनंद, तालुका. पनवेल, जिल्हा रायगड क्षेत्रफळ 27.98 चौ मी कारपेट एरिया + 2.04 चौ मी टेरेस ( (Plot Number: 73; SECTOR NUMBER: 23;)) स्थानिक स्वराज्य संस्थाः पनवेल म.न.पा.', 'survey_numbers': ['73', '23']}}

Technical record (for Abhijit — safe to ignore)

3d ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 11 Sep, 11:37 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
32d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX II (1).pdf', 'IndexII9991209260177.pdf', 'Sanction letter (1).pdf', 'KYC (1).pdf'], 'kept': ['taluka', 'Hadd name'], 'after': {'addresses': {'people': [['Sarfara
32d ago	EzDocs	address_compared	{'sig': 'e7d3fa214625d932', 'why': 'after gather', 'people': [{'home': 'PLOT-a/43, sector-5,asudgaon, New panvel, Panvel, Raigarh, 410206', 'person': 'Sarfaraj Ahamad', 'against': [], 'home_src': 'aadhaar', 'party_id': '
32d ago	EzDocs	challan_boxes_composed	{'fp': '4a5b4731f5eb81d7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 501 5TH FLOOR B WING PARVATI AVENUE C
32d ago	EzDocs	box_disagreement	{'box': 'property.Title deed number', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '1876/2026 SRO Joint S.R. Panvel 4
32d ago	EzDocs	box_disagreement	{'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '27.98', 'page': 1, 'party': None, 'qu
32d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'after the Index II takeover'}
32d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9991209260177.pdf', 'changed': {'road': {'was': 'PLOT NO 73 SECTOR
32d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
32d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
32d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999120926017
34d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
34d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
34d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '410206', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Panvel', 'doc_id': '04f1bc77-7829-
34d ago	EzDocs	kyc_address_missing	{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'MOHAMMAD ALAM', 'party_id': '3e8dae91-bced-4c04-a635-c2
34d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'}
36d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
36d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999120926
37d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
37d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"}
37d ago	EzDocs	quoted_history_checked	{}
37d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II (1).pdf', 'changed': {'pin': {'was': '410208', 'index2': None}, '
37d ago	EzDocs	extra_challan_scanned	{'found': 0}
37d ago	EzDocs	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
37d ago	EzDocs	case_acknowledged_challan_queued	{'utr': '004882893710', 'fee_total': 22250}
37d ago	EzDocs	email_shadowed:ack	{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Sarfaraj Ahamad Mohammad
37d ago	EzDocs	fee_quote_suppressed	{'how': 'claim', 'utr': '0048823710', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 22300.0}
37d ago	EzDocs	sms_matched_late	{'ref': '004882893710', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 22300.0, 'method': 'screen
37d ago	EzDocs	payment_verified	{'utr': '004882893710', 'why': "paid ₹22,300, ₹49 MORE than our ask of ₹22,251 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 49.14, 'method': 'screenshot_amount_time',
37d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's PAN Card

Money

₹22,300 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

15 Oct1 thing

An old draft withdrew itself — its asks were already answered