⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
KRISHNA NANDKISHORE AGRAWAL
LAN HOU/NAG/0726/5157302Loan ₹72,45,000NOIWaiting for the Index IIMails & papers 6
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Sep, 13:39
Documents
Payment
Challan
done 9 Sep, 00:52 · GRAS ↗
Filing
waiting 35d · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has received the necessary documents and payment from the branch and has generated and shared the e-challan. The team is now waiting for the…whole case so far 35d 11h
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• 9 property box(es) not from the Index II / derived / unsure — amber on the portal: district, village, road, attr1_type, attr1_value, attr2_value
• Build Up Area not on file — read it off the Index II / sale deed
• taluka not on file — pick it on the portal (district cascade)
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 72,45,000 is typed; upload the paid challan and it takes over
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
26 Sep2 things
mail read as shown
mail read as shown
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep4 things — 4 steps
kyc address read
kyc address missing
property self check
property attrs split
13 Sep1 thing — 1 step
property attrs split
9 Sep5 things — 1 document received · 1 letter written · 3 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
KRISHNA NANDKISHORE AGRAWAL EchallanMH009861817202627E.pdf
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
8 Sep29 things — 10 documents received · 2 letters written · 1 money step · 16 steps
quoted history checked
Nothing new to ask for — stayed quiet
documents read together
Co-applicant added
Received: Aadhaar
IMG-20250710-WA0006.jpg
Received: Aadhaar
IMG-20250710-WA0004.jpg
Received: PAN card
IMG-20250710-WA0005.jpg
extra challan scanned
Wrote the document chase mail — held, silent mode
Chalan and NOI of Krishna Agrawal - HOU/NAG/0726/5157302
claim inside desk buffer
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
Property address read from the sanction letter
credit seen before bill
amount low confidence
Payment proof arrived before the case was quoted — held
Received: other
image002.jpg
Received: other
image001.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
IMG-20260908-WA0005.jpg
Received: PAN card
Ajay Pan (3).jpg
Received: Aadhaar
Aadhaar AJAY AGRAWAL (2)-1.pdf
Received: Sanction letter
IMG-20260908-WA0004.jpg
Received: Selfie
IMG-20260908-WA0006.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓PAN cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 11 files
The whole file has not been read yet11 papers on file
Moneyall of it is in
₹38,560
Reached our account 7 Sep 16:36:59.
How we know
Our own bank told us — 7 Sep 16:36
₹38,535 · UTR AXNGG25044851188 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.38535.00,07-09-2026 16:36:59 thru NEFT from AXNGG25044851188/GOOGLE INDIA DIGITAL . Aval Bal 41020.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%21,740
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for38,560
By law ₹38,555. We ask ₹38,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
APARTMENT NO 42, FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY, 225 DIVISION NO 8, Nagpur, 440001
read from the sanction letter · e-filing boxes 22 of 46 ready
Check the property →the boxes beside the paper
People
Krishna Nandkishore Agrawal · co-applicantABNPA9700FAjay Nandkishor Agrawal · applicantAGLPA8807E
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