Cases / NOI-2026-01447
KRISHNA NANDKISHORE AGRAWAL
LAN HOU/NAG/0726/5157302
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓PAN cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹38,560
The whole amount reached our account. Nothing is pending on this case.
₹38,535 receivedmatches the branch's receipt
Stamp duty 0.3%21,740
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for38,560
the branch’s receipt claims ₹38,535 129189946209
paid 7 Sep 16:36:59 · verified 8 Sep 13:46:17 · 21 h 09 min later
How we know
Our own bank told us — 7 Sep 16:36
₹38,535 · UTR AXNGG25044851188 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.38535.00,07-09-2026 16:36:59 thru NEFT from AXNGG25044851188/GOOGLE INDIA DIGITAL. Aval Bal 41020.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹38,555. We ask ₹38,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 57 minour time · 8 Sep 16:52
Index II —not yet
the NOI team 37 d 3 hthe branch 1 h 16 mintotal 37 d 4 h so far
Now with the NOI team — e-filing on IGR
since 8 Sep 16:52 — 37 d 1 h of working time
Day by day — every step and who held it
8 Sep 13:39Your branch's mail
8 Sep 13:39Payment landedat once
8 Sep 13:46Papers read+7 min · the NOI team
8 Sep 13:46Property readat once
8 Sep 13:46Fee quotedat once
8 Sep 13:46Payment verifiedat once
8 Sep 15:01Papers from your branch+1 h 16 min · the branch
8 Sep 15:31Papers read+29 min · the NOI team
8 Sep 16:52Challan made+1 h 21 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹72,45,000
Loan account no.
HOU/NAG/0726/5157302
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• 9 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, village, road, Number type, Number, Second number
• Build Up Area not on file — read it off the Index II / sale deed
• taluka not on file — pick it on the portal (district cascade)
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 72,45,000 is typed; upload the paid challan and it takes over
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team has received the necessary documents and payment from the branch and has generated and shared the e-challan. The team is now waiting for the branch to provide the applicant's selfie photo and the registered sale deed copy to proceed with the NOI filing.
the history says the next move is with the branch — the Index II and applicant's selfie photo
✓ loan papers sent — done, mail 5 (2026-09-08) “We acknowledge the receipt of your mail documents”
✓ fee paid — the branch's words — done, mail 5 (2026-09-08) “and payment.”
✓ challan made — done, mail 6 (2026-09-08) “PFA challan for your reference.”
✓ challan shared — done, mail 6 (2026-09-08) “PFA challan for your reference.”
? Index II asked for — asked, mail 5 (2026-09-08) “For noi filing we need a colour live selfie photo of the applicant KRISHNA NANDKISHORE AGRAWAL and register sale deed copy.”
read over 6 mail(s), last mail 2026-09-08 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SB
sandip.bhusari1@pnbhousing.com pnbhousing.com
08 Sep, 13:39 · 37d ago THE FIRST MAIL — how this case began
08 Sep, 13:39 · 37d ago THE FIRST MAIL — how this case began
Chalan and NOI of Krishna Agrawal - HOU/NAG/0726/5157302
📎 IMG-20260908-WA0006.jpg↗📎 IMG-20260908-WA0004.jpg↗📎 Aadhaar AJAY AGRAWAL (2)-1.pdf↗📎 Ajay Pan (3).jpg↗📎 IMG-20260908-WA0005.jpg↗📎 image001.jpg↗📎 image002.jpg↗
Dear Team,
Please proceed for Chalan
Thanks & Regards
SANDIP BHUSARI
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
Internal
From: Anup Divakar Lokhande1 <anup.lokhande1@phfl.com>
Sent: 08 September 2026 13:37
To: Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>; Nagsen Khemchand Jambhulkar <nagsen.jambhulkar@phfl.com>
Subject: Krishna Agrawal Challan receipt
FYI
🤖 read: documents attached; note: Please proceed for Chalan
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Sep, 13:51 · 37d ago
08 Sep, 13:51 · 37d ago
DEAR TEAM,
KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Tue, 8 Sept 2026 at 13:41, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:
Dear Team,
Please proceed for Chalan
Thanks & Regards
*SANDIP BHUSARI*
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
[image: Email Signature]
Internal
*From:* Anup Divakar Lokhande1 <anup.lokhande1@phfl.com>
*Sent:* 08 September 2026 13:37
*To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>; Nagsen Khemchand
Jambhulkar <nagsen.jambhulkar@phfl.com>
*Subject:* Krishna Agrawal Challan receipt
FYI
🤖 read: asks the branch for documents — “KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.”
OL
The NOI teamTYPED IN GMAIL
08 Sep, 13:51 · 37d ago
08 Sep, 13:51 · 37d ago
DEAR TEAM,
KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Tue, 8 Sept 2026 at 13:41, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:
Dear Team,
Please proceed for Chalan
Thanks & Regards
*SANDIP BHUSARI*
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
[image: Email Signature]
Internal
*From:* Anup Divakar Lokhande1 <anup.lokhande1@phfl.com>
*Sent:* 08 September 2026 13:37
*To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>; Nagsen Khemchand
Jambhulkar <nagsen.jambhulkar@phfl.com>
*Subject:* Krishna Agrawal Challan receipt
FYI
🤖 read: asks the branch for documents — “KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.”
SB
sandip.bhusari1@pnbhousing.com pnbhousing.com
08 Sep, 15:01 · 37d ago
08 Sep, 15:01 · 37d ago
KYC DETAILS OF APPLICANT KRISHNA AGRAWAL
Thanks & Regards
SANDIP BHUSARI
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 08 September 2026 13:51
To: Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>
Cc: Nagpur Branch <nagpur.branch@pnbhousing.com>; Anup Divakar Lokhande1 <anup.lokhande1@phfl.com>
Subject: Re: Chalan and NOI of Krishna Agrawal - HOU/NAG/0726/5157302
Exercise Secured by Check Point
DEAR TEAM,
KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 8 Sept 2026 at 13:41, Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com > wrote:
Dear Team,
Please proceed for Chalan
Thanks & Regards
SANDIP BHUSARI
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
Internal
From: Anup
Divakar Lokhande1 < anup.lokhande1@phfl.com >
Sent: 08 September 2026 13:37
To: Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com >; Nagsen Khemchand Jambhulkar < nagsen.jambhulkar@phfl.com >
Subject: Krishna Agrawal Challan receipt
FYI
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
08 Sep, 15:17 · 37d ago
08 Sep, 15:17 · 37d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicant KRISHNA NANDKISHORE AGRAWAL and register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
earlier mails quoted below
On Tue, 8 Sept 2026 at 15:02, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:
KYC DETAILS OF APPLICANT KRISHNA AGRAWAL
Thanks & Regards
*SANDIP BHUSARI*
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
[image: Email Signature]
Internal
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* 08 September 2026 13:51
*To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>
*Cc:* Nagpur Branch <nagpur.branch@pnbhousing.com>; Anup Divakar
Lokhande1 <anup.lokhande1@phfl.com>
*Subject:* Re: Chalan and NOI of Krishna Agrawal - HOU/NAG/0726/5157302
*Secured by Check Point *
DEAR TEAM,
KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 8 Sept 2026 at 13:41, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:
Dear Team,
Please proceed for Chalan
Thanks & Regards
*SANDIP BHUSARI*
Area Sales Manager.
PNB HOUSING FINANCE LIMITED,
Achraj tower, First floor, Katol road,
Rajnagar Sadar Nagpur-440013
Tel : 0712 – 2533460
Mobile: 9958884057
[image: Email Signature]
Internal
*From:* Anup Divakar Lokhande1 <anup.lokhande1@phfl.com>
*Sent:* 08 September 2026 13:37
*To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>; Nagsen Khemchand
Jambhulkar <nagsen.jambhulkar@phfl.com>
*Subject:* Krishna Agrawal Challan receipt
FYI
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
08 Sep, 16:52 · 37d ago
08 Sep, 16:52 · 37d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 8 Sept 2026 at 15:17, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicant KRISHNA NANDKISHORE AGRAWAL and register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Tue, 8 Sept 2026 at 15:02, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:
> KYC DETAILS OF APPLICANT KRISHNA AGRAWAL
>
>
>
> Thanks & Regards
>
> *SANDIP BHUSARI*
>
> Area Sales Manager.
>
> PNB HOUSING FINANCE LIMITED,
>
> Achraj tower, First floor, Katol road,
>
> Rajnagar Sadar Nagpur-440013
>
> Tel : 0712 – 2533460
>
> Mobile: 9958884057
>
> [image: Email Signature]
>
>
>
>
>
> Internal
>
> *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Sent:* 08 September 2026 13:51
> *To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>
> *Cc:* Nagpur Branch <nagpur.branch@pnbhousing.com>; Anup Divakar
> Lokhande1 <anup.lokhande1@phfl.com>
> *Subject:* Re: Chalan and NOI of Krishna Agrawal - HOU/NAG/0726/5157302
>
>
>
> >
> *Secured by Check Point *
>
>
>
> DEAR TEAM,
>
> KINDY SHARE KYC DETAILS OF APPLICANT KRISHNA AGRAWAL FOR CHALLAN PROCESS.
>
>
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
>
> *ThinkBigz*
>
> *M:-8097244974 <(809)%20724-4974>*
>
>
>
>
>
> On Tue, 8 Sept 2026 at 13:41, Sandip Bhusari1 <
> sandip.bhusari1@pnbhousing.com> wrote:
>
> Dear Team,
>
>
>
> Please proceed for Chalan
>
>
>
> Thanks & Regards
>
> *SANDIP BHUSARI*
>
> Area Sales Manager.
>
> PNB HOUSING FINANCE LIMITED,
>
> Achraj tower, First floor, Katol road,
>
> Rajnagar Sadar Nagpur-440013
>
> Tel : 0712 – 2533460
>
> Mobile: 9958884057
>
> [image: Email Signature]
>
>
>
>
>
>
>
> Internal
>
> *From:* Anup Divakar Lokhande1 <anup.lokhande1@phfl.com>
> *Sent:* 08 September 2026 13:37
> *To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>; Nagsen Khemchand
> Jambhulkar <nagsen.jambhulkar@phfl.com>
> *Subject:* Krishna Agrawal Challan receipt
>
>
>
> FYI
>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20260908-WA0006.jpg | filed | 37d ago |
| Sanction letter | IMG-20260908-WA0004.jpg | filed | 37d ago |
| Aadhaar card | Aadhaar AJAY AGRAWAL (2)-1.pdf | filed | 37d ago |
| PAN card | Ajay Pan (3).jpg | filed | 37d ago |
| Payment screenshot | IMG-20260908-WA0005.jpg | filed | 37d ago |
| Other | image001.jpg | filed | 37d ago |
| Other | image002.jpg | filed | 37d ago |
| PAN card | IMG-20250710-WA0005.jpg | filed | 37d ago |
| Aadhaar card | IMG-20250710-WA0004.jpg | filed | 37d ago |
| Aadhaar card | IMG-20250710-WA0006.jpg | filed | 37d ago |
| Paid challan (GRAS) | KRISHNA NANDKISHORE AGRAWAL EchallanMH009861817202627E.pdf | filed | 36d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹38,560
₹38,560
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹38,535 129189946209
₹38,535 129189946209
Paid at
7 Sep 16:36:59
7 Sep 16:36:59
Verified on
8 Sep 13:46:17
8 Sep 13:46:17
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹21,740 | ₹15,000 | ₹320 | ₹1,500 | ₹38,560 |
By law ₹38,555. We ask ₹38,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
22 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area …
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
IMG-20260908-WA0004.jpg
as printed
APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISION NO 8 CS NO 1660, WARD NO 66, MOUZA SITABULDI CIVIL LINES, NAGPUR, NAZUL SHEET NO 18/5, NAGPUR, MAHARASHTRA, INDIA, 440001
APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISION NO 8 CS NO 1660, WARD NO 66, MOUZA SITABULDI CIVIL LINES, NAGPUR, NAZUL SHEET NO 18/5, NAGPUR, MAHARASHTRA, INDIA, 440001
PIN
440001
440001
THE CHALLAN, as it will be typed
Flat/Survey Number
APARTMENT NO 42 FOURTH FLOOR VRINDAVAN APARTMENT BUILDING B 2 SURVEY NO 225 DIVISION NO 8 CS NO 1660
APARTMENT NO 42 FOURTH FLOOR VRINDAVAN APARTMENT BUILDING B 2 SURVEY NO 225 DIVISION NO 8 CS NO 1660
Locality/Road
WARD NO 66 MOUZA SITABULDI CIVIL LINES NAGPUR NAZUL SHEET NO 18/5 MAHARASHTRA
WARD NO 66 MOUZA SITABULDI CIVIL LINES NAGPUR NAZUL SHEET NO 18/5 MAHARASHTRA
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Krishna Nandkishore Agrawal | ABNPA9700F | …5240 |
| mortgagor | Ajay Nandkishor Agrawal | AGLPA8807E | …6570 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | sandip.bhusari1@pnbhousing.com | 37d ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo IMG-20260908-WA0006.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}Aadhaar card Aadhaar AJAY AGRAWAL (2)-1.pdf needs your check
dob
1985-05-10
1985-05-10
name
Ajay Nandkishor Agrawal
Ajay Nandkishor Agrawal
legible
True
True
aadhaar last4
6570
6570
raw reading (for Abhijit)
{'dob': '1985-05-10', 'pan': None, 'name': 'Ajay Nandkishor Agrawal', 'legible': True, 'aadhaar_last4': '6570', 'quality_issue': None}PAN card Ajay Pan (3).jpg needs your check
dob
1985-05-10
1985-05-10
pan
AGLPA8807E
AGLPA8807E
name
AJAY NANDKISHOR AGRAWAL
AJAY NANDKISHOR AGRAWAL
legible
True
True
raw reading (for Abhijit)
{'dob': '1985-05-10', 'pan': 'AGLPA8807E', 'name': 'AJAY NANDKISHOR AGRAWAL', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20260908-WA0005.jpg needs your check
utr
129189946209
129189946209
date
2026-09-07
2026-09-07
time
16:00
16:00
amount
38535
38535
method
Google Pay UPI
Google Pay UPI
payee upi
....56-2@okbizaxis
....56-2@okbizaxis
payer upi
ka13@okhdfcbank
ka13@okhdfcbank
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
VIDHI ASHISH KHEMUKA
VIDHI ASHISH KHEMUKA
debit notification text
Payment of ₹38,535 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
Payment of ₹38,535 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '129189946209', 'date': '2026-09-07', 'time': '16:00', 'amount': 38535, 'method': 'Google Pay UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': 'ka13@okhdfcbank', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'VIDHI ASHISH KHEMUKA', 'debit_notification_text': "Payment of ₹38,535 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account"}Sanction letter IMG-20260908-WA0004.jpg needs your check
lan
HOU/NAG/0726/5157302
HOU/NAG/0726/5157302
legible
True
True
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1
1
loan amount
6900000
6900000
interest rate
8.5
8.5
sanction date
31-Jul-2026
31-Jul-2026
letter version
4
4
applicant names
KRISHNA NANDKISHORE AGRAWAL, AJAY NANDKISHOR AGRAWAL
KRISHNA NANDKISHORE AGRAWAL, AJAY NANDKISHOR AGRAWAL
applicant mobile
8888812228
8888812228
property address
pin: 440001; road: CIVIL LINES; state: MAHARASHTRA; Flat no: APARTMENT NO 42; district: Nagpur; Floor: FOURTH FLOOR; Address: APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISIO
pin: 440001; road: CIVIL LINES; state: MAHARASHTRA; Flat no: APARTMENT NO 42; district: Nagpur; Floor: FOURTH FLOOR; Address: APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISIO
insurance premium
345000
345000
includes insurance
True
True
total with insurance
7245000
7245000
security address verbatim
APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISION NO 8 CS NO 1660,, WARD NO 66, MOUZA SITABULDI CIVIL LINES, Nagpur, NAZUL SHEET NO 18/5, Nagpur, MAHARASHTRA, India, 440001
APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISION NO 8 CS NO 1660,, WARD NO 66, MOUZA SITABULDI CIVIL LINES, Nagpur, NAZUL SHEET NO 18/5, Nagpur, MAHARASHTRA, India, 440001
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0726/5157302', 'legible': True, 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 6900000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '31-Jul-2026', 'letter_version': '4', 'applicant_names': ['KRISHNA NANDKISHORE AGRAWAL', 'AJAY NANDKISHOR AGRAWAL'], 'applicant_mobile': '8888812228', 'property_address': {'pin': '440001', 'road': 'CIVIL LINES', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'APARTMENT NO 42', 'district': 'Nagpur', 'floor_no': 'FOURTH FLOOR', 'landmark': None, 'full_address': 'APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISION NO 8 CS NO 1660,, WARD NO 66, MOUZA SITABULDI CIVIL LINES, Nagpur, NAZUL SHEET NO 18/5, Nagpur, MAHARASHTRA, India, 440001', 'village_city': 'Nagpur', 'building_name': 'VRINDAVAN APARTMENT, BUILDING B 2', 'survey_or_cts_no': 'SURVEY NO 225 DIVISION NO 8 CS NO 1660'}, 'insurance_premium': 345000, 'includes_insurance': True, 'total_with_insurance': 7245000, 'security_address_verbatim': 'APARTMENT NO 42 FOURTH FLOOR, VRINDAVAN APARTMENT, BUILDING B 2, SURVEY NO 225 DIVISION NO 8 CS NO 1660,, WARD NO 66, MOUZA SITABULDI CIVIL LINES, Nagpur, NAZUL SHEET NO 18/5, Nagpur, MAHARASHTRA, India, 440001'}Aadhaar card IMG-20250710-WA0004.jpg needs your check
legible
True
True
aadhaar last4
5240
5240
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'legible': True, 'aadhaar_last4': '5240', 'quality_issue': None}Aadhaar card IMG-20250710-WA0006.jpg needs your check
dob
1956-07-11
1956-07-11
name
Krishna Nandkishore Agrawal
Krishna Nandkishore Agrawal
legible
True
True
aadhaar last4
5240
5240
raw reading (for Abhijit)
{'dob': '1956-07-11', 'pan': None, 'name': 'Krishna Nandkishore Agrawal', 'legible': True, 'aadhaar_last4': '5240', 'quality_issue': None}PAN card IMG-20250710-WA0005.jpg needs your check
dob
1956-07-11
1956-07-11
pan
ABNPA9700F
ABNPA9700F
name
KRISHNA NANDKISHORE AGRAWAL
KRISHNA NANDKISHORE AGRAWAL
legible
True
True
raw reading (for Abhijit)
{'dob': '1956-07-11', 'pan': 'ABNPA9700F', 'name': 'KRISHNA NANDKISHORE AGRAWAL', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': 'f5c0e29397ca0ec2', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing.', 'page': 'Star |
| 1d ago | EzDocs | reader_mail_addition | {'fp': '27ba7244d763a2bd', 'add': {}, 'why': "The mail does not describe the property. It only provides the applicant's KYC details and the branch's contact information.", 'asked': True, 'quote': '', 'same_property': Fal |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:256943fe-d937-4a59-b431-aa36f56ea781', 'why': "the letter's pages print no address of the customer — the page's address is typed by hand (the Aadhaar's is offered for reference)", 'file': 'IMG-20260908-WA0004 |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '440002', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagpur', 'doc_id': '5647ae0f-c0ff- |
| 30d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'Krishna Nandkishore Agrawal', 'party_id': '7ae3d352-e7a |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Second number type': 'CTS', 'Number': '225 DIVISION NO 8', 'Second number': '1660'}, 'was': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '225 DIVISION NO 8 CS NO 1660', 'attr2_va |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Number': '225 DIVISION NO 8 CS NO 1660'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'SURVEY NO 225 DIVISION NO 8 CS NO 1660', 'Second number': ''}, 'why': " |
| 36d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: |
| 36d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KRISHNA NANDKISHORE |
| 36d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0726/5157 |
| 36d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 36d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"} |
| 37d ago | EzDocs | quoted_history_checked | {} |
| 37d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 72,45,000 from the sanction copy s |
| 37d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 5, 'seconds': 10.7, 'workers': 5} |
| 37d ago | EzDocs | co_applicant_added | {'doc': 'aadhaar', 'name': 'Krishna Nandkishore Agrawal'} |
| 37d ago | EzDocs | document_received | {'file': 'IMG-20250710-WA0004.jpg', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 37d ago | EzDocs | document_received | {'file': 'IMG-20250710-WA0006.jpg', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 37d ago | EzDocs | document_received | {'file': 'IMG-20250710-WA0005.jpg', 'doc_type': 'pan', 'confidence': 1.0} |
| 37d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 37d ago | EzDocs | email_shadowed:doc_chase | {'to': 'sandip.bhusari1@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0726/5157302), the following is pending from your end:\n\n 1. Kindly confirm the total loan amount (with |
| 37d ago | EzDocs | claim_inside_desk_buffer | {'gap': 25.0, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are we's buffer; counted as paid in full — nothing to ask for (the cre |
| 37d ago | EzDocs | expectation_recorded_silently | {'why': 'the loan amount was read from a photograph — the branch is asked to confirm it, the figure is held meanwhile', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked aga |
| 37d ago | EzDocs | sms_matched_late | {'ref': 'AXNGG25044851188', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 38535.0, 'method': 'sc |
| 37d ago | EzDocs | payment_verified | {'utr': 'AXNGG25044851188', 'why': "paid ₹38,535, ₹25 under our ask of ₹38,560 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are we's buffer; accepted a |
| 37d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 'sms_id': '033a21e5 |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹38,535 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Yesterday · 14 Oct2 things
EzDocs checked the e-filing boxes against the papers
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
9 Sep5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 9 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
KRISHNA NANDKISHORE AGRAWAL EchallanMH009861817202627E.pdf
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
8 Sep21 things — 10 documents received · 2 letters written · 1 money step · 8 steps
Nothing new to ask for — stayed quiet
Co-applicant added
Received: Aadhaar
IMG-20250710-WA0006.jpg
Received: Aadhaar
IMG-20250710-WA0004.jpg
Received: PAN card
IMG-20250710-WA0005.jpg
Wrote the document chase mail — held, silent mode
Chalan and NOI of Krishna Agrawal - HOU/NAG/0726/5157302
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Property address read from the sanction letter
Payment proof arrived before the case was quoted — held
Received: other
image002.jpg
Received: other
image001.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
IMG-20260908-WA0005.jpg
Received: PAN card
Ajay Pan (3).jpg
Received: Aadhaar
Aadhaar AJAY AGRAWAL (2)-1.pdf
Received: Sanction letter
IMG-20260908-WA0004.jpg
Received: Selfie
IMG-20260908-WA0006.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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